Technology
Don’t let this credit card fraud nightmare happen to you
Credit card fraud has been on the rise in recent years.
The Federal Trade Commission’s most recent database indicates that 416,582 cases of credit card fraud were reported in 2024, making it one of the most common forms of identity theft. You know you’ve been a victim of this fraud when you notice unauthorized transactions on your credit card bill.
These transactions are usually below $100 to avoid detection. However, sometimes they can exceed $1,000. One such incident happened with Martin from Martinsville, Virginia, when he was randomly charged $1,095 in Hong Kong.
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“Hello, I recently received a fraud alert from my credit card company that said that there was a $1,095 charge on my credit card in Hong Kong. I use my iPad and Safari browser to buy online. Can you please explain how this could happen? By the way, my credit card company canceled my credit card and will send me a new Mastercard in the mail, and I’m not responsible for the charges on my credit card. What can I do in the future to prevent this from happening again?”
I’m sorry to hear about the fraudulent charge on your credit card, Martin. It’s good that your credit card company is handling it and that you’re not responsible for the charges. For future reference, I’ll be discussing how this could have happened and how to stay safe.
A woman using her credit card to shop online (Kurt “CyberGuy” Knutsson)
How credit card fraud happens
Credit card fraud can happen in several ways, often without you even realizing it. One common method is when fraudsters get hold of your card information through data breaches at online stores or banks, which means your details get leaked without your knowledge.
Another sneaky tactic is phishing, where scammers trick you into giving away your card info by posing as legitimate companies via emails or fake websites.
There’s also the risk of “card skimming,” where devices at ATMs or gas stations secretly capture your card details when you swipe it. In some cases, fraudsters might also exploit weak security on public Wi-Fi networks or compromised apps to access your information while you’re shopping online.
A man using his credit card to shop on his phone (Kurt “CyberGuy” Knutsson)
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Credit card fraud is way too common
A report from Security.org reveals that 52 million Americans experienced credit card fraud in 2023, a figure even higher than the one reported by the FTC. With four out of five American adults owning at least one credit card, the report found that three in five cardholders have faced unauthorized charges — an estimated 128 million victims. Even more concerning, 75% of these victims reported having their credit card information stolen more than once.
The typical unauthorized transaction is around $100, which adds up to approximately $5 billion in criminal purchases each year. Interestingly, most unauthorized transactions involve credit cards that weren’t physically lost or stolen, highlighting the growing risks of online fraud and data breaches.
A woman using her credit card to pay (Kurt “CyberGuy” Knutsson)
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The need for identity theft protection
Data breaches are one of the main ways credit card fraud happens. Hackers often get unauthorized access to sensitive information stored by businesses or institutions. When a retailer, financial institution or online store experiences a data breach, the hackers usually go after the payment systems where customer credit card details are kept.
If these systems aren’t properly secured, hackers can grab things like credit card numbers, expiration dates and sometimes even security codes. Once they have that info, they can either use it themselves or sell it to others.
But it’s not just credit card information at risk. Data breaches can also expose personal details like names, email addresses and phone numbers. Scammers can then use this stolen info to launch phishing attacks, pretending to be trusted companies and tricking you into giving away more sensitive information.
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This is why identity theft monitoring is so important. Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.
One of the best parts of some identity theft protection services is that they have identity theft insurance of up to $1 million to cover losses and legal fees and a white glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.
Illustration of a credit card crook (Kurt “CyberGuy” Knutsson)
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10 ways to protect yourself from credit card fraud
1. Notify your credit card issuer immediately: If you notice fraudulent charges on your credit card, start by calling the number on the back of your credit card. From there, you should get more detailed information on what to do next.
2. Monitor your statements regularly: One of the best ways to catch credit card fraud early is to keep an eye on your statements. Review your transactions regularly to spot any unfamiliar charges. The sooner you notice something suspicious, the quicker you can report it to your credit card company and prevent further damage.
3. Regularly check your credit report: In addition to monitoring your credit card statements, periodically review your credit report to catch any unauthorized accounts opened in your name.
4. Use strong, unique passwords: Always use strong, unique passwords for your online accounts, especially those that store payment details. Avoid using easily guessable information, and consider using a password manager to store and generate secure passwords. This reduces the chances of fraudsters accessing your accounts.
5. Use credit card alerts: Set up transaction alerts with your credit card company. This way, you’ll receive a notification via email or text for every transaction made with your card. If you receive an alert for a purchase you didn’t make, you can take immediate action to report it and prevent further charges.
6. Be Cautious with public Wi-Fi: Avoid making purchases or entering sensitive information when connected to public Wi-Fi networks because they’re often not secure. If you need to make an online purchase while on the go, consider using a VPN (Virtual Private Network) to encrypt your connection and keep your credit card details safe from hackers. For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices
7. Don’t store credit card info on browsers and websites: Storing your credit card information on browsers or websites can make it convenient, but it also exposes you to a higher risk of fraud. If your browser or the website’s security gets compromised, hackers could gain access to your saved card details. To stay safe, avoid saving your credit card information and manually enter it each time you make a purchase. If a site offers to save your details for future use, think twice before accepting. It’s better to take the extra step to enter your information each time, ensuring your data stays secure.
