Louisiana
The Louisiana Senate passes contentious car insurance bills. See who won and who lost.
Gov. Jeff Landry showed who’s the boss at the State Capitol when he rammed a car insurance bill through the Senate late Wednesday night over the vehement objections of Insurance Commissioner Tim Temple and business trade groups.
House Bill 148 would grant the insurance commissioner greater authority to reject “excessive” rate increases, which Landry has said several times would prompt him to blame Temple if rates remain high. With a last-minute amendment sought by the governor, HB148 also would require insurance companies to make their rate filing requests public. They say this could force them to expose trade secrets.
But balancing out the scales, the Senate also passed five bills that affect who can sue and how much they can collect – measures that Temple, the insurance industry and their business allies say would reduce payouts and thus reduce rates. The Senate passed the bills over the opposition of trial lawyers and their Democratic allies.
“What just passed out of the Senate, and if passed into law, would be the most comprehensive insurance reform in Louisiana’s history,” said Sen. Patrick McMath, R-Covington. “These changes are geared toward addressing the unaffordable car insurance crisis in Louisiana.”
Sen. Jay Luneau, D-Alexandria, offered a different take.
“We’re just taking away more people’s rights, and rates won’t go down,” he said, adding that the Senate’s rush to approve bills with late changes “leads to bad legislation.”
Temple supported the pro-insurance industry bills that passed but slammed the rate increase bill.
“It’s a false claim that rates are high because the commissioner doesn’t have some magical power,” he said. “It doesn’t address the fundamental problem in Louisiana – bodily injury and legal abuse.”
In sum, senators said, Landry emerged as the big winner politically, while Temple and the insurance industry appear to have had mixed results, with trial lawyers seemingly on the losing end.
Wednesday’s late night action sets up Landry to sign a raft of car insurance bills as early as Wednesday next week, legislative sources said.
He will sign all five bills passed by the Senate Monday night, the governor’s office said Thursday, although whether all five bills will have won final House approval by then is not clear.
The fight over how to address high car insurance rates has been the highest profile political battle since the legislative session began in mid-April.
Landry and legislators have been pulled by both sides throughout, with Temple and his business allies on the offensive and trial lawyers and their allies playing defense.
The governor has repeatedly positioned himself in the middle, saying he doesn’t like billboard lawyers (although he went turkey hunting in Texas with several prominent trial attorneys just before the session began) but also believes that insurance companies are earning big profits in Louisiana.
In a speech Thursday in New Iberia, Landry said a study by the National Association of Insurance Commissioners shows that Louisiana is an outlier on one key metric: “Our minor injury claims are double the national average,” he said.
Temple has said Louisiana has had twice as many minor injury claims as New York even though that state counts five times as many residents.
Senate President Cameron Henry has been talking with Landry and Senate colleagues for days about how to handle the nearly 20 pro-insurance industry bills that passed the House.
Henry, R-Metairie, outlined his plans to Republican colleagues Wednesday afternoon in a private meeting in the Senate dining room: the Senate would approve five bills.
House Bill 450 by Rep. Michael Melerine, R-Shreveport, would require someone who sued over injuries in a car accident to show that the injuries actually occurred during the accident. HB450 goes to Landry for his signature.
House Bill 434 by Rep. Jason DeWitt, R-Alexandria, would disallow a driver without car insurance from collecting an award for bodily injury medical expenses for any amount below $100,000, up from $15,000 today. HB434 also goes to Landry for his signature.
House Bill 431 by Rep. Emily Chenevert, R-Baton Rouge, would bar drivers responsible for at least 51% of an accident from receiving a damage award to cover their injuries. Under current law, a driver responsible for, say, 51% of the accident can collect a payment equal to 49% of the overall damage award. Because of an amendment added to the bill, HB431 needs House approval before it can become law.
House Bill 436 by Rep. Gabe Firment, R-Pollack, would prohibit undocumented immigrants who are injured in car accidents from collecting general damages. HB436 requires the House to accept the Senate changes to the bill.
Senate Bill 231 by Sen. Mike Reese, R-Leesville, would allow lawyers for insurance companies to tell jurors how much people injured in wrecks actually pay in medical bills. Under current law, jurors hear the total amount billed, regardless of what the plaintiff paid. A House committee is slated to take up SB231 next week.
Temple said HB431, HB450 and SB231 would “move the needle forward.”
Senate Democrats argued against the five bills, saying the Legislature has passed a host of pro-industry bills over the years, yet rates never come down.
Luneau, Sen. Sam Jenkins of Shreveport and Sen. Royce Duplessis of New Orleans all offered amendments to the Republican-sponsored bills that, if passed, would mandate a 2% reduction in rates. Republicans rejected those amendments on each bill.
Democrats also pointed to an April report by the National Association of Insurance Commissioners which said that in 2023, insurance companies in Louisiana had the third highest underwriting profit, the fourth lowest loss ratio and the fifth highest return on net worth.
As part of Henry’s plan, the Senate also would adopt HB148 – the measure that Landry most wanted and that Temple didn’t want – after it had been amended.
