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Tax day is next week: Avoid these 5 common mistakes that can cost you money

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Tax day is next week: Avoid these 5 common mistakes that can cost you money

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Tax season is stressful enough, but avoidable mistakes can turn a routine filing into an expensive headache.

With Tax Day just 10 days away, even small errors can mean the difference between a smooth refund and frustrating delays. In some cases, they can even trigger IRS notices or unexpected penalties.

Here are five common filing missteps to watch out for and how to avoid them:

1. Choosing the wrong filing status

Tax scams have evolved from unemployment fraud to social media “tax hacks,” with the IRS warning of new threats for the 2026 filing season. (Michael Bocchieri/Getty Images)

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Your filing status is one of the most important choices on your tax return because it helps determine your tax rate, your standard deduction and which credits you may be eligible to claim. Pick the wrong one, and you could end up paying more than you owe, getting a smaller refund or triggering delays if the IRS flags the return for review.

For many taxpayers, the confusion comes from life changes that happened during the year, like getting married or divorced, having a child, moving in with a partner, supporting an aging parent or sharing custody. Even if your situation feels straightforward, the IRS rules can be less intuitive, especially for taxpayers who aren’t sure whether they qualify as “head of household” or whether they can still file as “qualifying surviving spouse” after a spouse has died.

RETIRED? HERE’S WHEN THE IRS MIGHT TAKE A CLOSER LOOK AT YOUR FINANCES

Head of household, in particular, can be costly to get wrong. It typically comes with a larger standard deduction and more favorable tax brackets than filing as single – but it has strict requirements tied to paying more than half the cost of keeping up a home and having a qualifying dependent. If you don’t meet the rules and claim it anyway, you may have to pay back tax benefits later, plus penalties and interest.

When in doubt, the IRS has an online filing-status tool, and many tax software programs will walk you through the questions to help you choose the right category.

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2. Leaving credits on the table

A woman preparing her taxes. (Kurt “CyberGuy” Knutsson)

One of the biggest and most expensive tax-season mistakes is failing to claim every credit or deduction you qualify for. That can mean a smaller refund or a higher bill.

“I think the top mistake people make is not fully understanding or taking the time to really research what are all the different deductions and the ways that you can put a little bit of extra money in your pocket that are available to you,” said Bill Sweeney, senior vice president of government affairs at AARP.

AVERAGE TAX REFUND TOPS $3,700 MIDWAY THROUGH FILING SEASON, TREASURY SAYS

Sweeney also warned taxpayers not to rely on last year’s return as a blueprint for filing because of recent changes to the tax code from the One Big Beautiful Bill Act

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“This would be a good year given that there are these changes to the tax code, to make sure not to assume that what you did last year will convey over to this year. Really take a fresh look at your tax situation and see if there’s money that you’re leaving on the table,” he said.

3. Missing key deadlines

A couple is seen going over tax paperwork. (iStock)

An extension can buy you time to file your paperwork, but it doesn’t give you extra time to pay. For most taxpayers, the IRS deadline to pay what you owe is April 15, 2026 – even if you request an extension to file later.

“Remember that even if you claim an extension, the money is owed on April 15,” said Mike Faulkender, co-chair of American Prosperity at the America First Policy Institute.

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Faulkender, a former Treasury official and IRS commissioner, said taxpayers who need more time should still estimate their bill and pay by the filing deadline to help avoid added costs.

“You have to actually send in a check or have the payment deducted from your account by the filing deadline,” he said.

If you can’t pay in full by April 15, pay what you can to help limit penalties and interest on top of your tax bill.

4. Entering bank account details incorrectly

If you choose direct deposit for your refund, the IRS relies on the routing and account numbers you provide. One wrong digit can lead to delays. 

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If you pay what you owe by direct debit, incorrect banking details can also lead to a rejected payment and potentially result in penalties and interest.

5. Filing before all your tax forms arrive

Timing matters when it comes to filing your taxes. Submitting your return before you’ve received all your key paperwork, like W-2s or 1099s, can lead to errors, missing income or a return you have to amend later.

Faulkender said there’s a simple way to double-check what’s been reported under your name before you file. 

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“One of the things that I learned last year when I was IRS commissioner, was that if you create an account on irs.gov, you can see everything that’s been filed under your tax ID,” he said. 

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“We’re supposed to receive all of our W-2s and our 1099 forms in the mail in January and February. But if you’re missing one, or you misplaced it rather than requesting it again, you can actually go and see what was filed under your taxpayer identification number if you create an account on IRS.gov.” 

Filing late can also cost you extra money, especially if you owe. The goal is to wait until you have what you need, then file as soon as you’re ready.

