Pennsylvania
6 Reasons You Need at Least $665K (Plus Social Security) To Retire in Pennsylvania
Where you choose to live is the single biggest factor in how much money you can expect to spend on housing, utilities, groceries, healthcare, transportation and other common budget items. This is true whether you are working or retired.
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In retirement, however, location takes on even greater importance because most retirees live on a fixed income that’s no longer bolstered by work raises or bonuses. If you choose to retire in Pennsylvania, you can expect to spend near the national average on living costs.
Pennsylvania landed right in the middle of the pack nationally — No. 25 out of 50 states — in a cost of living study conducted by GOBankingRates. The study determined the annual expenditure cost for a retired person in each state by analyzing data from the U.S. Bureau of Labor Statistics and the Missouri Economic Research and Information Center.
According to the GBR study, you need a minimum of $664,894 — including Social Security benefits — to retire comfortably in Pennsylvania for 20 years. That’s below the national average of $725,025, though the average skews much higher due to extremely high costs in states like Hawaii, Massachusetts, California, New York and Alaska. Retirees in Pennsylvania need at least $831,118 for 25 years of retirement and just less than $1 million for 30 years of retirement.
Because Pennsylvania landed in the middle, its retirement costs can serve as a median for the entire country. In some spending categories, its costs are higher than average, while in others, its costs are lower.
According to the Missouri Economic Research and Information Center’s data series, the Keystone State had a cost of living index score of 94.8 as of the 2023 third quarter. That number rose slightly to 95.6 during the 2024 first quarter. Any score below 100 indicates that living costs are lower than the national average, while any score above 100 means living costs are higher than average.
If you are considering retiring in Pennsylvania, here are six reasons you’ll need a minimum of $665,000 to retire there for 20 years.
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Overall living costs: You can expect to spend $54,811.46 a year on overall cost of living expenditures in Pennsylvania, which is below the national average of $57,818. When you back out Social Security income, the average total expenses in Pennsylvania are $33,244.70. You’ll need to cover these costs with retirement savings or side gigs.
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Housing costs: Pennsylvania has a housing cost of living index score of 82.1, meaning you’ll spend much less on rent or home purchases here than in much of the country. Its annual cost of housing averages $9,559.13 vs. the U.S. average of $11,692.
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Utilities cost: This is one of the categories where you can expect to spend more than the national average if you retire in Pennsylvania, partly because of its cold winters. The Keystone State has a utility index score of 106.6 and an average utility cost of $4,515.58 per year versus the national average of $4,236.
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Grocery cost: By retiring in Pennsylvania, you can expect to spend a little less than average on groceries. Its yearly cost of groceries averages $4,715.45 compared with the national average of $4,797.
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Healthcare costs: Healthcare expenses are a major budget item in retirement, and you’ll likely save money by retiring in Pennsylvania. The Keystone State’s healthcare index score is 92.3, with average annual expenditures of $6,959.42. That’s nearly $600 less than the national average of $7,540.
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Transportation costs: The cost of getting around in Pennsylvania is slightly higher than the national average, with an index score of 104.1. Its average annual cost of transportation is $5,145.66 vs. the national average of $4,943.
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This article originally appeared on GOBankingRates.com: 6 Reasons You Need at Least $665K (Plus Social Security) To Retire in Pennsylvania
Pennsylvania
Sherry Buchanan, Farrell, PA
FARRELL, Pa. (MyValleyTributes) – Sherry Buchanan, 87, of Farrell, Pennsylvania, passed away surrounded by her family on Monday, May 4, 2026, in UPMC Jameson Hospital, New Castle.
Mrs. Buchanan was born on May 6, 1938, in Barkeyville, Pennsylvania, a daughter of the late Marion L. (Stanley) Smock.
Her husband, James Eugene Buchanan, whom she married on February 5, 1954, passed away on August 12, 2014.
A dedicated homemaker, Sherry loved to cook, crochet and watch wildlife in her backyard. Her life revolved around her family and her children. When her children were in school, she was highly involved in the Jefferson Elementary School PTA, and was the Past-President. Sherry also had a passion for fishing and bird watching. In her free time, she relaxed by reading and doing puzzles.