HB148 is the only bill Landry testified in favor of during the legislative session, saying last month that Temple should want to have greater authority to hold down rates.
Senators expressed reluctance privately in recent days to advance the bill because it didn’t require the commissioner to cite actuarial data in rejecting proposed rate increases.
But Landry lobbied hard to get them to approve it Monday night, senators said Thursday. The amended version now includes actuarial language.
Sen. Kirk Talbot, a River Ridge Republican and a close friend of Henry’s, pushed the bill through the Senate.
That task fell to Talbot even though he has been one of the insurance industry’s strongest allies.
Talbot didn’t return a phone call Thursday.
HB148 returns to the House for approval of the Senate changes.
Louisiana
How a sinkhole caused a whirlpool and formed Louisiana’s deepest lake
Responsible Anglers United, LDWF release bass into Lake Bouef
Responsible Anglers United team up with Louisiana Department of Wildlife and Fisheries to release more than 3,000 Florida bass into Lake Bouef on Oct. 17.
While Louisiana’s largest lake, the Toledo Bend Reservoir, spans 1,200 miles of shoreline, the state’s deepest lake only spans 1,125 acres.
Lake Peigneur is the deepest lake in Louisiana, with a depth measuring approximately 200 feet.
Lake Peigneur is a brackish lake, meaning it contains saltwater but has less salinity than seawater, located in New Iberia Parish in South Louisiana.
How did Lake Peigneur become the deepest lake in Louisiana?
Lake Peigneur was not always considered the deepest lake in Louisiana, as it was only a 10-foot-deep freshwater lake 40 years ago.
On Nov. 20, 1980, an oil rig crew was attempting to free a 14-inch drill bit when they heard popping noises and the rig began to tilt. Shortly after the crew abandoned the rig and headed for shore, the crew watched the 150-foot oil rig disappear into the 10-foot-deep lake.
Soon, a whirlpool formed in place of the oil rig. The whirlpool grew rapidly until it was able to suck up nearby boats, barges, trees, a house and half an island.
At the same location of the oil drilling site, there was also a salt mine, and when the whirlpool formed after the oil rig collapsed, the mine began to fill with water. As the whirlpool grew, water was able to enter the mine at such a force that it caused a geyser to spew out of the mine’s opening for hours until the lake was drained.
After the lake was emptied, the Delcambre Canal began to flow backward, marking the only time in history that the Gulf of Mexico flowed into the continental U.S. This backflow continued until the entire mine and lake were filled with water, except now the lake was filled with saltwater, according to an article published on Louisiana Tech Digital Commons.
Can you swim in Lake Peigneur?
Before the oil rig and salt mine accident, Lake Peigneur was a popular spot for fishing and recreational activities. However, since the lake is almost entirely surrounded by private property, visitors will have to enter the nearby Rip Van Winkle Gardens in order to get a closer look, according to Atlas Obscura.
While there are no reports indicating the lake is unsafe, the lake is not exactly developed for public access. However, there are things to do around Lake Peigneur, like visiting Rip Van Winkle Gardens on Jefferson Island, or visiting Avery Island to tour the Tabasco Factory.
Presley Bo Tyler is a reporter for the Louisiana Deep South Connect Team for USA Today. Find her on X @PresleyTyler02 and email at PTyler@Gannett.com
Louisiana
Officials confirm Pensacola Beach residue is algae, not oil from Louisiana spill
PENSACOLA BEACH, Fla. — A local fisherman raised concerns about the substance now coating Opal Beach, citing a recent oil spill off the coast of Louisiana.
WEAR News went to officials with the Gulf Islands National Seashore and Escambia County to find out the cause.
They say it’s not related to an oil spill, but is in fact algae.
The Marine Resources Division says they can understand beachgoers’ concerns, and hope to raise awareness.
“You don’t even want to get near it because it’s so gooey and sticky,” local fisherman Larry Grossman said. “It was accumulating on my beach cart wheels yesterday, and it felt like an oil product.”
Grossman messaged WEAR News on Monday after noticing something brown and oozy in the sand. He says it started showing up by Fort Pickens and stretched down to Opal Beach.
Grossman said a park service employee told him it could be oil from a recent spill in Louisiana. So he took a message to social media, sparking some reactions and raising questions.
“it certainly didn’t seem like an algae bloom because I was in the water, I caught a fish and I put some water in the cooler to keep my fish cool and it almost looked like oil in it,” Grossman said. “I know some people think it’s an algae bloom, but it certainly smelled and felt and looked like oil.”
A Gulf Islands National Seashore spokesperson confirmed to WEAR News on Tuesday that the substance is algae.
WEAR News crews were at the beach as officials with the Escambia County Marines Resources Division came out take samples.
“What I found here washed up on the beach is some algae — filamentous algae, single celled algae — that washed ashore in some onshore winds,” said Robert Turpin, Escambia County Marines Resources Division manager. “This is the spring season, so with additional sunlight, our plants, they grow in warmer waters, with plenty of sunlight.”
Turpin says this algae is not harmful.
He also addressed the concerns that this could be oil, saying he’s familiar with what oil spills look like.