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Woman exposed running visa fraud scheme spanning years, posing as immigration officer

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Woman exposed running visa fraud scheme spanning years, posing as immigration officer

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A 29-year-old Texas woman is now in custody and facing federal fraud charges after being exposed for impersonating an immigration officer in a multi-year visa fraud scheme.

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Mayra Collins, a resident of Brownsville, a city on the far southern tip of Texas, is facing five counts of fraudulently posing as a federal agent with various agencies in 2022 and 2025, Acting U.S. Attorney John Marck announced.

The charges against Collins are for two counts of wire fraud and three counts of impersonating a federal agent, according to local affiliate Fox 26.

The DOJ said Collins first allegedly posed as a federal immigration officer. She allegedly falsely represented that she could expedite the process for obtaining U.S. visas and took money from four victims. In 2025, Collins also allegedly impersonated a Border Patrol agent with influence over the hiring of federal employees. She allegedly told one victim there were job positions available, but that they needed to send her money for uniforms and ballistic vests before beginning employment with Border Patrol.

ILLEGAL ALIEN ALLEGEDLY RAN FAKE DHS BRANCH, PASSED OUT ‘IMMUNITY’ CARDS DURING A $400 FRAUDULENT COURSE

U.S. Border Patrol officers apprehended drivers of two vehicles involved in an incident and recovered eight of nine migrants missing from a boat, leaving a 10-year-old child unaccounted for.

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According to the DOJ, Collins “never worked for the United States” and “had no power to provide victims of her schemes with Visas or employment” with Border Patrol.

The woman is now facing up to 20 years in federal prison for the two counts of wire fraud and another three years for the impersonation charges. She is also facing a maximum fine of $250,000.

She is expected to make her initial court appearance before U.S. Magistrate Julie Hampton this Thursday.

Lora Ries, an immigration policy expert with the Heritage Foundation, explained that “the needless complexity of immigration law and the fragmented immigration bureaucracy spread across five federal departments are fertile ground for fraudsters.”

Ries, who is director of the Heritage Foundation’s Border Security and Immigration Center, told Fox News Digital that Democrats “helped create these systemic conditions because they facilitate illegal immigration.”

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CBP SEIZES MASSIVE METH HAUL WORTH MILLIONS STASHED IN SECRET TILE SHIPMENT

People return to the Mexican side of the Rio Grande river in Brownsville, Texas, on May 11, 2023, after dropping off migrants on the U.S. side. The U.S. ended its 40-month Covid-19 emergency and discarded the Title 42 law on the same day. (Andrew Caballero-Reynolds/AFP)

“This perpetrator exploiting that confusing and scattered system is a consequence of their own making,” Ries said.

She noted that “Congress should greatly simplify immigration law and consolidate many of the immigration agencies for a better immigration system and to prevent such fraud.”

This comes as the DOJ and Department of Homeland Security ramp up the federal government’s investigation into a massive fraud scheme largely involving the Somali immigrant community in Minnesota. Federal officials raided 22 alleged fraud sites Tuesday morning.

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The raids center on federal fraud investigations into largely Somali-owned businesses, including childcare facilities that registered their daycare with the state but were allegedly billing for care that was not provided.

EMMER SAYS MN FRAUD RAIDS SEND ‘CRYSTAL CLEAR’ MESSAGE AFTER FEDS HIT DOZENS OF SITES

Law enforcement officers seen getting into a vehicle outside of Quality learning center in Minneapolis on April 28, 2026. (Fox News)

Following news of the raids breaking, Vice President JD Vance, head of the administration’s fraud task force, remarked that the “task force and the DOJ will be relentless in exposing these fraudsters wherever they may be hiding.”

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Commenting on the Minnesota crackdown, Ries told Fox News Digital that “Americans, particularly Minnesotans, are pleased to see the ongoing pursuit of justice against fraud in that state.”

“We’ve only seen a glimpse of both the immigration fraud and welfare fraud that have occurred in Minnesota,” she said, adding, “Significant criminal and immigration consequences are needed for all the perpetrators to achieve justice and to send a message to others throughout the country not to engage in fraud.”

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John Seymour, Anaheim mayor and U.S. senator, dies at 88

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John Seymour, Anaheim mayor and U.S. senator, dies at 88

John Seymour was the rare politician who didn’t mind harming his career if it meant doing right by his constituents.

As the newly elected mayor of Anaheim in 1978, he angered the city’s Police Department by suggesting the creation of a citizens oversight commission after residents complained that officers regularly harassed and beat them.

The lifelong Republican upset his party’s conservative base in the 1980s as a state senator, when he announced his support for abortion rights and opposition to offshore drilling.