8. Use EMV chip technology: When making in-person purchases, always use the chip reader instead of swiping your card. Chip technology provides an extra layer of security against fraud.
9. Be wary of phishing attempts and have strong antivirus software: Be cautious of unsolicited emails, texts or phone calls asking for your credit card information. Legitimate companies typically don’t request sensitive information through these channels. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.
10. Keep your card in sight: When using your card in restaurants or stores, try to keep it within view. This reduces the risk of someone copying your card details.
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Kurt’s key takeaway
It’s clear that credit card fraud is more prevalent than ever, affecting millions of Americans each year. The good news is that there are effective steps to protect yourself from becoming a victim. By staying vigilant and employing best practices — like monitoring your statements and using strong passwords — you can significantly reduce your risk. Remember, awareness and proactive measures are your best defenses against credit card fraud.
Have you or someone you know ever experienced credit card fraud, and how did it impact you? Let us know by writing us at Cyberguy.com/Contact
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Technology
Kindle app now answers questions about the book you’re reading
Amazon has launched a new AI feature in the Kindle app that gives spoiler-free answers to questions about the book you’re reading and confirmed that authors can’t opt out from the feature.
The company calls Ask this Book an “expert reading assistant” in its announcement and says that it’s capable of answering questions about “plot details, character relationships, and thematic elements,” all while avoiding spoilers by limiting its answers to content from the pages you’ve read so far. It’s essentially an in-book chatbot, accessible from the book menu or by highlighting a passage of text you want to ask about.
Amazon spokesperson Ale Iraheta told Publishers Lunch that the answers are “non-shareable and non-copyable” and only available to readers who’ve purchased or rented books. Iraheta also said that the feature is always on, noting that “there is no option for authors or publishers to opt titles out.”
Technology
AI-powered bat tracking could give baseball players the edge
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Baseball teams have long searched for a way to study the entire swing without sensors or complex lab setups. Today, a new solution is entering the picture. Theia, an AI biomechanics company, debuted a commercially available video-only system that analyzes bat trajectory and full-body biomechanics together. This new approach works in real baseball environments and needs no reflective body markers, wearables or special equipment.
The system has been field-tested by Driveline Baseball and the San Diego Padres Biomechanics Lab, and the tests show it delivers high-quality results in both cages and on the field.
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Theia unveils a video-only biomechanics system that tracks a hitter’s full swing without sensors or lab gear. (Photo by Lachlan Cunningham/Getty Images)
A new chapter in baseball biomechanics
Theia’s platform relies on deep-learning models trained on millions of movement data points. It captures the full 3D bat path, attack angle, sequencing and body motion in one workflow that teams can run with standard high-speed video. This makes advanced biomechanics more accessible to coaches and players who train in normal environments.
Dr. Arnel Aguinaldo of the PLNU Biomechanics Lab tested the system with the Padres. He said, “Theia’s markerless technology represents a breakthrough in how we capture and analyze swing mechanics. It removes the barriers of traditional setups, letting us gather quality swing data directly from the field or the cage. That’s a game changer for both research and applied development.”
Independent testing across more than 2,000 swings showed median bat-plane angle differences of less than 3 degrees compared with marker-based systems. As a result, teams can evaluate roster-sized groups in routine cage or field sessions without slowing players down.
Why video-only tracking works in real baseball settings
Many existing tools rely on sensors or suits that can change how an athlete moves. Marcus Brown, CEO of Theia, explained to CyberGuy why video-only tracking matters.
“Using only video means teams get lab-grade biomechanics data that previously required a full lab setup, but without special suits, reflective markers, or hardware mounted to the bat or the player,” he said.
The system runs in the background once cameras are placed and calibrated. Coaches record sessions as usual, and the analysis processes automatically. Because of this, training routines stay the same, and players move naturally.
Brown added, “Until now, full swing analysis meant choosing between bat-only tools or biomechanics labs that couldn’t scale. Our new markerless technology changes that. Teams can now see the complete swing picture for every hitter using one system in an environment that matches their individual needs.”
How AI bat and body tracking improves player performance
A complete swing view gives coaches the chance to link body motion to bat results. Brown described why this matters for player development.
“Theia’s new bat tracking feature helps players improve because it gives coaches a complete and more accurate picture of the swing. Many tools today either measure the bat or the body, and many rely on wearables or sensors that can influence how an athlete moves,” Brown said. “When coaches can connect a player’s sequencing, posture, timing, and rotation to the bat’s path, speed, and contact quality, they can identify the specific movement patterns that drive results. That makes mechanical adjustments more targeted and much easier to track over time, leading to more consistent and meaningful improvements.”