He says he appreciates when people like Grossman raise the concerns.
“The last thing in the world we want is something to gain traction on social media that is faults in nature that could harm our tourism,” Turpin said. “Our tourism is very important to our economy, and we want to give the right information out to the public so we all enjoy the beaches and enjoy them safely.”
Turpin says if you see something or suspect something may be harmful on the beach, avoid it and contact Escambia County Marine Resources.
Louisiana
Louisiana Gov. Jeff Landry calls for amendment for teacher pay raises
VIDEO: Louisiana 2026 Legislative Session Previewed in Lafayette
At One Acadiana’s Lafayette outlook event, business and policy leaders discussed the 2026 session and what it could mean for jobs, schools and voters.
BATON ROUGE — Gov. Jeff Landry advocated for a constitutional amendment that would create a permanent teacher pay raise as well as an eventual elimination of the state income tax in an opening address to the Louisiana Legislature on Monday.
Landry pushed for the passage of Proposed Amendment 3 on the May 2026 ballot to free up money for teacher pay raises.
He said the amendment would pay down longstanding debt within the Teachers’ Retirement System of Louisiana and enable the state to afford a permanent increase in teacher income. The proposed increases are $2,250 for teachers and $1,125 for support staff.
“With a ‘yes’ vote, we can strengthen the retirement system, improve their take-home pay, and guess what? We can do it without raising taxes,” Landry said.
A bill proposing the elimination of the state income tax, which takes in about $4 billion annually, was pre-filed earlier in the year by Rep. Danny McCormick, R-Oil City. Where the money will come from to supplement the loss is currently unclear.
McCormick said in an interview with the LSU Manship School News Service that to encourage more young adults to stay in Louisiana, “we need to do away with the state income tax.”
“This is a conversation piece that hopefully we can figure out where to make cuts in the government so we can get the people their money back,” McCormick said.
But Senate President Cameron Henry, R-Metairie, said at a luncheon at the Baton Rouge Press Club that if the Legislature “can be disciplined” this session, residents could anticipate a 0.5% decrease in state income tax during next year’s session. He also said bigger tax cuts have to be planned over a longer budget cycle.
Within education changes, Landry commended the placing of the Ten Commandments in classrooms, approved by the Louisiana Supreme Court in a decision handed down last week.
“You have staked the flag of morality by recognizing that the Ten Commandments are not a bad way to live your life,” Landry said. “Students who don’t read them will likely read the criminal code.”
Landry’s budget proposed an $82 million increase for corrections services following 2024 tough-on-crime legislation that eliminated parole and probation, increased sentencing and encouraged harsher punishments.
Landry directed his criticism toward the New Orleans criminal justice system, which he feels is lacking accountability, especially in courtrooms.
“Judges hold enormous power, but they are not social workers with a gavel,” he said. “They are the final gatekeepers of public safety.”
The Orleans Parish criminal justice system relies on state and local funding stemming from revenues from fees imposed on those arrested, according to the Vera Institute. Landry said the state spends twice as much on the Orleans system as it does in East Baton Rouge Parish, the largest parish in the state.
“Being special does not mean being exempt from accountability,” Landry said.
Overall, Landry pushed for fewer and different ideas compared to the sweeping agenda he laid out at the start of previous legislative sessions. Henry mentioned at the Baton Rouge Press Club that the governor would like for this session to be a “member-driven session instead of an administrative session.”
Landry spoke only in general terms about his proposal for more funding for LA Gator, his program to let parents use state money to send their children to private schools.
“We must find a path so that the hard-earned money of parents follow their child to the education of their choice,” he said.
He has proposed doubling funding for the LA Gator program from $44 million a year to $88.2 million. The likelihood of this occurring is yet to be seen, as prominent lawmakers such as Sen. Henry are hesitant to approve an increase in funding.
Landry similarly did not mention carbon capture projects, despite the issue gaining traction from affected parish residents and lawmakers.
House Speaker Phillip DeVillier, R-Eunice, told the Baton Rouge Press Club last week that 22 bills have been filed in the House that he would consider “anti-carbon capture.”
Landry also cited data centers and other giant industrial development projects and touted his administration’s success in bringing more jobs to Louisiana and in helping to lower insurance premiums over the past year.
“May we continue to employ courage over comfort, and if we do, there is really no limit to what we can do for Louisiana,” Landry said.
-
Wisconsin1 week agoSetting sail on iceboats across a frozen lake in Wisconsin
-
Massachusetts1 week agoMassachusetts man awaits word from family in Iran after attacks
-
Pennsylvania6 days agoPa. man found guilty of raping teen girl who he took to Mexico
-
Detroit, MI5 days agoU.S. Postal Service could run out of money within a year
-
Miami, FL7 days agoCity of Miami celebrates reopening of Flagler Street as part of beautification project
-
Sports6 days agoKeith Olbermann under fire for calling Lou Holtz a ‘scumbag’ after legendary coach’s death
-
Virginia7 days agoGiants will hold 2026 training camp in West Virginia
-
Culture1 week agoTry This Quiz on the Real Locations in These Magical and Mysterious Novels