Connect with us

Florida

Florida ranked 2nd-highest for auto insurance costs, study says

Published

on

Florida ranked 2nd-highest for auto insurance costs, study says


Florida drivers are spending a bigger portion of their wage on automobile insurance coverage than simply about everybody else within the U.S.

That is in line with a brand new report from Bankrate.com that claims drivers within the Sunshine State spend a whopping 4.42% of their annual revenue on auto insurance coverage.

The one state that devotes a better portion of its cash to insure its automobiles is Louisiana at 5.26%.

The report cited the propensity of hurricanes and flooding in these states, which can drive up prices.

Advertisement

The “True Price of Auto Insurance coverage” research stated on common, drivers nationally are spending $1,771 per yr on full protection automobile insurance coverage, which is 2.57% of their annual revenue.

Nonetheless, Florida drivers surpass that quantity, spending a median of $2,762 a yr for full protection.

Relative to their wage, drivers in Florida’s largest metro areas are paying a few of the largest prices for automobile insurance coverage within the nation.

Amongst U.S. metro areas, drivers in Tampa and Miami drivers spend the very best proportion of their revenue on their automobile insurance coverage, costing them 4.49% and 5.58% of their annual revenue, the research discovered.

Orlando ranked low as nicely at 3.74%, simply forward of Detroit drivers at 4.38%.

Advertisement

Hawaii and Maine ranked because the states with the most cost effective insurance coverage relative to a resident’s revenue.

Bankrate’s information confirmed that drivers within the Aloha State are paying a median of $1,206 a yr, which is just one.41% of their revenue, whereas Maine drivers are paying $876 yearly or 1.44% of their revenue.

The research used quoted charges for 40-year-old drivers with a clear driving document, good credit score in all ZIP codes and carriers in all 50 states and Washington, D.C.

Information was compiled with the next full protection limits:

  • $100,000 bodily damage legal responsibility per particular person
  • $300,000 bodily damage legal responsibility per accident
  • $50,000 property harm legal responsibility per accident
  • $100,000 uninsured motorist bodily damage per particular person
  • $300,000 uninsured motorist bodily damage per accident
  • $500 collision deductible
  • $500 complete deductible

The charges have been tabulated based mostly on the profile of a driver who owns a 2020 Toyota Camry, commutes 5 days per week and drives 12,000 miles yearly.

Robert Norberg, the president of Arden Insurance coverage Associates, stated what units Florida other than different states is the rising variety of accident claims and litigation.

Advertisement

“Carriers are nonetheless seeing much more lawsuits,” Norberg. “Now we have tons and tons of extra individuals coming into the state — clearly — so there’s going to be extra accidents, extra individuals shopping for insurance coverage.”

Katelyn Haire lives in The Acreage and stated her automobile insurance coverage premium hasn’t elevated, however with a teenage driver on the coverage, she would not be stunned.

“I do not know the place we might minimize corners actually,” Haire stated.

Norberg advises drivers to ask their provider about householders reductions and bundling reductions.

In case you’re open to it, a number of insurance coverage corporations provide reductions in the event you enable them to trace your driving habits, so in the event you do business from home now and drive much less, it may imply massive financial savings.

Advertisement

As of proper now, the state’s minimal automobile insurance coverage requirements are $10,000 for property harm for different drivers and $10,000 for private damage safety for your self.

Insurance coverage brokers advise towards getting the minimal necessities and say which will value you extra in the long term in the event you get right into a wreck.

Consultants additionally suggest buying round for higher charges and to think about using an agent.

Scripps Solely Content material 2022



Source link

Advertisement
Continue Reading
Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Florida

Florida shows it can finish with another second-half closeout and a makeshift dunk contest

Published

on

Florida shows it can finish with another second-half closeout and a makeshift dunk contest


GAINESVILLE, Fla. — Florida players eager to celebrate their latest victory, the one that made them bowl eligible for the first time in two years, found a suitable prop on the sideline.

Ole Miss left behind its basketball hoop, which the Rebels use to salute big plays during games.

The Gators set it up, grabbed some footballs and held their own dunk contest near the end zone. It provided an apt stage — perfect for showcasing finishing moves — after they closed out another ranked opponent.

Florida (6-5, 4-4 Southeastern Conference) dominated the second half for the second consecutive week and got to party in the Swamp following a 24-17 victory over then-ninth-ranked Mississippi on Saturday.

Advertisement

Not only did the Gators knock the Rebels (8-3, 4-3) out of the College Football Playoff picture, they won their fourth consecutive home game and raised expectations for coach Billy Napier’s fourth season in Gainesville.

And the manner in which they accomplished it mattered. Napier has been preaching about “finishing,” something that had mostly eluded the Gators in the past two years.

Florida lost four games in 2023 after leading in the second half, including three — against Arkansas, Missouri and Florida State — in the fourth quarter.

Florida quarterback DJ Lagway (2) and teammates Trikweze Bridges (7), Aidan Mizell (11) and Jadan Baugh (13) celebrate their 24-17 win against Mississippi in an NCAA college football game, Saturday, Nov. 23, 2024, in Gainesville, Fla. Credit: AP/Phelan M. Ebenhack

And no one following the program has forgotten how close the Gators were to upsetting Tennessee and Georgia earlier this season, losing 23-17 to the Volunteers in overtime and fading against the Bulldogs after being tied at 20 with five minutes to play.

Advertisement

Napier hoped all those gut punches would ultimately lead to something better, and they finally did — with late-game knockouts against LSU and Mississippi.