“I’m not going to always be right,” Seymour told reporters in 1990. “Therefore, to expect one to never change a position on an issue … is too much to ask.”

Appointed to the U.S. Senate in 1990 after Pete Wilson was elected governor, Seymour lost his seat to Dianne Feinstein two years later and never ran for public office again. He remains the last California Republican to serve in that role.

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“John was a guy who had great courage, he had great goodwill and a damn good mind,” Wilson, who was mayor of San Diego when he first met Seymour in the 1970s, said Monday. “He not only enjoyed a little combat, he was willing to give the time necessary for it.”

Seymour died on April 18 at his home in Carlsbad. He was 88, and the cause was Alzheimer’s disease, according to his son John.

As his party swung to the right, the moderate Seymour had no problem with becoming a political afterthought.

Supreme Court nominee Clarence Thomas, center, poses with senators on Capitol Hill in 1991. With Thomas, from left to right, are Sens. John Seymour (R-Calif.), Larry Craig (R-Idaho), Bob Dole (R-Kan.), Jesse Helms (R-N.C.), Connie Mack (R-Fla.) and Dan Coats (R-Ind.), right front.

(John Duricka / Associated Press)

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“If somewhere in a footnote, history should record my public service, I would hope that they record me as one who cared more for people than for policy, one who was a no-nonsense guy who worked hard for those in need of help, but who wasn’t hesitant to knock heads of bureaucrats in order to get things done,” he told supporters at the kickoff to his Senate campaign in 1992.

Born in Chicago, Seymour settled in Southern California in the 1960s after a stint in the Marine Corps. The UCLA graduate started a real estate business in Orange County as the region transformed from farmland to suburbia. After four years on the Anaheim City Council, he became mayor in 1978.

He quickly established the pragmatic persona that would enable his rise in California politics.

Months after Seymour’s mayoral win, Anaheim police officers stormed a Latino neighborhood and beat up dozens of people in what became known as the Little People’s Park riots. At community meetings, Seymour admitted his shock at learning about the poor relations between the police and many residents.

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The mayor described his approach as: “Don’t sweep it under the rug; don’t look the other way. Admit that we have a problem.”

At the same time, Seymour was negotiating with the Los Angeles Rams to move from the Coliseum to Orange County. While other O.C. officials proposed a new stadium, he convinced the Anaheim City Council to convert Angel Stadium into a multipurpose venue that he argued would create “the greatest opportunity for Anaheim since Disneyland and the California Angels.”

The Rams moved to the city in 1980. Two years later, Seymour was off to Sacramento as a state senator.

He became head of the Republican Senate caucus in his first year and bucked the stereotype of an Orange County GOP firebrand by largely eschewing culture war issues in favor of matters like higher pay for teachers and government support for poor parents that sometimes aligned him with Democrats. That made him few friends in his own party, with many finding his personal ambition grating — he once wrote a letter to then-Gov. George Deukmejian asking that he be appointed state treasurer — and a distraction from getting more of their own elected to Sacramento.

Seymour made no apologies for selling himself as a public servant while simultaneously seeking more power.

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“I like to do things,” Seymour told The Times in 1987. “I’ve been a doer all my life. I don’t like to sit around sucking my thumb. I like to resolve problems.”

That year, conservative opponents deposed him as caucus chair. They snickered two years later when he announced that while he personally opposed abortion, he now supported a woman’s right to choose.

Sen. John Seymour in 1991.

Sen. John Seymour in 1991.

(Don Boomer / For The Times)

The impetus was a U.S. Supreme Court decision that gave states more leeway to regulate abortion. Since California had legalized the procedure decades earlier, Seymour reasoned that he should respect women’s choices. He spoke with people who were for and against abortion, and with his own family, before going public with his change of heart.

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Naysayers accused the state senator of trying to pick up female voters as he was campaigning for the Republican nomination for lieutenant governor against fellow Orange County legislator Marian Bergeson, who opposed abortion. The charge was bogus, according to longtime Seymour campaign advisor Eileen Padberg.

“He didn’t get talked into it — he was an effing Marine,” she said. “He had to be convinced in anything before making a decision. In my career representing hundreds of candidates, John was one of very few who consistently would say about their stances, ‘This is going to kill me, but I gotta do it.’”

Seymour lost the primary to Bergeson. Six months later, he was once again one of the most powerful Republicans in the state when he took the Senate seat Wilson had just vacated to become governor.

Seymour’s son John recalled his father getting the call from Wilson while the family was vacationing in Shasta.

“Dad knew that it was a heavy, weighted responsibility, and that it would affect the family,” John said. “But we kids said, ‘You should do this, if it makes you happy.’”

