Hello and welcome to Regulator, a newsletter for Verge subscribers about the love-hate (but mostly hate) relationship between Silicon Valley and Washington. I hope everyone got to celebrate George Washington’s birthday in their preferred manner: skiing, staycationing, subscribing to The Verge if you haven’t already, etc.
Technology
1-minute tech changes for more privacy
You’re shopping for a gift, or doing something personal, and oops! Someone waltzes into the room. No problem — just hit Command + M on a Mac or Windows + M on a Windows PC to instantly minimize the program you have open.
There are so many little tips and tricks that make using your tech better. I’ve got a ton up my sleeve that are privacy-focused. If you find one new to you, share this article with a friend!
5-stars! Watch Kim Komando’s Daily Podcast on YouTube. It’s tech news with a fun slant!
Every time I share this, someone thanks me
7 THINGS YOU SHOULD NEVER ASK SIRI, GOOGLE ASSISTANT OR ALEXA
Apple keeps track of where you go and how often you visit. It can then make suggestions based on what it calls Significant Locations. You might see these as calendar events or map directions alerts.
Sure, it’s helpful, but not everyone likes it. You can clear this list.
- On your iPhone, go to Settings > Privacy & Security > Location Services > System Services.
- Tap Significant Locations.
- Hit the Clear History button.
You’re sending more than a selfie
Most people don’t realize all they share when sending a picture via text. Nearly every social media site strips out the metadata that reveals a photo’s little details, like when, where and how it was taken. But that info is not protected if you text a pic. You can stop that.
To stop location sharing on iPhone:
- Open the image you want to send and tap the share button.
- Select Options and toggle off Location. Tap Done.
To disable location tracking in your camera altogether:
- Open Settings. Tap Privacy & Security > Location Services.
- Scroll down, tap on Camera, then select Never.
FULTON COUNTY, GA, STILL DEALING WITH DAMAGE LEFT BY JANUARY RANSOMWARE CYBERATTACK
On Android, here’s how to wipe the location data for a single photo:
- Open your gallery and select the photo.
- Go to Details (it may be a three-dot menu) and click Remove location data.
Disable Bluetooth when you don’t need it
Bluetooth works similarly to Wi-Fi and cellular networks but performs simpler tasks at shorter ranges. You don’t need a cellular signal or network connection to use Bluetooth, and it doesn’t use data. And like any other connection, it’s not 100% safe.
Hackers and scammers must be close to you to use Bluetooth to hijack your phone. But in just about any public space, you’re arm’s length from strangers.
My advice: Turn off Bluetooth when you’re not using it. Keeping it active all the time makes your device more discoverable. As a bonus, keeping Bluetooth off will increase your device’s battery life.
African American teenage boy writes something in a notebook while studying in the campus library. An open laptop is on the table. He is wearing wireless headphones. (iStock)
- On an iPhone, go to Settings > Bluetooth and switch it off. You can also swipe down from the top right of your screen to open the Control Center and tap the Bluetooth icon.
- The same steps work for Android phones. Go to Settings > Connected Devices > Connection Preferences > Bluetooth and switch it off. (Note: Steps vary based on your phone’s model. Look or search for Bluetooth if these steps don’t match your phone.)
Airplane mode also disables Bluetooth and Wi-Fi, among other things, so it works in a pinch — but you won’t receive calls or texts.
Swap your pen for a safer one
It’s kind of crazy to me that check fraud is increasing in a big way. Criminals go to mailboxes and target envelopes that look like checks being mailed or bill payments.
Check washing is the most common type of check fraud. This is where a crook steals a check from the mail and alters the payee’s name so they can cash it. They often change the amount of money as well.
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If you need to write a check, use a security pen, also known as a check-washing pen. Uni-ball 207 Series pens (4 for around $10 on Amazon) use specially formulated ink that gets trapped into the paper, making it difficult for criminals to wash or erase the ink on a check.
To be extra safe, skip the mailbox and take your checks directly to your local post office. More smart steps here if there’s a mail fraud surge in your area.
Check washing fraud is when important information is removed from an original check and new information is added on. (Fox News)
Don’t forget crooks like to go offline, too
Thieves still use old-school tactics they think we all forgot about. We’re too smart for that, right?
- Out in public, keep your purse and wallet close. Only bring the cards you’ll be using.
- Be aware of who’s around when you pull out your phone, and hide your screen as you type in your PIN.
- Leave your Social Security card, birth certificate and passport at home unless you truly need them.
- Shred old bills and financial records before tossing them. I use this shredder.
- Review your credit report and bank statements regularly. Here’s how to get a free report.
