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3 Florida property insurance companies announce reduction in rates, desire to give homeowners some relief

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3 Florida property insurance companies announce reduction in rates, desire to give homeowners some relief


JACKSONVILLE, Fla. – Three Florida property insurance companies have either announced a reduction in their rates or the desire to pass some relief on to homeowners.

Insurance experts call this move a glimmer of hope in an otherwise troubled insurance market in Florida.

The reductions in property insurance premiums don’t equate to a whole lot of money, but they could mean a step in the right direction.

Bridget Shearn talked about how much she pays right now for property insurance; in a house she’s owned for the past 26 years.

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″It’s huge, 4,000 is a lot of money, it’s not like I have a huge house,” Shearn said. “It went up $1,000 from last year, and from that year, it went up like $2,000.”

RELATED | 8 new property insurance companies coming to Florida to promote market stability | Property insurance expert says 8 new companies will increase competition, opportunities

News4JAX spoke with Cooper Nightingale, who said his premium skyrocketed steadily from 2019 to the present.

“When I first moved in my house I was paying, $1,600 a year, and now it’s like $5,000,” Nightingale said.

TELL US | Has your bill gone up in the last year?

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Nightingale said his premium consistently jumped 15 to 20% each year. But now, there’s some potentially good news on the horizon for Florida homeowners.

The following three companies have either reduced their rates or are seeking a rate reduction from the Office of Insurance Regulation:

  • Florida Peninsula Insurance announced a 2% average reduction in property insurance for the more than 122,000 residential policies it insures, for new policies and renewals, starting in July.

  • Slide Insurance Company is seeking a 0.5% decrease in the average rate it charges to insure single-family homes.

  • Florida Family Insurance Company is also seeking a 0.5% decrease in premiums for owners of houses, condominium units and rentals.

There’s also encouraging news from the state-backed insurance company Citizens, which posted a net income of $746 million last year, compared to a $2.2 billion loss in 2022.

Citizens has also successfully used depopulation to decrease its policy count – that’s where customers are shifted to private insurance. They’ve gone from 1.4 million customers in Sept. 2023, to 1.17 million by the end of February.

MORE | Approval of thousands of property insurance policies taken from Citizens means ‘good news’ for Florida, experts say

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The homeowners News4JAX spoke with on Monday just learned about what could be positive news. However, they remained skeptical because they hadn’t seen any relief on their premium yet.

“I don’t think so, that would be great, that would be wonderful,” Nightingale said.

Nightingale said he’d have to see it to believe it.

Fraudulent lawsuits were also a big reason for the property insurance crisis, but the reforms in the legislation last year seem to be working.

According to S&P’s global report, the spending on legal defense costs by Florida Insurance fell by approximately 4%.

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Florida still leads the nation in the number of litigated property insurance claims. But there appears some headway in this direction as well.

Copyright 2024 by WJXT News4JAX – All rights reserved.



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Tallahassee gas prices rise due to Iran war; how to find cheapest pump prices

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Tallahassee gas prices rise due to Iran war; how to find cheapest pump prices


If you’re kicking yourself for not filling up your vehicle over the weekend or earlier this week, you have good reason.

Gas prices have been going up steadily — sometimes sharply — since the U.S.-Israeli strikes in Iran started Saturday, Feb. 28.

In Tallahassee, prices have jumped 26 cents from last week with an average gallon of gas currently sitting at $3.08, according to AAA. The highest price on record in Florida’s capital city was $4.84 a gallon in June 2022.

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Since Monday, March 2, Florida gas prices have jumped almost 36 cents for a gallon of regular, according to AAA.

The war is spreading throughout the Middle East and at least six U.S. soldiers have been killed, including one from Florida.

Live updates: Senate won’t check Trump’s war

Here’s what you should know as the war with Iran continues.

Florida not alone in worrying about rising gas prices

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Gas prices surge as Iran war closes Strait of Hormuz

Gas prices rise as Iran closes the Strait of Hormuz threatening oil supply and raising fears of global economic fallout.

Gas prices were already rising before the attacks on Iran began Feb. 28. It’s a regular seasonal swing as spring arrives, according to AAA. 

➤ Americans fret over gas prices as Iran war widens

Iran has retaliated with missile and drone attacks that have now killed at least six U.S. servicemembers, including one from Florida.

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➤ Florida Army Reserve captain killed in Iran war

Analysts said the war will likely drive up prices by an additional 20 to 30 cents per gallon, partly due to supply issues and partly due to global uncertainty.

Here’s a look at gas prices per gallon of regular provided by AAA this week:

  • March 5: $3.251
  • March 4: $3.19
  • March 3: $3.061

Compare to:

  • Week ago: $2.983
  • Month ago: $2.891
  • Year ago: $3.107

What’s average price of gas in Florida?

AAA posted the average price in Florida on March 5 was $3.241, slightly less than the national average of $3.251.

Here’s a comparison of the daily average price of a gallon of regular this week as provided by AAA:

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  • March 5: $3.241
  • March 4: $3.198
  • March 3: $3.068
  • March 2: $2.883

In comparison:

  • Week ago average: $2.940
  • Month ago average: $2.882
  • Year ago average: $3.084

Will Florida gas prices keep going up?

The national average price of gas is “likely to move toward $3.10 to $3.15 (per gallon) within one to two weeks … and to $3.20 to $3.25 within two to three weeks,” said Patrick De Haan, head of petroleum analysis with GasBuddy, on March 1.

On March 2, DeHaan said he expected gas prices “at average stations” nationally to increase by 10 to 30 cents in the coming week.

President Trump: Oil prices may be high ‘for a little while’

President Donald Trump told reporters March 3 oil prices may be high “for a little while.”

As soon as the war ends, “these prices are going to drop, I believe even lower than before,” Trump said. 

