Finance
Sagittarius season 2022: Hot fashion, finance and fitness trends to thrive!
Welcome to Sagittarius Season, the time of the 12 months the place we flip a nook to organize for the arrival of winter.
We will really feel the festive power of the vacation season beginning to take maintain because the temperatures drop to frigid ranges and the nights develop longer. The radiant solar will turn out to be ignited in Sagittarius from November 22 to December 21.
Sagittarius is symbolized by the centaur and embodies our want growth, journey and knowledge. This Hearth signal encourages us to step out of our consolation zones and embrace new horizons, whether or not that’s academically, intellectually, spirituality and even by long-distance journey. Sagittarius is the ninth zodiac signal on the wheel, referred to as a Mutable signal. Due to its polarity with Gemini, it additionally holds ties to schooling, communication, media and worldwide relations.
Dominated by Jupiter, Sagittarius’s power is considered one of enlightenment and curiosity, in addition to luck. Take a deep dive into international tendencies and predictions for what’s sizzling—and what’s not in Trend, Music, Health, Hair, & Finance (Cryptocurrency & NFTs!), Magnificence, Tradition, Journey, Social Affect and Movie for Sagittarius Season 2022! Don’t miss it! !
Trend
Comply with superstar stylist, Jana Rae.
WHAT’S IN for Ladies’s & Males’s Trend: Because the climate turns colder, we yearn for and keep in mind our summer time travels and stay up for tropical resort locations or our snowy ski escapes! We welcome within the journey and spontaneity of Sagittarius with Resort Season 2023! We’re starting to look towards growth and the curiosity glad by our winter travels! Click on by our favourite Sagittarian Resort and Spring Summer time appears to be like that encourage optimism and development as we transfer by the arduous winter season. These appears to be like will encourage your coronary heart to journey: the place are you headed this season?
Music
Comply with superstar music producer, Craig J Snider.
WHAT’S IN: This month is Sag season and the way can we not have a vacation choose? Therefore our choice is the ever-classic pop X-Mas hit: “All I Need For Christmas Is You.” Diva Carey 12 months in and 12 months out turns into the soundtrack of our vacation season. It’s a wonderful X-Mas and love track rolled into one. It appears traditional and fashionable on the identical time 12 months after 12 months. It all the time leads to the High 20 or increased and is a should for any vacation playlist!
Health
Comply with superstar health coach, Don Saladino.
WHAT’S IN: Right here is your Sagittarius Season Health Tip: The Lunge To Attain. It will open you up and will let you stretch and develop throughout this variation within the climate. Do this out at dwelling, within the gymnasium or on the go. Get pleasure from!
Particular Low cost Code for New York Publish Readers: NYPost for 25% off all his applications right here.
Don has beforehand spoken with the New York Publish with reference to being a superhero coach for mega stars akin to Hugh Jackman and Blake Full of life.
Ladies’s Hair Tendencies
Comply with superstar hairstylist, Brandon Liberati.
WHAT’S IN: It’s Sagittarius Season and just like the signal that likes to wander the world, this girls’s hair development is ideal for the girl-on-the-go! The 90’s Pigtails are again and like Sagittarians, they’re sporty, adventurous and trendy. Certainly one of my favourite centaurs is my enterprise accomplice aka my “hair spouse” Vicki Casciola, pictured above. She rocks this girls’s hair development typically and there are various methods to put on them, so get artistic and you’ll all the time hit the Archer’s bulls eye with this girls’s coiffure.
Magnificence & Make-Up
Comply with leisure & Hollywood make-up artist, Lizzy Polanco.
WHAT’S IN: Sagittarius season has arrived! Embrace the spontaneity this adventurous Hearth signal is thought for by including Sagittarius’s corresponding colours to your make-up wardrobe! Apply some dazzling hues of purple in your eyes and high it off with complementary violet shimmer to actually make your eyes pop. End your look with a clear winged liner and a nude lip coloration that’s paying homage to the planet Jupiter.
Finance & Cryptocurrency
Comply with cryptocurrency investor, Amanda Maxwell.
WHAT’S IN: The adventurous Sagittarius season is upon us, and boy, are we in for a trip inside crypto proper now! The trade continues to be below hearth and sadly it appears we will not be by the thick of it simply but.
This month the information that shook the trade comes within the type of Sam Bankman Fried’s two firms—FTX and his sister fund, Alameda. It got here to be recognized that FTX had a again door constructed into the alternate that allowed Sam to switch 10 billion {dollars} of customers’ funds to Alameda for investing. As soon as this information was leaked, a conventional financial institution run occurred on the platform and all buying and selling was halted.
