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Montana And Idaho Housing Affordability Crisis: What You Need To Know

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Montana And Idaho Housing Affordability Crisis: What You Need To Know


If anyone thinks all the conversation about building affordable housing in Montana is simply election-year rhetoric, new info from the National Association of REALTORS® should convince you otherwise.

The association’s latest report on the “Affordability Distribution Score” shows Montana, and Idaho are now the “least affordable” for local homeownership, even surpassing California. Montana’s score is just 0.38. A “zero” on the index is when no one can afford a home in a given market. 

The REALTORS® report shows a marked trend over the past couple of years, especially since the pandemic, not only driven by higher home prices but also the corresponding climb in interest rates. That’s put homeownership out of the reach of many families and individuals.

An analysis of more than median Montana home prices

The REALTORS® Affordability Distribution Score considers far more than median home prices. As opposed to the Housing Affordability Index, or HAI, which the government commonly uses, the Distribution Score looks at affordability for “all income percentiles”. It also analyzes how affordable the active inventory of homes currently on the market, instead of just the ones recently sold.

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That trend has been mirrored here in Montana. Recent reports from the Missoula Association of REALTORS® have illustrated not only the short supply of homes but also how homes above $750,000 have stayed the market longer over the past couple of years.

Change in Commissions Policy May Lower Home Prices

Comparing scores

Montana’s score of 0.38 is slightly higher than Idaho’s, which is #2 on the list at 0.40. California, which has largely driven home prices across the West over the past 30 years, is at 0.42.

At the start of the pandemic in 2020, Montana’s affordability index was 0.70, just below the national index of 8.6. In 2017, when the state’s housing market was heating up, the index was 0.63. Idaho was 0.74.

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Among the least affordable states, California was $3, followed by Hawaii and Oregon. Iowa, West Virginia, Ohio, Indiana, and Michigan were the five most affordable states in the report.

Montana Town Names That Celebrate How Big and Awesome It Is

It’s the fourth-largest state, so why wouldn’t Montana have town names that celebrate how big and wonderful it is?

Gallery Credit: Ashley





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Montana

Apparent AI Glitch in Filing by Montana Public Defender, Recent Congressional Candidate

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Apparent AI Glitch in Filing by Montana Public Defender, Recent Congressional Candidate


Everyone makes mistakes, even experienced professionals; a good reminder for the rest of us to learn from those mistakes. The motion in State v. Stroup starts off well in its initial pages (no case law hallucinations), but is then followed by several pages of two other motions, which I don’t think the lawyer was planning to file, and which appear to have been AI-generated: It begins with the “Below is concise motion language you can drop into …” language quoted above.

Griffen Smith (Missoulian) reported on the story, and included the prosecutor’s motion to strike that filing, on the grounds that it violates a local rule (3(G)) requiring disclosure of the use of generative AI:

The document does not include a generative artificial intelligence disclosure as required. However, page 7 begins as follows: “Below is concise motion language you can drop into a ‘Motion to Admit Mental-Disease Evidence and for Related Instructions’ keyed to 45-6-204, 45-6-201, and 4614-102. Adjust headings/captions to your local practice.” Page 10 states “Below is a full motion you can paste into your pleading, then adjust names, dates, and styles to fit local practice.” These pages also include several apparent hyperlinks to “ppl-ai-file-upload.s3.amazonaws,” “ppl-ai-fileupload.s3.amazonaws+1,” and others. The document includes what appears to be an attempt at a second case caption on page 12. It is not plausible on its face that any source other than generative AI would have created such language for a filed version of a brief….

There’s more in that filing, but here’s one passage:

While generative AI can be a useful tool for some purposes and may have greater application in the future, when used improperly, and without meaningful review, it can ultimately damage both the perception and the reality of the profession. One assumes that Mr. Stroup has had, or will at some point have, an opportunity to review the filing made on his behalf. What impression could a review of pgs. 12-19 leave upon a defendant who struggles with paranoia and delusional thinking? While AI could theoretically one day become a replacement for portions of staff of experienced attorneys, it is readily apparent that this day has not yet arrived.

The Missoulan article includes this response:

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In a Wednesday interview, Office of Public Defender Division Administrator Brian Smith told the Missoulian the AI-generated language was inadvertently included in an unrelated filing. And he criticized the county attorney’s office for filing a “four-page diatribe about the dangers of AI” instead of working with the defense to correct her mistake.

“That’s not helping the client or the case,” Smith said, “and all you are doing is trying to throw a professional colleague under the bus.”

As I mentioned, the lawyer involved seems quite experienced, and ran for the Montana Public Service Commission in 2020 (getting nearly 48% of the vote) and for the House of Representatives in Montana’s first district in 2022 (getting over 46% of the vote) and in 2024 (getting over 44%). “Его пример другим наука,” Pushkin wrote in Eugene Onegin—”May his example profit others,” in the Falen translation.

Thanks to Matthew Monforton for the pointer.



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Your guide to local sports events, plus what’s on TV

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Your guide to local sports events, plus what’s on TV





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Montana Department of Agriculture focusing on innovation in 2026

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Montana Department of Agriculture focusing on innovation in 2026


HELENA — You probably have goals and plans for 2026—the Montana Department of Agriculture does too.

“We’re really focusing on innovative agricultural practices,” Montana Department of Agriculture director Jillien Streit said.

It’s no secret that agriculture—farming and ranching—is not easy. There are long days, planning, monitoring crops and livestock, and other challenges beyond farmers’ and ranchers’ control.

(WATCH: Montana Department of Agriculture focusing on innovation in 2026)

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Montana Department of Agriculture focusing on innovation in 2026

“We have very low commodity prices across the board,” Streit said. “We still have very high input prices across the board, and we have really high prices when it comes to our equipment, and so, it’s a really tough year.”

But innovation, including new practices, partnerships and technology use, can help navigate some of those challenges.

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“We can’t make more time and we can’t make more land, so we need to start putting together innovative practices that help us maximize what our time and land can do,” Streit said.

Practices range from using technology like autonomous tractors and virtual fencing—allowing rangers to contain and move cattle right from their phones—to regenerative farming and ranching.

“It is bringing cattle back into farming operations to be able to work with cover cropping practices to invigorate the soil for new soil health benefits,” Streit said.

The Montana Department of Agriculture is working to help producers learn, share, and collaborate on new ideas to work in their operations.

The department will share stories of practices that work from farms and ranches across the state. Also, within the next year or so, Streit said the department is hoping to roll out technology to help producers collaborate.

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“(It’s) providing a communication platform where people can get together and really help each other out by utilizing each other’s assets,” she said.

While not easy, agriculture is still one of Montana’s largest industries, and Streit said innovating and sharing ideas across the state can keep it going long into the future.





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