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A Gen Xer who moved from Florida to New Mexico saves $1,000 a month and feels safer from climate disasters

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A Gen Xer who moved from Florida to New Mexico saves ,000 a month and feels safer from climate disasters


  • Chris Gates left Miami Beach for Santa Fe due to climate concerns and cost savings.
  • Florida’s flood risks and rising insurance costs made Gates worry about retiring there.
  • Gates saves $1,000 monthly in New Mexico in HOA fees and home insurance.

After living in Miami Beach for two decades, Chris Gates was fed up.

The 61-year-old pharmacist had met with city officials and sent letters advocating for Miami to invest more in climate solutions, only to watch Florida Gov. Ron DeSantis roll back state climate actions and scrub any mention of climate from many laws.

“I saw the writing on the wall,” Gates told Business Insider. “I’m five years away from planned retirement, and I was worried about the cost of living and my quality of life. I’ve been through flooding in South Beach and still see people posting pictures of the same problems.”

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Gates said he considers himself a “climate mover” in deciding to relocate to Santa Fe, New Mexico in 2023. Florida’s vulnerability to the climate crisis, combined with rising costs of living and being closer to his mom and brother, were the main reasons he left Miami Beach. Now Gates is saving about $1,000 a month on home insurance and HOA fees, according to documents shared with BI. He also feels safer knowing that New Mexico has a statewide climate plan.

Gates joins many older Americans who’ve moved in search of a lower cost of living for retirement, but is rare in that he left Florida — which still has a fast-growing population. While there’s little data indicating climate risks like hurricanes and wildfires are directly causing massive migration, Gates’s story suggests it may become more of a factor.

Saving $1,000 a month

Gates sold his condo at a luxury building in South Beach for $710,000 in December 2022, according to documents reviewed by BI, earning him about $415,000 in net profit. That year, his HOA fees were nearly $1,200 a month and covered amenities like a pool and gym. Condo insurance was about $190 a month.

He rented an apartment for a couple of years in Santa Fe before buying a $227,000 fixer-upper in February. The HOA fees are about $250 a month and insurance is $72. There aren’t many perks, like a gym, pool, or management office, Gates said, but he has more peace of mind.

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“If I were to stay in Florida until I’m 90, chances are a lot of bad stuff will happen,” Gates said. “That’s just my opinion and climate scientists agree. I’m not a millionaire, so I’m not gonna put all my eggs in one basket down there.”

Rising risks and costs

While Miami is carrying out its own climate action strategy, Gates wanted faster progress on installing solar panels on government buildings and new infrastructure to protect properties from flooding as hurricanes become more destructive. The extreme weather, among other factors, is also making home insurance more expensive in Florida.

Miami’s average elevation is six feet, and scientists predict sea levels will rise by the same amount by the end of the century. Sea levels in Miami already rose about six inches between 1986 and 2016. Meanwhile, the frequency of flooding from high tides has increased by over 400% in Miami Beach since 2006.

The city has been investing in a climate resiliency strategy, including raising roads and installing water pumps. In February, local commissioners also unveiled plans for more than $1 billion in anti-flooding water and sewer projects, which will be paid in part by hiking residents’ utility rates every year through 2030, the Miami Herald reported. Residents said it would make the city less affordable at a time when rent, HOA fees, and insurance are all rising.

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That cycle worried Gates, as well.

“Taxes and other bills will have to go up a lot to cover for these infrastructure projects,” he said. “I don’t want to be caught up in this cycle.”

Gates acknowledged that New Mexico comes with its own risks, including wildfires and extreme heat. But he feels better knowing that there’s a statewide plan to slash greenhouse gas emissions and adapt to extreme weather led by Gov. Michelle Lujan Grisham.

“Moving to New Mexico made me feel like I’m part of the solution rather than part of the problem,” Gates said. “I know that every time I pay my electric bill, my utility is switching to renewables faster than many places in the country.”

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Have you moved for financial, lifestyle, or climate reasons? Contact this reporter at cboudreau@businessinsider.com.





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New Mexico

Ice hasn’t stopped trout in northern New Mexico – Alamogordo Daily News

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Ice hasn’t stopped trout in northern New Mexico – Alamogordo Daily News


Information and photos provided by the New Mexico Department of Game and Fish Eli Rodarte caught a 24-inch rainbow trout using worms in the bait…



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New Mexico

Running hot and cold: New Mexico runners earn 17 All American awards at national XC championships

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Running hot and cold: New Mexico runners earn 17 All American awards at national XC championships


YOUTH SPORTS

Gianna Chavez earns fourth in boys 8-and-under race

Ava Denton, of Albuquerque Athletics Track, competes Saturday, Dec. 13, 2025 at the National Junior Olympic Cross Country Championship meet at Blue River Cross Country Course in Shelbyville, Indiana. Temperatures were in the 20s with a wind chill near zero.

New Mexico had 17 athletes earn All American awards at the 2025 National Junior Olympic Cross Country Championship meet held Saturday at snowy Blue River Cross Country Course in Shelbyville, Indiana.

