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Lawmakers move to help veterans at risk of losing their homes
Former Marine Jason Miles stands in front of his home in Clinton, Miss. He lost a sales job during the pandemic and had to take a forbearance.
Imani Khayyam for NPR
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Imani Khayyam for NPR
Former Marine Jason Miles stands in front of his home in Clinton, Miss. He lost a sales job during the pandemic and had to take a forbearance.
Imani Khayyam for NPR
The chairmen of the U.S. Senate’s Banking and Veterans Affairs committees introduced a bill Thursday to help veterans at risk of losing their homes because of a COVID-assistance program that the VA ended abruptly in 2022.
The bill, which they call the “Veterans Housing Stability Act,” would let the Department of Veterans Affairs restart the program, which thousands of veterans used to skip mortgage payments when they faced pandemic-related financial problems.
“Our veterans earned their home loan guarantee benefit, and they deserve a viable option to get back on track with payments and keep their homes,” said Sen. Jon Tester, a Montana Democrat and chairman of the Veterans Affairs Committee. He sponsored the bill along with Sen. Sherrod Brown, an Ohio Democrat who heads the Banking Committee.
Sen. Jon Tester (D-Mont.) departs from a briefing for U.S. Senators at the U.S. Capitol Building on Sept. 7, 2023.
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Sen. Jon Tester (D-Mont.) departs from a briefing for U.S. Senators at the U.S. Capitol Building on Sept. 7, 2023.
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Like millions of other Americans, veterans took advantage of what’s called a COVID mortgage forbearance, which allowed homeowners to stop paying their mortgage for six to 18 months. It was set up by Congress after the pandemic hit for people who lost income. But an NPR investigation last November found that tens of thousands of veterans who took a forbearance were suddenly left with no way to resume making payments after the VA ended a crucial part of the program for people with VA loans.
One homeowner affected was Marine combat veteran Jason Miles.
Miles served four tours, in Iraq, Afghanistan and Syria. He lost a sales job during the pandemic and had to take a forbearance when he couldn’t afford his mortgage. Like many veterans, he was told the missed payments would be moved to the back end of his loan term. But then the VA ended the part of the program that allowed homeowners to do that, leaving Miles and thousands of others facing foreclosure.
“This is horrifying,” Miles told NPR in November. “I’m scared to death that we’re about to lose our home.”
After NPR first reported on the problem, the VA stopped the foreclosures and announced a 6 month pause while it worked to roll-out a fix.
The sponsors of Thursday’s bill say their legislation could play a key role. It would make clear that the VA has the authority to restart the program that it shut down back in 2022.
Sen. Sherrod Brown (D-Ohio) looks on during a Senate Committee hearing on May 16, 2023.
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Sen. Sherrod Brown (D-Ohio) looks on during a Senate Committee hearing on May 16, 2023.
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Brown said the bill “will keep our promises to veterans and servicemembers today and in the future by giving homeowners affordable options to stay in their homes.”
The VA’s Partial Claim Payment program enabled mortgage companies to bundle up the missed payments from a forbearance and effectively move them to the back of the loan term so the homeowner could just return to making their normal mortgage payments – with the same principal and interest payment and interest rate as before the forbearance. The missed payments would get paid back when the homeowner sold the house or refinanced down the road.
The VA told NPR it had concluded that it no longer had the authority to do that after October of 2022. Industry and housing experts disagreed and warned the VA that given a historic spike in mortgage rates, ending the program would strand thousands of veterans with no affordable way to get current on their loans. But the VA ended the program anyway and didn’t replace it.
Since the 1940s, loans backed by the VA have been a bedrock part of the benefits offered to military veterans. But since October of 2022, VA loans have had worse options for homeowners who are behind on payments compared to mortgages backed by the FHA or the government sponsored enterprises Fannie Mae and Freddie Mac.
“Our veterans and servicemembers need to be able to bring their mortgage current,” said Tester. “Our bill will ensure they can do that and are granted the same options as they would be under other federally-backed loans.”
The VA guarantees the loans, but they’re actually made and managed by private lenders, who appear supportive of the Senate bill.
“We think a partial claim, which is necessary to enable forbearance in the VA program, is very important,” said Justin Wiseman with the Mortgage Bankers Association. The group has been calling on the VA to offer more affordable ways for homeowners to get current.
Alongside the new legislation, the VA says it is working on a new loan modification program that could help the thousands of vets who were delinquent or in the foreclosure process before it paused foreclosures.
At a press conference on Tuesday, VA Secretary Denis McDonough said he is eager to work with Congress on a fix for the forbearance problem, and promised the VA’s own fix would be ready by summer.
