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Lee Ringler Law Offices Discusses Bankruptcy In Augusta, GA

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Lee Ringler Law Offices Discusses Bankruptcy In Augusta, GA


Augusta, Might 31, 2022 (GLOBE NEWSWIRE) — Augusta, Georgia –

Augusta, GA based mostly Lee Ringler Regulation Workplaces is taking steps to coach native residents about chapter and the way they will navigate its numerous challenges. Since their group has shut ties with the Augusta neighborhood, the agency want to attain out to folks in such conditions and clarify what chapter is, what choices are at their disposal and the way the Lee Ringler Regulation Workplaces’ help can show to be of nice profit. Lee Ringler and his group have already helped numerous folks with their chapter points, and they’re eager to keep up this momentum.

On the whole, folks are likely to have a imprecise concept of what chapter is and what it entails, and a vital subject lies in the truth that lots of their beliefs are based mostly in fable. As Ringler observes, “They are saying we stay within the Info Age. Thus, many individuals know a bit bit about chapter (possibly from browsing on the internet or Googling an excessive amount of), or typically as a result of they went by means of a case, or they knew somebody who did. Extra typically, it’s as a result of they heard from a good friend who heard from a good friend and so forth. You get the thought. Like most rumors, many of the info is both half-true or simply plain unsuitable, and a few of it may be disastrously unsuitable. Throughout my lengthy profession in chapter court docket, I’ve compiled an inventory of some widespread misconceptions.”

Some imagine that chapter means they will be unable to get credit score once more for a decade. That is unfaithful for most individuals, and over the previous 10 years over one million folks have filed chapter. A credit score report might mirror a chapter for 10 years, however most individuals can apply for monetary support as ordinary virtually instantly after their chapter interval ends. Lenders might cost greater rates of interest, and it could be barely harder to get something carried out financially for some time — however chapter is most frequently not the 10-year monetary loss of life sentence folks appear to suppose it’s.

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Ringler explains, “The actual fact is most individuals go out of business with awful credit score. They will have the ability to return to, and possibly surpass, their pre-bankruptcy FICO rating extra shortly than the uncommon debtor with pristine credit score who must file chapter after, say, a critical sickness, which may imply a credit score rating drop of 100 factors or extra. As a result of 35% of 1’s credit score rating relies on cost historical past, the additional shoppers get from any missed funds, the extra their rating improves. Learn how to quicken the restoration? Set up new credit score as quickly as potential, both by means of a brand new bank card, possibly a type of secured playing cards, in the event that they’re nonetheless out there, or automotive mortgage, although chapter filers should pay greater rates of interest.”

In terms of chapter, there may be quite a lot of dependable recommendation on what to do and what to keep away from. Sure actions can severely injury a person’s capability to get well from chapter, for example, so care should be taken. Commenting on a real-world instance, Ringler advises his neighborhood that they need to not deed a home to their kids. Many individuals start pondering of transferring possession of issues with the intention to keep away from dropping property once they go bankrupt, however this could possibly be thought of a fraudulent switch and have critical repercussions for each the unique proprietor and the brand new house owners.

Chapter is advanced, and having a lawyer to deal with it’s completely vital. It’s not straightforward to maintain up with chapter regulation, and whereas it could be authorized to signify oneself, that is typically considered as a mistake. Hiring a lawyer is nearly all the time the most effective factor to do even when it could be extra expensive within the short-term than going and not using a lawyer. The advantages of authorized illustration far outweigh the potential pitfalls.

Ringler says, “Topic to chapter court docket approval, chapter attorneys can cost no matter they need. You’ll be able to count on authorized charges for a Chapter 7 case to be within the vary of $1,000 to $2,500, particularly if the case entails a enterprise or is in any other case difficult. In case you rent a lawyer to rescue a case that you just tried to file your self, you must count on to pay extra. Likewise, for those who retain a lawyer shortly earlier than a scheduled foreclosures sale, you must count on the charges to be greater as a result of your lawyer should drop different work with the intention to focus in your emergency. As is usually the case, it prices much less whenever you plan forward!”

