For most people the covid-19 pandemic ended years ago. But not for commercial-property investors and their lenders. Working from home prompted an office slump that lasted far longer than mask mandates and lockdowns. Starting in 2022 aggressive interest-rate rises hurt the sector even more, by making mortgage loans far more expensive to roll over. The banks that financed it, especially the smaller ones, have been brutally squeezed as credit quality has deteriorated.

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ESAF Small Finance Bank Limited ( (IN:ESAFSFB) ) just unveiled an announcement.

ESAF Small Finance Bank Limited announced the publication of the notice for its 9th Annual General Meeting, which will be conducted via video conferencing on September 24, 2025. This move reflects the bank’s adaptation to modern communication methods, potentially enhancing accessibility for stakeholders and aligning with regulatory requirements.

More about ESAF Small Finance Bank Limited

ESAF Small Finance Bank Limited operates in the financial services industry, primarily focusing on providing small finance banking solutions. The bank offers a range of products and services, including savings accounts, loans, and other financial services, with a focus on serving underbanked and underserved communities.

Average Trading Volume: 98,287

Technical Sentiment Signal: Sell

Current Market Cap: 14.81B INR

For detailed information about ESAFSFB stock, go to TipRanks’ Stock Analysis page.

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Decentralized finance (DeFi) protocols will survive government and corporate efforts to impose traditional financial regulations designed to create a walled garden of permissioned digital systems, according to Will Reeves, CEO and co-founder of Bitcoin (BTC) rewards company Fold. 

Reeves told Cointelegraph that regulatory proposals requiring DeFi protocols to embed biometric identity checks within smart contracts, or other similar traditional financial (TradFi) regulations, will backfire, as did efforts to control the spread of information on the internet. 

He also warned that governments and legacy financial institutions will use TradFi incentives to drive people to permissioned custody through traditional investment vehicles like exchange-traded funds (ETFs), which have benefits over holding crypto directly, including use as collateral for loans. He added:

“This is simply a chapter that will lead to an inevitable victory for these open networks. Over time, they will win, but along the way, you’re going to see regulations and things meant to delay progress.” 

Entrenched financial institutions are pushing regulations to slow down innovation while they position themselves to enter the crypto sector over the next decade, Reeves told Cointelegraph. 

Despite this pressure, protecting open-source software developers from legal liability remains the biggest priority to protecting permissionless financial protocols from centralization and regulatory overreach, he said.

Related: US Treasury’s DeFi ID plan is ‘like putting cameras in every living room’

Financial Institutions and governments enter the crypto world

As legacy financial institutions continue to increase their presence in crypto and demand tighter government regulation over the sector, privacy and financial sovereignty advocates worry the increased scrutiny could undermine the core principles of crypto and DeFi.