She is survived by four daughters, Jamie Dobrozdravic, Cyndi Buchanan, Regina Scott, all of Florida, and Karen Spehn (Jack), of Arizona; three sons, Robin Buchanan (Pam), of Alabama, Gregg Buchanan, of Greenville, Pennsylvania, and Jeffrey Buchanan (Sue Ann), of Farrell; 12 grandchildren, Geno, Jeffrey, Amy, Todd, Heidi, Ryan, Shana, Tyler, Spencer, John, William, and Jeffrey, Jr.; several great-grandchildren; and a dedicated niece, Joy Hayden.
In addition to her parents and husband, Sherry was preceded in death by a son, James Buchanan, Jr.; a son-in-law, Paul Dobrozdravic; and a sister, Jerry Thompson.
The family suggests memorial contributions be directed to the Shenango Valley Animal Shelter, at 2599 Broadway Rd., Hermitage, PA 16148; or ASPCA, at www.ASPCA.org
A memorial service will be at 11:00 a.m. Saturday May 9, 2026 in the chapel of Hillcrest Memorial Park, 2619 East State St., Hermitage. Online condolences may be sent to the family at www.McGonigleFuneralHomeandCrematory.com
Interment: Hillcrest Memorial Park, Hermitage.
Arrangements are being handled by the J. Bradley McGonigle Funeral Home and Crematory, Inc.
To order memorial trees or send flowers to the family in memory of Sherry W. Buchanan, please visit our flower store.
A television tribute will air Wednesday, May 6 at the following approximate times: 6:47 a.m. on WYTV, 9:43 a.m. on WKBN, 10:58 a.m. on FOX and 8:12 p.m. on MyYTV. Video will be posted here the day of airing.
Pennsylvania
It’s back: What is ‘senior assassin’ and why are Pennsylvania police warning against it?
DAUPHIN COUNTY, Pa. (WHP) — As high school graduation season approaches, so does a rise in teens participating in a popular game known as “senior assassin.”
The Swatara Township Police Department is asking parents to speak with their kids about the risks associated with the game, where students try to “eliminate” each other by spraying each other with water guns or squirt bottles.
“The game is played outside of school hours and away from school property but has been reported to be causing disruptions and posing risks to participants and bystanders alike,” police wrote Tuesday in a news release.
READ MORE | What is the ‘Senior Assassin’ game?
The police department said there have been reports of students playing the game outside of local businesses and alarming the public.
There are online resources that advise students avoid private property and use brightly-colored water guns, police said, but not all students are following those rules.
Police said some students have used paintball guns, which can lead to injuries.
“We urge parents and guardians to speak with their children about the potential risks associated with participating in this game and to discourage them from taking part,” the Swatara Township Police Department wrote. “The safety of students and community members is our top priority, and we must work together to ensure a safe and respectful environment for everyone.”
Another Pennsylvania police department out of Bucks County, the Buckingham Township Police Department, said the game sometimes results in 911 calls reporting “armed subjects.”
“In case you are unfamiliar, Senior Assassin is a game that involves high school students ‘stalking’ and ‘shooting’ each other with water guns in an attempt to be the last senior standing,” Buckingham Township police wrote. “We have heard that some students are using Nerf guns or silly string. Think of this game as ‘hide and seek.’”
The Northern Lancaster County Regional Police Department also spoke out about the game back in 2023, warning that students sometimes use water pistole that could easily be confused for real firearms.
“This behavior, though intentionally innocent, could easily be perceived, reported, or confronted as suspicious behavior by unknowing persons and outcomes could have serious consequences,” the police department had said.
PREVIOUS COVERAGE | ‘Senior Assassination’ game among high schoolers concerns police in Lancaster County
While the Buckingham Township Police Department said it does not condone the game, it offered the following safety tips for students who might decide to play anyway:
- Do not use realistic-looking weapons; use clearly identifiable, brightly colored water guns.
- Do not wear masks or behave in ways that would make a reasonable person to believe you are a threat.
- Avoid trespassing on private property or playing in public spaces, especially at night.
- Immediately comply with any police officer’s instructions and stop playing if instructed to do so.
Pennsylvania
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