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Driveline Baseball and the Padres Biomechanics Lab report strong accuracy from Theia’s markerless tracking tests. (Photo by Matt McClain/The Washington Post via Getty Images)
What players experience when teams use Theia’s system
Players will not need to attach anything to the bat or their bodies. They swing in their regular training spaces without changing behavior. Brown said, “For athletes, the biggest change is the level of precise personalized feedback they get. Coaches can isolate whether an issue is coming from sequencing, posture, timing, or how the hitter is delivering the barrel to the ball. That level of detail helps translate mechanical work in the cage into more consistent, reliable results in the field.”
Independent testing shows consistent bat and body data
Driveline Baseball and the PLNU x Padres Biomechanics Lab tested the system in both professional and collegiate settings. Brown said, “Our work with Driveline and the PLNUxPadres’ Biomechanics Lab showed the system could deliver high-quality bat-and-body data in the same environments where hitters actually train. What those tests demonstrated was consistency: the ability to capture the full swing automatically, link the bat and body with the precision needed for player development, and fit seamlessly into a normal training session.”
Why Theia’s system fits seamlessly into normal cage sessions
Sports tech can create workflow friction, but Theia aims to avoid that. Brown said, “We designed the system so coaches can use it without changing anything about their normal training routine. Once the cameras are in place, coaches simply record the session the same way they normally would, and the analysis happens automatically in the background.”
There are no extra steps, no equipment put on the players, and no training interruptions.
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Coaches can now review 3D bat paths and body sequencing using standard high-speed video. (Photo by Thien-An Truong/Getty Images)
The road ahead for AI sports performance
Brown believes this breakthrough sets the stage for future innovation.
“Player development is ultimately about understanding what drives performance, and this technology gives coaches a far clearer way to see that,” he said. “When you can connect a player’s movement to the result of the swing with objective repeatable data, you can build training plans that are far more individualized and precise.”
He also added: “This work builds on more than a decade of research and over 50 peer-reviewed validation studies focused on highly accurate markerless human motion tracking. It reflects where the field as a whole is headed toward integrated markerless solutions that give athletes and coaches clearer insight with far less friction.”
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Kurt’s key takeaways
Theia’s new bat and body tracking system reshapes how baseball teams study movement. It gives coaches deeper clarity, provides athletes with natural training conditions, and removes the hardware hurdles that limited biomechanics in the past. Fans may also see long-term effects. This level of detail can influence how hitters develop power, attack angles and timing. Young players may gain personalized training guides that shape better habits earlier in their careers. As video-driven AI expands across sports, tools like this give teams more ways to understand performance.
If your favorite team had access to this level of swing insight, how do you think it would change their lineup development strategy? Let us know by writing to us at Cyberguy.com.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
You need to listen to Sudan Archives’ violin opus for the club
My introduction to Sudan Archives was the song “Nont for Sale” from her first EP Sink in 2018. I’ve been a die-hard fan ever since. With each album, she finds new ways to sculpt the sound of her violin, contorting it in defiance of expectations.
Athena found her in conversation with it, leaving its timbre largely recognizable and organic, veering from experimental pop to more ambient passages. Natural Brown Prom Queen embraced the aesthetics of sound collage, samples, and modern R&B, blending her violin with more expressly electronic elements. The BPM has identifiable violin passages, but it fully embraces the more technological elements of Sudan Archives’ sound.
The album opens with “Dead,” which begins with gentle orchestral swells and a processed, but identifiable violin. Then, at the 1:30 mark, the beat drops — what sounds like high-pitched vocal chops dance around the stereo field, and an undulating synth bass drags he whole thing to the dance floor. The track serves as something of a mission statement, with multiple movements exploring the various incarnations of Archives’ sound as she asks, “Where my old self at? Where my nеw self at?” answering herself by chanting “right here, right hеre” in response to each.
What follows is a volatile tour of dance music, from the four-on-the-floor funk of “My Type,” to the trap-tinged tongue-in-cheek sex raps of “Ms. Pac Man” — there’s even an Irish jig in the middle of “She Got Pain.” Across the record, there are flashes of autotune, drum ’n’ bass breaks, house piano stabs, techno synth bass, and, of course, soaring violin flourishes. Often, there are multiple of these things in a single track as Archives eschews typical pop song structures, bouncing giddily from one style to the next.
Unsurprisingly, the tempo on The BPM is generally amped up compared to much of Archive’s previous records. But it’s not all club bangers. “Come and Find You,” winks at 80s and early 90s R&B of acts like Sade. And often the lyrics turn to matters of the heart, “I found a way to travel to you even when we’re not in sync, I’m gonna find my way back to you, Even when it’s really hard I like the push and pull,” she sings on “David & Goliath.”
The BPM is a dense, hectic record that revels in its unpredictability and sonic shrapnel. It’s also my favorite record of 2025. Despite only coming out in mid-October, it was my most listened to album according to my Apple Music Recap. Sudan Archives The BPM is available on Bandcamp and most streaming services, including Qobuz, Tidal, Apple Music, Deezer, YouTube Music, and Spotify.
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