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Seymour became the second Anaheim Republican to serve in the position, after Thomas Kuchel in the 1950s and 1960s.

Wilson told The Times that he originally wanted to keep his friend in Sacramento to help push through his agenda. But the governor figured he needed a trusted voice in Washington even more.

“You’re looking for people who are not only friends but are capable and experienced and understand what’s necessary,” Wilson said. “And I don’t think I was doing him a great favor, because it was a tough time for the state.”

California was weathering its worst recession in decades and a punishing drought. The state’s vaunted defense industry was shedding tens of thousands of jobs with the closure of military bases after the end of the Cold War.

The daunting task didn’t faze Seymour.

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“I mean, you gotta be good to succeed in the private sector,” he told The Times in 1992. “But if you’re gonna succeed in getting things done in the public sector, you gotta be better than that! That’s the challenge!”

Seymour spent most of his short time in the Senate in triage mode. He lobbied especially hard for California’s real estate industry, calling himself the “realtors’ senator.” But the diminutive man’s plainspoken demeanor failed to gain traction with California voters — a 1991 Times profile deemed him “the unknown senator.” And his one moment in the national spotlight became fodder for opponents.

In the spring of 1992, Los Angeles erupted in deadly riots after a jury acquitted four police officers who beat Rodney King. As he once did in Anaheim, Seymour went on a listening tour across affected neighborhoods, accompanying President George H.W. Bush.

This time, Seymour was accused of seeking photo opportunities a month before his primary election and being tone-deaf to the riot’s root causes by airing television ads stating, “We can’t be tough enough on lawbreakers.” White House aides ridiculed him in the press as the “Velcro senator.” His Republican opponent, Orange County Rep. William Dannemeyer, labeled him “Senator Flip Flop.”

Seymour easily beat Dannemeyer, then faced Democrat Dianne Feinstein, the former San Francisco mayor whose narrow loss to Wilson in the governor’s race had earned her widespread name recognition. He received only 38% of the vote as Feinstein rode a Democratic wave that swept Bill Clinton into the White House and a record number of women into the U.S. Senate, including Barbara Boxer in California.

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California Department of Finance spokesperson H.D. Palmer worked for Seymour at the time and saw his “regular guy” boss give “one of the kindest and most gracious concession speeches I’ve ever heard.”

“Then he went down to O.C. to be with his supporters,” Palmer said. “He was true to his roots.”

Wilson soon appointed Seymour to head the California Housing Finance Agency, which helps first-time home buyers access low-rate loans. He stayed in that role for two years before becoming chief executive of the Southern California Housing Development Corp. The Inland Empire nonprofit, which managed and built affordable housing complexes, is now known as National Community Renaissance, or National CORE.

John, who is the nonprofit’s vice president of acquisitions, said his father had no regrets about leaving politics behind because “housing was his passion. He saw it as a platform for people to grow. He would say, ‘Once you’re housed, you have a big, beautiful horizon to do anything.’”

Seymour did lean on his past to urge skeptical cities and counties to allow affordable housing projects, challenging them to be like him: do the right thing regardless of political cost.

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“If in fact you’re going to try to change an environment in which a mayor or city council will do what they know in their hearts is right, you need to offset the political blow,” he said at a housing conference in Cathedral City in 2002. “I challenge you to form a coalition.”

Seymour is survived by his wife of 54 years, Judy; children John, Shad, Jeffrey, Barrett, Lisa Houser and Sarena Talbert; nine grandchildren and eight great-grandchildren.

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Full Guest List for Trump’s State Dinner With Charles and Camilla

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Full Guest List for Trump’s State Dinner With Charles and Camilla

More than 100 guests were invited to the state dinner that President Trump hosted for King Charles III of Britain and Queen Camilla on Tuesday night, a list that included many allies and friends of Mr. Trump’s, top administration officials, six Supreme Court justices, Republican lawmakers, billionaires and other conservative figures. Here is the entire list of invitees provided by the White House.

