Address Newsletter
Our weekly digest on buying, selling, and design, with expert advice and insider neighborhood knowledge.
Boston, MA
Editorial: Boston needs more housing ASAP, roll back requirements
Boston needs more housing stock, and it needs it now.
That’s the gist of Boston City Councilor Ed Flynn‘s call for Mayor Michelle Wu to roll back the city’s inclusionary zoning requirements for new development. The threshold used to be 13% earmarked for affordable housing, which changed to 20% in 2024. Flynn says those requirements are causing housing production to hit the breaks, making affordability worse in the city.
He’s right.
Last year’s “A Home for Everyone” plan from the Healey administration called for adding at least 222,000 new, primarily year-round, housing units in Massachusetts between 2025 and 2035.
According to the Executive Office of Housing and Livable Communities’ Housing Needs Assessment, Metro Boston needs a 7.5% to 10% increase in housing stock to keep up with demand. That’s roughly 140,000 to 180,000 new units by 2035.
We need to get shovels in the ground ASAP.
“Following several years of post-pandemic inflation, a high interest rate environment, rising construction costs and tariffs, I believe it is long past time for elected officials and leaders in our city and state to acknowledge the reality that while we do not control many of the big picture economic conditions, we should do everything we can within our power to make any adjustments that will help spur development of housing and affordable units in our city,” Flynn wrote in a letter to Mayor Michelle Wu and Chief of Planning Kairos Shen.
Wu understands big picture economic conditions. In an interview with WBUR she noted that the cost increase for White Stadium was due in part to tariffs, steel prices and general inflation. Those same factors could be expected to affect housing production as well. We need, therefore, to up the incentive to build in Boston.
The housing crisis is hardly new. Back in 2018, then-Mayor Marty Walsh joined 14 members of the Metro Mayors Coalition in announcing a housing production goal.
“We are at a pivotal time in Greater Boston as our economy continues to grow and thrive, and more people move to our communities. As the region grows, we must ensure our cities and towns keep up with the demand for affordable housing, ensuring families can stay in the communities they love,” said Walsh. “Last month I increased Boston’s housing goal from 53,000 to 69,000 new units of housing by 2030.”
And now we need140,000 to 180,000 new units by 2035.
Wu is taking steps to boost housing production, such as last year’s $110 million housing accelerator fund meant to support housing projects already greenlighted but lacking the financing to begin construction.
But the need for new housing is huge, and immediate.
“If we’re producing less housing we’re also getting less affordable units for working families. Some housing is better than no housing,” said Flynn.
It can only help the housing crisis if we increase the stock. If we build it, residents will come, grow communities and increase the tax base.
City Hall has got to love that.
A fair that attracts thousands of visitors every year will officially open later in Boston.
The May Fair is “one of the country’s most iconic and historic street fairs”, Boston Borough Council said.
The event, featuring attractions, rides and games, will be held in the town centre until 9 May.
Dale Broughton, leader of the council, said: “The Boston May Fair is one of our town’s most treasured traditions, and welcoming it back once again is something we look forward to all year.”
FSU softball focuses on rival Florida. Here’s its approach on Wednesday
Here’s how Lonni Alameda and Florida State softball are preparing for its rivalry matchup against Florida. First pitch is at 6 p.m.
Jazzy Francik returned to the site of one of the toughest outings of her career and delivered a dominant performance.
The Florida State sophomore tossed her third career no-hitter and powered the Seminoles to a 10-0 win over Boston College in six innings Saturday at Harrington Athletics Village, moving FSU within one win of clinching the ACC regular-season title.
Francik (19-2) was in control from the first pitch, striking out six and allowing only one baserunner on an infield error in the fifth inning. She needed just 67 pitches to complete the no-hitter, the third of her career and one of the most efficient outings of her season.
Florida State’s offense gave its ace plenty of support, collecting 12 hits and scoring 10 runs. After a scoreless first inning, the Seminoles broke through in the second with three runs on RBI doubles by freshmen Haley Griggs and Makenna Sturgis.