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The Lee Ringler Regulation Workplaces may be reached by way of the agency’s official web site and social media areas. Alternatively, purchasers might textual content or name the agency on to schedule a session. Lee Ringler Regulation Workplaces serves purchasers in each Georgia and South Carolina.

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For extra details about Lee Ringler Regulation Workplaces, contact the corporate right here:

Lee Ringler Regulation Workplaces
Lee Ringler
(706) 724-4000
ftucker@leeringler.com
Lee Ringler Regulation Workplaces
808 Greene St # 200
Augusta, GA 30901

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CONTACT: Lee Ringler



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Augusta, GA

Harris and Biden surveyed damage wrought by Hurricane Helene in 2 swing states

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Harris and Biden surveyed damage wrought by Hurricane Helene in 2 swing states


Vice President Harris consoles a woman as she toured damage from Hurricane Helene in the Meadowbrook neighborhood of Augusta, Ga., on Oct. 2.

Brendan Smialowski/AFP


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AUGUSTA, Ga. — Vice President Harris took a pause from the campaign trail on Wednesday to visit a neighborhood ravaged by Hurricane Helene where more than half of residents don’t have power and many don’t have running water, consoling a woman who she said had lost her husband.

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“There is real pain and trauma that has resulted because of this hurricane,” Harris said.

Meanwhile, President Biden spent about an hour flying over Asheville, N.C., by helicopter. “You can see homes that are moved, clearly, from one side of the river, down the river to another side,” he said. “Communities like Chimney Rock are reduced to piles of wood and debris.”


Vice President Harris speaks about damage caused by Hurricane Helene in Augusta, Ga., on Oct. 2, 2024.

Vice President Harris speaks about damage caused by Hurricane Helene in Augusta, Ga., on Oct. 2.

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Biden and Harris are trying to reassure residents hurt by the massive storm that the federal government will help the region recover. Making good on that promise is a critical test for the administration in this election year, particularly in the swing states of North Carolina and Georgia, where Biden and Harris visited.

But Biden said it wasn’t about politics. “At a moment like this, we put politics aside — at least, we should put it all aside, and we have, here,” Biden said at a briefing at an emergency operations center in Raleigh, N.C.

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“There are no Democrats, Republicans — only Americans — and our job is to help as many people as we can, as quickly as we can, and as thoroughly as we can,” he said.


President Biden talks with state officials at an emergency operations center in Raleigh, N.C., with a map of the area hit by Hurricane Helene behind him.

President Biden talks with state officials at an emergency operations center in Raleigh, N.C., with a map of the area hit by Hurricane Helene behind him.

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Biden announced that the federal government would cover 100% of the costs of debris removal and emergency protective measures for six months for North Carolina, as requested by its Democratic Gov. Roy Cooper.

He also directed up to 1,000 active-duty soldiers to be deployed to help the North Carolina National Guard deliver food, water and medicine.

In Georgia, Harris said the federal government would cover 100% of the costs of debris removal and emergency protective measures for three months for the state, as requested by its Republican Gov. Brian Kemp. Kemp was not with her for the tour.

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President Biden surveyed storm damage on Marine One near Asheville, N.C. on Oct. 2, 2024. The death toll from powerful storm Helene, which battered the southeastern United States, has climbed to at least 155, authorities said on October 1. (Photo by Mandel NGAN / AFP) (Photo by MANDEL NGAN/AFP via Getty Images)

President Biden surveyed storm damage on Marine One near Asheville, N.C. on Oct. 2.

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The White House also announced that Biden had authorized 100% of the costs of debris removal and emergency protective measures for three months for Florida — a state he plans to visit on Thursday.

Biden will also make a stop on Thursday in Georgia. That’s where former President Donald Trump was on Monday, where he, too, said that disasters transcend politics.


Former President Donald Trump visitsa furniture store damaged during Hurricane Helene in Valdosta, Ga., on Sept. 30.

