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Property-Tax Foreclosure Reform Gets Put Off By Illinois Legislators

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Property-Tax Foreclosure Reform Gets Put Off By Illinois Legislators


This story was produced by Injustice Watch, a nonprofit newsroom in Chicago that investigates issues of equity and justice in the Cook County court system. Sign up here to get their weekly newsletter.

In their end-of-session dash to pass a state budget, Illinois lawmakers put off consideration of proposed reforms to property tax sales and foreclosures.

That leaves Illinois the only remaining state where homeowners can face losing not just their homes but also all of the equity in them they’ve accumulated if their homes are foreclosed on for falling far behind on paying their property taxes.

Experts say it also means Illinois is out of step with a 2-year-old Supreme Court ruling that mandated that local governments give homeowners any money that’s left over after their homes are sold to pay off their tax debt and related fees and penalties.

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More than 1,000 owner-occupied homes in Cook County have been taken in tax foreclosures since 2019, mostly in majority-Black communities, an investigation by Injustice Watch and the Investigative Project on Race and Equity published in May by the Chicago Sun-Times found.

Those homes had a fair-market value totaling $108 million, according to county assessments. The homeowners lost them over tax debts that collectively amounted to just a fraction of that — $2.3 million.

All of that equity went into the pockets of private investors, known as tax buyers, who paid the delinquent taxes at a government auction, then took ownership of the properties when homeowners didn’t repay them in time. The taxes owed often were several times less than what investors made selling the homes. 

And hundreds more homeowners in Cook County are in the final stages of tax foreclosure and could end up losing all of their equity under the current system, court records show.

Legal experts and homeowner advocates say the system hits Black homeowners especially hard.

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For decades, efforts to win reforms in Springfield have failed. Supporters have hoped they’d have better luck this year thanks largely to the Supreme Court’s ruling and several lawsuits filed in its wake by former homeowners seeking their lost equity.

The proposals this year — pushed by lawmakers including state Sen. Celina Villanueva, D-Chicago, and state Rep. Will Guzzardi, D-Chicago — would have put homes in tax foreclosure up for sale at a public auction instead of immediately transferring ownership to tax buyers. And then any proceeds exceeding the taxes owed would go back to homeowners.

“I’m frustrated that we weren’t able to resolve this problem this legislative session, but we made a lot of headway,” Guzzardi said.

Legislators did send Gov. JB Pritzker a stopgap measure that would pause interest charges on delinquent taxes starting in September and allow Cook County Treasurer Maria Pappas to postpone the tax sale this year.

More than 12,000 owner-occupied homes with delinquent property taxes had been set to go to auction this year, including nearly 3,000 homes owned by people 65 and older.

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Pappas said her office will push for legislators to pass reform legislation when they return for their fall veto session. 

Pappas wouldn’t would provide details about that legislation. 

Advocates have long called for lawmakers to give homeowners more time to pay their delinquent property taxes, to let them pay in installments and to cut out private investors from the process altogether.

The temporary measures passed last week were to “give the state more time to find consensus,” a spokesperson for state Senate President Don Harmon, D-Oak Park, said. 

Lawyers and lobbyists representing the biggest tax buyers didn’t respond to requests for comment.

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“It boggles the mind that the state legislature would just keep kicking the can down the road, and you have a crisis on your hands,” said Rita Jefferson, an analyst with the Institute on Taxation and Economic Policy, a nonprofit that advocates for more equitable tax policies.

This article first appeared on Injustice Watch and is republished here under a Creative Commons Attribution-NoDerivatives 4.0 International License.





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Illinois

‘Millionaires tax’ would hike rate 61% on 22K Illinois small businesses

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‘Millionaires tax’ would hike rate 61% on 22K Illinois small businesses



Combined state and federal taxes would take more than 50% of the top-end income for 22,000 Illinois small businesses.

Proposals in the Illinois General Assembly could slam massive tax hikes onto small businesses, the state’s primary job creator historically and in the recovery from the COVID-19 downturn.

One measure would punish 22,020 Illinois small businesses with a huge increase in their marginal state income tax rate and create a top tax rate of nearly 50.3% for them, once all state and federal income taxes are factored in.

S-corporations and partnerships, which “pass-through” their business income to their owners, who pay taxes as individuals, would see their top marginal state income tax rate jump from 4.95% to 7.95%, a 61% hike.

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That would happen because the legislation, House Joint Resolution Constitutional Amendment 21, adds a 3% income tax on income above $1 million. It is scheduled for a hearing April 23 at which it could pass out of committee and go to a potential full House vote.

Research has shown that an increase in the top marginal tax rate is associated with a decrease in entrepreneurs’ hiring activity and lower wages for their employees.

Illinois has one of the highest unemployment rates in the nation and among the slowest wage growth. These are exacerbated by some of the highest state and local tax burdens in the nation, including the second-highest property taxes and eighth-highest sales taxes.

