Texas
Best pet insurance companies in Texas
Taking care of your pet also means taking care of your finances so that you can afford necessities like pet food and vet visits. Yet medical costs for dogs and cats can get expensive if you’re paying out of pocket. Unexpected surgeries, cancer and other ailments could easily set you back thousands of dollars. But pet parents can buy pet insurance to reduce the risk of facing these costs on their own.
When looking for the best pet insurance, though, it’s important to realize that not every pet insurance company operates in every state. If you’re looking for the best pet insurance companies in Texas, it helps to know which companies to choose from.
Start by getting a free pet insurance quote here to learn more.
Best pet insurance companies in Texas
Here are the best pet insurance companies in Massachusetts, broken down into seven categories.
Best for flexibility: Embrace
Not all pet parents are looking for the same things out of their pet insurance, so Embrace gives you lots of ways to customize your policy. Adjust levers like your annual reimbursement limit — potentially even choosing the unlimited reimbursement option for dogs and cats up to 14 years old — along with the deductible, reimbursement percentage, exam fee coverage, prescription drug coverage and wellness add-ons to get the plan that suits you.
Learn more about your options with Embrace here today.
Best for cost: Figo
For both dogs and cats, Figo has some of the most affordable policies, and it’s one of the best pet insurance companies in Texas all around. Costco members may also be eligible for discounts on Figo policies, making it even more affordable.
Keep in mind that the lowest-price pet insurance company in Texas can vary based on factors like the type of pet, breed, age and the type of policy you choose. So, it’s possible that in some circumstances there are less expensive options, but Figo comes out on top as the best pet insurance for cost based on its competitive prices while still providing comprehensive policies.
Learn more about Figo now.
Best for comprehensive coverage: Spot
Like with human health insurance, there can be a lot of variation in terms of what different pet insurance policies cover. If you want comprehensive coverage, the best pet insurance company in Texas is Spot.
From prescription foods to behavioral issues to dental illnesses, Spot covers many areas of pet care that not all insurers do. Plus, Spot covers exam fees related to covered conditions as part of its base policies, rather than this being an add-on.
Get a free price quote from Spot today.
Best for quick reimbursement: Lemonade
Pet insurance can help you avoid costly vet bills, but in many cases you still have to pay upfront and wait until your insurer pays you back. So, if you want the best pet insurance for quick reimbursement, Lemonade is a speedy provider, thanks to the use of AI and its highly-rated app. With some claims, you can get reimbursed within minutes, and even if the claim isn’t eligible for almost instant approval, Lemonade often approves claims within a couple of days. Note that the timeframe to file a claim with Lemonade differs in Texas; you must do so within 90 days of the treatment.
Learn more about Lemonade’s quick reimbursements here.
Best for dogs: AKC Pet Insurance
It’s hard to find pet insurance for dogs that covers pre-existing conditions, but AKC Pet Insurance in Texas does for both curable and incurable pre-existing conditions once you’ve had coverage continuously for 365 days.
It’s not necessarily the cheapest option you’ll find, but in addition to this pre-existing conditions benefit, AKC Pet Insurance has an exclusive partnership with the American Kennel Club (AKC). If you register your dog with the AKC, you’ll get a free 30-day accident and illness plan in Texas with AKC Pet Insurance, so that could give you an opportunity to try this plan out.
Get started with AKC here today.
Best for cats: Pumpkin
To protect your feline, Pumpkin is a great option considering it has no breed or upper age limits, and the insurer doesn’t reduce your coverage as your pet gets older. Plus, Pumpkin provides comprehensive coverage for areas like prescription food for covered conditions, as well as both in-person and virtual vet exam fees for accidents and illnesses. And all plans have 90% reimbursement rates.
Best for direct vet payments: Trupanion
Lastly, if you’re looking for the best pet insurance for direct vet payments, rather than you having to pay upfront before getting reimbursed, then Trupanion is a great option. The company says that over 60% of direct vet payments are made within 60 seconds. And even if your vet doesn’t take direct pay, Trupanion says over 70% of claims are reimbursed within 24 hours.
