Technology
Ghost-tapping scam targets tap-to-pay users
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A new scam called ghost tapping is spreading across the country. The Better Business Bureau (BBB) warns that scammers are using this tactic to steal money from people who use tap-to-pay credit cards and mobile wallets.
This scam exploits wireless technology to withdraw money without your awareness. Many victims only realize something is wrong after small, unnoticed transactions slowly drain their accounts.
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The Better Business Bureau warns of a new “ghost-tapping” scam draining money from tap-to-pay cards and mobile wallets. (Clara Margais/picture alliance via Getty Images)
How the ghost-tapping scam works
Scammers use near-field communication (NFC) devices that mimic legitimate tap-to-pay systems. In busy places such as festivals, markets, or public transportation, they move close enough to your wallet or phone to trigger a transaction.
The BBB reports that some scammers pose as charity vendors or market sellers who only accept tap payments. Once you tap your card or phone, they charge far more than the agreed amount.
Because the first few withdrawals are usually small, they often go undetected by fraud systems. Victims may not notice until much later, when more money has been taken.
Real-life cases and warnings
A Missouri resident reportedly lost $100 after being approached by a person carrying a handheld card reader. The BBB Scam Tracker has recorded many similar cases across the nation, with losses sometimes exceeding $1,000.
Officials warn that scammers may pressure you to complete payments quickly, preventing you from verifying the amount or merchant name. Some even carry portable readers that can pick up signals through thin wallets or purses.
How to protect yourself from ghost tapping
While the threat of ghost tapping may sound alarming, protecting yourself is easier than you think. A few smart habits and security tools can greatly reduce your risk of falling victim.
1) Use RFID-blocking technology
Invest in an RFID-blocking wallet or card sleeve to create a physical barrier between your card and potential scanners. These inexpensive tools prevent scammers from reading your card information through clothing, bags, or wallets. Look for sleeves or wallets specifically designed to block wireless communication.
2) Verify before you tap
Always check the merchant name and transaction amount displayed on the payment terminal before tapping. Scammers often rush you to avoid scrutiny. Take an extra second to confirm what you see matches what you agreed to pay. If something looks off, cancel the transaction immediately.
3) Set up instant alerts
Enable instant transaction alerts from your bank or credit card provider. This lets you know the moment a payment is made, giving you a chance to spot unauthorized activity right away. Quick detection can prevent further charges and make it easier to dispute fraudulent transactions.
Bonus protection: Even if you stop a scam early, your personal data can end up for sale online. Our No. 1 identity theft company monitors your credit and financial information, alerting you if your details appear on the dark web or in a data breach.
See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.
You can also use a data removal service to automatically delete your personal information from data broker sites that sell it, keeping you off scam lists before the next attack.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
The BBB says reports of “ghost tapping” are rising, with some victims losing more than $1,000 to contactless theft. (M. Scott Brauer/Bloomberg via Getty Images)
4) Be cautious in crowded areas
Crowded environments such as festivals, public transportation, or street fairs create perfect conditions for scammers to blend in. Limit tap-to-pay use in these situations. Instead, use chip or swipe methods, which require physical contact and are harder to exploit.
5) Monitor your accounts regularly
Make it a habit to check your financial accounts at least once a week. Review each transaction carefully and report anything suspicious to your bank immediately. Even small unexplained charges could signal a larger problem.
6) Use payment app security features
Most mobile wallet apps allow you to set PINs, facial recognition, or fingerprint verification before authorizing a transaction. Make sure these protections are enabled. This adds another barrier that prevents criminals from initiating payments without your consent.
7) Keep your payment apps and devices updated
Regularly update your smartphone’s software and mobile wallet apps. Updates often include security patches that protect against newly discovered vulnerabilities scammers might exploit. Outdated software can leave your data exposed.
Stay protected from payment-stealing malware:
In addition to keeping your apps updated, protect your device from hidden threats with strong antivirus software. It scans for malicious apps and spyware that can hijack your tap-to-pay data or record sensitive information.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
8) Avoid saving multiple cards on mobile wallets
While convenient, storing several cards in one app can increase your exposure if your phone is compromised. Keep only the cards you use most often connected to your mobile wallet. This reduces the impact of potential fraudulent activity.
9) Report suspicious activity promptly
If you ever suspect ghost tapping or notice a strange charge, contact your bank immediately and report the scam to the BBB Scam Tracker. Quick action can help prevent additional losses and assist authorities in identifying scam trends.