If you get scammed, resist the urge to stay quiet. Report fraud, scams and bad business practices to the FTC. If you gave out your Social Security number, contact the SSA immediately.
Keep your tech-know going
My popular podcast is called “Kim Komando Today.” It’s a solid 30 minutes of tech news, tips, and callers with tech questions like you from all over the country. Search for it wherever you get your podcasts. For your convenience, hit the link below for a recent episode.
PODCAST PICK: The SWAT team raided Kim’s house
Plus, Madeline Smith has caught over 1,000 cheaters caught online. She shares her insights on spotting an unfaithful spouse. Kim and Andrew also talk about NASA’s Mars simulator and demystify baffling Gen Z slang.
Check out my podcast “Kim Komando Today” on Apple, Google Podcasts, Spotify, or your favorite podcast player.
Listen to the podcast here or wherever you get your podcasts. Just search for my last name, “Komando.”
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Prediction: this is going to be a mess
Political alliances are rarely permanent, so it’s somewhat predictable that the MAGA-tech bro alliance seems to have fallen apart in the span of a single year. Which side the administration would actually choose, though, was more difficult to foresee.
Last winter, it appeared that two groups were in a tenuous relationship, held together by Elon Musk’s shameless execution of the DOGE agenda and Big Tech signing massive checks to settle Donald Trump’s lawsuits against them. But last night, the Trump administration made a choice: the money. The Commodity Futures Trading Commission (CFTC) announced that they would sue any state who tried to regulate prediction markets like Kalshi — even the Republican states.
On Tuesday, the CFTC filed an amicus brief to the Ninth Circuit Court of Appeals, officially opposing an onslaught of lawsuits filed by the states against betting markets like Kalshi, Polymarket, Coinbase, and Crypto.com. (The latter two, known primarily as cryptocurrency exchanges, have partnered with Kalshi and created a standalone prediction market called OG, respectively.) But unusually, the brief was accompanied by a threat — posted on X, of all places. In a video directly facing the camera posted on Tuesday night, sole CFTC chairman Michael Selig asserted his commission’s authority to regulate prediction markets and stated that the federal government was prepared to sue: “To those who seek to challenge our authority in this space, let me be clear: we will see you in court.”
Had Selig simply written a staid Wall Street Journal op-ed asserting the CFTC’s authority (which he also did), that would have barely raised an eyebrow. But in 2026, a video threat, especially one posted on X, is basically grounds to instigate a political firestorm — one that Spencer Cox, the Republican Governor of Utah, gladly kindled. “Mike, I appreciate you attempting this with a straight face, but I don’t remember the CFTC having authority over the ‘derivative market’ of LeBron James rebounds,” he posted in response (also on X). “These prediction markets you are breathlessly defending are gambling—pure and simple. They are destroying the lives of families and countless Americans, especially young men. They have no place in Utah.” He promised that Utah would continue to pursue litigation and beat the federal government in court if need be.
This wouldn’t be the first time that Utah and Cox have voiced their opposition to federal overreach regarding emerging technology. Last year, they publicly opposed an executive order that would have given the Justice Department the power to sue states passing and enforcing AI regulatory laws. The prediction markets issue hits a particular nerve in Utah: nearly half of the state is Mormon, and the Church of Jesus Christ of Latter-day Saints officially opposes all government-sanctioned forms of gambling, even state lotteries. But Cox’s declaration is what’s known in political circles as a “weathervane”: if one deeply Republican state is pushing back against the Trump administration on a new front, who else on the right might follow suit — and what sorts of new broligarch technologies would they fight against?
Is it a coincidence that Anthropic CEO Dario Amodei’s big visit to Washington happened just as the Pentagon was reconsidering its relationship with the AI company? Over the past two weeks, Amodei published a 38-page letter to Congress warning of the rising existential risks of artificial intelligence, conducted an interview with Axios’s Mike Allen (and sponsored their newsletter), and met with Sens. Elizabeth Warren (D-MA) and Jim Banks (R-IN) on Capitol Hill to support their bill banning the sale of advanced AI chips to China.
But Amodei barely finished his capitol blitz when Axios broke the news over the weekend that the Pentagon wasn’t just impatient with Anthropic’s reticence to use Claude for unrestricted purposes, but that it would actively punish Anthropic for refusing to cooperate by designating them a “supply-chain risk.” If it goes through, any company that wants to work with the military would have to cut ties with Anthropic. As one Pentagon official described it, “It will be an enormous pain in the ass to disentangle, and we are going to make sure they pay a price for forcing our hand like this.”
