New Mexico
A Gen Xer who moved from Florida to New Mexico saves $1,000 a month and feels safer from climate disasters
- Chris Gates left Miami Beach for Santa Fe due to climate concerns and cost savings.
- Florida’s flood risks and rising insurance costs made Gates worry about retiring there.
- Gates saves $1,000 monthly in New Mexico in HOA fees and home insurance.
After living in Miami Beach for two decades, Chris Gates was fed up.
The 61-year-old pharmacist had met with city officials and sent letters advocating for Miami to invest more in climate solutions, only to watch Florida Gov. Ron DeSantis roll back state climate actions and scrub any mention of climate from many laws.
“I saw the writing on the wall,” Gates told Business Insider. “I’m five years away from planned retirement, and I was worried about the cost of living and my quality of life. I’ve been through flooding in South Beach and still see people posting pictures of the same problems.”
Gates said he considers himself a “climate mover” in deciding to relocate to Santa Fe, New Mexico in 2023. Florida’s vulnerability to the climate crisis, combined with rising costs of living and being closer to his mom and brother, were the main reasons he left Miami Beach. Now Gates is saving about $1,000 a month on home insurance and HOA fees, according to documents shared with BI. He also feels safer knowing that New Mexico has a statewide climate plan.
Gates joins many older Americans who’ve moved in search of a lower cost of living for retirement, but is rare in that he left Florida — which still has a fast-growing population. While there’s little data indicating climate risks like hurricanes and wildfires are directly causing massive migration, Gates’s story suggests it may become more of a factor.
Saving $1,000 a month
Gates sold his condo at a luxury building in South Beach for $710,000 in December 2022, according to documents reviewed by BI, earning him about $415,000 in net profit. That year, his HOA fees were nearly $1,200 a month and covered amenities like a pool and gym. Condo insurance was about $190 a month.
He rented an apartment for a couple of years in Santa Fe before buying a $227,000 fixer-upper in February. The HOA fees are about $250 a month and insurance is $72. There aren’t many perks, like a gym, pool, or management office, Gates said, but he has more peace of mind.
“If I were to stay in Florida until I’m 90, chances are a lot of bad stuff will happen,” Gates said. “That’s just my opinion and climate scientists agree. I’m not a millionaire, so I’m not gonna put all my eggs in one basket down there.”
Rising risks and costs
While Miami is carrying out its own climate action strategy, Gates wanted faster progress on installing solar panels on government buildings and new infrastructure to protect properties from flooding as hurricanes become more destructive. The extreme weather, among other factors, is also making home insurance more expensive in Florida.
Miami’s average elevation is six feet, and scientists predict sea levels will rise by the same amount by the end of the century. Sea levels in Miami already rose about six inches between 1986 and 2016. Meanwhile, the frequency of flooding from high tides has increased by over 400% in Miami Beach since 2006.
The city has been investing in a climate resiliency strategy, including raising roads and installing water pumps. In February, local commissioners also unveiled plans for more than $1 billion in anti-flooding water and sewer projects, which will be paid in part by hiking residents’ utility rates every year through 2030, the Miami Herald reported. Residents said it would make the city less affordable at a time when rent, HOA fees, and insurance are all rising.
That cycle worried Gates, as well.
“Taxes and other bills will have to go up a lot to cover for these infrastructure projects,” he said. “I don’t want to be caught up in this cycle.”
Gates acknowledged that New Mexico comes with its own risks, including wildfires and extreme heat. But he feels better knowing that there’s a statewide plan to slash greenhouse gas emissions and adapt to extreme weather led by Gov. Michelle Lujan Grisham.
“Moving to New Mexico made me feel like I’m part of the solution rather than part of the problem,” Gates said. “I know that every time I pay my electric bill, my utility is switching to renewables faster than many places in the country.”
Have you moved for financial, lifestyle, or climate reasons? Contact this reporter at cboudreau@businessinsider.com.
New Mexico
‘Just incredibly creative’: Tinkertown near Albuquerque prepares for the season
BERNALILLO COUNTY, N.M. (KRQE) — Wood carvings, glass bottles, and other odds and ends help make up an art museum tucked away on Sandia Crest Road. It all started over 40 years ago with a man aiming to be as creative, as curious, and as open to experience as possible – Ross Ward.
“I often describe a walk through the museum as kind of walking through the head and the heart of my dad… You begin to understand that this person was very passionate, very curious, very excited, and just incredibly creative,” said Ross’s daughter, Tanya Ward Goodman. “And it inspired you to do the same.”
