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Column: He lost everything in a wildfire. Here's one city councilman's practical advice

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Column: He lost everything in a wildfire. Here's one city councilman's practical advice

Jeff Okrepkie wants to make one thing perfectly clear.

Yes, his home burned to the ground after he fled a galloping wall of flames with his wife, their toddler, two dogs and the few items they managed to cram into their cars. But no, Okrepkie insisted, he is not a fire victim.

“I’m a survivor,” he said. “It seems kind of ticky-tacky, but it helps with my mental state to think of myself that way … I survived something that many people haven’t.”

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Okrepkie and his wife lost their home and virtually everything they owned in the 2017 Tubbs fire, which turned a wide swath of the Wine Country — including Santa Rosa’s middle-class Coffey Park neighborhood — into a heap of cinder and ash. At the time, it was the most destructive wildfire in California history. Soon, it may rank a mere third, with the still-blazing Los Angeles County inferno topping the list.

Okrepkie, 45, a commercial real estate agent, was displaced through ill fortune. He was elected years later to the Santa Rosa City Council by popular vote. He became an advocate for wildfire survivors, their champion and a clearinghouse of recovery tips by choice and his lived experience.

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“How can you have all this information and not share it?” he said during a conversation this week a few blocks from City Hall and a short drive from the subdivision where he returned nearly 2½ years after fire chased him out. “It’s almost seems selfish not to.”

The October weekend that forever changed Okrepkie’s life began in what now seems like blessed normalcy.

He and his wife, Stephanie, attended a wedding on Saturday, a welcome bit of alone time in adult company. Their son was nearly 2 years old and had lately “started scaling the walls,” so Sunday was spent converting his crib into “a big-boy bed.” After it was made up, Okrelie took a picture because they were all so excited.

The rest transpired in a flash.

Reports of a fire breaking out in Napa, 40 miles away. His wife nodding off in front of the TV news. Okrepkie falling asleep. His sister calling and waking him with word of another fire, in Calistoga, 16 miles distant and spreading on powerful winds.

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Not much later, the flames leapt Highway 101 and its six lanes and bore down on Coffey Park. Stephanie Okrepkie drove away with her son, the family’s black Lab mix and their Cavalier King Charles Spaniel. Jeff stayed behind, grabbing what he could, until a giant ember landed at his feet, spitting sparks. He took off.

City Councilman Jeff Okrepkie stands in front of Santa Rosa City Hall

Santa Rosa City Councilman Jeff Okrepkie

(Mark Z. Barabak)

He dispenses his wildfire wisdom in two parts, before and after disaster strikes.

Okrepkie suggested starting with a list of things to grab before you’re forced to go. Figure out what you can get your hands on in five minutes or less and start there, beginning with “the things that are crucial to your life” — passports, birth certificates, marriage certificates, insurance policies, wills, trusts. Expand the list to items you can conceivably gather in 10, 15 and 30 minutes.

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Focus, Okrepkie said, on things that are irreplaceable — “an urn with your parents remains, wedding rings” — or that have sentimental value. Clothes, shoes, underwear, pet food; those types of things can be purchased later.

Okrepkie particularly regrets leaving behind a photo of his grandparents, which his late grandmother carried with her everywhere. His wife lost the military fatigues her father wore when he was killed in Iraq, though the couple recovered his dog tags and “challenge coin.”

If you lose your home, Okrepkie went on, don’t wait to find temporary housing. “As soon as you get stabilized somewhere,” he advised, “start calling apartments.” And if it’s unfurnished, make do with used or donated items. “When you get back into your house,” Okrepke said, “that’s when you start spending on the dining room table … that looks nice in your home.”

Beyond that, he counseled patience.

Take as much time as you need to catalog your losses for insurance purposes. If you can collect, say, up to $700,000 and devote 10 hours to compiling a thorough list, that works out to $70,000-an-hour. “That’s a pretty well-paying job,” Okrepkie said. “Think of it that way.”

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Also, he said, carefully document every interaction with your insurance company. You’re likely to deal with a number of adjusters, some of whom will move on before your claim is settled. It’s important to have written proof of what was said or promised, so you don’t have to start each time with someone new.

