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The hurricanes have passed, but anxiety lingers. 3 Florida homeowners shared what keeps them up at night.

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The hurricanes have passed, but anxiety lingers. 3 Florida homeowners shared what keeps them up at night.


  • Floridian homeowners face mounting uncertainties following hurricanes Helene and Milton.
  • One resident is afraid of residents abandoning homes after storms if they can’t pay to be fixed.
  • An inland real-estate agent worries that some snowbirds won’t return to buy new properties.

A destructive hurricane season has dealt a blow to Florida’s housing market, which was already struggling with surging homeowners’ association costs and a home insurance crisis.

In October, the five metropolitan areas nationwide with the biggest year-over-year drops in pending home sales were all located in the Sunshine State, according to a new report from real-estate site Redfin.

Over a four-week period ending November 10, pending home sales dropped 15.2% in Ft. Lauderdale, 14% in Miami, 13.8% in West Palm Beach, 9.5% in Jacksonville, and 7.2% in Tampa.

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In Tampa, pending home sales actually fell as much as 32.2% during the month prior, when both Hurricanes Milton and Helene made landfall. The drop has leveled out at 7.2%, indicating the worst impacts may be over.

Pending home sales are deals where a contract is signed, but the sale has not closed. With a typical window of one to two months between the sales of homes and their closings, pending home sales can be an early indicator of market shifts.

Hurricanes Helene and Milton have exacerbated concerns about the future of property values and the cost of homeownership in Florida. After the storms, which made landfall in September and October, the state suffered an estimated $21 to $34 billion in damages, including uninsured properties.

At the same time, insurance experts have raised the alarm that an affordability crisis is likely to worsen. Some Florida cities, like Jacksonville and Cape Coral, saw average home insurance payments for mortgaged single-family residences jump at least 85% since 2019, according to financial services company Intercontinental Exchange.

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“Florida represents an outsize amount of risk compared to other areas of the world,” Kyle Ulrich, president and CEO of the Florida Association of Insurance Agents, told Business Insider in October.

For some residents, the mood on the ground is anxious.

Three Florida homeowners shared their concerns about the cost of rebuilding after hurricane damage, their home values, and the storms’ impact on seasonal residents who are key drivers of the state economy.

Retirees couldn’t afford to raise their home, then it was hit by a hurricane

In 2021, Jon and Lyn Drake purchased a home in Yankeetown, Florida, which is about two hours north of Tampa and less than 10 minutes from the shores of the Gulf of Mexico.

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Their 800-square-foot house, located just feet away from a small riverbed, had belonged to a neighbor who died and cost them $190,000.

The dream home soon turned into a nightmare for the retired couple, aged 71 and 69. Last fall, Hurricane Idalia floodwaters reached within a foot of the house, the closest it had ever been, prompting Jon to look into services that could raise the home.


neighborhood with flooded streets and lawns after hurricane milton

Hurricane Milton flooded this Florida neighborhood’s streets.

Associated Press

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The Drakes said they were quoted prices to lift the house from around $130,000 to as high as $229,000, which they felt they couldn’t afford.

“There’s not a lot of companies that do it here, and it’s just really price-gouging right now,” Jon told BI.

Then Hurricane Helene barreled through Yankeetown. The couple lost their kitchen appliances, washer and dryer, and a new generator. The floors will have to be torn up.

For now, the couple is waiting to see how their insurance claims shake out to figure out their next steps. They want to rebuild, but are worried about how much of the cost they’ll have to shoulder themselves.

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“We’re in a holding pattern right now,” Jon said.

A coastal resident worries about his home value


President Biden stands in front of a destroyed two-story Florida home after a hurricane.

President Biden listens to remarks from the St. Pete Beach, Florida mayor following Hurricane Milton.

Anadolu/Anadolu via Getty Images



John Adams, a retiree who lives near Yankeetown in Inglis, said his home was 15 inches away from taking on water during Hurricane Helene.

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His home, raised 12 feet above ground, is the highest in his neighborhood, he said.

With the increasing power of storms coupled with skyrocketing insurance costs, Adams worries about homeowners in a pinch walking away from devastated homes. That could, in turn, lower the quality and value of the neighborhood. As Adam sees it, it’s in his best interest to help pay for other peoples’ homes to be raised.

“I’m in favor of paying for somebody else’s fund to raise their homes. Because if we can solve that problem, it helps my values,” he said.

Adams thinks either taxes could be raised or a new state agency could be created specifically to focus on raising low-lying homes that are most at risk. Currently, regional authorities like the Southwest Florida Water Management District are tasked with flood prevention and FEMA provides grants to some homeowners after a disaster.

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“Nothing is ever going to fix or safeguard homes from flooding except ‘elevate, elevate, elevate,’” he said “You can’t outrun the water.”

A real-estate agent thinks snowbirds could get scared away

In Ocala, located an hour from the Gulf of Mexico coastline, real-estate agent Emily White worries about how the severity of this year’s storm will impact the snowbirds.

