Technology
5 best home inventory apps to protect your property in case of emergency
The recent disasters sweeping the nation, from the torrential floods in North Carolina to the fires still raging in Southern California, showed how vital it is to have an evacuation plan because you might only have mere seconds to determine which items to take with you as you evacuate.
While caring for your loved ones during this extremely stressful time should be a top priority, it is unavoidable that you must rebuild your home and life, which can mean having to provide detailed accounts of what you lost to your insurance provider.
Trying to figure out what to take when you are given seconds or minutes to evacuate or having to file detailed insurance claims afterward can be a painful and confusing process.
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Firefighters at a house fire (Kurt “CyberGuy” Knutsson)
Why keeping track of your home inventory matters
Home inventory and restoration apps can provide you with a tool to itemize and track every item in your home. Not only can these apps help you stay organized and fiscally responsible for everyday home projects, but they can also help you easily determine what you need to grab and where it would be when you have limited time to grab items to take with you when you evacuate. It is important to determine where and what to prioritize, especially if your home is at risk.
These apps can centralize all your home information so that you can stay within budget for home projects and maintenance work, and they can help you should you ever have to submit a claim after any disaster. It can also help you keep your home safer with routine maintenance. Additionally, creating a home inventory can help you determine if you have the appropriate amount of insurance coverage. Some apps allow you to upload important documentation for your home in general or specific items. This means if you ever deal with the worst-case scenario and cannot grab all the important home documents, your apps will have them stored for you and accessible by phone or computer.
Here are the top picks for apps that are best at keeping track of your home before or after a disaster.
A family watching their home go up in flames (Kurt “CyberGuy” Knutsson)
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Top 5 apps for home inventory & management
1. HomeZada
A comprehensive home management platform, HomeZada, helps homeowners manage all aspects of their home, including but not limited to: maintenance, finances, inventory and improvement projects. Because it acts as a central hub to organize and track important home-related information, it will help you track, locate, rescue important items and make filing insurance claims easier.
Key features of HomeZada
- Home maintenance tracking: Create and schedule maintenance tasks such as HVAC servicing or gutter cleaning; get reminders for routine upkeep so it is one less thing for you to have to remember and prevent early replacement costs, as well as keep your home running more safely and smoothly
- Home inventory management: Ability to categorize inventory for all your indoor and outdoor spaces in a streamlined fashion with its established template so you do not have to start from scratch; assign photos, videos, receipts and warranty information for inventory items by room; critical for insurance purposes and disaster recovery
- Home improvement projects: Helps you create a budget, organize and track the progress of projects of all sizes around your home; store ideas, costs and documentation in one place to assist with tax and resale purposes
- Finance and property insights: Track home equity and overall property value by monitoring mortgage payments, utility bills and other home-related expenses
- Document storage: Employs key security features in storing important documents like purchase agreements, blueprints and appliance manuals
- Mobile access: Access available via web and mobile app makes it easy to manage your home wherever you are and however you want
Pricing
HomeZada offers both free and premium plans. Premium plans features include providing additional tools for inventory management, financial tracking and project planning.
Website
For more information or to sign up, click here.
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2. Centriq
While not as comprehensive as Homezada, Centriq has a strong focus on home management, which centralizes everything you need to organize, troubleshoot, operate and maintain your home.
Key features of Centriq
- Manage paperwork: Scan barcodes of appliances and purchases in the home, which allows you access to manuals and warranty information; photograph product receipts along with photos and video
- Maintenance tracking: Add tasks with a reminder along with any item in the app
- Mobile access: Access available via web and mobile app makes it easy to manage your home
- Troubleshoot with ease: Input product name or barcode with Centriq and get relevant troubleshooting videos to help you solve your problem
- Replacement and repair ease: Centriq will lead you to the correct replacement parts and accessories by simply inputting your model number
Pricing
Centriq offers both free and premium plans. Some of the extra features of the Premium plan include interactions between multiple properties and shared access for multi-users.
Website
For more information or to sign up, click here.