FSU added four more runs in the fourth inning behind a two-run double from Jaysoni Beachum and an RBI single by Ashtyn Danley. The Seminoles put the run-rule into play in the sixth, scoring three times on an RBI single from Sturgis, an RBI double by Isa Torres and a sacrifice fly from Danley.
Beachum, Torres, Sturgis and Danley each drove in two runs as Florida State continued to pressure Boston College despite several highlight-reel defensive plays from the Eagles.
Francik and the Seminole defense sealed the no-hitter in the bottom of the sixth to end the game early.
Florida State is one win away from securing at least a share of the ACC regular-season championship. A sweep of Boston College on Sunday would clinch the title outright.
How to watch FSU vs. Boston College Game 2
- Date: Saturday, May 2
- Time: 4 p.m.
- Where: Harrington Athletics Village, Brighton, Massachusetts
- TV/Stream: ACC extra
Peter Holland Jr. covers Florida State athletics and Big Bend Preps for the Tallahassee Democrat. If you like to pitch a story on a high school athlete, don’t hesitate to get in touch with him via email at PHolland@Gannett.com or on X @_Da_pistol.
Home Buying
Data shows Greater Boston borrowers spent at least 30 percent of their income on their mortgage payment in 2025.
Mortgage payments in Greater Boston still rank among the highest in the nation. But a shift has taken place. No longer are prospective buyers getting caught up in the frenzy of bidding wars and stretching their purchase price and mortgage payment to the maximum they can afford. Instead, real estate professionals say that buyers are taking a more cautious approach today, thinking twice about what they’re willing to pay.
According to data recently released by LendingTree, the average mortgage payment on home purchases fell 2.4 percent in 2025, from $1,990 in 2024 to $1,942 per month (for principal and interest only). Still, home affordability remains a challenge: LendingTree reported that one in 10 borrowers are significantly cost-burdened, with 10.2 percent of borrowers nationwide spending 40 percent or more of their income on new mortgage payments.
According to the data, Greater Boston ranked seventh for metros with the highest average new mortgage payments in 2025. The average mortgage payment in the area was $2,784 a month, and 31.4 percent of borrowers spent at least 30 percent of their income on their mortgage payment.
Of course, if you add the other costs that get rolled into mortgage payments — property taxes, home insurance, and private mortgage insurance — that monthly housing cost goes up even higher, and that doesn’t even include utilities and homeowners association fees. While LendingTree couldn’t provide a total monthly housing cost for the Boston metro, WalletHub recently released data on the states where people spend the most and least for housing, and Massachusetts ranked third on that list, with average homeowners there paying about 34 percent of their income on housing costs, second only to Hawaii and California.
“Boston’s core issue is simple: too many people are chasing too few homes,” said Matt Schulz, LendingTree’s chief consumer finance analyst. “The area has struggled with housing supply for years, and that is unlikely to change anytime soon.”
The good news is that despite the price pressure and challenge of bidding wars, local experts say that buyers today are not stretching their budgets just to get into a home and then find that they became cash-poor in the process.
“People today are a little more strategic,” said Melvin A. Vieira Jr., a real estate agent with Re/Max Real Estate Center in Boston. “Buyers are more educated, and they’ve heard about the bidding wars of the past, so they’re making reasonable decisions rather than emotional ones.”
Consider Sarah, 36, and Mike McCracken, 38. When they were searching for their first home, they were approved for a $900,000 mortgage and could have easily afforded the four-bedroom, three-bath Colonial in Sudbury that they fell in love with. But Sarah was nervous about owing more than $650,000. So, they expanded their search and found a smaller Cape Cod-style home in Walpole, which they purchased for $575,000.
“We could have made the numbers work with the original house,” said Sarah, who has since become a real estate agent for Coldwell Banker. “But being more conservative and making a decision that made sense for the present, rather than a hypothetical future, allowed us to have a smaller mortgage payment and keep other costs lower so we could travel when we want to and were able to do a renovation when we needed to. Giving ourselves the flexibility to make decisions as they came up because we hadn’t locked in that higher payment was the best decision.”
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