“Eventually you get sick of that,” receiver Chimere Dike said. “To be able to get these last two wins is huge for our team and our program. I’m proud of the resilience the guys showed, the way that we performed.”

Florida held Ole Miss coach Lane Kiffin’s high-scoring offense to three points in the second half. The Rebels turned the ball over twice — interceptions by Bryce Thornton on the final two drives — punted twice and got stuffed on another fourth-down run.

Florida defensive back Bryce Thornton (18) intercepts a pass on...

Florida defensive back Bryce Thornton (18) intercepts a pass on Mississippi’s final drive during the second half of an NCAA college football game, Saturday, Nov. 23, 2024, in Gainesville, Fla. Credit: AP/Phelan M. Ebenhack

“I thought we were better on both sides up front, and short-yardage defense is a big component,” Napier said. “Those are identity plays. I think we had guys step up and make plays.”

Added defensive tackle Cam Jackson said: “Everybody just pinned their ears back. That was great.”

Advertisement

It was reminiscent of the previous week against then-No. 21 LSU. Florida held the Tigers to six points in the second half and forced a fumble, a punt and a turnover on downs in a 27-16 victory.

“We just all came together and wanted to change how Florida was looked at,” Thornton said. “That’s the biggest thing with us, just trying to show everybody that we can do it.”

The Gators ended the afternoon showing off their basketball moves.

Cornerback Trikweze Bridges, receiver Marcus Burke, defensive end Justus Boone, tight end Tony Livingston and linebacker Shemar James delivered monster dunks. Aidan Mizell passed a football between his leg in midair before his slam, and fellow receiver Elijhah Badger bounced it off the backboard before rousing teammates and fans with his finish.

“Belief is the most powerful thing in the world,” Napier said. “At some point there, midseason, we figured (that) out and we started to believe. Look, we can play with any team in the country.”

Advertisement



Source link

Continue Reading

Florida

South Florida 11 p.m. Weather Forecast 11/23/2024

Published

on

South Florida 11 p.m. Weather Forecast 11/23/2024


South Florida 11 p.m. Weather Forecast 11/23/2024 – CBS Miami

Watch CBS News


CBS News Miami’s NEXT Weather Meteorologist Dave Warren says to expect temperatures to drop late Saturday night with a light wind going into Sunday morning, bringing cool and dry conditions before a warming trend later in the week.

Advertisement

Be the first to know

Get browser notifications for breaking news, live events, and exclusive reporting.




Source link

Advertisement
Continue Reading

Florida

FAMU football wins fourth straight Florida Classic vs Bethune-Cookman in nail-biter | Takeaways

Published

on

FAMU football wins fourth straight Florida Classic vs Bethune-Cookman in nail-biter | Takeaways



FAMU football defeated Bethune-Cookman 41-38 in the Florida Classic at Orlando’s Camping World Stadium. The Rattlers have won four straight Florida Classic over in-state rivals Wildcats.

Florida A&M football still reigns supreme over Bethune-Cookman.

The Rattlers defeated the Wildcats 41-38 before a crowd of 56,453 football fans at Orlando’s Camping World Stadium. It was FAMU’s fourth straight year beating its in-state rivals, Bethune-Cookman.

Advertisement

FAMU outgained Bethune-Cookman 487-416. The Rattlers erased a 21-17 halftime deficit to claim the victory.

FAMU running back Thad Franklin Jr. starred for the Rattlers, carrying the football 26 times for 195 yards and three touchdowns. Franklin’s performance earned the Florida Classic’s Most Valuable Player Award.

FAMU football Thad Franklin Jr. runs all over Florida Classic rivals Bethune-Cookman

FAMU heavily relied on its rushing attack.

The Rattlers rushed 47 times for 305 yards.

Advertisement

Behind Franklin’s MVP outing, Kelvin Dean Jr. also was productive on the ground. Dean added 14 carries for 103 yards and a touchdown.

FAMU quarterback Daniel Richardson picked his spots, completing 15 of 21 passes for 182 yards, a touchdown, and an interception. His top target was wide receiver Quan Lee, who had five catches for 81 yards and a touchdown.

FAMU football tested by Bethune-Cookman in Florida Classic

The Rattlers got a run their money with the Wildcats’ rushing attack.

Bethune-Cookman rushed 44 times for 183 yards. Dennis Palmer led the Wildcats with 37 carries for 178 yards.

Advertisement

Despite that, FAMU had bent but don’t break situations.

For example, FAMU held up Bethune-Cookman in a critical drive after the Rattlers threw an interception with 8:10 left. Nay’Ron Jenkins tackled Bethune-Cookman running back Palmer for a loss to turn the ball over on downs on 4th and 1.

The Rattlers had six tackles for loss and an interception which was caught by Jenkins.

FAMU football’s special teams gives up yardage, touchdown vs Florida Classic rivals Bethune-Cookman

The Rattlers’ special teams unit put the team in compromising situations.

Advertisement

Bethune-Cookman gained 123 yards on kickoffs on five returns.

Those returns pushed FAMU’s defense back in some situations.

On punts, the Rattlers gave allowed Wildcats punt returner Maleek Huggins to return a 51-yarder in the first quarter.

Gerald Thomas, III is a multi-time award-winning journalist for his coverage of the Florida A&M Rattlers at the Tallahassee Democrat.

Follow his award-winning coverage on RattlerNews.com and contact him via email at GDThomas@Tallahassee.com or on the app formerly known as Twitter @3peatgee.

Advertisement





Source link

Continue Reading

Trending