The Pentagon’s move makes no sense for anyone who sees Claude as a superior AI enterprise product to its competitors at the Pentagon (Gemini, ChatGPT, and Grok). If viewed through the lens of every former interaction that Trump’s had with companies that voiced ideological opposition to his agenda however, their treatment of Anthropic is par for the course. Years ago, for instance, Trump threatened to cut off Amazon’s access to their sweetheart deal with the US Postal Service, in retaliation for Jeff Bezos’ ownership of the then highly critical Washington Post.
But for me, the question is: exactly what caused the ideological break, and how much of it was even about national security? In the past few months, there’s been a bizarre spurt of online messaging from right-wing influencers trying to claim that Anthropic, of all the AI companies, was too woke — the kind of woke that could convince kids to become trans, or DEI-pill them, or whatever lib-coded nightmares a MAGA personality could dream up. There wasn’t much proof that they could point to, other than its employees expressing opinions that could be lib-coded, if you’re not fully reading the entire tweet:
Screenshot va @KatieMiller/X.
Speaking of influencers eating their own:
- Steve Bannon is under MAGA siege for his 2018 texts with Jeffrey Epstein, newly unearthed from the Justice Department’s Epstein Files, wherein he suggested that Trump should be removed from office using the 25th Amendment. Influencers calling for him to be questioned include Rep. Marjorie Taylor Greene, who broke from Trump and the GOP for trying to bury the Epstein Files, and retired Gen. Mike Flynn. Notably, both of them rose to prominence in 2020 by backing QAnon, the online conspiracy theory that claimed that an elite ring of Satan-worshipping pedophiles were in control of the government. (It may not help Bannon that he called Epstein “God” in one of the texts).
- Mike Davis, an anti-Big Tech lawyer who previously represented Trump in his lawsuits against Meta, took credit for the ouster of former friend and ally Gail Slater from the Department of Justice’s antitrust division, according to texts obtained by The Free Press. Though the two were once allies due to their shared interest in holding Big Tech accountable, their relationship started fracturing over disagreements about when to enforce antitrust laws and when to go for settlements.
- And we’re back to Bannon: per The Bulwark, he and fellow MAGA political operative Boris Epshteyn are being sued for their own shady cryptocurrency operation.
The White House is convening a third meeting between the crypto industry and the banking industry this week, continuing to hash out which major financial entity gets to reap the interests from yield-bearing stablecoin accounts (or if they get to bear interest at all). They have until March 1st to deliver draft language for the Senate. Good luck, y’all!
And finally, looksmaxxing Recess.
Can we all agree that HHS Secretary Robert F. Kennedy is framemogging Kid Rock in this video?
See you next week, and send all tips to every way that we list here.
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Tax season no longer begins in April. For scammers, it starts the moment the calendar flips to January.
While you’re waiting for your W-2 or 1099 to arrive, cybercriminals are already sending out waves of fake IRS messages, “refund problem” alerts and account verification scams. These messages feel alarmingly real, and that’s not an accident.
The truth is, today’s tax scams don’t rely on random guessing. They rely on your personal data, pulled from online data brokers, public records and previous breaches. And once your information is in circulation, you become part of a high-value target list.
Let’s break down what’s really happening – and how you can protect yourself before the first fake message lands in your inbox.
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ROBINHOOD TEXT SCAM WARNING: DO NOT CALL THIS NUMBER
Tax scammers are targeting Americans as soon as January with fake IRS emails and refund alerts designed to steal personal data. (Photo illustration by Michael Bocchieri/Getty Images)
The new wave of tax scams
Every year, scammers refine their tactics. And every year, they get better at making their messages look legitimate. Here are the most common scams hitting Americans before tax season even peaks:
1) Fake IRS emails and texts
These messages look official. They use real IRS language, government-style formatting and even fake case numbers. You might see something like:
“Your tax account is under review. Immediate action is required to avoid penalties.”
The email may include:
- IRS logos and official-looking headers
- Threatening language about audits or fines
- A link that appears to go to a government website.
But when you click, you’re taken to a fake IRS portal designed to steal:
- Your Social Security number
- Your date of birth
- Your bank account details
- Your IRS login credentials.
Once scammers have that, they can file fake returns, redirect your refund or impersonate you for years.
2) ‘Refund Issue’ alerts
This is one of the most effective tax scams because it preys on something people are already waiting for: their money. The message usually says:
“Your tax refund has been delayed due to a verification issue. Please confirm your information.”
It feels believable. You just filed. You are expecting a refund. And the message arrives right when you’re checking your bank account.
The link leads to a perfect copy of:
- A government site
- A tax filing service
- Or a bank login page.
Every keystroke you enter is captured. Scammers now have your identity, your financial access and your tax data – all from one click.