In the long run, crypto goes by a serious season of development this 12 months and continues to take action. Proper now, optimism and remembering why this area exists within the first place is vital. Let’s channel the Sagittarius in all of us and place confidence in the expansion of this trade.
Professional Tip: It’s very simple to low cost an trade or criticize it when it’s nonetheless in its infancy. I problem readers to keep in mind that the identical factor occurred to the Web—and look the place we’re as we speak! As CZ the CEO of Binance mentioned: “The crypto trade is simply getting cleaner—which is painful proper now however value it in the long term”.
Disclaimer: I’m not a Monetary Advisor. This isn’t monetary recommendation. Please do your personal analysis earlier than investing.
Astrology 101: Your information to the celebrities
Tradition
Comply with Apryl Joi Vibe Visionary.
WHAT’S IN: Tis the Sagittarius Season y’all! The leaves are falling and the PSLs are flowing throughout optimistic Sag and with solely a month left within the 12 months, we’re all reflecting on our previous and the way that tasks itself onto our future. The Sagittarius secret is holding a peaceable spirit all through this course of. For the majority of us, our quick future is stuffed with a large number of vacation potlucks with our coworkers. Because the playful Centaur is busy sharpening his archery abilities proper now, Sagittarius’ power is encouraging us all to problem ourselves to study (and educate) new abilities. I’ll tackle the position as instructor this go-round when you use this Hearth signal’s power to make it sizzling within the kitchen with these three simple but completely scrumptious finger meals recipes that can absolutely set everybody’s style buds ablaze.
Blue Cheese Stuffed Hen Wings
- 10-12 Hen Winglets
- ¼ c Blue Cheese Crumbles
- ¼ c Whipped Cream Cheese
- ½ c Spinach (Chiffonade)
- Paprika
- Kosher Salt
- Black Pepper
- Your alternative of sizzling sauce + 1T butter
Directions:
- Use kitchen shears to take away the bones from the winglets.
- Season winglets with paprika, salt and pepper.
- Combine blue cheese, cream cheese and spinach.
- Stuff winglets with blue cheese combination and shut every finish with a toothpick.
- Heat up a skillet over medium warmth with olive oil.
- Sauté every winglet, pores and skin facet down first. Approx. 5 minutes on both sides, till brown and inside not runs crimson.
- Take away from skillet.
- In a separate saucepan, heat butter and sizzling sauce till included.
- Toss winglets in sauce.
It is a enjoyable, extra refined tackle sizzling wings. No bones getting in the way in which, but nonetheless extremely juicy. Plus they’re bite-sized so no mess! Getting the bones out is the problem however it’s completely value it.
Mini Twice Baked Potatoes
- 10-12 crimson roaster potatoes
- ½ c Bitter cream
- 2 T Butter (melted)
- Olive Oil (as wanted)
- Chives (diced, as wanted)
- Bacon (as wanted)
- S&P
Directions:
- Preheat oven to 350 levels.
- Minimize off the tops and bottoms off the potatoes in order that they are going to be capable to arise with out rolling over.
- Rub with olive oil and Kosher Salt.
- Lay every potato flat and bake for 20 minutes or till a fork can simply pierce by.
- Let cool to the touch, then use a melon baller to scoop out the within of every potato right into a bowl. Watch out to not puncture the pores and skin or the underside of the potatoes.
- Combine bitter cream (reserving a bit for garnish), butter, kosher salt and pepper into the bowl of potatoes.
- Scoop the potato combination to fill every potato.
- Place again within the oven for an additional 10 minutes.
- Scoop a dollop of bitter cream onto the highest of every potato, garnishing with chives and bacon bits.
Monkey Bread
- 1 Bundle of Refrigerated Biscuits
- 1 c Brown sugar
- 2 T cinnamon
- 1 c Butter (melted)
Directions:
- Preheat oven to temperature designated on the packaging.
- Minimize every biscuit into six bite-sized items.
- Combine brown sugar, cinnamon and butter.
- Coat every bit of biscuit totally within the brown sugar combination, then place in oven-safe dish.
- Pour extra brown sugar combination on high of the biscuits.
- Bake for 20-25 minutes or till barely brown on high.
As soon as this has cooled a bit, you’ll be able to choose every bit out with the gooey brown sugar coating. Improve this dish by making it a la mode!
Journey
Comply with journey professional Brad Pinzer.