Gianni Chavez, of Albuquerque Athletics Track, earned his fourth USA Track & Field All American award with a fourth place finish in the 8-and-under boys 2K race. Chavez, an Osuna Elementary third-grader, ran his 2K race in a personal best time of 7 minutes, 44.9 seconds.

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Gianni Chavez celebrates his fourth-place finish Saturday, Dec. 13, 2025.

The top 25 individual finishers and top three teams earn USATF All American awards.

The Cougar Track Club 8U girls team, based out of Albuquerque, placed second and was led by Antonette Marquez, who finished 12th. Other CTC 8U girls team members include Kimberly Reed (31st), Viola Crabbe Maple (55th), Payton Pacheco (61st), Chloe Chino (85th), Emery Grieco (113th) and Zay’a Cheromiah (149th).

Others individual All American award winners include Ava Denton, of AAT, 16th in 13/14 girls 4K; Brynlee Reed, of CTC, 22nd in 15/16 girls 5K; Sihasin Fleg, of Running Medicine, 21st in 8U girls 2K; Eden Pino, of Running Medicine, 12th in 9/10 girls 3K; Nizhoni Fleg, of Running Medicine, 14th in 17/18 girls 5K; Brady Garcia, of Running Medicine, seventh in 17/18 boys 5K; Justice Jones, of Zia, 14th in 9/10 girls 3K; Emilo Otero Soltero, of Dukes Track Club, 12th in 9/10 boys 3K; Miles Gray, unattached, 21st in 9/10 boys 3K.

Also Saturday, at the Brooks Cross Country Nationals in San Diego, Eldorado’s Gianna Rahmer placed 17th in the girls championship 5K with a time of 18:00.7 and Moriarty’s Carmen Dorsey-Spitz placed 25th 18:09.4.

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Anthony, NM man sentenced to prison, sold meth from parents’ property

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Anthony, NM man sentenced to prison, sold meth from parents’ property


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  • An Anthony, New Mexico man was sentenced to nearly 20 years in federal prison for selling methamphetamine.
  • David Amaya, 43, pleaded guilty to possession with intent to distribute after being caught in an FBI investigation.
  • Authorities found over 1,100 grams of methamphetamine and two firearms in a trailer on his parents’ property.

An Anthony, New Mexico man was sentenced to nearly two decades in federal prison for selling methamphetamine from a trailer on his parents’ property, authorities said.

A federal judge sentenced David Amaya, 43, to 19 years and seven months in prison on one count of possession with intent to distribute 50 grams or more of methamphetamine, New Mexico federal court records show. He was also sentenced to five years of supervised release after he serves his prison term.

U.S. District Judge Margaret I. Strickland handed down the sentence on Wednesday, Dec. 10, at the federal courthouse in Las Cruces, New Mexico. Assistant U.S. Attorney Kirk Williams prosecuted the case.

Acting U.S. Attorney for the District of New Mexico Ryan Ellison and FBI Albuquerque Field Office Special Agent in Charge Justin A. Garris announced Amaya’s sentencing in a joint news release.

Amaya pleaded guilty to the charge in September as part of a plea agreement that dismissed one count of possession of a firearm in furtherance of a drug trafficking crime, court records show.

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Anthony, New Mexico man sells meth on parents’ property

FBI agents began investigating Amaya after he sold methamphetamine to a “controlled buyer” in July and August 2024, the news release states. Controlled buys are when law enforcement uses an undercover agent or a witness to purchase drugs from a suspected drug dealer.

The agents obtained a search warrant on Aug. 22, 2024, for a “specific tow-behind type trailer that Amaya was known to be living in and conducting narcotics transfers out of,” a federal complaint affidavit states. The trailer was located on property owned by Amaya’s parents in Anthony, New Mexico, the news release states.

The trailer did not have a restroom, but agents found a small makeshift bathroom structure with a porta-potty inside next to the trailer. The agents then obtained a warrant to also search the small bathroom structure.

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The agents found “a large quantity of white crystalline substance suspected to be methamphetamine” throughout the trailer and bathroom structure, the affidavit states. In the bathroom, agents found a clothing hamper with “a gallon zip lock bag full of suspected methamphetamine” hidden inside.

Agents found a black Ruger .357 caliber handgun containing five rounds of .357 caliber ammunition and a black Mossberg 500 E410 gauge shotgun on the bed inside the trailer, the affidavit states. The news release states agents found “hundreds of rounds of ammunition.”

They also found about 4.42 grams of methamphetamine on the bed and another 26 grams under the bed, the affidavit states. Agents found eight more grams of methamphetamine on a nightstand.

Amaya told agents during an interview that the methamphetamine was his, he had acquired it over a period of time, and did not realize how much it was, the affidavit states. He added he “needed the guns for protection, so people would know he has them, making him safer,” the affidavit states.

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In total, the agents found 1,183 grams of methamphetamine.

Aaron Martinez covers the criminal justice system for the El Paso Times. He may be reached at amartinez1@elpasotimes.com.



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