  • President Trump and Melania Trump, the first lady

  • King Charles III of Britain and Queen Camilla

  • Sir Clive Alderton, principal private secretary to the king and queen

  • Justice Samuel A. Alito Jr. and Martha-Ann Alito

  • Tobyn Andreae, director of communications of the royal household

  • Marc Andreessen, venture capitalist, and Laura Arrillaga-Andreessen

  • Bret Baier, Fox News host, and Amy Baier

  • Senator John Barrasso, Republican of Wyoming

  • Maria Bartiromo, Fox Business host, and Jonathan Steinberg

  • Marc Benioff, Salesforce chief executive, and Lynne Benioff

  • Treasury Secretary Scott Bessent and John Freeman

  • Jeff Bezos, Amazon founder, and Lauren Sánchez Bezos

  • James Blair, Trump adviser, and Samantha Blair

  • Senay Bulbul, minister counselor, British Embassy in Washington

  • Interior Secretary Doug Burgum and Kathryn Burgum

  • Gen. Dan Caine, chairman of the Joint Chiefs of Staff

  • Varun Chandra, prime minister’s chief business, investment and trade adviser

  • Justice Amy Coney Barrett and Jesse Barrett

  • Tim Cook, Apple chief executive

  • Yvette Cooper, secretary of state for foreign, commonwealth and development affairs

  • Senator Steve Daines, Republican of Montana

  • Sophie Densham, the queen’s private secretary

  • Transportation Secretary Sean Duffy and Rachel Campos-Duffy

  • Ainsley Earhardt, Fox News host

  • David Ellison, chief executive of Paramount

  • Pepe Fanjul, businessman, and Emilia Fanjul

  • Edward C. Forst, General Services Administration administrator

  • Justice Neil M. Gorsuch and Marie Louise Gorsuch

  • Senator Lindsey Graham, Republican of South Carolina

  • Jamieson Greer, U.S. trade representative, and Marlo Greer

  • Greg Gutfeld, Fox News host, and Elena Mussa

  • Beau Harrison, White House aide, and Hayley Harrison

  • Defense Secretary Pete Hegseth and Jennifer Hegseth

  • Jensen Huang, chief executive of Nvidia, and Lori Huang

  • Caroline Hurndall, principal private secretary to the foreign secretary

  • Laura Ingraham, Fox News host

  • Otis Irwin

  • Speaker Mike Johnson and Kelly Johnson

  • Tham Kannalikham, interior designer

  • Justice Brett M. Kavanaugh and Ashley Kavanaugh

  • Howard Kessler, entrepreneur, and Michele Kessler

  • Viktor Knavs, father of Melania Trump

  • Robert Kraft, owner of the New England Patriots, and Dr. Dana Kraft

  • Harry Lopes

  • Juan Luciano, chief executive, Archer Daniels Midland

  • Commerce Secretary Howard Lutnick and Allison Lutnick

  • Rory McIlroy, professional golfer, and Erica Stoll

  • Stephen Miller, adviser to the president, and Katie Miller

  • Brendan Nelson, president of Boeing Global

  • Meg O’Neill, chief executive of BP

  • John Paulson, hedge fund manager, and Alina de Almeida

  • Isaac Perlmutter, former chief executive of Marvel Entertainment, and Laura Perlmutter

  • Hervé Pierre, fashion designer

  • Keith Poole, former N.F.L. player

  • Ruth Porat, president and chief investment officer of Alphabet and Google

  • Dina Powell McCormick, president and vice chairman of Meta, and Senator Dave McCormick, Republican of Pennsylvania

  • Anthony Pratt, chairman of Visy/Pratt Industries, and Claudine Revere, founder of Relish Catering + Hospitality

  • Adam Riddle

  • Senator Jim Risch, Republican of Idaho, and Vicki Risch

  • Don Robert, chairman of the London Stock Exchange Group

  • Chief Justice John G. Roberts Jr. and Jane Roberts

  • John F. W. Rogers, executive vice president of Goldman Sachs

  • James Roscoe, deputy head of mission, British Embassy

  • Secretary of State Marco Rubio and Jeanette Rubio

  • Christopher Ruddy, chief executive of Newsmax Media

  • Theo Rycroft, deputy private secretary to the king

  • Dan Scavino, White House deputy chief of staff, and Erin Scavino

  • Steve Schwarzman, chief executive of the Blackstone Group, and Christine Schwarzman

  • Suzanne Scott, chief executive of Fox News Media

  • Brian Sikes, chief executive of Cargill

  • Warren Stephens, U.S. ambassador to Britain, and Harriet Stephens

  • Justice Clarence Thomas and Virginia Thomas

  • Lt. Col. Jonny Thompson, senior equerry to the king

  • Senator John Thune, Republican of South Dakota and the majority leader, and Kimberley Thune

  • Eric Trump and Lara Trump

  • Ivanka Trump and Jared Kushner

  • Tiffany Trump and Michael Boulos

  • Christian Turner, British ambassador to the United States, and Claire Turner

  • Vice President JD Vance and Usha Vance, the second lady

  • C.S. Venkatakrishnan, chief executive of Barclays

  • Jesse Watters, Fox News host, and Emma Watters

  • Steve Witkoff, special envoy to the Middle East, and Lauren Olaya

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