The annual migration of mostly elderly residents from cold-weather states who flock to the Florida sunshine to ride out the winter months plays a key role in the state’s economy.

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An estimated 1.5 million seasonal residents make up the snowbird flock, according to the Associated Press, representing a temporary 6.5% bump in the state’s population.

“I’m praying the snowbirds come back this year. I need them to come back so I can get some of my listings sold, but we’ll see how it’s affected,” White told Business Insider. “Will they come as hot and heavy as they did before these storms?”


Ocala, Florida

Ocala, Florida.

Michael Warren/Getty Images



White said a potential buyer from Arizona called her after seeing the devastation of Hurricane Milton, wondering if she might need to alter her plans to buy and how the storms would affect home-insurance costs.

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Even if there’s no immediate impact this winter, White expects the hurricane jitters to leave a lasting impact. Buyers who were looking at coastal properties might move more inland and some prospective buyers may choose to rent instead, she told BI.

“I think it’ll deter people overall,” White said.





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Florida boy, 4, found dead in Alabama had no signs of assault, trauma as dad is busted on explosives charges

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Florida boy, 4, found dead in Alabama had no signs of assault, trauma as dad is busted on explosives charges


Heartbreaking new details have emerged in the case of the missing Florida boy who was found dead next to his dog as his father faces charges for allegedly making explosives.

Johnathan Boley, 4, did not show any signs of “trauma or assault type injuries” after officials performed an autopsy on Monday morning — three days after the heartbreaking discovery, according to Walker County Sheriff Nick Smith.

A cause of death has not been released as officials await the results of further tests, WBRC reported.

Johnathan Boley did not show any signs of trauma or assault after his death around Jan. 2, 2026. Alabama Law Enforcement Agency

Boley, known by his family as “John John,” was discovered partly in a body of water by a group of volunteers who were searching the wooded area in Jasper, Ala. — two miles from where the boy vanished.

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The child, who was visiting his father for the holidays, was last seen playing in the yard with his older brother and their mixed lab pup Buck just before noon on New Year’s Eve.

Boley’s elder sibling said his brother and the Buck had walked across the property line. Jameson Kyle Boley reported his son missing an hour later.

The little tyke, who lived with his mother in Florida after his parents separated, was discovered just before 1 p.m. Friday.

Buck, the loyal pooch, was found alive and next to Boley’s body.

Explosive materials found on Jameson Boley’s property after his son was reported missing on Dec. 31, 2025. Constable Allen Estell
Jameson Boley as arrested and charged with unlawful manufacturing of a destructive device and two counts of chemical endangerment of a child. Blount County Jail

Volunteers were “shook up” when they found Boley after the days-long search.

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“You know, obviously you come out to do a good deed and when you get our there, you may have thought that you have fully prepared yourself for what you might come across,” Smith said. “Obviously, they were shaken up.”

Officials also discovered explosive materials inside and around the elder Boley’s home. The discovery of the potentially dangerous materials forced officials to cancel a ground search in the area.

Buck, the loyal pooch, was found alive and next to Boley’s body. Walker County Sheriff’s Office
Boley was discovered partly in a body of water by a group of volunteers who were searching the wooded area in Jasper, Ala. — two miles from where the boy vanished. WBRC

Methamphetamines were also discovered inside the home.

Officials found “evidence that they have had some type of bomb type materials and that have exploded on the property.”

Boley, 40, was arrested and charged with unlawful manufacturing of a destructive device and two counts of chemical endangerment of a child.

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He was transported to Blount County jail to “keep him separated from the county and people he may know in the jail,” Smith said.

After “John John’s” body was recovered, family members were permitted to go to Blount County and share the devastating news with the jailed father.

“I arranged with the sheriff of Blount County to let the family go make that notification in person,” Smith said.



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Liz Barker: Florida’s voucher program at a crossroads

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Liz Barker: Florida’s voucher program at a crossroads


What if a state program were bleeding billions of taxpayer dollars, providing funds to nearly anyone who applied, with minimal oversight?

Fiscal conservatives would demand immediate intervention. They would call for rooting out waste, fraud, and abuse, insist on accountability from those in power, and demand swift action to protect public money.

While much public attention has focused on charter school expansion, including Schools of Hope, this discussion concerns a different program altogether: Florida’s rapidly expanding, taxpayer-funded voucher program.

That program, particularly the unchecked growth of the Family Empowerment Scholarship (FES), now allows public dollars to fund private school and homeschool education on an unprecedented scale.

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State officials tout a budget surplus, but independent analysts project that an additional $4–5 billion in annual voucher spending will lead to an imminent budget deficit.

The findings of a recent independent audit of FES are alarming. It examined what happens to these public funds and whether they truly “follow the child,” as Floridians were repeatedly promised.

They did not.

The auditor general was blunt: “Whatever can go wrong with this system has gone wrong.”

The audit raises more questions than answers:

— Why would state legislators steer a previously healthy state budget toward a projected deficit?