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3. NAIC Home Inventory
NAIC Home Inventory app (NAIC)
The National Association of Insurance Commissioners created the NAIC Home Inventory app to help you if you need to file a claim, as well as provide expert tips. The app showcases a simple, clean design of the inventory section with built-in room suggestions. Though a bit more generic than some of its competitors, this app helps you create an itemized list of your home should you need to file an insurance claim in the future.
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Key features of NAIC home inventory app
- Pro-tip access: Access informative guides from experts regarding insurance claims and disaster mitigation
- Home inventory management: Add or delete rooms suggested under the inventory section; use the barcode scan feature to easily pull up an item’s serial number; add photos and video with items
- Mobile access: Access available via web and mobile app makes it easy to manage your home
- Information access: Allows you to export inventory as a .CSV file without photos or as a PDF with photos
Pricing
NAIC Home Inventory app is free.
Website
For more information or to sign up, click here.
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4. Itemtopia
Itemtopia app (Itemtopia)
Unlike its namesake, Itemtopia actually goes beyond itemizing your belongings. Available in over 170 countries worldwide, the app allows you to manage services, warranties as well as medical records. A rich and interactive app helps you start with ease by incorporating AI intelligence.
Key features of Itemtopia
- Home inventory management: Add or delete items under “Locations” or “Item Collections”; add photos and video with items along with warranties and receipts
- Life management tools: Add medical records by individual, receipts by service and even manage pet’s vet appointments through the app
- Mobile access: Access available via web and mobile app makes it easy to manage your home
- Information access: Allows you to share export inventory as a .CSV file without photos or as a PDF with photos via email, text and other channels
Pricing
Itemtopia offers both free and premium plans. Some of the extra features of the Premium plan include larger storage (up to 2 GB or approximately 3,000 items), the option to add more users and the ability to showcase items for sale with a shareable link.
Website
For more information or to sign up, click here.
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5. Encircle
Created originally for home restorers and insurance adjusters, Encircle is a professionally geared app that can help homeowners stay disaster-ready. This app helps you record items around your home quickly. Because of its focus on industry professionals, some of the features and terminology might be confusing or unnecessary for an average homeowner.
Key features for Encircle
- Home damage assessment: Document damage and progress of restoration jobs easily, collaborate with contractors and report a complete picture of a property loss
- Inventory management: Take photos, video and notes and organize by room; generate reports to instantaneously detail the story of loss; ensure the highest level of accuracy with time/date, user and GPS metadata info
- Mobile access: Access available via web and mobile app makes it easy to manage your home
- Information access: Share a link to your Encircle inventory through text or email; access spreadsheet view by logging into the web version of Encircle; create a PDF version of your inventory with photos by using the app’s “generate report” feature
Pricing
Encircle offers both free and paid plans. Users can use the home inventory app for free for up to two houses. Encircle’s restoration software has a free 14-day trial but is otherwise a monthly or annual paid membership.
Website
For more information or to sign up, click here.
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Kurt’s key takeaways
It’s easy to feel chaotic and overwhelmed when disaster strikes or when friends or family members are grappling with huge losses in home and security. There are, however, home apps that can help you create a plan before and after disaster strikes so you can have one less problem to manage while grieving your losses. While the hope is that disasters will not happen to you, these apps I mentioned will help you know, organize and restore your home should disaster strike. With some of the easiest and best ways to create a home inventory, it will give you peace of mind and a proactive way to respond during an emergency.
Are you prepared for possible evacuation in an emergency? Have you survived a disaster? What did you learn, and what would you do differently? Let us know by writing us at Cyberguy.com/Contact.
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Technology
Defense secretary Pete Hegseth designates Anthropic a supply chain risk
This week, Anthropic delivered a master class in arrogance and betrayal as well as a textbook case of how not to do business with the United States Government or the Pentagon.
Our position has never wavered and will never waver: the Department of War must have full, unrestricted access to Anthropic’s models for every LAWFUL purpose in defense of the Republic.