When it comes to rebuilding — if that’s your plan — don’t hurry. Yes, Okrepkie said, there’s an understandable urge to return home as quickly as possible. But he warned against making decisions in haste — in part because rules and regulations can change, affecting what and how you’re able to rebuild. “If you’re rushing, you could be doing something to fit into a box that all of a sudden just became bigger three weeks later.”

He was glad he purchased his new home from a “mass builder” — a developer that goes through the permitting and legal process, then offers buyers a range of floor plans and options — rather than going it alone with an individual architect and builder.

“Most people have never built a house,” Okrepkie said. “They just bought a house that already exists. And so they don’t know what goes together” — carpets, countertops, cabinets, tiles and on. “Whereas these guys were like, ‘Yep, we have this and this and this and this and this.’ It’s a lot easier to comprehend when you have limited choices.”

Through it all, Okrepkie said, building and nurturing a sense of community was vital.

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“I can sit here and tell you my entire fire story,” he said over lunch at a cantina in downtown Santa Rosa, “and you’ll empathize with it.” But even the most caring and compassionate person can’t relate “in the same way as someone who’s going through what you’re going though.”

A friend started a gathering that jokingly came to be called “Whine Wednesdays,” where survivors got together — at first on camping chairs set amid the ruins — to drink beer and wine “and just talk to each other,” Okrepkie said. “Not bitching and complaining. Just having conversations.”

His activism on behalf of the burned-out neighborhood led to a seat on the city Planning Commission, which in turn led to Okrepkie’s election in 2022 to the Santa Rosa City Council.

As someone with experience on both sides of disaster — as a wildfire survivor as well as a government official dealing with its aftermath — he offered several suggestions for those in public office.

“Be careful with your messaging, because people can take things very personally,” Okrepkie said. “Don’t call people homeless … We have a home. It burnt.”

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Be patient. Very patient. Even as months and years pass and the initial trauma has faded, you’re facing people still grappling with perhaps the worst experience of their life. “Be careful about being too dismissive,” Okrepie said, or coming across as unfeeling.

Don’t be afraid to act boldly if your action can hasten the recovery, he continued. “With electeds there’s always a fear of, ‘Am I going to piss off too many people?’ I don’t think there’s a more altruistic thing you can do than put your neck on the line for people that lost everything.”

Not least, don’t treat survivors as though they’re seeking anything more than they had before.

“We’re not asking to build mansions,” Okrepkie said over his taco salad. “If you have a car you really like and someone hits it, you’re not going to be like, ‘I want a Maserati.’ Just give me what I had … I’m not trying to game the system. There always bad apples that will try to. But most are good people in a crap situation.”

It’s pretty straightforward, he suggested. Be caring. Be kind.

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Conservative legal group targets CFPB rule mandating race, sex data in home loans

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Conservative legal group targets CFPB rule mandating race, sex data in home loans

NEWYou can now listen to Fox News articles!

FIRST ON FOX: A Trump-aligned legal group is urging the Consumer Financial Protection Bureau to scrap its demographic reporting mandate, arguing that the rule allows lenders to consider the race and sex of mortgage applicants as part of diversity, equity and inclusion efforts.

America First Legal said in a petition, first reviewed by Fox News Digital, that the CFPB should encourage mortgage lenders to focus strictly on the creditworthiness of home buyers. The CFPB’s Regulation C, which requires the lenders to track and report race and sex, is unconstitutional, the group argued.

“The disclosure of this information leaves applicants vulnerable to race- and sex-based discrimination by government and private actors in violation of federal civil rights law and the Constitution,” an America First Legal representative wrote.

A view of the Consumer Financial Protection Bureau (CFPB) headquarters building in Washington, D.C., on Feb. 10, 2025. (Getty Images)

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The petition comes as part of a broader effort by President Donald Trump to quash diversity, equity and inclusion, also known as DEI, in the public and private sectors. The petition aligns with an executive order Trump signed in April urging a “meritocracy and colorblind society.” The order was aimed at agencies responsible for evaluating people’s credit.

DEI is a framework that companies, schools, government agencies and other entities have adopted to promote equal treatment for minorities, but conservatives have long argued its practices can be discriminatory by improperly extending preferential treatment to them.