In a post on TruthSocial March 3, Trump said: “If necessary, the United States Navy will begin escorting tankers through the Strait of Hormuz, as soon as possible. No matter what, the United States will ensure the FREE FLOW of ENERGY to the WORLD.”

How can you find the cheapest gas?

Whether you’re traveling or at home, gasbuddy.com offers information to find the cheapest prices for gasoline.

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Enter your state, city or ZIP code to find the Top 10 gas stations and cheap fuel prices.

Cheryl McCloud is a journalist for the USA TODAY Network-Florida’s service journalism Connect team. You can get all of Florida’s best content directly in your inbox each weekday day by signing up for the free newsletter, Florida TODAY, at https://palmbeachpost.com/newsletters.



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Florida college Republicans group chat reveals racist texts: ‘Avoid the coloreds like the plague’

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Florida college Republicans group chat reveals racist texts: ‘Avoid the coloreds like the plague’


It only took three weeks for a group chat for conservative students at Florida International University (FIU) to become a place where participants eagerly used racist slurs, prompting widespread condemnation from community leaders.

Abel Alexander Carvajal, secretary of Miami-Dade county’s Republican party and a student at FIU’s College of Law, reportedly started the chat after the killing of Charlie Kirk, the founder of Turning Point USA, in September 2025.

But on Wednesday, the Miami Herald published leaked WhatsApp conversations in which the college Republicans made racist, sexist, antisemitic and homophobic comments, including variations of the N-word used more than 400 times. Knowledge of the chat’s existence was revealed on the same day that Republican lawmakers in Florida pushed forward a bill to rename a one-mile stretch of road alongside FIU in honor of Kirk.

William Bejerano, who the Herald noted once tried to start an anti-abortion group at Miami Dade College, was the most prolific user of the N-word. Using the slur, Bejerano called for dozens of acts of extreme violence against Black people, including crucifying, beheading and dissecting.

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Dariel Gonzalez, then the College Republicans’ recruitment chair, who has recently applied to become a GOP committee member, responded to the calls for violence by saying: “How edgy.” He repeatedly used “colored” to describe Black people, including writing: “Ew you had colored professors?!” and “Avoid the coloreds like the plague,” according to the Herald.

Carvajal, who was appointed to a two-year role on the city of Hialeah’s planning and zoning board earlier this year, confirmed to the paper that the group chat was his doing, but he denied knowledge of the problematic comments until the publication contacted him about its logs last week.

“It’s been five months since this was sent and this is the first time I’ve seen this message,” Carvajal told the Herald.

“I guess to an extent, I bear some responsibility, cause I created a chat. But if I had seen this at the moment, I would have removed [Bejerano] from the chat. I probably would have even blocked his number.”

The Herald found that Carvajal had deleted 14 messages sent by other participants in the chat and 42 of his own messages before the publication obtained the chat’s logs.

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He also participated in some of the racist discussions. While referring to a Black student who allegedly left FIU’s College Republicans after a member of the group “called her a [N-word]”, the Floridian reported that Carvajal wrote: “Why didn’t miggress leave?” Elsewhere in the chat, the publication reported that Carvajal used “Miggress”, “Migglet” and “Migger” to refer to Black women, Black children and Black people, in general.

At one point, Gonzalez wrote: “You can fuck all the [K-word, a slur for Jewish people] you want. Just don’t marry them and procreate.”

Ian Valdes, the Turning Point USA FIU chapter president, responded, “I would def not marry a Jew,” before changing the group chat’s name from “Uber [R-word slur for disabled people] Yapping” to “Gooning in Agartha”. “Gooning” is a gen-Z slang term for male masturbation, while “Agartha” is a mythical white civilization promoted by Heinrich Himmler, one of the most powerful leaders in Nazi Germany next to Hitler.

Gonzalez reportedly described Agartha to the group chat as “Nazi heaven sort of”.

Kevin Cooper, the first Jewish chair of the Miami Dade Republican party, condemned the group chat in a statement published to X and called for Carvajal’s resignation.

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“The majority of our board voted to request Carvajal’s resignation. We have commenced removal proceedings and look forward to resolution from the Republican Party of Florida,” he wrote.

That call was echoed by Juan Porras, a Republican state representative and Miami-Dade GOP state committee member, who said in a statement: “Leadership carries responsibility. When someone in a leadership role engages in this kind of behavior, it damages the trust placed in our party by voters across Florida. For that reason, I am asking the Miami Dade Republican party secretary to step down from this position.”

In a joint statement, Florida Republican state senators Alexis Calatayud, Ileana Garcia and Ana Maria Rodriguez denounced the chats and called for the expulsion from party leadership of its participants.

“The individuals in the group chat have exposed how profoundly misaligned their beliefs are to the views of the Republican party of Florida,” their statement said. “We call for the immediate expulsion of the individuals disseminating from any level of leadership of the Miami-Dade Republican Party … We will not tolerate bigotry or discrimination.”

Multiple leaked group chats from young Republicans have created controversy in recent years.

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Last year, Politico published messages from a group chat of more than 100 conservatives across the country in which users also made racist and antisemitic comments. In 2022, a Young Republican group chat from North Dakota was revealed as a cesspool of homophobic and antisemitic rhetoric.



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Federal judge blocks DeSantis executive order declaring CAIR a 'terrorist organization'

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Federal judge blocks DeSantis executive order declaring CAIR a 'terrorist organization'


A federal court in Tallahassee has issued a temporary injunction blocking Florida Gov. Ron DeSantis’ executive order designating the Council on American-Islamic Relations (CAIR) a “terrorist organization.” U.S. District Judge Mark Walker’s order comes nearly three months after DeSantis signed his executive order on Dec. 8. The order directed Florida’s executive and Cabinet agencies, as […]



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