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ACA open enrollment begins for Delaware Valley residents. Here’s what you need to know

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ACA open enrollment begins for Delaware Valley residents. Here’s what you need to know


The “household glitch” repair

A brand new federal coverage beneath the Biden administration additionally addresses what has been dubbed the “household glitch,” a problem that has left employees and their relations unable to afford both their employer-sponsored medical health insurance or ACA plans.

Beforehand, workers and their households who had been supplied insurance coverage by way of their jobs might elect as a substitute to decide on a plan by way of the ACA, they usually’d qualify for subsidies provided that the employer-sponsored insurance coverage prices had been discovered to be unaffordable, as decided by the IRS.

However this dedication solely thought of insurance coverage prices for the person worker — it didn’t issue within the greater prices charged for masking a partner or kids.

“For households, they’ve been sort of locked out,” Sherman stated. “Their employer plan is just too expensive, and primarily based on the best way affordability is calculated, once they went to Pennie or the [ACA] market, they’ve been ineligible for the subsidies.”

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The brand new federal coverage now requires affordability calculations to incorporate the prices of including relations to insurance coverage, which suggests extra households are anticipated to qualify for ACA subsidies.

Enrollment assist and help

States have a number of choices to assist folks apply and enroll in ACA plans. Price calculators, premium estimates, and comparability instruments can be found on-line by way of the states’ market web sites and Healthcare.gov.

Pennsylvanians can attain a statewide name heart at 1-844-844-8040 for extra assist. Pennie additionally presents help specialists, often primarily based at group well being organizations, who may also help folks just about or in particular person.

The state companions with about 3,000 licensed insurance coverage brokers who present particular recommendation on plan picks primarily based on an individual’s well being wants and monetary state of affairs.

Get Coated New Jersey has 17 navigator facilities positioned all through the state to assist folks enroll in plans. A statewide name heart presents help in each Spanish and English.

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In Delaware, affected person navigators can be found at Westside Household Healthcare in Wilmington and at different places all through the state to assist residents join plans.

Open enrollment deadlines

Open enrollment for all ACA marketplaces and exchanges begins Nov. 1. Ultimate deadlines differ by state and protection begin dates depend upon when somebody enrolls of their plan.

Navarro recommends that folks not wait till the deadline to enroll.

“Once you wait to the final minute, you’re typically rushed,” he stated. “And it results in unexpected errors in signing up.”

In Delaware and Pennsylvania, the ultimate enrollment deadline is Jan. 15. Individuals who enroll early by Dec. 15 will get medical health insurance protection beginning New Yr’s Day. Residents who enroll after Dec. 15 and by the ultimate deadline will see protection begin on Feb. 1.

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New Jersey’s open enrollment interval is barely longer at three months. Residents have till Dec. 31 to join medical health insurance protection that may start on the primary day of the brand new yr. Anybody who enrolls after that, however by the ultimate deadline of Jan. 31, will get well being protection beginning on Feb. 1



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Delaware

Work has begun to restore eroded shoreline north of Delaware Indian River Inlet

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Work has begun to restore eroded shoreline north of Delaware Indian River Inlet


This story is part of the WHYY News Climate Desk, bringing you news and solutions for our changing region.

From the Poconos to the Jersey Shore to the mouth of the Delaware Bay, what do you want to know about climate change? What would you like us to cover? Get in touch.


An emergency dredging project to restore severe beach erosion along a popular surfing and fishing spot north of Delaware’s Indian River Inlet began this week.

The $15 million initiative aims to restore the shoreline on the north side of the Indian River Inlet Bridge.

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Two separate storms earlier this year triggered dune breaches along the coastline, closing portions of the Coastal Highway.

The project is a crucial step to protect the highway, which serves as an emergency evacuation route, according to Delaware’s Department of Natural Resources and Environmental Control.

The project will also prepare the area for the increasing intensity of storms caused by climate change, said the agency’s secretary, Shawn Garvin.

“[The area] is in a position where it tends to lose sand faster than other areas of the coastline, and does not naturally regenerate,” Garvin said. “It is at the foot of the bridge. It is a very popular area for fishing and surfing, and general beach use. So, we’re looking to try to get it back into a stable situation.”



