Technology
Ghost-tapping scam targets tap-to-pay users
NEWYou can now listen to Fox News articles!
A new scam called ghost tapping is spreading across the country. The Better Business Bureau (BBB) warns that scammers are using this tactic to steal money from people who use tap-to-pay credit cards and mobile wallets.
This scam exploits wireless technology to withdraw money without your awareness. Many victims only realize something is wrong after small, unnoticed transactions slowly drain their accounts.
Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.
The Better Business Bureau warns of a new “ghost-tapping” scam draining money from tap-to-pay cards and mobile wallets. (Clara Margais/picture alliance via Getty Images)
How the ghost-tapping scam works
Scammers use near-field communication (NFC) devices that mimic legitimate tap-to-pay systems. In busy places such as festivals, markets, or public transportation, they move close enough to your wallet or phone to trigger a transaction.
The BBB reports that some scammers pose as charity vendors or market sellers who only accept tap payments. Once you tap your card or phone, they charge far more than the agreed amount.
Because the first few withdrawals are usually small, they often go undetected by fraud systems. Victims may not notice until much later, when more money has been taken.
Real-life cases and warnings
A Missouri resident reportedly lost $100 after being approached by a person carrying a handheld card reader. The BBB Scam Tracker has recorded many similar cases across the nation, with losses sometimes exceeding $1,000.
Officials warn that scammers may pressure you to complete payments quickly, preventing you from verifying the amount or merchant name. Some even carry portable readers that can pick up signals through thin wallets or purses.
How to protect yourself from ghost tapping
While the threat of ghost tapping may sound alarming, protecting yourself is easier than you think. A few smart habits and security tools can greatly reduce your risk of falling victim.
1) Use RFID-blocking technology
Invest in an RFID-blocking wallet or card sleeve to create a physical barrier between your card and potential scanners. These inexpensive tools prevent scammers from reading your card information through clothing, bags, or wallets. Look for sleeves or wallets specifically designed to block wireless communication.
2) Verify before you tap
Always check the merchant name and transaction amount displayed on the payment terminal before tapping. Scammers often rush you to avoid scrutiny. Take an extra second to confirm what you see matches what you agreed to pay. If something looks off, cancel the transaction immediately.
3) Set up instant alerts
Enable instant transaction alerts from your bank or credit card provider. This lets you know the moment a payment is made, giving you a chance to spot unauthorized activity right away. Quick detection can prevent further charges and make it easier to dispute fraudulent transactions.
Bonus protection: Even if you stop a scam early, your personal data can end up for sale online. Our No. 1 identity theft company monitors your credit and financial information, alerting you if your details appear on the dark web or in a data breach.
See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.
You can also use a data removal service to automatically delete your personal information from data broker sites that sell it, keeping you off scam lists before the next attack.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
The BBB says reports of “ghost tapping” are rising, with some victims losing more than $1,000 to contactless theft. (M. Scott Brauer/Bloomberg via Getty Images)
4) Be cautious in crowded areas
Crowded environments such as festivals, public transportation, or street fairs create perfect conditions for scammers to blend in. Limit tap-to-pay use in these situations. Instead, use chip or swipe methods, which require physical contact and are harder to exploit.
5) Monitor your accounts regularly
Make it a habit to check your financial accounts at least once a week. Review each transaction carefully and report anything suspicious to your bank immediately. Even small unexplained charges could signal a larger problem.
6) Use payment app security features
Most mobile wallet apps allow you to set PINs, facial recognition, or fingerprint verification before authorizing a transaction. Make sure these protections are enabled. This adds another barrier that prevents criminals from initiating payments without your consent.
7) Keep your payment apps and devices updated
Regularly update your smartphone’s software and mobile wallet apps. Updates often include security patches that protect against newly discovered vulnerabilities scammers might exploit. Outdated software can leave your data exposed.
Stay protected from payment-stealing malware:
In addition to keeping your apps updated, protect your device from hidden threats with strong antivirus software. It scans for malicious apps and spyware that can hijack your tap-to-pay data or record sensitive information.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
8) Avoid saving multiple cards on mobile wallets
While convenient, storing several cards in one app can increase your exposure if your phone is compromised. Keep only the cards you use most often connected to your mobile wallet. This reduces the impact of potential fraudulent activity.
9) Report suspicious activity promptly
If you ever suspect ghost tapping or notice a strange charge, contact your bank immediately and report the scam to the BBB Scam Tracker. Quick action can help prevent additional losses and assist authorities in identifying scam trends.