America First Legal said Regulation C flies in the face of the administration’s sweeping efforts to root out DEI across industries. The group’s petition functions as a request to the CFPB to formally begin the process of eliminating the regulation.

The Trump administration slashed $15 million in DEI contracts. (Reuters/Getty)

“The federal government has no business forcing Americans to disclose their race or sex as a condition of applying for a mortgage,” America First Legal President Gene Hamilton said in a statement. “Regulation C pressures lenders to sort borrowers by immutable characteristics and invites discrimination under the guise of ‘equity.’”

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The CFPB was created by Congress in the aftermath of the 2008 financial crisis to investigate complaints about mortgages, various other loans and other banking activity that involves consumers.

Russell Vought, director of the Office of Management and Budget, is also leading the Consumer Financial Protection Bureau. (Anna Moneymaker/Getty Images)

But since its inception, Republicans have targeted the agency as a rogue entity that imposes unnecessary and burdensome regulations on financial institutions.

The acting director of the agency, Russell Vought, has sought to shutter the CFPB entirely, but those efforts have thus far been stalled by the courts, which have found that only Congress can get rid of it. The CFPB has remained somewhat operational, as it has been filing reports through late last year, and Vought recently requested an additional $145 million to fund it to remain compliant with a recent court order.

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Thousands gather statewide in anti-ICE protests, including hundreds in Huntington Beach

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Thousands gather statewide in anti-ICE protests, including hundreds in Huntington Beach

More than 60 largely peaceful protests took place this weekend against U.S. Immigration and Customs Enforcement actions, including several in Southern California.

But while many protests were without incident, they were not short on anger and moments of tension. Organizers called the gatherings the “ICE Out for Good” weekend of action in response to the fatal shooting of Renée Nicole Good by an Immigration and Customs Enforcement agent in Minneapolis.

In Huntington Beach, Ron Duplantis, 72, carried a diagram to represent the three shots fired at Good, including one through her windshield and two others that appeared to go through her side window.

“Those last two shots,” he said, “make it clear to me that this is murder.”

Participants in the “ICE Out” protest hold signs Sunday in Huntington Beach.

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(Kayla Bartkowski / Los Angeles Times)

Huntington Beach has seen past clashes between Trump supporters and anti-racism activists, but as of mid-afternoon, Sunday’s protest was tense at times, but free of violence. About 300 people — and two dozen counterprotesters — stood outside City Hall, with protesters carrying anti-ICE signs, ringing cowbells and chanting “ICE out of O.C.”

As cars sped past them on Main Street, many motorists honked in a show of solidarity, while some rolled down their windows to shout their support for ICE, MAGA and President Trump.

“The reason why I’m here is democracy,” said Mary Artesani, a 69-year-old Costa Mesa resident carrying a sign that read “RESIST.” “They have to remember he won’t be in office forever.”

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A car with a MAGA hat on the dashboard passes an "ICE Out" protest.

Participants in the “ICE Out” protest in Huntington Beach hold signs as a car with a MAGA hat in the windshield passes.

(Kayla Bartkowski / Los Angeles Times)

The Trump administration has largely stood behind the ICE agent, identified as Jonathan Ross, with Homeland Security Secretary Kristi Noem saying he acted in self-defense. Democratic officials and many members of the public have said the videos of the shooting circulating on social media appear to contradict at least some of the administration’s assertions.

“I’m outraged a woman was murdered by our government and our government lied to our faces about it,” said protester Tony Zarkades, 60, who has lived in the Huntington Beach area for nearly 30 years. A former officer in the Marines, Zarkades said he is thinking of moving to Orange to escape the presence of so many Trump supporters in Huntington Beach.

Large protests against ICE occurred in the Bay Area as well as Sacramento and other California cities over the weekend. In Oakland, hundreds demonstrated peacefully on Sunday, although the night before, protesters assembled at the Ronald V. Dellums Federal Building and left graffiti, according to a report in the San Francisco Chronicle.

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In Los Angeles on Saturday night, protesters marched through the downtown area to City Hall and past the Edward Roybal Federal Building, with the L.A. Police Department issuing a dispersal order at about 6:30 p.m., according to City News Service.

