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From Mississippi to Kentucky, these are the 7 states with the least credit card debt

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From Mississippi to Kentucky, these are the 7 states with the least credit card debt


Individuals actually know the way to accumulate bank card debt: The U.S. complete surpassed $1 trillion in the beginning of 2022. However there are some states with a extra manageable quantity of debt.

To decide the states with highest and lowest bank card debt, WalletHub used TransUnion knowledge to acquire the median bank card balances of people in all 50 states and the District of Columbia. 

With this quantity and month-to-month bank card funds of these in every state, WalletHub found out the period of time it might take to repay the debt and the fees from these funds. To do that, they assumed shoppers paid a couple of 16.17% rate of interest, in accordance with the common rate of interest on accounts with monetary expenses. 

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WalletHub ranked the states and District of Columbia so as from most to least bank card debt primarily based on payoff time. Payoff value is proven as a damaging quantity as a result of it reveals how a lot cash must be spent on curiosity to pay the debt.

These are the seven states with the least bank card debt.

1. Mississippi

  • Median bank card debt: $1,806
  • Value to repay: -$121
  • Time till payoff: 9 months and 18 days

2. Arkansas

  • Median bank card debt: $1,949
  • Value to repay: -$144
  • Time till payoff: 10 months and 19 days

3. West Virginia

  • Median bank card debt: $1,860
  • Value to repay: -$140
  • Time till payoff: 10 months and 27 days

4. Iowa

  • Median bank card debt: $1,809
  • Value to repay: -$137
  • Time till payoff: 10 months and 29 days

5. Louisiana

  • Median bank card debt: $2,083
  • Value to repay: -$158
  • Time till payoff: 10 months and 29 days

6. Tennessee

  • Median bank card debt: $2,073
  • Value to repay: -$161
  • Time till payoff: 11 months and three days

7. Kentucky

  • Median bank card debt: $1,857
  • Value to repay: -$145
  • Time till payoff: 11 months and 5 days

Mississippi has the bottom median bank card debt, which is half of Alaska’s $3,206, the very best median bank card debt. Payoff time within the state is twice as quick as in the District of Columbia, which has a median bank card debt of $2,788 and a payoff time of 17 months and three days.

Loads of locations with low bank card debt even have the low median earnings for full time employees, so there doesn’t seem like correlation between excessive wage and low debt. However there does appear to be a correlation between low debt and low value of dwelling.

Mississippi has the bottom dwelling wage threshold in America, at $51,754, which means the quantity your family must make to cowl your day by day bills and save for retirement. That is considerably decrease than Alaska, the state with the very best bank card debt, which has a dwelling wage threshold of $85,083.

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Kentucky

Two Former Kentucky Wildcats Transfer to Power Five Programs

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Two Former Kentucky Wildcats Transfer to Power Five Programs


The recruiting dead period begins at midnight. That means players in the transfer portal cannot visit campuses until Jan. 1. It’s a mad dash to secure a spot and a few former Kentucky Wildcats found a new home in the Power Five ranks.

Former four-star talent Tyreese Fearbry is heading to Camp Randall to Jump Around with the Wisconsin Badgers. The Pittsburgh native has two years of eligibility remaining.

The decorated recruit had plenty of promise, but that never turned into production. In three years and over 350 defensive snaps, he recorded 21 tackles, one tackle for loss, two pass breakups, and 21 pressures. His best performance came against Clemson in the Gator Bowl to end the 2023 season when the edge rusher logged a career-high five pressures.

Feary was one of three departures from Brad White’s position room. Kentucky ended the live period by hosting a couple of EDGE players, Chris Murray and Kameron Olds.

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Kentucky also lost three tight ends this offseason. Khamari Anderson revealed he will be joining a CFP team next fall. He’s putting his forks up to play for Kenny Dillingham at Arizona State. The former Under Armour All-American also visited Auburn during the process. I can’t blame the Detroit native for moving to the desert instead.

He had six receptions for 40 yards during his two seasons in Lexington. Kentucky received a commitment from Illinois tight end Henry Boyer to add size and depth to Vince Marrow’s tight end position room. For those keeping tally at home, nine of the 21 departing Kentucky football transfers have landed in the Power Conference ranks, and that number will likely grow.

The transfer portal is open for business and so far we know of 21 players who will be seeking out greener pastures this offseason.

