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New Hampshire Housing launches homebuyer survey – NH Business Review

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New Hampshire Housing launches homebuyer survey – NH Business Review


Nonprofit is gathering insight about homeownership sentiment
New Hampshire Housing has launched its Homebuyers Sentiment Survey to gain a better understanding of the issues facing homebuyers in New Hampshire.

New Hampshire Housing is gathering data to gain a deeper understanding of the experiences and sentiments of current and potential homebuyers.

The Homebuying Sentiment Survey, which launched Oct. 3, targets renters and those who currently do not own a home. The goal is to gather insights that will help shape effective programs and policies to support homeownership in New Hampshire, the nonprofit said in a press release.

New Hampshire Housing is partnering with NH Business Review, New Hampshire Magazine and Stay Work Play to promote the survey and ensure it reaches a broad audience of potential homebuyers. The survey seeks to assess the attitudes and challenges faced by both homebuyers and renters.

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By gathering data on their experiences with the homebuying process, affordability perceptions and primary barriers, New Hampshire Housing aims to refine its homeownership programs to better meet the needs of residents and provide critical data to lenders and lawmakers on how best to serve their needs, the release said.

“We are at a critical juncture where housing affordability and availability have become top concerns for New Hampshire residents,” said Matthew Gallant, senior manager of business development of New Hampshire Housing, in a statement.

“This survey will provide valuable insights into the real challenges facing our first-time homebuyers and help us develop meaningful solutions to support them in achieving their dream of homeownership,” he said.

The survey has three objectives:

  • Assess homeownership sentiment: Understand the attitudes of renters and potential homebuyers regarding the affordability and feasibility of purchasing a home.
  • Identify barriers: Pinpoint key obstacles faced by homebuyers, including financial challenges, market availability, and downpayment concerns.
  • Demographic insights: Collect demographic data to build a clearer picture of the diverse needs of homebuyers across New Hampshire

Participants who complete the survey will receive a $5 gift card as a token of appreciation for their time and input.

For more information or to participate visit NHHomeownership.org.

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New Hampshire

Distant Dome: Christmas Comes for Some in New Hampshire

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Distant Dome: Christmas Comes for Some in New Hampshire


By GARRY RAYNO, Distant Dome

Christmas in New Hampshire is upside down if you are the Granite State’s government.

New Hampshire lawmakers have decreed that most of the “gifts” from the state do not go to the needy, but to those on the other end of the economic spectrum.

With Republicans again firmly in charge of the legislature and governor’s office, the “mandate” according to House Majority Leader Jason Osborne, R-Auburn, will focus on “lowering taxes, cutting wasteful spending, growing our economy, empowering parents with the Parents Bill of Rights and expanding the wildly successful Education Freedom Account program.”

The question is who benefits the most from “lowering taxes” and “cutting wasteful spending,” and what is “wasteful spending,” services for poor women who go to Planned Parenthood clinics because they cannot afford to go to a private practice physician?

For the better part of a decade now, Republicans have voted to cut the rates of the state’s two business taxes, the business profits tax and the business enterprise tax.

The larger collector, the business profits tax, receives the vast majority of its revenue from multinational corporations not based in New Hampshire, but who do business here.

The business enterprise tax is a value added tax on every business in New Hampshire although many very small businesses are exempt from paying.

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Now you might think lowering the rate of the business enterprise tax would benefit local businesses more than cutting the rate of the business profits tax and that would be a no brainer for lawmakers, but no, they lowered the rate for the business profits tax more frequently and far greater than they did the tax rate of the business enterprise tax.

Who did that help more? Large multinational corporations received the bulk of that benefit not your local business owners who do not reach across continents and cultures to soften the blow of taxes.

And in a little over a week, the one state tax that actually taxes wealth will be eliminated although it produced $185 million in revenue last fiscal year. Can you imagine what $185 million would do spread across the university and community college systems to reduce tuition for New Hampshire students?

Who pays the interest and dividends tax? About 90 percent of the revenue comes from the top five percent of wealth holders in the state. That is not most of us or our neighbors.

Well you might say, what about property taxes which every home, building and land owner pays in the state, surely they too should have a lower tax rate.

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Have you checked the tax bill you are about to pay in a little over a week? I don’t know about your tax bill, but mine had a hefty increase this year, and I suspect yours did too.

And with the state facing a budget crisis not seen in two decades, you are likely to see it go up even more after the lawmakers are finished crafting the next two-year budget this spring as more state costs are likely to be downshifted to local property tax payers as they were two decades ago when the state stopped paying its share of the retirement system costs for municipal, school and county workers as they had since the unified system was created during the last century.

That sifted tens of millions of costs to local property taxes that the state once paid.

