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Affordable Housing Centers of Pennsylvania Helps Homeowners Protect Their Investment Across Generations » NCRC

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Affordable Housing Centers of Pennsylvania Helps Homeowners Protect Their Investment Across Generations » NCRC


For the past 17 years, the Affordable Housing Centers of Pennsylvania (AHCOPA) has provided a range of programs designed to build wealth within low- and moderate-income (LMI) communities. AHCOPA provides services to approximately 3,000 people each year via their pre-purchase, post-purchase and mortgage prevention counseling programs.

When Kenneth Bigos joined AHCOPA as their Executive Director in 2013, he set out to expand the organization’s offerings beyond first-time homeownership counseling services. He identified estate planning as an urgent need for the region’s LMI communities as well. 

A 2022 Consumer Reports survey found that 77% of Black and 82% of Hispanic Americans do not have a will in place, which is needed to ensure that their home investment continues to build generational wealth. Consequently, the state court steps in upon the owner’s passing to decide how assets will be distributed, with property not being able to be transferred to an heir until that lengthy process is complete. In Philadelphia alone, there are approximately 10,000 properties with titles that have not been legally settled. 

In response to this, AHCOPA launched the Will Power program in 2022 by leveraging existing relationships with pro-bono lawyers in the creation of wills and trusts for community members. The program has created an opportunity to serve a larger portion of Philadelphia’s population. 

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While the first-time homebuyer program initially attracted people in their mid-30s, Will Power participants are generally in their late 60s, prompting AHCOPA to think about what housing support looks like across an individual’s lifetime.

“Elderly households are more vulnerable,” Bigos said. “To reach these homeowners, we had to develop relationships with trusted agencies, such as senior centers, churches and other institutions that we would not typically work with in our first-time homebuyer program.”

As a result of that  work, AHCOPA marked a major milestone in October 2025: the signing of 1,000 wills. Thanks to the success of Will Power and the first-time homebuyer program, AHCOPA has solidified its reputation as the go-to financial advisor for working-class residents. 

Looking ahead, they are planning to add a new program designed to support people beyond the initial purchase of their home, which will include coaching to help owners develop their financial literacy. This would encompass how to build savings to buy a first home and avoid foreclosure in the event of a crisis.

For Bigos, NCRC membership is key to ensuring the success of these programs, especially in terms of organizing at the federal, state and local levels advocating for continued funding. 

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“Engaging with decision makers is very important and being an NCRC member has helped facilitate those relationships,” Bigos said. “Their support has been very impactful.”

 

Jesse Rhodes is a Contributing Writer.

Photo courtesy of the AHCOPA team.



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Pennsylvania

Pennsylvania’s beloved 100-year-old amusement park still refuses to charge admission

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Pennsylvania’s beloved 100-year-old amusement park still refuses to charge admission


In an era of pricey theme parks and gated admission, one Pennsylvania amusement park is still letting guests in for free.

Knoebels Amusement Resort in Elysburg, Pennsylvania, has been admission-free since it opened nearly a century ago.

Knoebels opened its doors on July 4, 1926 — and will celebrate its 100th anniversary this year, as the nation celebrates America’s semiquincentennial.

Many of the earliest amusement parks in the late 19th and early 20th centuries operated without admission fees, especially so-called “trolley parks,” which made money from charging guests for rides, food and drink.

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Park owner Brian Knoebel, 52, recently told PA Local he “had to pinky-swear” to never change the free-admission model.

“It’s who we are,” he said. “It’s that traditional park.”

Knoebels Amusement Resort in Pennsylvania has not had a general admission fee since opening in 1926.

Knoebel said he recognizes that grandparents “get more satisfaction out of watching their grandkids ride the rides than they do themselves.”

“And Grandma and Grandpa are on a limited income,” he said. “So they don’t pay to park. We don’t force you to buy food in the park — if you want to bring a picnic lunch, then bring a picnic lunch.”

Knoebel, who said his ancestors came to America from Germany and worked as lumberers, said the amusement park began as a modest venture.

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Park owner Brian Knoebel says the old-fashioned atmosphere remains central to its identity.

“After church on Sunday, they’d come down and park their horse and buggy off to the side, and frolic in the stream and have a little picnic,” he told PA Local.

“My great-grandfather would feed and stable your horses for, I believe, a quarter.”

Knoebel added, “Little by little, he started building some picnic tables and park benches, and on July 4, 1926, we opened a swimming pool, a restaurant — appropriately named ‘The Restaurant’ — and we rented a steam-powered carousel.”

The Pennsylvania theme park has grown from a family picnic spot into a major regional attraction over several decades. AP

Despite the park’s growth, Knoebel said its old-fashioned atmosphere has remained intact, including the canopy of trees, shaded walkways, creekside seating and classic attractions.

“How has it changed? We started with one ride, and one food stand, and the pool,” he said.

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“We now have 60 rides, I believe 38 food stands, 24 games, and water slides … Quarter-mile down the road, we own the 18-hole golf course, complete with a bar and tavern.”

Overall, Knoebel said that he and his family “absolutely know our brand.”

Knoebels Amusement Resort is the largest free-admission park in the US.

“We know our fans,” he said. 

“And that throwback amusement park from yesteryear is exactly who we continue to be,” he added. 

“We don’t have roller coasters that reach the clouds. We have rides for thrill seekers … but, of course, we have more traditional rides.”

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Knoebels is the largest free-admission park in the United States. “Knoebels does not have a gate, and you only pay for what you want once you are at the park,” the venue says on its website.



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Pennsylvania

Pennsylvania hunting licenses to soon go on sale

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Pennsylvania hunting licenses to soon go on sale


Pennsylvania hunters can soon start planning for the upcoming season.

The Pennsylvania Game Commission says 2026-27 general hunting and trapping licenses will go on sale Monday, June 22nd.

The licenses will be valid from July 1st through June 30th of next year.

Hunters can purchase licenses online or at authorized license issuing agents across the state.

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The Game Commission is encouraging hunters to verify their account and mailing information before purchasing — to avoid delays.

Antlerless deer licenses also will be available through the state’s licensing system.



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Pennsylvania

Half of child deaths left unreviewed in Pennsylvania since 2020 as counties struggle with ‘unfunded mandate’

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Half of child deaths left unreviewed in Pennsylvania since 2020 as counties struggle with ‘unfunded mandate’






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