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Florida car insurance among most expensive in US

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Florida car insurance among most expensive in US


TAMPA, Fla. (WFLA) — Property insurance coverage isn’t the one kind of protection that Florida has price issues from. The common car insurance coverage protection in Florida is nearly $1,000 greater than the nationwide common, based on a examine from Bankrate.

“Florida has one of many highest common annual full protection automotive insurance coverage charges within the nation, clocking in at $991 larger than the nationwide common,” the examine stated. In comparison with different states, Florida additionally has one of many highest ranges of lethal automotive crashes in the USA. Information analyzed by WorldPopulationReview ranked Florida because the state with the third highest charge of deadly accidents within the nation.

The nationwide common for full protection is $1,771, based on Bankrate. “New York, Louisiana and Florida are the three costliest states for automotive insurance coverage on common,” the corporate stated. Bankrate reported Florida’s insurance coverage charges for car protection are 56% above the nationwide common.

Bankrate stated, as of Dec. 31, 2021, the common price for the insurance coverage in Florida was $2,364 per yr for full protection. In 2022, it’s risen to $2,762 per yr. For Tampa drivers, it’s even larger.

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At an annual price of $3,459 for full protection, month-to-month premiums are a median of $288. Bankrate stated a part of the difficulty of price is the variety of uninsured drivers within the state.

Information from 2019 confirmed that 20.4% of Florida drivers have been uninsured. By comparability, the nationwide common was 12.6%, based on the Insurance coverage Info Institute, in 2019. Their knowledge, collected by the Insurance coverage Analysis Council, additionally confirmed that one in eight drivers have been uninsured in 2018.

In Lakeland, the common insurance coverage price for full protection is reportedly $2,520.

The most costly metropolis in Florida for automotive insurance coverage is Hialeah, the place yearly protection is $3,777.

Florida can be a no-fault accident state. Meaning, based on Bankrate, that nobody is “thought-about at fault” when an accident happens. When an accident does occur, each drivers are required to file with their very own automotive insurance coverage to cowl any potential medical prices, irrespective of who might have prompted the crash. That doesn’t imply the accident’s penalties are completed.

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“No-fault states can nonetheless decide legal responsibility after an accident and the accountable celebration could possibly be answerable for property injury and medical bills that exceed a sure threshold, relying on the state,” based on Bankrate.

Florida additionally requires private damage safety for drivers. Bankrate says which means Florida drivers are required to have protection that “pays for you and your passengers’ medical bills and misplaced wages.” When you break one thing throughout an accident, or are answerable for property injury, your insurance coverage will possible additionally should pay for restore. That is separate from PIP protection.

The excessive crash numbers in Florida aren’t a brand new downside. From 2015 to 2021, there have been greater than 700,000 hit-and-run crashes. Simply over 1,600 of these led to a visitors fatality, based on knowledge from the Florida Freeway Security and Motor Autos Division. In 2021, there have been 310 fatalities. Florida Freeway Patrol remains to be investigating 131 of them.

“Hit-and-run crashes and fatalities are tragically on the rise in our state – inflicting devastation to Florida’s households and communities,” Terry L. Rhodes, FLHSMV Government Director stated beforehand. “Drivers who select to flee after being concerned in a crash that ends in property injury, damage, or demise are usually not simply breaking the regulation – they’re displaying a blatant disregard for the life and property of others. Please, keep on the scene and name for assist – it might save a life.”

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Florida Gators Put Nation on Notice with Ole Miss Win

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Florida Gators Put Nation on Notice with Ole Miss Win


It’s been a good couple weeks for the Florida Gators.

First, they take down No. 22 LSU, 27-16, with a bend but don’t break approach. Then, they follow that up by upsetting No. 9 Ole Miss, 24-17. With that latter win, heads really began to turn. It was one thing to put up fights against Tennessee and Georgia, but now, they’re beginning to take down these formidable opponents. 

The analysts are starting to talk them up. ESPN’s College Gameday analyst Kirk Herbstreit is ready to hand head coach Billy Napier the award for coach of the year. He made sure to include that he thinks quarterback DJ Lagway is going to be something special. 

“Can a guy with a team that will finish 7-5 win the coach of the year award? He should!!” Herbstreit said in a tweet. “Billy Napier and  [the Florida Gators, after being 4-5 and losing two straight,  have beaten LSU and Ole Miss. So impressive to see this fight from the Gators and their fans after having a tough year. And, oh yeah, DJ Lagway is the REAL DEAL!”

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Big Cat from Barstool Sports jumped on X (formerly Twitter) and said, “The Florida Gators may need a playoff berth.”

Now, that can be written off as two guys getting excited, but key writers are noticing too. Florida received votes in the latest AP Poll. 

Brian Brian Fonesca of the NJ.com/Star-Ledger and Ian Kress of WLNS-TV (a CBS affiliate in Lansing, Michigan) ranked them No. 25. David Paschall of the Chattanooga Times Free Press ranked them No. 24. It’s only four points, but they’re the only five-loss team to receive votes. 