Victims of “ghost tapping” often lose money through small, unnoticed transactions before realizing they’ve been scammed. (Leonie Asendorpf/picture alliance via Getty Images)
Kurt’s key takeaways
As contactless payments become more common, scammers are getting more creative. Staying informed and cautious can help protect your money. Small steps like checking your transaction history and using protective gear can make a big difference. If you notice unauthorized charges, contact your bank immediately, freeze your card and report the scam to the BBB Scam Tracker. Technology offers convenience but can also create new risks. The ghost-tapping scam shows how quickly and easily payments can invite hidden dangers. Awareness and prevention remain the best ways to keep your finances safe.
Will you keep using tap-to-pay after learning about ghost tapping, or switch back to more traditional payment methods? Let us know by writing to us at Cyberguy.com.
Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.
Copyright 2025 CyberGuy.com. All rights reserved.
Technology
A giant cell tower is going to space this weekend
This weekend’s scheduled Blue Origin rocket launch is rather momentous. Success would signal an end to SpaceX’s monopoly on reusable orbital launch vehicles, and set up a three-way race to make that “No Service” indicator on your phone disappear forever.
On Sunday morning, Jeff Bezos’ massive New Glenn rocket is scheduled to launch with the first-stage booster that launched and landed on the program’s second mission last November. It’s a critical test, because cost-effective booster reuse is what’s made SpaceX’s Falcon 9 so dominate.
Amazon desperately needs a reusable rocket of its own to accelerate its Leo launches. Without one, it’s only been able to launch 241 Leo satellites, putting it well behind schedule. In that same 12-month time period, SpaceX’s Falcon 9 rocket was able to deploy over 1,500 satellites to its Starlink constellation.
Sunday’s mission will carry AST SpaceMobile’s BlueBird 7 satellite to low Earth orbit. Instead of blanketing the region with thousands of small satellites like Amazon and SpaceX, AST’s plan is to deploy fewer satellites that are much more powerful. Bluebird 7 features a massive 2,400-square-foot phased-array antenna, making it the largest commercial communications array ever deployed in low Earth orbit. It’s essentially a cell tower in space, and will be the second of the company’s “Block 2” next-generation satellites to launch.
The BlueBird 7 is designed to provide 4G and 5G broadband, at speeds exceeding 120 Mbps, to the phones we already carry. AST plans to have 45 to 60 satellites launched by the end of 2026. When AST lights up its service sometime this year, it will be in direct competition with Starlink’s direct-to-cell service, already operating with T-Mobile in the US, and Globalstar, the satellite network snapped up by Amazon that keeps iPhones and Apple Watches communicating in dead zones.
Technology
New FBI warning reveals phishing attacks hitting private chats
Cyber expert shares tips to avoid AI phishing scams
Kurt ‘The CyberGuy’ Knutsson shares practical ways to avoid falling victim to AI-generated phishing scams and discusses a report that North Korean agents are posing as I.T. workers to funnel money into the country’s nuclear program.
NEWYou can now listen to Fox News articles!
You probably think your messages are safe. After all, apps like WhatsApp, Signal and Telegram promote strong encryption.
But a new warning from the Cybersecurity and Infrastructure Security Agency and the Federal Bureau of Investigation shows that attackers do not need to break encryption at all.
Instead, they are going after you.
Sign up for my FREE CyberGuy Report
- Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
- For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
- Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.
FBI WARNS ABOUT FOREIGN APPS AND YOUR DATA
A new federal advisory says phishing campaigns tied to Russian intelligence are going after messaging app users instead of trying to break encryption. (MStudioImages/Getty Images)
What the FBI and CISA just revealed
According to the joint advisory, cyber actors tied to Russian intelligence are running large-scale phishing campaigns targeting messaging apps.
These attacks are not random. They have focused on high-value targets like government officials, military personnel and journalists. However, the tactics can easily spread to everyday users.
Here is the key takeaway: Hackers are not cracking the apps themselves. They are tricking people into giving up access.
How these messaging app attacks actually work
This is where it gets interesting and a bit unsettling. Instead of breaking encryption, attackers use phishing to gain control of individual accounts. Once inside, they can:
- Read private conversations
- Access contact lists
- Send messages as if they were you
- Launch new scams targeting your contacts
It becomes a chain reaction. One compromised account can quickly lead to many more. In some cases, attackers impersonate trusted contacts. That makes the scam feel real and urgent.