Former President Donald Trump visitsa furniture store damaged during Hurricane Helene in Valdosta, Ga., on Sept. 30.

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As you know, our country is in the final weeks of a hard-fought national election. But in a time like this, when a crisis hits, when our fellow citizens cry out in need, none of that matters. We’re not talking about politics now. We have to all get together and get this solved,” Trump said.

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But during his stop, Trump falsely said Gov. Kemp had not been able to reach Biden. “He’s been calling the president, hasn’t been able to get him. But they’ll come through, I’m sure,” Trump said. Biden later that day angrily criticized Trump.

“He’s lying, and the governor told him he was lying,” Biden said, noting he had spoken with Kemp. “I don’t know why he [Trump] does this. And the reason I get so angry about it — I don’t care about what he says about me, but I care what he communicates to the people that are in need. He implies that we’re not doing everything possible. We are,” Biden said.



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Harris heads to a hard-hit Augusta reeling from Helene water and power outages

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Harris heads to a hard-hit Augusta reeling from Helene water and power outages


This story was updated on Wednesday, Oct. 2 at 1:54 p.m.

In Augusta, Georgia, a line wrapped around a massive shopping center, past the shuttered Waffle House and at least a half mile down the road to get water Tuesday.

At 11 a.m. it still hadn’t moved. Kristie Nelson arrived with her daughter three hours earlier. It was a muggy morning for October but they had their windows down and the car turned off because gas is a precious commodity too.

“It’s been rough,” said Nelson, who still hasn’t gotten a firm date from the power company for her electricity to be restored. “I’m just dying for a hot shower.”

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The city — along with Valdosta — was one of the hardest-hit in Georgia by Hurricane Helene on Friday. Vice President Kamala Harris will arrive there Wednesday afternoon to survey the damage, meet with local officials and provide updates on federal actions being taken to support recovery efforts.

President Joe Biden will visit Georgia and Florida on Thursday to tour impacted areas and meet with affected communities. Former President Donald Trump was in Valdosta on Monday.

Augusta and Richmond County have five centers for water set up for its more than 200,000 people. The city hasn’t provided specifics on the durations of outages for both water and power.

Members of the Civil Air Patrol load water for Hurricane Helene relief into a pickup truck at a water station in Augusta, Ga., on Tuesday, Oct. 1, 2024. (AP Photo/Jeffrey Collins)

Local resident Sherry Brown was converting power from the alternator of her car to keep her refrigerator running and taking “bird baths” with water she collected in coolers. In another part of the city, people waited in line for more than three hours to try to get water from one of five water centers.

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All around the city, trees are snapped in half and power poles are leaning. Traffic lights are out — and some are just gone from the winds that hit in the dark early Friday morning from Hurricane Helene.

“It’s miserable here,” said David Reese who was probably looking at spending his entire day in a line for water, then for gas. “But I’m still feeling blessed. I’ve heard it’s a lot worse other places.”

Some 350,000 people are still without power in Georgia as of Wednesday afternoon, according to poweroutage.us. The storm killed at least 166 people across six states, including 25 in Georgia.

President Joe Biden, who is set to survey the devastation in North and South Carolina Wednesday, estimated the recovery could cost billions.

“We have to jump start this recovery process,” he said Tuesday. “People are scared to death. This is urgent.”

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Vice President Harris will make remarks about the recovery efforts from Augusta at 4 p.m. Wednesday.

WABE’s Patrick Saunders contributed to this report.



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Trees Crush Roof of Home in Georgia After Hurricane Helene

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Trees Crush Roof of Home in Georgia After Hurricane Helene


The roof of a home in Augusta, Georgia, was crushed by fallen trees after Hurricane Helene caused widespread destruction, video from October 1 shows.

X user @j_wieberdink said she filmed this video of her husband’s home in Augusta and said “thousands of homes look like this.”

“Five days later, we don’t have power. Power lines down. The roads that have been cleared were cleared by citizens with chainsaws … our power grid has been destroyed by this storm,” she wrote in a caption on the post. Credit: @j_wieberdink via Storyful

Video transcript

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