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— Why is the state unable to account for roughly 30,000 students — representing approximately $270 million in taxpayer dollars — on any given day?

— And why is voucher spending deliberately obscured from public scrutiny by burying it in the public-school funding formula?

According to auditors, Florida’s voucher program has grown faster than the state’s ability to manage it. They identified gaps in real-time tracking, limited verification of eligibility and enrollment, and financial controls that have failed to keep pace with explosive growth.

These are not minor administrative errors; they are flashing warning lights.

Waste, fraud, and abuse are not partisan concerns; they are fiscal ones. Any government program that cannot clearly show where public dollars are or whether they are used appropriately represents a failure of the Legislature’s duty to safeguard taxpayer funds.

It is also important to be honest about what voucher growth truly represents. Despite frequent claims of a mass exodus from public schools, data show that roughly 70%of voucher recipients in recent years were not previously enrolled in public schools.

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This is not a story of families fleeing public education. It is a story of public dollars being quietly redirected away from it.

That distinction matters because Florida’s public School Districts remain subject to strict accountability standards that do not apply to private or homeschool programs that receive voucher funds. Public schools must administer state assessments, publish performance data, comply with open-records laws, and undergo regular financial audits.

Public education across Florida is not stagnant. School Districts are actively innovating while serving as responsible stewards of public dollars by expanding career pathways, strengthening partnerships with local employers and higher education, and adapting to an increasingly complex choice landscape. When Districts are supported by stable policy and predictable funding, they lead.

But choice only works when transparency and quality accompany it. If state dollars support a student’s education, those dollars should be accompanied by state-level accountability, including meaningful oversight and participation in statewide assessments.

State dollars should meet state standards.

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The audit also makes clear that technical fixes alone are insufficient. As long as voucher funding remains intertwined with public school funding formulas, billions of dollars in voucher spending will remain obscured from public scrutiny. The program must stand on its own.

Florida’s fiscally conservative Senators recognized this reality when they introduced SB318, a bipartisan bill to implement the auditor general’s recommendations and bring transparency and fiscal responsibility to school choice. The House must now follow suit.

Families like mine value school choice. But without meaningful reform, the current system is not financially sustainable.

Fiscal responsibility and educational opportunity are not competing values. Floridians must insist on both.

___

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Liz Barker is a Sarasota County School Board member.



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SpaceX targeting Thursday for Cape Canaveral’s second rocket launch of 2026

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SpaceX targeting Thursday for Cape Canaveral’s second rocket launch of 2026


Bolstered by more than 300 Falcon 9 rocket launches — primarily from Florida’s Space Coast — SpaceX’s 9,000-plus Starlink high-speed internet satellites now serve more than 9 million customers in more than 155 countries and markets, the company reported last week.

Now, the burgeoning Starlink constellation is slated to expand again. SpaceX is targeting Thursday, Jan. 8, for an afternoon Falcon 9 liftoff from Cape Canaveral Space Force Station. Launch window: 1:29 p.m. to 5:29 p.m.

The rocket will deploy 29 Starlink satellites in low-Earth orbit. Similarly, the Falcon 9 first-stage booster should wrap up its 29th mission by landing aboard the SpaceX drone ship Just Read the Instructions in the Atlantic Ocean, hundreds of miles southeast of the Cape.

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FLORIDA TODAY Space Team live coverage of Thursday’s Starlink 6-96 mission will kick off roughly 90 minutes before liftoff at floridatoday.com/space.

The first launch of 2026 from Florida’s Space Coast took flight at 1:48 a.m. Sunday, Jan. 4. That’s when a Falcon 9 lifted off from the Space Force installation, then deployed a batch of 29 Starlink satellites.

What’s more, SpaceX has another Starlink mission in store this upcoming weekend. More details:

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  • Launch window: 1:34 p.m. to 5:34 p.m. Saturday, Jan. 10.
  • Trajectory: Southeast.
  • Location: Launch Complex 40 at Cape Canaveral Space Force Station.
  • Sonic booms: No.

In a 2025 progress report, Starlink officials reported crews equipped more than 1,400 commercial aircraft with Starlink antennae last year. That represents nearly four times the number of aircraft outfitted during 2024.

More than 21 million passengers experienced Starlink’s “at-home-like internet” last year aboard United Airlines, Hawaiian Airlines, Alaska Airlines, JSX, WestJet, Qatar Airways, Air France, Emirates, Air New Zealand and airBaltic flights, per the report.

For the latest news from Cape Canaveral Space Force Station and NASA’s Kennedy Space Center, visit floridatoday.com/space. Another easy way: Click here to sign up for our weekly Space newsletter.

Rick Neale is a Space Reporter at FLORIDA TODAY, where he has covered news since 2004. Contact Neale at Rneale@floridatoday.com. Twitter/X: @RickNeale1

Space is important to us and that’s why we’re working to bring you top coverage of the industry and Florida launches. Journalism like this takes time and resources. Please support it with a subscription here.

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