Instead, @AnthropicAI and its CEO @DarioAmodei, have chosen duplicity. Cloaked in the sanctimonious rhetoric of “effective altruism,” they have attempted to strong-arm the United States military into submission – a cowardly act of corporate virtue-signaling that places Silicon Valley ideology above American lives.
The Terms of Service of Anthropic’s defective altruism will never outweigh the safety, the readiness, or the lives of American troops on the battlefield.
Their true objective is unmistakable: to seize veto power over the operational decisions of the United States military. That is unacceptable.
As President Trump stated on Truth Social, the Commander-in-Chief and the American people alone will determine the destiny of our armed forces, not unelected tech executives.
Anthropic’s stance is fundamentally incompatible with American principles. Their relationship with the United States Armed Forces and the Federal Government has therefore been permanently altered.
In conjunction with the President’s directive for the Federal Government to cease all use of Anthropic’s technology, I am directing the Department of War to designate Anthropic a Supply-Chain Risk to National Security. Effective immediately, no contractor, supplier, or partner that does business with the United States military may conduct any commercial activity with Anthropic. Anthropic will continue to provide the Department of War its services for a period of no more than six months to allow for a seamless transition to a better and more patriotic service.
America’s warfighters will never be held hostage by the ideological whims of Big Tech. This decision is final.
Technology
What Trump’s ‘ratepayer protection pledge’ means for you
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When you open a chatbot, stream a show or back up photos to the cloud, you are tapping into a vast network of data centers. These facilities power artificial intelligence, search engines and online services we use every day. Now there is a growing debate over who should pay for the electricity those data centers consume.
During President Trump’s State of the Union address this week, he introduced a new initiative called the “ratepayer protection pledge” to shift AI-driven electricity costs away from consumers. The core idea is simple.
Tech companies that run energy-intensive AI data centers should cover the cost of the extra electricity they require rather than passing those costs on to everyday customers through higher utility rates.
It sounds simple. The hard part is what happens next.
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At the State of the Union address Feb. 24, 2026, President Trump unveiled the “ratepayer protection pledge” aimed at shielding consumers from rising electricity costs tied to AI data centers. (Nathan Posner/Anadolu via Getty Images)
Why AI is driving a surge in electricity demand
AI systems require enormous computing power. That computing power requires enormous electricity. Today’s data centers can consume as much power as a small city. As AI tools expand across business, healthcare, finance and consumer apps, energy demand has risen sharply in certain regions.
Utilities have warned that the current grid in many parts of the country was not built for this level of concentrated demand. Upgrading substations, transmission lines and generation capacity costs money. Traditionally, those costs can influence rates paid by homes and small businesses. That is where the pledge comes in.
What the ratepayer protection pledge is designed to do
Under the ratepayer protection pledge, large technology companies would:
- Cover the full cost of additional electricity tied to their data centers
- Build their own on-site power generation to reduce strain on the public grid
Supporters say this approach separates residential energy costs from large-scale AI expansion. In other words, your household bill should not rise simply because a new AI data center opens nearby. So far, Anthropic is the clearest public backer. CyberGuy reached out to Anthropic for a comment on its role in the pledge. A company spokesperson referred us to a tweet from Anthropic Head of External Affairs Sarah Heck.
“American families shouldn’t pick up the tab for AI,” Heck wrote in a post on X. “In support of the White House ratepayer protection pledge, Anthropic has committed to covering 100% of electricity price increases that consumers face from our data centers.”
That makes Anthropic one of the first major AI companies to publicly state it will absorb consumer electricity price increases tied to its data center operations. Other major firms may be close behind. The White House reportedly plans to host Microsoft, Meta and Anthropic in early March to discuss formalizing a broader deal, though attendance and final terms have not been confirmed publicly.
Microsoft also expressed support for the initiative.
“The ratepayer protection pledge is an important step,” Brad Smith, Microsoft vice chair and president, said in a statement to CyberGuy. “We appreciate the administration’s work to ensure that data centers don’t contribute to higher electricity prices for consumers.”
