Texas voters think there is a ‘retirement crisis’ and their post-work accounts are underfunded, according to new study from asset management giant BlackRock, even though the issue hasn’t drawn the same attention in national and state elections as other hot-button issues.
The study is part of what company founder and CEO Larry Fink called “rethinking retirement” in his 2024 annual chairman’s letter to investors. In his letter, Fink wrote that the retirement crisis requires a substantial response from the U.S. government.
“America needs an organized, high-level effort to ensure that future generations can live out their final years with dignity,” he wrote.
The new study, which surveyed 500 registered voters in Texas, seems to point toward Texan voters being in broad agreement with Fink. One of the most eye-catching figures: 91% of Texas voters think there is a retirement savings crisis in America.
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The survey results come two months ahead of a pivotal national election where the economy and inflation are expected to be key issues among voters, but social security and retirement savings policies have been overshadowed by abortion, immigration, foreign policy and tax priorities.
Texans are slightly more concerned about a retirement crisis than the country as a whole, of which 90% said there is such an issue.
Once you take that into account, the rest of the figures in the study are no surprise. More than 70% of registered Texas voters are concerned about having enough in savings or investments to fund their needs in retirement. A similar percentage are concerned about maintaining their standard of living or being able to afford long-term costs like nursing homes once they retire.
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Nationally, voters estimate it will take about $2.2 million to retire, but 62 % of registered voters in Texas surveyed report they have less than $150,000 in retirement savings.
All told, less than a quarter (24%) of registered Texas voters expressed a high level of confidence that they have enough to live throughout their retirement years. That’s a lower percentage than the 32% who reported they have no retirement savings at all.
That 32% with no retirement savings is skewed toward young people and minorities. According to the survey, 52% of registered Texas voters aged 18-34 and 46% of Black voters reported having no money saved for retirement.
That number is also high (41%) amongst women between the ages of 18 and 54. Lower earnings and longer life expectancy on average, as well as career pauses, often for family reasons, are three of the top factors for less savings among women.
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ProPublica: Irving-based auto lender Exeter deferred loans and drove up borrowing costs
Exeter is one of the largest auto lenders in the nation, specializing in high-interest loans to people with histories of not paying bills or defaulting on debt, a practice known as subprime lending. The company, which has more than 500,000 active loans and a partnership agreement with CarMax, the country’s largest used car retailer, casts itself as a provider of second chances. “We’re here to help,” it says on its website. In reality, Exeter’s practices often do the opposite. When the company allows a borrower to skip payments, it typically adds thousands of dollars in new interest charges to the customer’s debt. Dozens of customers told ProPublica that Exeter didn’t tell them about the added costs. When it’s time to make their final payment, many are faced with a huge bill, which they often can’t afford to pay.
The college football season is approaching quickly, and the Texas Longhorns are one of the most intriguing teams entering 2026.Head coach Steve Sarkisian has assembled a roster loaded with talent. However, quarterback Arch Manning remains the team’s biggest storyline as he enters his fourth season with the program.This will be just Manning’s second year as […] The post Texas Makes Announcement Featuring Arch Manning appeared first on HEAVY.
The Texas Longhorns entered the 2025 season with more expectations than any team has had to deal with in recent memory.
Many among the media were ready to crown the team and quarterback Arch Manning before they even played one game. Of course, those unrealistic expectations were never met, even though the team finished with a 10-3 record and a Citrus Bowl win over the Michigan Wolverines.
2026 is heading in the same direction for the Longhorns. Many believe head coach Steve Sarkisian has the most talented team in the country. But in order to fix the issues from this past season, the Longhorns needed to fix one issue that has cost them in the past.
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Changing The Narrative
Ohio State Buckeyes linebacker Arvell Reese (8) tackles Texas Longhorns quarterback Arch Manning (16) on a run in the first quarter of their game at Ohio Stadium in Columbus, Ohio on Aug 30, 2025. | USA TODAY Network via Reuters Connect
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One of the biggest issues the Longhorns had last season was the play of the offensive line. It was apparent in the first game of the season against the Ohio State Buckeyes that Manning didn’t have the pocket time needed to make big plays.
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This offseason, Coach Sarkisian went out and found two massive transfer portal additions that should completely change the narrative on this offensive line.
Sep 27, 2025; Winston-Salem, North Carolina, USA; Wake Forest Demon Deacons offensive lineman Melvin Siani (71) blocks Georgia Tech Yellow Jackets defensive lineman Jordan van den Berg (99) during the fourth quarter at Allegacy Federal Credit Union Stadium. Mandatory Credit: Zachary Taft-Imagn Images | IMAGN IMAGES via Reuters Connect
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It starts with potential starting right tackle Melvin Siani. Siani has spent time with the Temple Owls and last season with the Wake Forest Demon Deacons.
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The Longhorns are set at left tackle with Trevor Goosby, who could play himself into being a top 10 pick in the 2027 NFL Draft. If the team can get competent play from Siani, the offense will be able to open up the playbook, and the world may finally see Manning at his college peak.
Oct 25, 2025; Starkville, Mississippi, USA; A Texas Longhorns helmet sits on the field prior to the game against the Mississippi State Bulldogs at Davis Wade Stadium at Scott Field. Mandatory Credit: Petre Thomas-Imagn Images | IMAGN IMAGES via Reuters Connect
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The Longhorns also went out and found a potential fix at left guard for the 2026 season. Western Kentucky Hilltoppers transfer Laurence Seymore could be another strong patch for the holes in the offensive line.
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After spending the first two seasons of his college career with the Miami Hurricanes, Seymore made stops with the Akron Zips and the Hilltoppers.
Of course, the one concern with Seymore is wondering if he can compete at the SEC level coming from the C-USA.
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Nov 22, 2025; Austin, Texas, USA; Texas Longhorns quarterback Arch Manning (16) throws a pass during the second half against the Arkansas Razorbacks at Darrell K Royal-Texas Memorial Stadium. Mandatory Credit: Scott Wachter-Imagn Images | IMAGN IMAGES via Reuters Connect
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This season for the Longhorns starts and stops with the play of Manning. Coach Sarkisian and the rest of this coaching staff understood that protecting their quarterback was the most important goal when building the 2026 roster.
The Longhorns are going to be leaning on veteran talent to protect their quarterback, and it may very well be the best decision they made this offseason.
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