“Each of these steps is meant to ensure that our veterans who have confronted this difficult challenge know that we’re here for them and we can help them manage through this period coming out of the pandemic,” said McDonough, “If that is not the case, I urge our veterans to please be in touch with us so that we can address any questions or concerns or confusion that they’re encountering.”
But while homeowners who were on the verge of foreclosure have a reprieve, there’s another group of vets that may not be getting any help.
Many people with VA loans ended up in loan modifications with much higher monthly payments as a result of the VA ending its pandemic relief program. The VA hasn’t yet told NPR how many veterans this happened to or whether it is going to do anything for them. In an interview with NPR, Sen. Tester acknowledged that this initial bill doesn’t address those veterans – but he vowed that they will be made whole.
“The VA needs to be tracking this and we’re going to continue to put pressure on them,” Tester said.
The VA has paused home foreclosures, which gives Miles some breathing room.
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Imani Khayyam for NPR
The VA has paused home foreclosures, which gives Miles some breathing room.
Imani Khayyam for NPR
As for veteran Jason Miles in Mississippi, back in November his mortgage company was telling him he had to come up with a years worth of missed payments all at once to make his loan current.
“It was essentially you’ve gotta pay the $20,000 or you’re going into foreclosure.”
These days Miles is a teacher and a coach at Clinton Christian Academy, a high school in Clinton, Miss. But even after selling some furniture and some of his firearms, there was no way he could come up with a lump sum payment to avoid losing the house where he lives with his wife and three children.
He could, however, afford to resume making his monthly mortgage payments. But his mortgage company still won’t accept monthly payments unless he somehow gets his loan current again.
Now that the VA has paused foreclosures, that gives Miles some breathing room. He just hopes the VA can actually come up with a fix.
“I’m still very nervous about it,” he says. But he adds, “I have hope now.”
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National Park Service will void passes with stickers over Trump’s face
The Interior Department’s new “America the Beautiful” annual pass for U.S. national parks.
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The National Park Service has updated its policy to discourage visitors from defacing a picture of President Trump on this year’s pass.
The use of an image of Trump on the 2026 pass — rather than the usual picture of nature — has sparked a backlash, sticker protests, and a lawsuit from a conservation group.
The $80 annual America the Beautiful pass gives visitors access to more than 2,000 federal recreation sites. Since 2004, the pass has typically showcased sweeping landscapes or iconic wildlife, selected through a public photo contest. Past winners have featured places like Arches National Park in Utah and images of bison roaming the plains.

Instead, of a picture of nature, this year’s design shows side-by-side portraits of Presidents George Washington and Trump. The new design has drawn criticism from parkgoers and ignited a wave of “do-it-yourself” resistance.
Photos circulating online show that many national park cardholders have covered the image of Trump’s face with stickers of wildlife, landscapes, and yellow smiley faces, while some have completely blocked out the whole card. The backlash has also inspired a growing sticker campaign.
Jenny McCarty, a longtime park volunteer and graphic designer, began selling custom stickers meant to fit directly over Trump’s face — with 100% of proceeds going to conservation nonprofits. “We made our first donation of $16,000 in December,” McCarty said. “The power of community is incredible.”
McCarty says the sticker movement is less about politics and more about preserving the neutrality of public lands. “The Interior’s new guidance only shows they continue to disregard how strongly people feel about keeping politics out of national parks,” she said.
The National Park Service card policy was updated this week to say that passes may no longer be valid if they’ve been “defaced or altered.” The change, which was revealed in an internal email to National Park Service staff obtained by SFGATE, comes just as the sticker movement has gained traction across social media.
In a statement to NPR, the Interior Department said there was no new policy. Interagency passes have always been void if altered, as stated on the card itself. The agency said the recent update was meant to clarify that rule and help staff deal with confusion from visitors.
The Park Service has long said passes can be voided if the signature strip is altered, but the updated guidance now explicitly includes stickers or markings on the front of the card.
It will be left to the discretion of park service officials to determine whether a pass has been “defaced” or not. The update means park officials now have the leeway to reject a pass if a sticker leaves behind residue, even if the image underneath is intact.
In December, conservation group the Center for Biological Diversity filed a lawsuit in Washington, D.C., opposing the new pass design.

The group argues that the image violates a federal requirement that the annual America the Beautiful pass display a winning photograph from a national parks photo contest. The 2026 winning image was a picture of Glacier National Park.