Industry groups also point to companies such as Google and utilities including Duke Energy and Georgia Power as making consumer-focused commitments tied to data center growth. However, enforcement mechanisms and long-term regulatory details remain unclear.
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The White House plans talks with Microsoft, Meta and Anthropic about shifting AI energy costs away from consumers. (Eli Hiller/For The Washington Post via Getty Images)
How this could change the economics of AI
AI infrastructure is already one of the most expensive technology buildouts in history. Companies are investing billions in chips, servers and real estate. If firms must also finance dedicated power plants or pay premium rates for grid upgrades, the cost of running AI systems increases further. That could lead to:
- Slower expansion in some markets
- Greater investment in renewable energy and storage
- More partnerships between tech firms and utilities
Energy strategy may become just as important as computing strategy. For consumers, this shift signals that electricity is now a central part of the AI conversation. AI is no longer only about software. It is also about infrastructure.
The bigger consumer tech picture
AI is becoming embedded in smartphones, search engines, office software and home devices. As adoption grows, so does the hidden infrastructure supporting it. Energy is now part of the conversation around everyday technology. Every AI-generated image, voice command or cloud backup depends on a power-hungry network of servers.
By asking companies to account more directly for their electricity use, policymakers are acknowledging a new reality. The digital world runs on very physical resources. For you, that shift could mean more transparency. It also raises new questions about sustainability, local impact and long-term costs.
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As AI expansion strains the grid, a new proposal would require tech firms to fund their own power needs. (Sameer Al-Doumy/AFP via Getty Images)
What this means for you
If you are a homeowner or renter, the practical question is simple. Will this protect my electric bill? In theory, separating data center energy costs from residential rates could reduce the risk of price spikes tied to AI growth. If companies fund their own generation or grid upgrades, utilities may have less reason to spread those costs among all customers.
That said, utility pricing is complex. It depends on state regulators, long-term planning and local energy markets.
Here is what you can watch for in your area:
- New data center construction announcements
- Utility filings that mention large commercial load growth
- Public service commission decisions on rate adjustments
Even if you rarely use AI tools, your community could feel the effects of a nearby data center. The pledge is intended to keep those large-scale power demands from showing up in your monthly bill.
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Kurt’s key takeaways
The ratepayer protection pledge highlights an important turning point. AI is no longer only about innovation and speed. It is also about energy and accountability. If tech companies truly absorb the cost of their expanding power needs, households may avoid some of the financial strain tied to rapid AI growth. If not, utility bills could become an unexpected front line in the AI era.
As AI tools become part of daily life, how much extra power are you willing to support to keep them running? Let us know by writing to us at Cyberguy.com.
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Technology
Here’s your first look at Kratos in Amazon’s God of War show
Amazon has slowly been teasing out casting details for its live-action adaptation of God of War, and now we have our first look at the show. It’s a single image but a notable one showing protagonist Kratos and his son Atreus. The characters are played by Ryan Hurst and Callum Vinson, respectively, and they look relatively close to their video game counterparts.
There aren’t a lot of other details about the show just yet, but this is Amazon’s official description:
The God of War series storyline follows father and son Kratos and Atreus as they embark on a journey to spread the ashes of their wife and mother, Faye. Through their adventures, Kratos tries to teach his son to be a better god, while Atreus tries to teach his father how to be a better human.
That sounds a lot like the recent soft reboot of the franchise, which started with 2018’s God of War and continued through Ragnarök in 2022. For the Amazon series, Ronald D. Moore, best-known for his work on For All Mankind and Battlestar Galactica, will serve as showrunner. The rest of the cast includes: Mandy Patinkin (Odin), Ed Skrein (Baldur), Max Parker (Heimdall), Ólafur Darri Ólafsson (Thor), Teresa Palmer (Sif), Alastair Duncan (Mimir), Jeff Gulka (Sindri), and Danny Woodburn (Brok).
While production is underway on the God of War series, there’s no word on when it might start streaming.
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