  • DL Keeshawn Silver (Committed to USC on Dec. 19)
  • DB Avery Stuart
  • LB Jayvant Brown
  • TE Tanner Lemaster
  • TE Khamari Anderson (Committed to Arizona State Dec. 22)
  • TE Jordan Dingle (Committed to South Carolina on Dec. 18)
  • OL Courtland Ford (Committed to UCLA on Dec. 17)
  • OL Ben Christman
  • OL Dylan Ray (Committed to Minnesota on Dec. 21)
  • OL Koby Keenum (Committed to Mississippi State on Dec. 22)
  • DL Tommy Ziesmer (Committed to EKU on Dec. 15)
  • WR Dane Key
  • WR Barion Brown (Committed to LSU on Dec. 14)
  • WR Anthony Brown-Stephens
  • WR Brandon White
  • EDGE Tyreese Fearbry (Committed to Wisconsin Dec. 22)
  • EDGE Noah Matthews
  • EDGE Caleb Redd (Committed to Kansas on Dec. 20)
  • RB Chip Trayanum
  • QB Gavin Wimsatt
  • LS Walker Himebach (Committed to Colorado State on Dec. 22)

To keep up with the latest players on the move, check out On3’s Transfer Portal wire. Keep closer tabs on the Cats with our staff-only sticky thread on KSBoard, which will have updates on departures and targets throughout the offseason. Not a KSR+ member? Try it out today.



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Mark Pope says Kentucky will fight to get better after loss to Ohio State

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Mark Pope says Kentucky will fight to get better after loss to Ohio State


Kentucky suffered an upset loss to Ohio State on Saturday in the CBS Sports Classic in Madison Square Garden, losing 85-65. Nothing went their way in the game, as shooting struggles and physicality were major factors. The Buckeyes attacked the basket at will, and Kentucky couldn’t find any answers. Kentucky shot 30% overall and 18% from three-point range.

Mark Pope knows his team is going to work hard to try and respond well to the loss, and after the holiday break, the Wildcats will get back in the gym and strive to get better. The Wildcats seemed to lose focus on making plays for each other, and Pope talked about that after the loss.

“I know exactly how these guys will respond. They’re gonna really, really try as hard as they can to not let this destroy their couple of days off. Their job is to get really fresh right now, and then we get back together on the 26th. I know these guys. They’ll come in and it’s not gonna be just empty emotion, it’s gonna be we’re gonna get better, and these guys will get better. We just gotta keep trusting what we do. We had some defensive struggles tonight, and we just fell to pieces offensively. We just went to our default, and our default is not right yet. Our default is still bad habits. It’s not habits coming from a bad place in the guys’ hearts, it’s coming from a great place. It’s coming from a desperation to help their team, but we don’t do that by ourselves. We do it disciplined, and we do it the way we do it, and we do it by making plays for each other.”

– Pope on Kentucky responding.

With a 10-day break between games, Kentucky has some time to regroup and work to improve in those areas, especially before they begin SEC play on January 4 against Florida. Physicality should be a focal point of improvement with how physical the SEC always is.

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Sunday Headlines: Cats suffer brutal defeat vs. Ohio State

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Sunday Headlines: Cats suffer brutal defeat vs. Ohio State


Good morning BBN!

This is the first time we have had to write a headline post following a very disappointing loss, but here we are.

The Kentucky Wildcats tossed their first dud of the Mark Pope Era in Madison Square Garden, as the Cats got blitzed by the Ohio State Buckeyes.

It was not the prettiest performance from the Cats this season on either end of the floor. The Buckeyes cruised on offense shooting close to 60% from the field.

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On the flip side, Kentucky really struggled to get rolling on offense as they shot 29.8% from the field.

Despite an impressive resume, there is no way around this loss stinging some, especially after Auburn crushed this same Buckeyes team by 40+ points.

One non-conference game remains as the Cats return to Rupp Arena on New Year’s Eve when they host Brown.

This team clearly has a lot of work to do until then to

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Some more good news on the way for the Cats?

Headlines

No. 4 Kentucky Falls to Ohio State – UK Athletics

Otega Oweh scored 21 points, but No. 4. Kentucky lost to Ohio State 85-65 on Saturday in the CBS Sports Classic at Madison Square Garden in New York.

Kentucky’s slow starts must be addressed as SEC play approaches – Cats Pause

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Kentucky survived poor first halves vs. Duke and Gonzaga but not Saturday vs. Ohio State.

Minnesota Gophers land Kahlee Tafai and Dylan Ray – Minnesota Tribune

Dylan Ray finds his new home.

Kentucky is winless against Ohio State and carries a losing record in the CBS Sports Classic- KSR

That’s not good.

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Kevis Thomas commits to Kentucky- KSR

The Cats another player to the defense.

Strong second half powers Kentucky past Belmont- Cats Pause

Kenny Brooks squad adds another win.

Rickey Henderson dies at 65- ESPN

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The Oakland A’s legend passes away.

Kentucky football transfer tracker- Cats Pause

Catch up on the latest for the football Cats.

Tiger and Charlie Woods lead at PNC Championship- ESPN

COME ON TIGER!

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Kiffin rips College Football Playoff Committee- CBS

Who could have saw this coming?





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