3) Benefit and identity verification scams
These scams impersonate the:
- IRS
- Social Security Administration
- State tax offices.
Often, they use what seem to be legitimate titles like “tax resolution officer” and state that you have unresolved tax activity. They claim your benefits, tax records or identity are “on hold” and must be verified immediately.
Typical messages say: “Your benefits account has been temporarily suspended. Verify your identity to restore access.” Or: “We detected unusual activity on your tax profile. Confirm your information now.”
The goal is simple: panic. When people panic, they don’t slow down. They don’t double-check. They click. And once they do, scammers collect everything they need to fully impersonate the victim.
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Cybercriminals use data broker profiles and breach records to personalize tax scams and make them appear legitimate. (Andrew Harrer/Bloomberg via Getty Images)
Why these messages feel so real
You may wonder: How do they know my name? My address? My tax service?
They don’t guess. They buy it. Data brokers collect and sell personal profiles that can include your:
- Full name and address history
- Phone numbers and email addresses
- Family members and marital status
- Estimated income and property records
- Age, retirement status and employer history.
Scammers use this data to personalize their messages. That’s why the email doesn’t feel random. It feels meant for you. And once your profile is sold or leaked, it can be reused again and again.
The real target isn’t your refund. It’s your identity
Once scammers steal your Social Security number, tax ID or bank details, the damage doesn’t stop with one scam.
They can:
- File fake tax returns
- Open credit lines in your name
- Redirect benefits
- Sell your identity on criminal marketplaces.
Tax scams are often the entry point to long-term identity theft.
The ‘pre-tax season cleanup’ most people skip
Most people think clearing browser cookies or changing passwords is enough. It’s not. Your information still lives in data broker databases, where scammers shop for victims.
That’s why I recommend a data removal service that automates data removal and goes directly to the source. Instead of chasing scams one by one, these services help remove the reason you’re targeted in the first place.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
Practical steps to protect yourself this tax season
Here’s what I recommend before filing:
- Never click tax links from emails or texts. Go directly to official websites. Strong antivirus software can help block malicious links before they install malware or steal personal information. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
- Use strong, unique passwords for tax services and email. A password manager helps create and store strong, unique passwords and alerts you if your email appears in known data breaches. Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.
- Enable two-factor authentication (2FA) wherever possible.
- Freeze your credit if you’re not applying for loans. To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.”
- Remove your data from brokers before scammers find it, as discussed above.
2026 VALENTINE’S ROMANCE SCAMS AND HOW TO AVOID THEM
Fake “refund issue” messages trick taxpayers into entering Social Security numbers and bank details on fraudulent sites. (Photo illustration by Michael Bocchieri/Getty Images)
Kurt’s key takeaways
Tax scams don’t start in April; they start when your data is sold. The more complete your profile becomes, the easier it is for scammers to impersonate government agencies and steal your identity. By removing your personal data now, you’re not just protecting your refund; you’re protecting your future. This tax season, don’t wait for the alert. Remove the risk.
Have you received a suspicious IRS text or email this tax season, and what made you question whether it was real? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Phison is one of the leading makers of controller chips for SSDs and other flash memory devices — and CEO Pua Khein-Seng has now become a leading voice for just how bad the RAM shortage might get.
Companies may need to cut back their product lines in the second half of 2026, and some companies will even die if they can’t get the components they need, he agreed, in a televised interview with Ningguan Chen of Taiwanese broadcaster Next TV.
While the interview’s entirely in Chinese, friends of The Verge stepped forward to confirm parts of a machine-translated summary that’s been making headlines. They also note, importantly, that it’s the interviewer asking whether companies might shut down or product lines might discontinue. Khein-Seng largely just agreed and clarified that it’ll happen if these companies cannot secure enough RAM.
He also adds that he expects people will start fixing products more often when they break, instead of throwing them in the trash, over the next couple years.
It’s genuinely possible that some companies won’t be able to secure enough RAM. AI data centers are gobbling up the vast majority of the world’s memory supply as part of a global buildout, creating an unprecedented imbalance in supply and demand that’s seen RAM prices triple, quadruple, or even sextuple over the past handful of months. Even Nvidia might skip shipping a gaming GPU for the first time in 30 years. Even Apple may have trouble securing enough RAM now, not to mention memory chips for SSDs, and other vital components.
The RAM shortage may affect everything that computing touches over the next several years, as only three companies control 93 percent of the entire DRAM market, and while those three companies are building more facilities, they don’t want to build too fast. All three have decided to prioritize profits instead of risking overproduction that could lose them money later.
Tomorrow, February 19th, I’ll have a report on The Verge about how “RAMageddon” will affect you, even if you’d never think to buy a stick of memory yourself.
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