“This is part of a larger pattern of Trump branding government materials with his name and image,” Kierán Suckling, the executive director of the Center for Biological Diversity, told NPR. “But this kind of cartoonish authoritarianism won’t fly in the United States.”
The lawsuit asks a federal court to pull the current pass design and replace it with the original contest winner — the Glacier National Park image. It also seeks to block the government from featuring a president’s face on future passes.
The America the Beautiful National Parks Annual Pass for 2025, showing one of the natural images which used to adorn the pass. Its picture, of a Roseate Spoonbill taken at Everglades National Park, was taken by Michael Zheng.
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Not everyone sees a problem with the new design. Vince Vanata, the GOP chairman of Park County, Wyoming, told the Cowboy State Daily that Trump detractors should “suck it up” and accept the park passes, saying they are a fitting tribute to America’s 250th birthday this July 4.
“The 250th anniversary of our country only comes once. This pass is showing the first president of the United States and the current president of the United States,” Vanata said.
But for many longtime visitors, the backlash goes beyond design.

Erin Quinn Gery, who buys an annual pass each year, compared the image to “a mug shot slapped onto natural beauty.”
She also likened the decision to self-glorification: “It’s akin to throwing yourself a parade or putting yourself on currency,” she said. “Let someone else tell you you’re great — or worth celebrating and commemorating.”
When asked if she plans to remove her protest sticker, Gery replied: “I’ll take the sticker off my pass after Trump takes his name off the Kennedy Center.”
News
Federal immigration agents shoot 2 people in Portland, Oregon, police say
PORTLAND, Ore. (AP) — Federal immigration officers shot and wounded two people in a vehicle outside a hospital in Portland, Oregon, on Thursday, a day after an officer shot and killed a driver in Minnesota, authorities said.
The Department of Homeland Security described the vehicle’s passenger as “a Venezuelan illegal alien affiliated with the transnational Tren de Aragua prostitution ring” who had been involved in a recent shooting in Portland. When agents identified themselves to the vehicle occupants Thursday afternoon, the driver tried to run them over, the department said in a written statement.
“Fearing for his life and safety, an agent fired a defensive shot,” the statement said. “The driver drove off with the passenger, fleeing the scene.”
There was no immediate independent corroboration of those events or of any gang affiliation of the vehicle’s occupants. During prior shootings involving agents involved in President Donald Trump’s surge of immigration enforcement in U.S. cities, including Wednesday’s shooting by an Immigration and Customs Enforcement officer in Minneapolis, video evidence cast doubt on the administration’s initial descriptions of what prompted the shootings.
READ MORE: What we know so far about the ICE shooting in Minneapolis
According to the the Portland Police bureau, officers initially responded to a report of a shooting near a hospital at about 2:18 p.m.
A few minutes later, police received information that a man who had been shot was asking for help in a residential area a couple of miles away. Officers then responded there and found the two people with apparent gunshot wounds. Officers determined they were injured in the shooting with federal agents, police said.
Their conditions were not immediately known. Council President Elana Pirtle-Guiney said during a Portland city council meeting that Thursday’s shooting took place in the eastern part of the city and that two Portlanders were wounded.
“As far as we know both of these individuals are still alive and we are hoping for more positive updates throughout the afternoon,” she said.
The shooting escalates tensions in an city that has long had a contentious relationship with President Donald Trump, including Trump’s recent, failed effort to deploy National Guard troops in the city.
Portland police secured both the scene of the shooting and the area where the wounded people were found pending investigation.
“We are still in the early stages of this incident,” said Chief Bob Day. “We understand the heightened emotion and tension many are feeling in the wake of the shooting in Minneapolis, but I am asking the community to remain calm as we work to learn more.”
Portland Mayor Keith Wilson and the city council called on U.S. Immigration and Customs Enforcement to end all operations in Oregon’s largest city until a full investigation is completed.
“We stand united as elected officials in saying that we cannot sit by while constitutional protections erode and bloodshed mounts,” a joint statement said. “Portland is not a ‘training ground’ for militarized agents, and the ‘full force’ threatened by the administration has deadly consequences.”
The city officials said “federal militarization undermines effective, community‑based public safety, and it runs counter to the values that define our region. We’ll use every legal and legislative tool available to protect our residents’ civil and human rights.”
They urged residents to show up with “calm and purpose during this difficult time.”
“We respond with clarity, unity, and a commitment to justice,” the statement said. “We must stand together to protect Portland.”
U.S. Sen. Jeff Merkley, an Oregon Democrat, urged any protesters to remain peaceful.
“Trump wants to generate riots,” he said in a post on the X social media platform. “Don’t take the bait.”
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