Tinkertown is an artist-built environment that first opened its doors in 1983. There you can find animated miniature figures, various artifacts from Ross’s travels, and thousands of glass bottles, among much more. The spot has been around for quite a bit now, but they’ve recently made an exciting new change that’s been in the works for years.
“We have turned the entire museum into a 501(c)(3),” said Tanya. “And our mission is to preserve and protect the work and the artistic legacy of Ross Ward and translate his vision into a rousing call to live a more creative and colorful life.” Tanya added that it “has always been a little bit of a self-sustaining enterprise… the fact that all proceeds already went into the operation and management of the museum, it really isn’t a huge leap for us.”
Their main goal as a non-profit? To ramp up art and writing workshops while encouraging rural collaboration between New Mexico artists. It’s also a way to potentially bring more helping hands to the museum.
“My dad died in 2002. He had early onset Alzheimer’s. He was diagnosed at 57, and he died at 62. And my stepmother, Carla Ward, has been running the museum since his death, and she’s getting to a place where she would like to retire or take some steps back,” said Tanya. “I think she’ll always be involved because she loves it and it’s been such a deep labor of love on her part… We had been sort of exploring different options and thinking about how to keep the museum open while also having some sort of retirement for her, and we would need to bring in extra people.”
The change comes in time for Tinkertown’s 2026 season opening on Friday, April 3, with a grand opening celebration on Sunday, April 5 – Ross’s birthday. There will be live music, cake, book signings, and more. “I wrote a memoir called ‘Leaving Tinkertown’ that was published by the University of New Mexico Press,” said Tanya. “I will be signing books. University of New Mexico Press will sell that book. We have other books about Tinkertown. Other authors will be there.”
As for the 2026 season overall, Tinkertown hopes to see more familiar faces and new faces alike come through the doors. “People come from not only all over New Mexico and the rest of the U.S., but all over the world,” said Tanya. “We have a huge map and there are, by the end of the season, there are colored pins in almost every continent and country in the world… I think what I hope that they learn is just that if you have an idea and an interest that you can follow that and wonderful things will happen.”
You can learn more about Tinkertown on their website.
New Mexico
Warm weather around New Mexico for now, but stormier & cooler tomorrow
NEW MEXICO (KRQE) – Mostly mild air has started off across the region with morning temperatures being warmer than average. Clouds are passing through with moisture aloft coming in from the Pacific. Despite the drop in the jet stream compared to last week, the southwesterly flow with mostly dry surface conditions will lead to very mild air this afternoon before rain chances increase.
Air temperatures in the north are starting off from around the high 20s to the 40s, while elsewhere to the southwest, air temperatures are ranging from around the upper 30s to near 60°.
Many areas from eastern New Mexico to the Pecos River Valley area will range from the high 60s to around 90°, from north-northwest to south-southeast from high to low elevation. Southwesterly winds are set to go up, over, and down more of the northeast-sloped mountain faces out west will contribute to warm surface air and some gusty surface conditions. The northern higher elevations will mostly range from the upper 30s to the 50s, while the northern valley floors to western and central areas will mostly range from the 60s to the 80s.
More clouds will move in on top of the very mild surface conditions, leading to more isolated pockets of rainfall, as dry thunderstorms may spark up more fires. Stronger winds from the approaching system will elevate the fire threat even more tomorrow in southeastern areas. However, the drop in the jet stream will bring in better rain chances late today into the first half of tomorrow, with mountain peak snow, as well as colder air.
New Mexico
Rain chances increase into Wednesday for parts of New Mexico
Grant’s Monday Evening Forecast
Rain chances increase across parts of New Mexico through Wednesday, while breezy conditions stick around all week.
Upper level moisture moving into the state today is bringing a few isolated sprinkles, but most of the rain is evaporating before reaching the ground. The evaporating rain is causing some locally windy weather and picking up dust. It’s also another warm day with a few record and near-record highs, including another record high in Albuquerque. The light sprinkles will taper off tonight, but cloud cover will stick around.
Better moisture arrives from the west Tuesday afternoon, bringing a higher chance for wetting rainfall, mainly across western and northwestern New Mexico. Snow will also develop in the San Juan Mountains. A few showers and storms could reach as far east as the Rio Grande Valley by Tuesday evening.
The best chance for widespread rain comes Wednesday as deeper moisture and a Pacific cold front move in. Rain and mountain snow will favor western, northwestern, and northern New Mexico early in the day. Activity will weaken farther east, but a few light showers may reach eastern New Mexico by late morning. It will also turn cooler and windier Wednesday afternoon.
Warmer and drier weather returns Thursday and continues into Friday. A backdoor cold front moves into eastern New Mexico Friday night, bringing cooler temperatures to that part of the state for the weekend.
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