While many of the protests focused on what happened to Good in Minnesota, they also recognized Keith Porter Jr., a man killed by an off-dutyICE agent in Northridge on New Year’s Eve.

In Huntington Beach, the coastal community has long had a reputation as a Southern California stronghold for Republicans, though its politics have recently been shifting. Orange County has a painful legacy of political extremism, including neo-Nazism. In 2021, a “White Lives Matter” rally in the area ended in 12 arrests.

On Sunday, a small group of about 30 counterprotesters waved Trump and MAGA flags on a corner opposite from the anti-ICE rally.

A handful of people hold American flags and signs.

Counterprotester Victoria Cooper, 72, holds signs and shouts at participants of the “ICE Out” protest in Huntington Beach.

(Kayla Bartkowski / Los Angeles Times)

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“We’re here to support our country and president and support ICE,” said Kelly Johnson, who gave his age as “old enough to be your sugar daddy.”

Wearing an “ICE Immigration: Making America Safe Again” T-shirt, Kelly said the protesters were “paid agitators” who had been lied to by the media.

“Look at the other angles of the [shooting] videos,” he said. “She ran over the officer.”

Standing with him was Jesse Huizar, 66, who said he identifies as a “Latino for Trump” and was here to “support the blue.”

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The Chino resident said he came to the U.S. from Mexico when he was 5, but that he has no fear of ICE because he “came here legally.”

Huizar said Good’s death was sad, but that she “if she had complied, if she got out of her car and followed orders, she’d be alive right now.”

But their voices were largely overpowered by those of the anti-ICE protesters. One of the event’s organizers, 52-year-old Huntington Beach resident Denise G., who declined to give her last name, said they’ve been gathering in front of City Hall every Sunday since March, but that this was by far one of the largest turnouts they have seen.

She felt “devastated, angry, and more determined than ever” when she saw the video of Good’s shooting, she said.

A man in an "ICE Immigration: Make America Safe Again" shirt stands across from protesters.

Counterprotester Kelly Johnson stands across from the “ICE Out” demonstration.

(Kayla Bartkowski / Los Angeles Times)

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“It could be any one of us,” she said. “The people not out here today need to understand this could be their family member, their spouse, their children. The time is now. All hands on deck.”

Nearby, 27-year-old Yvonne Gonzales had gathered with about 10 of her friends. They said they were motivated to come because they were outraged by the shooting.

“I wish I was surprised by it,” Gonzales said, “but we’ve seen so much violence from ICE.”

She suspected that race was a factor in the outpouring of support, noting that Good was a white woman while many others who have been injured or killed by immigration enforcement actions have been people of color, but that it was still “great to see this turnout and visibility.”

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A few feet away, 41-year-old Christie Martinez stood with her children, Elliott, 9, and Kane, 6. She teared up thinking about the shooting and the recent ICE actions in California, including the killing of Porter.

“It’s sad and sickening,” said Martinez, who lives in Westminster. “It makes me really sad how people are targeted because of their skin color.”

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Video: Fed Chair Responds to Inquiry on Building Renovations

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Video: Fed Chair Responds to Inquiry on Building Renovations

new video loaded: Fed Chair Responds to Inquiry on Building Renovations

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Fed Chair Responds to Inquiry on Building Renovations

Federal prosecutors opened an investigation into whether Jerome H. Powell, the Federal Reserve chair, lied to Congress about the scope of renovations of the central bank’s buildings. He called the probe “unprecedented” in a rare video message.

“Good evening. This new threat is not about my testimony last June or about the renovation of the Federal Reserve buildings. This is about whether the Fed will be able to continue to set interest rates based on evidence and economic conditions, or whether instead, monetary policy will be directed by political pressure or intimidation.” “Well, thank you very much. We’re looking at the construction. Thank you.”

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Federal prosecutors opened an investigation into whether Jerome H. Powell, the Federal Reserve chair, lied to Congress about the scope of renovations of the central bank’s buildings. He called the probe “unprecedented” in a rare video message.

By Nailah Morgan

January 12, 2026

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