There are two Christmas presents the majority of local property taxpayers sort of received in the last year, two superior court decisions declaring the state’s education funding system unconstitutional, inequitable and too meager to cover the cost of an adequate education, which is every child’s fundamental, constitutional right.

Those two decisions in the ConVal and Rand cases — if acted on by lawmakers — could have lowered the property taxes of the poorer communities hit hardest by the state’s education funding system like Claremont, Berlin, Franklin, Newport, Pittsfield and others.

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But that change would increase the property taxes in communities with the lowest rates in the state with the greatest property wealth, so in New Hampshire’s upside down Christmas world, lawmakers did not take the bait and instead did nothing keeping the current system in place.

We don’t want the taxpayers in those property wealthy communities saying “Bah Humbug” this time of year lawmakers might as well have said.

Elementary and secondary education is not the only place New Hampshire lawmakers traditionally shortchange the poorer residents, they do so in post-secondary education as well with tuition costs that are second only to Vermont for in-state students in the country.

Is it any wonder New Hampshire students have the highest debt load of any in the country when they graduate from college?

While the university and community college systems have held tuition costs near steady for in-state students for the last few years, they cannot do that forever with shrinking enrollments, reduced programs and fewer full-time faculty members.

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There is a Christmas flavored program that began four years ago, the Education Freedom Account program that was sold by Education Commissioner Frank Edelblut and others as an alternative for poor families whose children have trouble in the public school environment.

However 70 to 75 percent of the students were not in public schools when they joined the program, they were in private or religious schools or homeschooled.

In other words, parents already sending their children to private or religious schools or homeschooling have been able to gain a state taxpayer-funded subsidy to cover the costs the parents were paying.

The program is currently capped at 350 percent of poverty, which is a salary of $71,540 for a family of two and $109,200 for a family of four.

The legislature defeated an attempt to raise the rate higher last session to 425 percent of poverty level, or up to $133,600 annually for a family of four and $86,870 for a two-member family.

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The federal government estimates the median income in New Hampshire for a family of four is $133,447.

One bill in the upcoming session would do away with any income cap which would allow anyone with school-age children to apply for a grant of about $5,200 per student, a provision that is bankrupting Arizona, North Carolina and several other states with no cap.

But the program has gifted many religious and small private schools struggling to survive with a great deal of state money, money that once was forbidden for religious schools.

And another beneficiary of the program, the single biggest vendor for the parents using state money, is Amazon.

Does Jeff Bozos really need any more of your state tax dollars? I doubt it, especially at Christmas time.

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Merry Christmas and to all a good night.

Garry Rayno may be reached at garry.rayno@yahoo.com.

Distant Dome by veteran journalist Garry Rayno explores a broader perspective on the State House and state happenings for InDepthNH.org. Over his three-decade career, Rayno covered the NH State House for the New Hampshire Union Leader and Foster’s Daily Democrat. During his career, his coverage spanned the news spectrum, from local planning, school and select boards, to national issues such as electric industry deregulation and Presidential primaries. Rayno lives with his wife Carolyn in New London



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New Hampshire

Homeless Persons’ Memorial Day vigils in Dover, Portsmouth, around NH

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Homeless Persons’ Memorial Day vigils in Dover, Portsmouth, around NH


Nearly a dozen New Hampshire communities are hosting vigils this week to remember friends and family who passed away because of homelessness this year. Keene hosted a vigil on Monday, Concord had one Thursday, and more are scheduled Saturday, including in Dover and Portsmouth.

“It’s the first night of winter, the longest night of the year, the darkest day of the year,” said Maggie Fogarty from the American Friends Service Committee. “It’s a good time for a solemn reflection on the loss of our siblings to homelessness, also coming as it does during a season of celebration and of light.”

Fogarty helps compile the list of people who will be remembered at these vigils. She explained that it includes people who passed away while being unhoused, as well as people who died prematurely because of the toll from being unhoused, even after finding housing.

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About 60 people will be remembered this year, either just with their name, or a memory from someone who knew them. While some names are submitted by friends and family, most are from people who provide supportive services to unhoused people.

She added that these vigils are also a chance for community members to reflect and commit to advocacy, especially because 2025 is a budget-writing year for state government.

“That commitment to system change and to ensuring that public policy, not just charity, combine to protect everyone from poverty,” she said. “That’s as important an aspect of this remembrance as the coming together as a community to remember our siblings.”

According to a new report, New Hampshire saw the highest percentage rise in homelessness in the country between 2022 and 2023. The number of people facing homelessness in the Granite State went up by roughly 52%, while other states’ saw an average increase of 12% during the same time period, according to the report.