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Delaware

East Coast Has a New Drought Worry

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East Coast Has a New Drought Worry


Salty ocean water is creeping up the Delaware River, the source for much of the drinking water for Philadelphians and millions of others, brought on by drought conditions and sea level rise, and prompting officials to tap reservoirs to push the unpotable tide back downstream. Officials say drinking water isn’t imminently at risk yet, but they’re monitoring the effects of the drought on the river and studying options for the future in case further droughts sap the area, per the AP.

  • What is the salt front? The salt front, or salt line, is where salt water from the ocean and fresh water meet in the river. That boundary is typically somewhere around Wilmington, Delaware, but the recent drought has pushed it about 20 miles north.





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Delaware Lottery Mega Millions, Play 3 Day winning numbers for Nov. 26, 2024

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Delaware Lottery Mega Millions, Play 3 Day winning numbers for Nov. 26, 2024


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The Delaware Lottery offers several draw games for those aiming to win big. Here’s a look at Tuesday, Nov. 26, 2024 results for each game:

Winning Mega Millions numbers from Nov. 26 drawing

05-22-24-39-42, Mega Ball: 03, Megaplier: 3

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Check Mega Millions payouts and previous drawings here.

Winning Play 3 numbers from Nov. 26 drawing

Day: 8-2-9

Night: 7-2-2

Check Play 3 payouts and previous drawings here.

Winning Play 4 numbers from Nov. 26 drawing

Day: 2-1-9-9

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Night: 9-5-9-0

Check Play 4 payouts and previous drawings here.

Winning Multi-Win Lotto numbers from Nov. 26 drawing

03-05-09-17-24-33

Check Multi-Win Lotto payouts and previous drawings here.

Winning Lucky For Life numbers from Nov. 26 drawing

27-29-32-33-47, Lucky Ball: 02

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Check Lucky For Life payouts and previous drawings here.

Winning Play 5 numbers from Nov. 26 drawing

Day: 5-1-8-7-3

Night: 0-2-3-7-4

Check Play 5 payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

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Are you a winner? Here’s how to claim your lottery prize

  • Sign the Ticket: Establish legal ownership by signing the back of your ticket with an ink pen.
  • Prizes up to $599: Claim at any Delaware Lottery Retailer, in person at the Delaware Lottery Office, or mail your signed ticket and claim form; print your name/address on the ticket’s back and keep a copy/photo for records. By mail, send original tickets and documentation to: Delaware Lottery, 1575 McKee Road, Suite 102, Dover, DE 19904.
  • Prizes up to $2,500: Claim in person at Delaware Lottery Retailer Claim Centers throughout Kent, Sussex and New Castle Counties.
  • Prizes of $5,001 or more: Claim in person at the Delaware Lottery Office (business days 8 a.m. to 4 p.m.) with a photo ID and Social Security card.
  • For all prize claims, directions to the Delaware Lottery Office are available online or via mapquest.com for a map.

Check previous winning numbers and payouts at Delaware Lottery.

Can I claim a jackpot prize anonymously in Delaware?

Fortunately for First State residents, the Delaware Lottery allows winners remain anonymous. Unlike many other states that require a prize be over a certain jackpot, Delawareans can remain anonymous no matter how much, or how little, they win.

How long do I have to claim my prize in Delaware?

Tickets are valid for up to one year past the drawing date for drawing game prizes or within one year of the announced end of sales for Instant Games, according to delottery.com.

When are the Delaware Lottery drawings held?

  • Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
  • Mega Millions: 11:00 p.m. on Tuesday and Friday.
  • Play 3, 4: Daily at 1:58 p.m. and 7:57 p.m., except Sunday afternoon.
  • Multi-Win Lotto: 7:57 p.m. Monday, Wednesday, and Friday.
  • Lucky for Life: Daily at 10:38 p.m.
  • Lotto America: 11:00 p.m. Monday, Wednesday, and Saturday

Missed a draw? Peek at the past week’s winning numbers.

This results page was generated automatically using information from TinBu and a template written and reviewed by a Delaware Online digital operations manager. You can send feedback using this form.



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