Why encryption is not enough anymore
Encryption still matters. It protects messages as they travel between devices. But here is the problem. If someone logs into your account, they see everything just like you do.
That means even the most secure app cannot protect you if your login gets compromised. This is a shift in how cyberattacks work. The weakest link is no longer the technology. It is human behavior.
AI IS NOW POWERING CYBERATTACKS, MICROSOFT WARNS
The FBI and CISA are warning that attackers are targeting users of encrypted messaging apps by tricking them into handing over account access. (BackyardProduction/Getty Images)
Who is at risk from messaging app phishing attacks
While the advisory highlights high-profile targets, the tactics are not limited to them.
If you use messaging apps for:
- Personal conversations
- Work communication
- Sharing sensitive information
You are a potential target. Phishing works because it relies on simple mistakes. A quick tap on the wrong link is often all it takes.
What this means for you
This warning highlights a bigger trend. Cyberattacks are becoming more personal. Instead of attacking systems, hackers are targeting people directly. That makes awareness your strongest defense. The more you understand how these scams work, the harder it becomes for attackers to succeed.
Ways to stay safe from messaging app phishing attacks
You do not need to be a cybersecurity expert to protect yourself. You just need to slow things down and follow a few smart habits.
1) Be skeptical of unexpected messages
If a message feels urgent or out of place, pause. Even if it looks like it came from someone you know.
2) Never click suspicious links
Avoid links sent through messages unless you can verify them independently. Strong antivirus software can help detect suspicious behavior after a compromise. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com.
3) Turn on two-factor authentication
Two-factor authentication (2FA) adds a second layer of protection even if your password gets exposed.
TECH GIANTS UNITE TO FIGHT ONLINE SCAMS
Officials say hackers can read messages, access contacts and impersonate users once they gain control of a messaging app account. (FreshSplash/Getty Images)
4) Watch for login alerts
Many apps notify you when a new device signs in. Do not ignore these warnings.
5) Verify requests in another way
If a contact asks for something unusual, call them or confirm through another channel.
6) Use a data removal service
Limit how much of your personal information is available online. Data removal services work to delete your data from broker sites, making it harder for scammers to target you with convincing phishing messages. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
7) Keep your device and apps updated
Install updates regularly. Security patches fix vulnerabilities that attackers can exploit after gaining access.
Kurt’s key takeaways
Messaging apps feel private. They feel secure. That sense of comfort is exactly what attackers are counting on. The technology is still strong. The real question is whether your habits are keeping up. So the next time a message pops up that feels slightly off, trust that instinct and take a second look.
Have you ever received a suspicious message that made you stop and question if it was real? Let us know by writing to us at Cyberguy.com.
CLICK HERE TO DOWNLOAD THE FOX NEWS APP
Sign up for my FREE CyberGuy Report
- Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
- For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
- Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.
Copyright 2026 CyberGuy.com. All rights reserved.
Technology
YouTube’s mobile app finally lets you share timestamped videos
YouTube is making some changes that might affect how you share videos from the mobile app. From the app, you can finally share videos from a specific timestamp, which will make it easier to point someone to a part of a video you might want them to see while you’re on your phone. However, this change will replace the Clips feature that lets you make a shareable clip from a video.
You’ll still be able to watch any Clips that you’ve already made. But moving forward, “the ability to set an end time or include a custom description when sharing will no longer be available,” YouTube says. The company notes that while clipping is “important way for creators to reach new audiences,” it says that “a number of third-party tools with advanced clipping features and authorized creator programs are now available to do this across different video platforms.”
The company originally introduced the Clips feature in 2021.
-
Ohio3 days ago‘Little Rascals’ star Bug Hall arrested in Ohio
-
Arkansas1 week agoArkansas TV meteorologist Melinda Mayo retires after nearly four decades on air
-
Austin, TX1 week agoABC Kite Fest Returns to Austin for Annual Celebration – Austin Today
-
Politics3 days agoDem fundraising giant in the hot seat as GOP lawmakers demand answers over dodged subpoena
-
Politics6 days agoTrump blasts Spanberger ahead of Virginia meetings, says state faces tax base exodus like New York, California
-
Health1 week agoWoman discovers missing nose ring traveled to her lungs, causing month-long cough
-
San Francisco, CA5 days agoPresident Trump terminates Presidio Trust
-
Detroit, MI1 week agoByron Allen’s “Comics Unleashed” replacing Colbert’s “Late Show”