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The report is put out annually by the New Hampshire Coalition to End Homelessness using information from a “point in time” count, which is an effort to count the number of homeless individuals in the state on a single day each year.

That data in the latest report suggests that New Hampshire saw a decline in veterans experiencing homelessness between 2022 and 2023. But the problem worsened for people dealing with chronic homelessness, single adults, families and sheltered individuals.

Homeless Persons Memorial Day vigils in Seacoast

Colebrook – Saturday, December 21 at 6 PM at 147 Main Street, in front of the Congregational Church. Contact: TRI County Community Action Program, ebecker@tccap.org 

Concord – Thursday, December 19 at 4 pm at the State House, Concord. Contact: Angela Spinney, aspin@concordhomeless.org. Facebook event.

Conway – Saturday, December 21 at 6 PM at The Way Station, 15 Grove Street, Conway. Contact: TRI County Community Action Program, ebecker@tccap.org 

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Dover – Saturday, December 21 at First Parish Church, 218 Central Ave, Dover at 5 PM to 6 PM. Contact: Joyce Tugel, jtugel@gmail.com. Here’s the flyer.

Keene – Monday, December 16 at 5:30 PM at Saint James Episcopal Church, 44 West Street, Keene. Hosted by Hundred Nights, info@hundrednightsinc.org. More information here.

Laconia – Friday, December 20 at 5:30 PM at Isaiah 61 Cafe, 100 New Salem St, Laconia. Contact: Dawn Longval, dlongval@metrocast.net

Lancaster – Saturday, December 21 at 6 PM at the Centennial Park Green Gazebo on Main Street in Lancaster. Contact: TRI County Community Action Program, ebecker@tccap.org 

Littleton – Saturday, December 21 at 6 PM at the Littleton Winter Shelter, 18 Pleasant Street Littleton. Contact: TRI County Community Action Program, ebecker@tccap.org 

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Manchester – Friday, December 20 at 6 PM at Veterans Park, Manchester. Contact: Crystal Butts-Ducharme, crystal.butts-ducharme@cmc-nh.org 

Manchester – Saturday, December 21 at 12 noon at 1269 Café 456 Union St Manchester. Contact: Craig Chevalier craig@thetwelveonunion.org

Nashua – Saturday, December 21, 5 PM to 6 PM, at City Hall, at 229 Main Street Nashua. Contact: Tom Lopez, LopezT@NashuaNH.gov. Facebook event.

Newport – Saturday, December 21 at 6 PM at the Newport town common by the gazebo. Contact: Rev. Elisabeth Smith, Church of the Good Shepherd (United Methodist), pastorelisabeth415@gmail.com

Peterborough – Saturday, December 21 at 4 PM on the steps of the Peterborough Town House, 1 Grove Street, Peterborough, NH. Hosted by the Monadnock Area Transitional Shelter (MATS). Contact: Susan Howard, mats.peterborough@gmail.com

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Portsmouth – Saturday, December 21, 5 PM to 6 PM at South Church, 292 State Street, Portsmouth, hosted by CrossRoads House. Facebook event.

Upper Valley – Friday, December 20 at 5:30 PM at LISTEN Community Services, 42 Maple Street, White River Jct, VT. Contact:  Lynne Goodwin, lynne.goodwin@lebanonnh.gov

NHPR’s Olivia Richardson contributed to this report.

These articles are being shared by partners in the Granite State News Collaborative. For more information, visit collaborativenh.org.



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Papaspyropoulos’ two goals net New Jersey Titans victory over New Hampshire Mountain Kings – The Rink Live

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Papaspyropoulos’ two goals net New Jersey Titans victory over New Hampshire Mountain Kings – The Rink Live


The New Jersey Titans beat the visiting New Hampshire Mountain Kings at Middletown Ice World Arena on Friday, Dec. 19, 2024, ending 4-3.

New Jersey’s Logan Renkowski scored the game-winning goal.

The visiting Mountain Kings opened strong, early in the game with Kim Hilmersson scoring 50 seconds, goal assisted by

Damon Bossie

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and

Oli Genest

.

The Titans tied the game 1-1 in the first period when

James Schneid

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scored, assisted by

Jack Hillier

and Lucas Marshall.

The Mountain Kings’

Cole Roenick

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took the lead late in the first period, assisted by Tanner Anctil and Charlie Vincent.

The Titans tied it up 2-2 with a goal from

Alex Papaspyropoulos

late in the first, assisted by

Kyle Kim

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and Jack Hillier.

The Titans scored two goals in second period an held the lead 4-3 going in to the second break.

Next games:

The teams play again on Saturday, Dec. 21, 2024 at 6 p.m. CST at Middletown Ice World Arena.

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Automated articles produced by United Robots on behalf of The Rink Live.





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