Delaware
Sixth Consecutive Workers’ Comp Rate Decrease Expected in Delaware
Double-digit drop will likely be efficient December 1
Insurance coverage Commissioner Trinidad Navarro introduced immediately that staff’ compensation insurance coverage charges will lower for the sixth yr in a row, efficient December 1, 2022. Each the voluntary market and the residual market will see fee decreases within the double digits.
“Decreasing employee’s compensations prices time and time once more helps our native companies, who’ve confronted a number of years of uncertainty and financial problem because of the pandemic,” stated Insurance coverage Commissioner Trinidad Navarro. “It additionally helps us to draw new corporations and jobs to our state. Whereas prices proceed to lower, corporations are retaining their eye on the ball by decreasing danger by applications like our Office Security initiative.”
This yr’s lower in employee’s compensation insurance coverage charges is predicted to be coupled with the reversal of voluntary and residual market developments – the residual market is predicted to see a larger fee lower. Residual insurers present ‘final resort’ protection for corporations unable to acquire or afford protection within the conventional market. Usually, charges within the residual market don’t lower greater than the voluntary market, because the clientele tends to be companies with larger danger or claims historical past. The discount seen within the residual market is an indicator that these insurance policies are getting used much less ceaselessly, as corporations can higher afford the normal, voluntary market.
Staff’ compensation insurance coverage offers protection when an worker is damage on the job and may present medical protection in addition to funds for misplaced wages if an individual is unable to work as a result of their harm. Decrease premiums don’t change the quantity of compensation an injured worker receives.
Closing charges are anticipated to be introduced in early November, following a overview of the Delaware Compensation Ranking Bureau (DCRB) submitting by unbiased actuaries, and a public listening to with DCRB and the State’s Ratepayer Advocate. Precise financial savings will range by coverage.
These decrease charges are only one part of a number of Division efforts to assist companies financially. Greater than 1,200 employers are saving much more cash on their staff’ compensation premiums by collaborating within the division’s Office Security Program, saving roughly $7.4 million final yr. Eligible companies can earn as much as a 19% low cost on their insurance coverage by efficiently present process annual security inspections and complying with suggestions. Importantly, staff might also profit straight from employer-based security targets – for instance, a office could supply bonuses if there are not any accidents in a given timeframe and cross on the financial savings to staff.
Companies eligible for the Office Security Program are notified annually seven months previous to their renewal date. Organizations concerned about collaborating can entry questionnaires on-line and get in touch with security@delaware.gov to start the method. For the primary time in 20 years, the Division will replace the Inspection Price Schedule for program contributors. Companies will likely be notified accordingly. Solely advantages may be gained by collaborating, failure to qualify can’t be the idea for premium will increase or sanctions imposed by different security officers.
View the DCRB web site
Associated Matters: Commissioner Navarro, dcrb, Delaware Compensation Ranking Bureau, Division of Insurance coverage, insurance coverage, Insurance coverage Commissioner, Insurance coverage Division, Insurance coverage Charges, Trinidad Navarro, staff comp, staff compensation, Office Security
Maintain updated by receiving a every day digest e-mail, round midday, of present information launch posts from state companies on information.delaware.gov.
Right here you’ll be able to subscribe to future information updates.
Double-digit drop will likely be efficient December 1
Insurance coverage Commissioner Trinidad Navarro introduced immediately that staff’ compensation insurance coverage charges will lower for the sixth yr in a row, efficient December 1, 2022. Each the voluntary market and the residual market will see fee decreases within the double digits.
“Decreasing employee’s compensations prices time and time once more helps our native companies, who’ve confronted a number of years of uncertainty and financial problem because of the pandemic,” stated Insurance coverage Commissioner Trinidad Navarro. “It additionally helps us to draw new corporations and jobs to our state. Whereas prices proceed to lower, corporations are retaining their eye on the ball by decreasing danger by applications like our Office Security initiative.”
This yr’s lower in employee’s compensation insurance coverage charges is predicted to be coupled with the reversal of voluntary and residual market developments – the residual market is predicted to see a larger fee lower. Residual insurers present ‘final resort’ protection for corporations unable to acquire or afford protection within the conventional market. Usually, charges within the residual market don’t lower greater than the voluntary market, because the clientele tends to be companies with larger danger or claims historical past. The discount seen within the residual market is an indicator that these insurance policies are getting used much less ceaselessly, as corporations can higher afford the normal, voluntary market.
Staff’ compensation insurance coverage offers protection when an worker is damage on the job and may present medical protection in addition to funds for misplaced wages if an individual is unable to work as a result of their harm. Decrease premiums don’t change the quantity of compensation an injured worker receives.
Closing charges are anticipated to be introduced in early November, following a overview of the Delaware Compensation Ranking Bureau (DCRB) submitting by unbiased actuaries, and a public listening to with DCRB and the State’s Ratepayer Advocate. Precise financial savings will range by coverage.
These decrease charges are only one part of a number of Division efforts to assist companies financially. Greater than 1,200 employers are saving much more cash on their staff’ compensation premiums by collaborating within the division’s Office Security Program, saving roughly $7.4 million final yr. Eligible companies can earn as much as a 19% low cost on their insurance coverage by efficiently present process annual security inspections and complying with suggestions. Importantly, staff might also profit straight from employer-based security targets – for instance, a office could supply bonuses if there are not any accidents in a given timeframe and cross on the financial savings to staff.
Companies eligible for the Office Security Program are notified annually seven months previous to their renewal date. Organizations concerned about collaborating can entry questionnaires on-line and get in touch with security@delaware.gov to start the method. For the primary time in 20 years, the Division will replace the Inspection Price Schedule for program contributors. Companies will likely be notified accordingly. Solely advantages may be gained by collaborating, failure to qualify can’t be the idea for premium will increase or sanctions imposed by different security officers.