Victims of “ghost tapping” often lose money through small, unnoticed transactions before realizing they’ve been scammed. (Leonie Asendorpf/picture alliance via Getty Images)
Kurt’s key takeaways
As contactless payments become more common, scammers are getting more creative. Staying informed and cautious can help protect your money. Small steps like checking your transaction history and using protective gear can make a big difference. If you notice unauthorized charges, contact your bank immediately, freeze your card and report the scam to the BBB Scam Tracker. Technology offers convenience but can also create new risks. The ghost-tapping scam shows how quickly and easily payments can invite hidden dangers. Awareness and prevention remain the best ways to keep your finances safe.
Will you keep using tap-to-pay after learning about ghost tapping, or switch back to more traditional payment methods? Let us know by writing to us at Cyberguy.com.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
Anker’s beefy Laptop Power Bank has returned to its Black Friday low
As you might expect, things have been relatively quiet on the deals front since Black Friday, particularly when it comes to discounts on charging accessories. Thankfully, Anker’s aptly titled Laptop Power Bank is once again on sale at Amazon and Walmart for $87.99 ($47 off), which matches the record-low price we last saw at the end of November.
Unless you’ve been living under a proverbial rock for the past several years, you’re probably aware that Anker makes an ungodly amount of charging accessories. The portable A1695 “InstaCord” has quickly become a favorite among Verge staffers, however, owing to the fact that it comes with a retractable USB-C cable and a second that doubles as a handle, both of which are bidirectional and allow for passthrough charging. The 25,000mAh / 90Wh power bank also sports a USB-A port and an additional USB-C port, allowing you to charge your phone, a MacBook Pro, and up to two other devices simultaneously.
In terms of output distribution, Anker’s 600-gram Laptop Power Bank can deliver up to 165W when two devices are plugged in, or up to 130W when charging three or four gadgets. It’s carry-on compliant, too, meaning you shouldn’t have any trouble getting it through TSA while traveling, which isn’t the case if your charger is above the agency’s 100 watt-hours threshold for carry-on devices. It even features a built-in LCD display, allowing you to quickly view the remaining charge, overall power output, battery temperature, and other info at a glance.
Technology
New malware can read your chats and steal your money
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A new Android banking trojan called Sturnus is shaping up to be one of the most capable threats we have seen in a while. It is still in early development, but it already behaves like a fully mature operation.
Once it infects a device, it can take over your screen, steal your banking credentials and even read encrypted chats from apps you trust. The worrying part is how quietly it works in the background. You think your messages are safe because they are end-to-end encrypted, but this malware simply waits for the phone to decrypt them before grabbing everything.
It’s important to note, however, that Sturnus does not break encryption; it only captures messages after your apps decrypt them on your device.
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Sturnus malware uses deceptive screens that mimic real banking apps to steal your credentials in seconds. (Kurt “CyberGuy” Knutsson )
A closer look at the malware’s capabilities
Sturnus combines several attack layers that give the operator nearly full visibility into the device, as reported by cybersecurity research firm ThreatFabric. It uses HTML overlays that mimic real banking apps to trick you into typing your credentials. Everything you enter goes straight to the attacker through a WebView that forwards the data instantly. It also runs an aggressive keylogging system through the Android Accessibility Service. This lets it capture text as you type, follow which app is open, and map every UI element on the screen. Even when apps block screenshots, the malware keeps tracking the UI tree in real time, which is enough to reconstruct what you are doing.
NEW ANDROID MALWARE CAN EMPTY YOUR BANK ACCOUNT IN SECONDS
On top of overlays and keylogging, the malware monitors WhatsApp, Telegram, Signal and other messaging apps. It waits for these apps to decrypt messages locally, then captures the text right from the screen. This means your chats may remain encrypted over the network, but once the message appears on your display, Sturnus sees the entire conversation. It also includes a full remote control feature with live screen streaming and a more efficient mode that sends only interface data. This allows precise taps, text injection, scrolling and permission approvals without showing any activity to the victim.
How Sturnus stays hidden and steals money
The malware protects itself by grabbing Device Administrator privileges and blocking any attempt to remove it. If you open the settings page that could disable those permissions, Sturnus detects it immediately and moves you away from the screen before you can act. It also monitors battery state, SIM changes, developer mode, network conditions and even signs of forensic investigation to decide how to behave. All this data goes back to the command-and-control server through a mix of WebSocket and HTTP channels protected with RSA and AES encryption.
When it comes to financial theft, the malware has several ways to take over your accounts. It can collect credentials through overlays, keylogging, UI-tree monitoring and direct text injection. If needed, it can black out your screen with a full-screen overlay while the attacker performs fraudulent transactions in the background. Since the screen is hidden, you have no idea anything is happening until it is too late.
7 ways you can stay safe from Android malware like Sturnus
If you want to protect yourself from threats like this, here are a few practical things you can start doing right away.