The bottom line
Choosing the best pet insurance in Texas depends somewhat on what you’re hoping to get out of your coverage. Some providers excel at fast reimbursements, whereas others stand out for their flexibility or comprehensiveness. But overall, choosing any of these pet insurance companies in Texas can help you reduce the risk of unaffordable vet bills and enable you to get your furry companion the care they deserve.
AUSTIN – Texas Attorney General Ken Paxton said Wednesday he has secured a settlement of bankruptcy claims against genetic testing company 23andMe stemming from a 2023 data breach that exposed personal information, including some genetic ancestry data, of 6.9 million customers worldwide.
Paxton’s office said the settlement includes $150 million for a multistate coalition of 42 states. But because of limited funds in 23andMe’s bankruptcy estate and competing claims, the states’ recovery will be $18 million paid immediately, with Texas receiving $1,266,860.
23andMe disclosed in October 2023 that attackers had accessed accounts affecting 6.9 million consumers. Some of the information was later posted for sale on the dark web, according to Paxton’s office, which said the company learned of the breach months after the data became publicly available. The office said 23andMe initially denied a breach and later blamed consumers’ account settings and password practices.
Paxton joined a multistate investigation that concluded 23andMe used unreasonable security practices and failed to implement adequate safeguards against hacking, the office said.
23andMe filed for bankruptcy protection in March 2025. Paxton’s office said the settlement incorporates privacy and cybersecurity requirements, including enhanced security standards, comprehensive risk assessments and creation of an independent advisory board, along with enforcement of state privacy laws and continued consumer data deletion rights.
“Companies that collect and profit from Texans’ most personal information have a legal duty to protect it,” Paxton said in a statement.
The company also agreed to a $46.75 million class-action settlement in the bankruptcy case for affected U.S. consumers who submitted claims by Feb. 17, 2026, Paxton’s office said.
Copyright 2026 by KPRC Click2Houston – All rights reserved.
The Texas Longhorns entered the 2025 season with more expectations than any team has had to deal with in recent memory.
Many among the media were ready to crown the team and quarterback Arch Manning before they even played one game. Of course, those unrealistic expectations were never met, even though the team finished with a 10-3 record and a Citrus Bowl win over the Michigan Wolverines.
2026 is heading in the same direction for the Longhorns. Many believe head coach Steve Sarkisian has the most talented team in the country. But in order to fix the issues from this past season, the Longhorns needed to fix one issue that has cost them in the past.
Changing The Narrative
One of the biggest issues the Longhorns had last season was the play of the offensive line. It was apparent in the first game of the season against the Ohio State Buckeyes that Manning didn’t have the pocket time needed to make big plays.
This offseason, Coach Sarkisian went out and found two massive transfer portal additions that should completely change the narrative on this offensive line.
It starts with potential starting right tackle Melvin Siani. Siani has spent time with the Temple Owls and last season with the Wake Forest Demon Deacons.
The Longhorns are set at left tackle with Trevor Goosby, who could play himself into being a top 10 pick in the 2027 NFL Draft. If the team can get competent play from Siani, the offense will be able to open up the playbook, and the world may finally see Manning at his college peak.
The Longhorns also went out and found a potential fix at left guard for the 2026 season. Western Kentucky Hilltoppers transfer Laurence Seymore could be another strong patch for the holes in the offensive line.
After spending the first two seasons of his college career with the Miami Hurricanes, Seymore made stops with the Akron Zips and the Hilltoppers.
Of course, the one concern with Seymore is wondering if he can compete at the SEC level coming from the C-USA.
This season for the Longhorns starts and stops with the play of Manning. Coach Sarkisian and the rest of this coaching staff understood that protecting their quarterback was the most important goal when building the 2026 roster.
The Longhorns are going to be leaning on veteran talent to protect their quarterback, and it may very well be the best decision they made this offseason.
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