WHAT’S IN: It isn’t a secret that Sagittarians are all the time looking for new adventures, in addition to on the search for information and increasing their minds. This Sagittarius season, I can’t consider a vacation spot extra acceptable to satisfy the demanding wants of this zodiac signal than Istanbul, Turkey. Istanbul is the right start line for all the worldwide adventures one could search.
Istanbul is a very international metropolis that may be visited on any price range. One wonderful thing about Istanbul is that it has a mixture of issues to see and do for all vacationers. Splurge and keep at The 4 Seasons Istanbul on the Bosphorus and use it as the start line for your entire journeys. Whereas in Istanbul, try the Hagia Sophia, roam the outdated metropolis streets and delight in all that Turkey has to supply. One other should whereas in Istanbul is a go to to a conventional Turkish Bathtub Home. One of many high rated Hamams is Sultan Süleyman Hamam, a conventional bathtub home that was constructed over 475 years in the past.
Istanbul is the right mixture of journey and luxurious and with fewer crowds than throughout peak season, it’s the good time to go to.
Social Affect
Comply with purpose-driven, leisure advertising and marketing chief J’Internet Nguyen.
WHAT’S IN: Optimism, growth and private development take precedent as Jupiter is in ruling. Consider a private aim you wish to obtain, meditate on it and write it down. Inform a buddy or member of the family to allow them to maintain you accountable. Take motion now to benefit from what Sag season has to supply. Persistence and consistency will repay tenfold, and your future self will thanks.
“Solely by giving can you obtain greater than you have already got.”
If you are furthering your aspirations, contemplate the desires of the greater than 400,000 youngsters in foster care in the USA. Take into account making a donation or volunteering at nonprofit The Help League of Los Angeles, a company that’s greater than 100 years outdated and has positively impacted 1,000,000 plus underserved youngsters since its inception by musical theatre, schooling, providers, provides and scholarships.
The League’s Theatre For Youngsters program hosts greater than 12,000 native youngsters yearly. Many of those youngsters are low-income and particular wants college students who may not be in any other case uncovered to the magic of dwell theatre. This system helps present area journeys for these college students to see full dwell stage reveals totally free or at very low value.
Movies
Comply with filmmaker and podcaster, Christian Seel.
WHAT’S IN: “Hearth of Love” (2022)
It’s not typically that I get actually excited a couple of new film. “Hearth of Love” is a 2022 launch that’s accessible at present to stream on Disney+. It pulls you in from the primary moments and is instantly mesmerizing. The documentary follows Katia and Maurice Krafft, two volcanologists, who had been married to one another. It consists of breathtaking photographs and archival footage of the 2 on their passionate journey by volcanos and their relationship. It incorporates a haunting and somber narration by Miranda July and is likely one of the greatest films of the 12 months.
You heard it right here first.
Kyle Thomas is a globally acknowledged popular culture astrologer who has been featured in “Entry Hollywood,” E! Leisure, NBC & ABC tv, Cosmopolitan Journal, Hulu, Bustle, Elite Each day, Marie Claire and extra. He’s recognized for his cosmic steering for celebrities, enterprise executives and distinguished influencers. His work harnesses the ability of the celebrities with reference to leisure life-style and tendencies affecting individuals worldwide. For extra data, go to KyleThomasAstrology.com.
Finance
Personal finance guru Dave Ramsey warns over 'mind-blowing' Christmas debt
Holiday spending is putting a big strain on American wallets and leaving some in debt well past the holiday season; however, personal finance expert Dave Ramsey said ‘mind-blowing’ debt can be avoided.
“The average over the last several years has been that people pay their credit card debt from Christmas into May,” The Ramsey Solutions personality shared during an appearance on “Fox & Friends” on Wednesday. “So it takes them about half the year to come back, and because they don’t plan for Christmas… it sneaks up on them like they move it or something.”
According to a study conducted by Achieve, the average American will spend more than $2,000 for the 2024 holiday season, breaking down the outflow of cash into travel and holiday spending on hosting parties, food, clothing, and other gifts.
STOP OVERSPENDING OVER THE HOLIDAYS AND START THE NEW YEAR OFF FINANCIALLY STRONG
Another recent survey by CouponBirds indicated that parents will spend an average of $461 per child and that 49% of parents will go into debt to pay for this Christmas.
The Ramsey Solutions personality balked at the amount of money shelled out for the season while explaining that the holiday should not come as a shock, and that spending for it should be planned out.
