Texas
Texas weather: How to file insurance claims after hail storm
How to file insurance claims after hail storm
If you have hail damage, make sure you document everything, even picking up hailstones and taking pictures of those can be part of your claim.
TEXAS – The possibility of hail was a concern for some residents during Monday’s storms. Many Central Texas communities have been hit hard during the past week.
If you have hail damage, make sure you document everything, even picking up hailstones and taking pictures of those can be part of your claim.
“If they’re that ping pong ball size or bigger, then there’s most likely damage. If you’re getting damage on the hood and the roof of your car, then most likely it’s a good idea to also get your roof inspected on your home,” Rich Johnson, director of communications and public affairs at the Insurance Council of Texas said.
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After you call your insurance company, they will send an adjuster out to assess the damage.
If you want a second opinion, call a contractor. Many of them offer free estimates.
“It’s just another way to document it. Especially up on your roof, where you don’t want to be going. They have the equipment and the skills to take pictures and document what’s going on up on your roof,” Johnson said.
The adjuster will write up an estimate for the insurance company.
The Texas Department of Insurance says you can make temporary repairs like covering broken windows, but don’t make permanent repairs until an adjuster sees the damage.
Save any receipts and save proof you paid the deductible on the claim.
“It’s all based on your insurance contract. You’ll have the deductible, which is the cost out of pocket. The cost of repairs will need to exceed your deductible,” Johnson said.
Hail damages roofs in Taylor
People across central Texas are cleaning up damage from Thursday’s storms. In Taylor, large hail damaged roofs and the sides of homes.
There are also some things you can do before the next storm rolls around.
“If you have decking or a shed, or the side, the outside of your home, go ahead and document it before anything happens,” Johnson said. “If you have to store a car outside, and you can’t get it inside, if you have moving blankets or any kind of padded material that might be able to attach to your hood, it might save you that headache down the road of having to file a claim.”
How long the entire process takes depends on the company and how many claims are being made. Johnson says the adjuster can usually come out within a week to ten days.
For information from the Insurance Council of Texas, click here.
For more from the Texas Department of Insurance, click here.
Texas A&M will be without its leading scorer for this weekend’s top-10 matchup against Alabama. The Aggies listed senior point guard Wade Taylor IV as out in its SEC-mandated availability report on Friday night.
Meanwhile, Alabama will be without backup guard Houston Mallette, who was listed as out for the matchup against Texas A&M. Earlier on Friday, Alabama head coach Nate Oats said Mallette is having his knees evaluated as the team decides whether or not to sit him for the rest of the season and apply for a medical redshirt.
Taylor leads Texas A&M in both scoring (15.7 points per game) and assists (4.8 per game. The 6-foot, 180-pound senior has scored in double digits in all of his 13 games this season. During Texas A&M’s 100-75 loss at Alabama last year, the Tide held Taylor to 10 points and five rebounds on 4 of 15 shooting, including 2 of 5 from beyond the arc.
According to a report from KWKT FOX 44, Taylor experienced knee tightness during Texas A&M’s 80-60 win over Texas on Jan. 4. The guard left for the locker room during the second half against the Longhorns but was able to return to action, finishing with 13 points on 25 minutes. Taylor did not play during the Aggies’ 80-78 win over Oklahoma on Wednesday. He was replaced by senior Manny Obaseki in the starting lineup.
With Taylor out, Texas A&M leaned on senior guard Zhuric Phelps, who scored a career-high 34 points against Oklahoma, making 11 of 25 shots from the floor, including 6 of 10 from beyond the arc.
Alabama (13-2, 2-0 in the SEC) is set to tip off against Texas A&M (13-2, 2-0) on Saturday at 7 p.m. CT inside Reed Arena in College Station, Texas. The game will be televised on ESPN.
On Friday night, two of college football’s iconic programs will meet with a spot in the College Football Playoff National Championship game on the line.
The Ohio State Buckeyes and Texas Longhorns have their fingerprints all over the sport’s history yet somehow have squared off only three times.
A Fiesta Bowl meeting after the 2008 season. A home-and-home series in 2005 and 2006. That’s all the history the Buckeyes and Longhorns share on the gridiron — until they take the field in the CFP Semifinal at the Goodyear Cotton Bowl Classic on Friday.
Here’s how each of those three matchups played out.
Jan. 5, 2009: Texas 24, Ohio State 21
Although the 2009 Fiesta Bowl experienced a low-scoring first 30 minutes (the Buckeyes led 6-3 at halftime), the fourth quarter offered an ending to remember.
First, Ohio State roared back into the lead with 17 unanswered points after entering the final period trailing 17-6. With just two minutes to respond, Texas put together an impressive 11-play drive that culminated in quarterback Colt McCoy finding wide receiver Quan Cosby for the winning touchdown with 16 seconds remaining.
The McCoy and Cosby connection dominated all game, with the pair linking up 14 times for 171 yards and a pair of touchdowns.
Sept. 9, 2006: Ohio State 24, Texas 7
McCoy’s first encounter with Ohio State wasn’t as pleasant as the Fiesta Bowl.
In a battle of the then-No. 1 and No. 2 teams in the land, it was the top-ranked Buckeyes who made an early-season statement against the defending national champion Longhorns on the road in Austin. Ohio State quarterback Troy Smith, who would go on to win the Heisman Trophy that season, threw for 269 yards and two touchdowns as the Buckeyes scored in all four quarters of the win.
Sept. 10, 2005: Texas 25, Ohio State 22
The first meeting between the Longhorns and Buckeyes came with nearly the same high billing as the 2006 contest, with the two squads squaring off as the No. 2 and No. 4 teams in the country, respectively.
As in 2006, it was the higher-ranked visiting side that came out on top, although the game itself proved to be much closer. Texas jumped out to an early 10-0 lead, but Ohio State battled back and eventually entered halftime, and then the fourth quarter, ahead.
Said final quarter, however, belonged to the Longhorns. Quarterback Vince Young’s 24-yard touchdown pass to wide receiver Limas Sweed proved to be the winner, with Texas adding some insurance in the game’s final moments with a safety-inducing sack of Troy Smith in the end zone.
The top-five win was the Longhorns’ first major statement in a campaign that would end with a national championship.
NORTH TEXAS – This week’s snow event will end with a “few flurries” during Friday’s morning commute, according to CBS News Texas meteorologist Jeff Ray.
“But roads will have frozen over,” Ray said.
Expect hazardous road conditions in the morning, as it will be “the worst” the roads have been since the event started on Thursday morning, Ray said.
Late in the morning, temperatures will rise above freezing, which will “help drivers get around the Metroplex,” Ray said.
A cold front is expected Friday, he said.
“We are going to have wind chills in the 20s all day,” Ray said. “By nightfall on Friday, temperatures will drop quickly and water will re-freeze on the roads across the evening. This ice will remain until mid-morning on Saturday before the sun and warmer temperatures in the mid-40s clear the roadways.”
CBS News Texas will continue to provide updates as information becomes available.
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