Unofficially, they’re ranked No. 33 in the country. If they had beaten Tennessee or Georgia to have that slightly better 7-4 record, could very well be in the top 25 right now. It’s hard to vote for a 6-5 team, that’s totally fair, but the willingness to do so by a handful of writers is a good starting point. If they win out, including a quality bowl win, to finish 8-5, finishing ranked is realistic.

Those who are signing on now are seeing what could be on the horizon in 2025. This is how they are playing now. This team might have won eight or nine games had this been yearlong. Wait until they play the portal some more this summer to bring in more talent, Napier gets that offensive coordinator and Lagway comes in with nearly a year of play under his belt. 

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The Florida Gators have put the country on notice. They gave Napier the time to rebuild after Dan Mullen’s collapse, and that time is beginning to pay off. 



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Florida shows it can finish with another second-half closeout and a makeshift dunk contest

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Florida shows it can finish with another second-half closeout and a makeshift dunk contest


GAINESVILLE, Fla. — Florida players eager to celebrate their latest victory, the one that made them bowl eligible for the first time in two years, found a suitable prop on the sideline.

Ole Miss left behind its basketball hoop, which the Rebels use to salute big plays during games.

The Gators set it up, grabbed some footballs and held their own dunk contest near the end zone. It provided an apt stage — perfect for showcasing finishing moves — after they closed out another ranked opponent.

Florida (6-5, 4-4 Southeastern Conference) dominated the second half for the second consecutive week and got to party in the Swamp following a 24-17 victory over then-ninth-ranked Mississippi on Saturday.

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Not only did the Gators knock the Rebels (8-3, 4-3) out of the College Football Playoff picture, they won their fourth consecutive home game and raised expectations for coach Billy Napier’s fourth season in Gainesville.

And the manner in which they accomplished it mattered. Napier has been preaching about “finishing,” something that had mostly eluded the Gators in the past two years.

Florida lost four games in 2023 after leading in the second half, including three — against Arkansas, Missouri and Florida State — in the fourth quarter.

Florida quarterback DJ Lagway (2) and teammates Trikweze Bridges (7), Aidan Mizell (11) and Jadan Baugh (13) celebrate their 24-17 win against Mississippi in an NCAA college football game, Saturday, Nov. 23, 2024, in Gainesville, Fla. Credit: AP/Phelan M. Ebenhack

And no one following the program has forgotten how close the Gators were to upsetting Tennessee and Georgia earlier this season, losing 23-17 to the Volunteers in overtime and fading against the Bulldogs after being tied at 20 with five minutes to play.

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Napier hoped all those gut punches would ultimately lead to something better, and they finally did — with late-game knockouts against LSU and Mississippi.

“Eventually you get sick of that,” receiver Chimere Dike said. “To be able to get these last two wins is huge for our team and our program. I’m proud of the resilience the guys showed, the way that we performed.”

Florida held Ole Miss coach Lane Kiffin’s high-scoring offense to three points in the second half. The Rebels turned the ball over twice — interceptions by Bryce Thornton on the final two drives — punted twice and got stuffed on another fourth-down run.

Florida defensive back Bryce Thornton (18) intercepts a pass on...

Florida defensive back Bryce Thornton (18) intercepts a pass on Mississippi’s final drive during the second half of an NCAA college football game, Saturday, Nov. 23, 2024, in Gainesville, Fla. Credit: AP/Phelan M. Ebenhack

“I thought we were better on both sides up front, and short-yardage defense is a big component,” Napier said. “Those are identity plays. I think we had guys step up and make plays.”

Added defensive tackle Cam Jackson said: “Everybody just pinned their ears back. That was great.”

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It was reminiscent of the previous week against then-No. 21 LSU. Florida held the Tigers to six points in the second half and forced a fumble, a punt and a turnover on downs in a 27-16 victory.

“We just all came together and wanted to change how Florida was looked at,” Thornton said. “That’s the biggest thing with us, just trying to show everybody that we can do it.”

The Gators ended the afternoon showing off their basketball moves.

Cornerback Trikweze Bridges, receiver Marcus Burke, defensive end Justus Boone, tight end Tony Livingston and linebacker Shemar James delivered monster dunks. Aidan Mizell passed a football between his leg in midair before his slam, and fellow receiver Elijhah Badger bounced it off the backboard before rousing teammates and fans with his finish.

“Belief is the most powerful thing in the world,” Napier said. “At some point there, midseason, we figured (that) out and we started to believe. Look, we can play with any team in the country.”

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South Florida 11 p.m. Weather Forecast 11/23/2024

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South Florida 11 p.m. Weather Forecast 11/23/2024


South Florida 11 p.m. Weather Forecast 11/23/2024 – CBS Miami

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CBS News Miami’s NEXT Weather Meteorologist Dave Warren says to expect temperatures to drop late Saturday night with a light wind going into Sunday morning, bringing cool and dry conditions before a warming trend later in the week.

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