“Those numbers are mind-blowing when you look at the averages there. That’s a lot of money going out,” Ramsey added, “all in the name of happiness comes from stuff, and it doesn’t.”
He also weighed in and agreed on advice from fellow expert, Ramsey Solutions personality and daughter Rachel Cruze, who suggested making a list of people to shop for and noting how much to spend on each.
“You know, I’m old, and I met a guy from the North Pole,” the expert joked. “He said ‘make a list and check it twice,’ so Rachel’s right.”
Ramsey followed up by expanding on his daughter’s suggestion: “If you do that, and you put a name beside it, and then you total up those dollar amounts, you have what’s called a Christmas budget.”
“If you stick to that, you won’t overspend,” “The Ramsey Show” host remarked.
The money guru pointed out what he sees as problematic with the holiday season – not taking a shot at Christmas itself – but referring back to the spending issues.
“The problem with Christmas is not that we enjoy buying gifts for someone else. That’s a wonderful thing,” he reassured. “The problem is we impulse our butts off, and we double up what we spend because the retailers make all their money during this season.”
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Ramsey concluded by advising shoppers to be wary of retailers and to not be ensnared by their marketing strategies.
“They’re great merchandisers,” he warned. “They’re great at putting stuff in front of us that we hadn’t planned to buy.”
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Finance
5 smart ways to use a year-end bonus
Are you expecting a year-end bonus? If so, you’re probably dreaming up all the ways you could spend that windfall.
The average bonus was $2,447 in December 2023, according to payroll company Gusto. That’s a sizeable chunk of change — one that could put you in a better place financially in 2025 with proper planning.
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If you expect a bonus to land in your account soon, it may be tempting to splurge. And that’s perfectly fine. After all, you deserve a reward after working hard all year.
However, before you make an impulsive purchase, consider a few ways you could use those funds to improve your financial situation.
In today’s high interest rate environment, it’s expensive to carry debt. And the higher the interest rates you’re paying, the faster that debt balance can grow.
So, consider using your end-of-year bonus to pay off some of your debts. Not only does this clear your balance faster, but it also saves you money in interest over time.
For example, say you have $3,000 in credit card debt at 21% APR. If you took 12 months to pay off that debt, you’d pay $279 per month and spend about $352 in interest (assuming you don’t make any new purchases on the card).
Now let’s say you receive a $2,000 bonus and use it to pay down your credit card balance to $1,000. In this case, you’d only need to pay $93 per month to eliminate your balance in one year. And you’d pay just $117 in interest — a savings of $235.
Read more: What’s more important: Saving money or paying off debt?
If you’re not sure what to do with your bonus money, you shouldn’t feel pressured to use it right away. You can set it aside in a bank account while you decide. However, if your money is going to sit in the bank, you should at least earn interest and help it grow without any work on your part.
Following the Federal Reserve’s recent rate cuts, deposit account rates are on the decline. Still, there are plenty of high-yield savings accounts, money market accounts, and certificates of deposit (CDs) that pay upwards of 4% APY (or even more). Take some time to compare today’s rates and account options and put your bonus in an account that will help it grow.
See our picks for the best account options today:
It’s important to have a financial safety net in the event of a financial emergency, such as a car repair or job loss. An emergency fund can help you keep your budget intact and avoid taking on new debt to cover a surprise expense.
It’s typically recommended that you keep enough money in your emergency fund to cover three to six months’ worth of living expenses, though you might need more in certain situations. If you don’t already have an adequate emergency fund in place, a year-end bonus could help you get started.
Read more: How much money should I have in an emergency savings account?
One of the best things you can do for Future You is invest for your golden years. In particular, retirement accounts such as 401(k)s and IRAs are a good option because you can contribute pre-tax dollars, which allows you to lower your tax bill in April (or get a bigger refund), as well as defer taxes until you make withdrawals.
For the 2024 tax year, you can contribute up to $23,000 in a 401(k), and an extra $7,000 if you’re age 50 or older. If you haven’t prioritized saving for retirement in the past, or you want to take full advantage of an employer match, you can ask your payroll department to direct some or all of your bonus to your account.
Read more: 401(k) vs. IRA: The differences and how to choose which is right for you
As we mentioned, there’s no harm in splurging once in a while, as long as your financial obligations are squared away.
If you don’t want to feel like you’re depriving yourself, set aside half of your bonus for a “responsible” purpose and use the other half however you’d like. This can give you the momentum you need to stay the course when it comes to your financial goals, while still enjoying the fruits of your labor.
Read more: How much of your paycheck should you save?
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