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Oregon lawmakers pass bill that 'changes the landscape' on debt collection – KTVZ

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Oregon lawmakers pass bill that 'changes the landscape' on debt collection – KTVZ


Eric Tegethoff, Oregon News Service

PORTLAND, Ore. (KTVZ) — Consumer advocates in Oregon are praising recently passed legislation they say changes the landscape on debt collection.

Senate Bill 1595, known as the Family Financial Protection Act, gained approval from lawmakers during this year’s short session.

It provides a number of protections for consumers against debt collection practices, including ensuring that collectors don’t come after people for debt that isn’t theirs or is for the wrong amount.

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Oregon Consumer Justice Executive Director Jagjit Nagra said it also changes the period of time consumers have to file a complaint.

“Originally, it was a one-year statute of limitations – and in many debt collection scenarios that’s pretty problematic,” said Nagra. “So, if you think about medical billing, it can take a long time for, often, just those bills to be produced and then that clock has already started ticking. So we extended that from one to three years.”

The legislation provides other safeguards as well, such as from overwhelming legal fees and more garnishment protections.

Oregon state Rep. Nathan Sosa – D-Hillsboro – said lawmakers heard heartbreaking stories this session about the impact of debt on families.

“Many of the Oregonians who are in debt collection,” said Sosa, “are there because of an unexpected medical emergency, or they have suffered from another tragedy – such as the death of a spouse who was the income earner for the family.”

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Nagra said rural communities in Oregon have the highest share of debt collection in the state.

He also noted that communities of color share a higher burden, with 28% of households in some sort of debt collection, compared with 16% of white households.

“It’s an issue that folks are grappling with in the here and now,” said Nagra. “So, for us, it was really important to have these fixes advanced because from our purview, quite frankly, they are long overdue.”

The bill is awaiting the governor’s signature.

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J.D. PicKell explains why Oregon-Indiana Peach Bowl rematch is perfect for Dan Lanning

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J.D. PicKell explains why Oregon-Indiana Peach Bowl rematch is perfect for Dan Lanning


J.D. PicKell explains why Oregon-Indiana Peach Bowl rematch is perfect for Dan Lanning originally appeared on The Sporting News. Add The Sporting News as a Preferred Source by clicking here.

The Oregon Ducks’ 23-0 Orange Bowl win against the Texas Tech Red Raiders was the eventual planted seed for the soon-to-be Peach Bowl next Friday, as they will rematch the Indiana Hoosiers for a chance to go to the national title game in Miami.

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Despite losing to the Hoosiers during the regular season, the Ducks’ resilience has shone through since, making On3’s J.D. PicKell cautiously optimistic the Ducks could turn the tables on the No. 1-seeded Hoosiers.

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“That might be the greatest gift this football team could have had, in the context of this season,” PicKell said. “That loss, I think, was a big reason why you’ve seen Oregon grow and progress the way they have in this College Football Playoff.”

PicKell said Oregon’s ability to “grow” has been apparent this postseason so far.

“Very different from last year’s team, when it comes to the way they’re evolving, the kind of ball they’re playing right now in the second round of the College Football Playoff,” PicKell said. “I think a lot of Oregon’s growth, you’ve got to give credit to some of the scars they have over the course of this season.”

We’ll see if PicKell’s words hold true, but it seems the Ducks have a shot to make the postseason even more interesting.

Come next Friday, we’ll find out.

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Oregon Lottery Pick 4 results for Dec. 28

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The Oregon Lottery offers several draw games for those aiming to win big. Here’s a look at Dec. 28, 2025, results for each game:

Winning Pick 4 numbers from Dec. 28 drawing

1PM: 0-2-6-1

4PM: 0-2-4-1

7PM: 4-3-9-2

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10PM: 6-3-9-2

Check Pick 4 payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

When are the Oregon Lottery drawings held?

  • Powerball: 7:59 p.m. on Monday, Wednesday and Saturday.
  • Mega Millions: 7:59 p.m. on Tuesday and Friday.
  • Pick 4: 1 p.m., 4 p.m., 7 p.m. and 10 p.m. daily.
  • Win for Life: 7:30 p.m. on Monday, Wednesday, and Saturday.
  • Megabucks: 7:29 p.m. on Monday, Wednesday, and Saturday.

Winning lottery numbers are sponsored by Jackpocket, the official digital lottery courier of the USA TODAY Network.

Where can you buy lottery tickets?

Tickets can be purchased in person at gas stations, convenience stores and grocery stores. Some airport terminals may also sell lottery tickets.

You can also order tickets online through Jackpocket, the official digital lottery courier of the USA TODAY Network, in these U.S. states and territories: Arizona, Arkansas, Colorado, Idaho, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oregon, Puerto Rico, Washington D.C., and West Virginia. The Jackpocket app allows you to pick your lottery game and numbers, place your order, see your ticket and collect your winnings all using your phone or home computer.

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Jackpocket is the official digital lottery courier of the USA TODAY Network. Gannett may earn revenue for audience referrals to Jackpocket services. GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is not affiliated with any State Lottery. Eligibility Restrictions apply. Void where prohibited. Terms: jackpocket.com/tos.

This results page was generated automatically using information from TinBu and a template written and reviewed by an Oregon editor. You can send feedback using this form.



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Why Tosh Lupoi sees a silver lining in Oregon’s poor defensive performance against James Madison

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Why Tosh Lupoi sees a silver lining in Oregon’s poor defensive performance against James Madison


EUGENE — It’s easier to get a message across about effort, tenacity and finishing when the most recent result is an affront to those attributes.

Oregon’s defensive effort in its win over No. 12 seed James Madison, particularly in the second half, was “unacceptable” to defensive coordinator Tosh Lupoi. He’s found the silver lining in the third straight postseason performance allowing 34-plus points and 500-plus yards though, calling it “the best thing that could ever happen” as the No. 5 Ducks prepare to face No. 4 Texas Tech in the Orange Bowl.

“I think it’s another reminder of this is the best of the best, these teams. If you go to sleep for one down, one quarter, one half, they’re going to make you pay,” Lupoi said. “It makes it easier when the players see (themselves) not performing to the standard in that second half.”

JMU scored 28 points and averaged 8.4 yards per play in the second half. Though Oregon backups and third-teamers were in for some plays, starters were back in for the final 99-yard touchdown drive.

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