View the DCRB web site
Associated Matters: Commissioner Navarro, dcrb, Delaware Compensation Ranking Bureau, Division of Insurance coverage, insurance coverage, Insurance coverage Commissioner, Insurance coverage Division, Insurance coverage Charges, Trinidad Navarro, staff comp, staff compensation, Office Security
Maintain updated by receiving a every day digest e-mail, round midday, of present information launch posts from state companies on information.delaware.gov.
Right here you’ll be able to subscribe to future information updates.
This story is part of the WHYY News Climate Desk, bringing you news and solutions for our changing region.
From the Poconos to the Jersey Shore to the mouth of the Delaware Bay, what do you want to know about climate change? What would you like us to cover? Get in touch.
An emergency dredging project to restore severe beach erosion along a popular surfing and fishing spot north of Delaware’s Indian River Inlet began this week.
The $15 million initiative aims to restore the shoreline on the north side of the Indian River Inlet Bridge.
Two separate storms earlier this year triggered dune breaches along the coastline, closing portions of the Coastal Highway.
The project is a crucial step to protect the highway, which serves as an emergency evacuation route, according to Delaware’s Department of Natural Resources and Environmental Control.
The project will also prepare the area for the increasing intensity of storms caused by climate change, said the agency’s secretary, Shawn Garvin.
“[The area] is in a position where it tends to lose sand faster than other areas of the coastline, and does not naturally regenerate,” Garvin said. “It is at the foot of the bridge. It is a very popular area for fishing and surfing, and general beach use. So, we’re looking to try to get it back into a stable situation.”
Salty ocean water is creeping up the Delaware River, the source for much of the drinking water for Philadelphians and millions of others, brought on by drought conditions and sea level rise, and prompting officials to tap reservoirs to push the unpotable tide back downstream. Officials say drinking water isn’t imminently at risk yet, but they’re monitoring the effects of the drought on the river and studying options for the future in case further droughts sap the area, per the AP.
- What is the salt front? The salt front, or salt line, is where salt water from the ocean and fresh water meet in the river. That boundary is typically somewhere around Wilmington, Delaware, but the recent drought has pushed it about 20 miles north.
Claiming lottery in Delaware
18 states have laws that allow national lottery prize jackpot winners to remain anonymous, but is Delaware among them?
The Delaware Lottery offers several draw games for those aiming to win big. Here’s a look at Tuesday, Nov. 26, 2024 results for each game:
Winning Mega Millions numbers from Nov. 26 drawing
05-22-24-39-42, Mega Ball: 03, Megaplier: 3
Check Mega Millions payouts and previous drawings here.
Winning Play 3 numbers from Nov. 26 drawing
Day: 8-2-9
Night: 7-2-2
Check Play 3 payouts and previous drawings here.
Winning Play 4 numbers from Nov. 26 drawing
Day: 2-1-9-9
Night: 9-5-9-0
Check Play 4 payouts and previous drawings here.
Winning Multi-Win Lotto numbers from Nov. 26 drawing
03-05-09-17-24-33
Check Multi-Win Lotto payouts and previous drawings here.
Winning Lucky For Life numbers from Nov. 26 drawing
27-29-32-33-47, Lucky Ball: 02
Check Lucky For Life payouts and previous drawings here.
Winning Play 5 numbers from Nov. 26 drawing
Day: 5-1-8-7-3
Night: 0-2-3-7-4
Check Play 5 payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
Are you a winner? Here’s how to claim your lottery prize
- Sign the Ticket: Establish legal ownership by signing the back of your ticket with an ink pen.
- Prizes up to $599: Claim at any Delaware Lottery Retailer, in person at the Delaware Lottery Office, or mail your signed ticket and claim form; print your name/address on the ticket’s back and keep a copy/photo for records. By mail, send original tickets and documentation to: Delaware Lottery, 1575 McKee Road, Suite 102, Dover, DE 19904.
- Prizes up to $2,500: Claim in person at Delaware Lottery Retailer Claim Centers throughout Kent, Sussex and New Castle Counties.
- Prizes of $5,001 or more: Claim in person at the Delaware Lottery Office (business days 8 a.m. to 4 p.m.) with a photo ID and Social Security card.
- For all prize claims, directions to the Delaware Lottery Office are available online or via mapquest.com for a map.
Check previous winning numbers and payouts at Delaware Lottery.
Can I claim a jackpot prize anonymously in Delaware?
Fortunately for First State residents, the Delaware Lottery allows winners remain anonymous. Unlike many other states that require a prize be over a certain jackpot, Delawareans can remain anonymous no matter how much, or how little, they win.
How long do I have to claim my prize in Delaware?
Tickets are valid for up to one year past the drawing date for drawing game prizes or within one year of the announced end of sales for Instant Games, according to delottery.com.
When are the Delaware Lottery drawings held?
- Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
- Mega Millions: 11:00 p.m. on Tuesday and Friday.
- Play 3, 4: Daily at 1:58 p.m. and 7:57 p.m., except Sunday afternoon.
- Multi-Win Lotto: 7:57 p.m. Monday, Wednesday, and Friday.
- Lucky for Life: Daily at 10:38 p.m.
- Lotto America: 11:00 p.m. Monday, Wednesday, and Saturday
Missed a draw? Peek at the past week’s winning numbers.
This results page was generated automatically using information from TinBu and a template written and reviewed by a Delaware Online digital operations manager. You can send feedback using this form.
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