1) Install apps only from trusted and verified sources
Avoid downloading APKs from forwarded links, shady websites, Telegram groups or third-party app stores. Banking malware spreads most effectively through sideloaded installers disguised as updates, coupons or new features. If you need an app that isn’t in the Play Store, verify the developer’s official site, check hashes if provided and read recent reviews to make sure the app hasn’t been hijacked.
2) Check permission requests carefully before tapping allow
Most dangerous malware relies on accessibility permissions because they allow full visibility into your screen and interactions. Device administrator rights are even more powerful since they can block removal. If a simple utility app suddenly asks for these, stop immediately. These permissions should only be granted to apps that genuinely need them, such as password managers or accessibility tools you trust.
3) Keep your phone updated
Install system updates as soon as they arrive, since many Android banking trojans target older devices that lack the latest security patches. If your phone is no longer receiving updates, you are at a higher risk, especially when using financial apps. Avoid sideloading custom ROMs unless you know how they handle security patches and Google Play Protect.
HOW ANDROID MALWARE LETS THIEVES ACCESS YOUR ATM CASH
4) Use strong antivirus software
The malware quietly captures decrypted messages from apps like WhatsApp, Telegram and Signal right as they appear on your screen. (Kurt Knutsson)
Android phones come with Google Play Protect built in, which catches a large chunk of known malware families and warns you when apps behave suspiciously. But if you want greater security and control, choose a third-party antivirus app. These tools can alert you when an app starts logging your screen or trying to take over your phone.
The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com.
5) Use a personal data removal service
A lot of these campaigns rely on data brokers, leaked databases and scraped profiles to build lists of people to target. If your phone number, email, address or social handles are floating around on dozens of broker sites, it becomes much easier for attackers to reach you with malware links or tailored scams. A personal data removal service helps clean up that footprint by deleting your info from data broker listings.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
6) Treat unusual login screens and pop-ups as red flags
Trojan overlays often appear when you open your bank app or a popular service. If the screen layout looks different or asks for credentials in a way you don’t recognize, close the app completely. Reopen it from your app drawer and see if the prompt returns. If it doesn’t, you probably caught an overlay. Never type banking details into screens that appear suddenly or seem out of place.
With remote control tools that stream your screen and automate taps, attackers can move money behind the scenes without you noticing. (Felix Zahn/Photothek via Getty Images)
7) Be cautious with links and attachments you receive
Attackers frequently distribute malware through WhatsApp links, SMS messages and email attachments pretending to be invoices, refunds or delivery updates. If you receive a link you weren’t expecting, open your browser manually and search for the service instead. Avoid installing anything that comes from a message, even if it appears to be from someone you know. Compromised accounts are a common delivery method.
DATA BREACH EXPOSES 400,000 BANK CUSTOMERS’ INFO
Kurt’s key takeaway
Sturnus is still a young malware family, but it already stands out for how much control it gives attackers. It sidesteps encrypted messaging, steals banking credentials with multiple backup methods, and maintains a strong grip on the device through administrator privileges and constant environmental checks. Even if the current campaigns are limited, the level of sophistication here suggests a threat that is being refined for larger operations. If it reaches wide distribution, it could become one of the most damaging Android banking trojans in circulation.
Have scammers ever tried to trick you into installing an app or clicking a link? How did you handle it? Let us know by writing to us at Cyberguy.com.
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Technology
Sony’s souped-up PlayStation 5 Pro is $100 off for the rest of today
Sony’s full suite of PlayStation 5 consoles jumped in price in August due to increased US tariffs, but now through Christmas, you can save $100 on several models. This discount is especially great if you planned to go big with Sony’s PS5 Pro, the company’s priciest, most powerful console yet. Normally $749.99, you can currently grab one at Amazon, Walmart, and Target for around $689.99. Sony’s PlayStation Direct storefront indicates that the PS5 Pro sale ends on December 25th at 3AM ET, although discounts may remain on cheaper models.
The PS5 Pro plays many games at their best resolution, while making far fewer concessions than the standard PS5 when it comes to visual effects (particularly ray tracing and shadow quality). Some games simply look better or run faster on the Pro than the base-model PS5, while others look better and run faster. That said, it’s worth noting that PS5 Pro lacks a disc drive and is thus limited to digital titles, though you can buy an optional drive for $80 if you want to attach one later.
The PlayStation 5 Pro has a bigger GPU than any other PS5 model, with twice as much internal storage as the current slim models (2TB versus 1TB). Another notable feature exclusive to the Pro is PSSR (PlayStation Spectral Super Resolution), which uses AI to upscale graphics in supported games to produce a better-looking image. The difference in performance between the Pro and the base PS5 is easy to notice in several games, although it’s safe to say that there hasn’t yet been a title that makes upgrading to one a no-brainer. But if a lower price is all the encouragement you needed to upgrade, now is a good time to get one.
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