In 2017 Illinois residents endured the largest permanent income tax hike in state history, when lawmakers increased the rate by 32%, from 3.75% to 4.95%.

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Illinois already pushes out more businesses than virtually any other state. The “millionaire’s tax” could make the situation even worse. Illinoisans should reject this call for higher taxes on the state’s vital small business community.

Contact your state representative to stop the small business tax hike here.





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Illinois teen stabbing case returns to court this week

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Illinois teen stabbing case returns to court this week


A Sycamore mother said she is still waiting for justice more than two years after her teenage son was stabbed to death. 

The case is back in court this week, where a judge will consider a key request that could change how the case moves forward.

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What we know:

A mother said her son’s life was cut short during a confrontation that turned deadly.

Heather Gerken said her 17-year-old son, Kaleb McCall, was stabbed during an incident in September 2023. She said Kaleb agreed to meet another teen for what he believed would be a fist fight while sticking up for a friend.

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According to Gerken, the other teen, who was 15 at the time, pulled a knife and stabbed Kaleb in the chest. Kaleb later died from his injuries.

Gerken said a jury later found that teen guilty of second-degree murder after the defense argued he acted in self-defense.

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Dig deeper:

The case is not over.

Gerken says the defendant’s attorneys are now trying to move the case out of adult court and into juvenile court. That decision could impact how the teen is ultimately sentenced.

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What they’re saying:

Gerken said the legal process has been long and frustrating.

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She said the case has stretched on for more than two and a half years and that ongoing court proceedings have made it difficult for her to grieve her son.

“He was everybody’s big brother,” Gerken said. “He had the biggest smile and the sweetest personality. He enjoyed fishing and being outside, and he was the best gift giver. He always got me flowers for every little holiday. Just a very thoughtful boy.”

Gerken also said the possibility of the case moving to juvenile court is especially upsetting, as she continues to push for what she believes is justice for her son.

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“I don’t want anybody else’s child to die the way that my son died,” Gerken said. “Caleb is my whole world. I gave birth to him at 17 and he changed my life completely. He made me a better person. He taught me what real love truly is…And I just miss him so much more every day. And just knowing that he died the way he did. It makes me sick.”

What’s next:

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The case returns to court Thursday morning.

A judge is expected to determine whether the case remains in adult court or is moved to juvenile court, a decision that could shape what happens next in the case.

The Source: The information in this article was reported by FOX Chicago’s Lauren Scafidi.

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Has Trump’s approval dropped in Illinois amid Pope Leo feud? See polls

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Has Trump’s approval dropped in Illinois amid Pope Leo feud? See polls


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Recent polls show President Donald Trump’s approval ratings continue to dip as the war in Iran endures and national gas prices float above $4.

One such poll conducted by CNN/SSRS illustrates widespread upset among Americans with regards to Trump’s handling of the economy and inflation. Here’s how Trump’s approval ratings look nationally and within Illinois, as of April 20.

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Donald Trump approval rating: CNN

Only 31% of Americans approve of how Trump is handling the economy, compared to 39% in January 2026, according to the poll.

The decline in approval on the issue is even higher among Republicans, especially Republicans under 45 years old, according to CNN. 

In the poll, President Donald Trump received his worst approval rating yet in either of his two terms on the economy.

CNN findings show about two-thirds of Americans say Trump’s policies have worsened economic conditions, and 27% say they approve of Trump’s handling of inflation. 

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CNN also reported 63% of Americans say the prices at the pump have caused financial hardship in their household, including 15% calling it “severe.”

The poll, conducted March 26-30 among 1,201 U.S. adults, found 35% approve of Trump’s job performance overall. The poll’s margin of error is plus or minus 3.2 percentage points. 

One poll respondent told CNN and the pollster about the most important issue facing the country: “Prices! Everything is so expensive. Makes it very difficult to do anything other than work and go home. Trips to the grocery store are ridiculous! Between gas and grocery prices, we are poor!”

Trump addressed the concerns about gas prices in his address to the nation on April 1, saying the Strait of Hormuz would reopen when the conflict was over and the prices would fall again.

Trump reaffirmed his promise about the strait on April 18, saying his administration had “very good conversations going on” with Iran after the country said the strait would not be reopened.

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Donald Trump approval rating in Illinois: Civiqs

Trump’s job approval rating in Illinois, as of April 18, according to data from online survey platform Civiqs, is as follows:

  • Approve — 32%.
  • Disapprove — 65%.
  • Neither — 4%.

Donald Trump national approval rating: Civiqs

Trump’s national approval rating as of April 13, according to data from Civiqs, is as follows:

  • Approve — 39%.
  • Disapprove — 57%.
  • Neither — 4%.

Donald Trump approval rating in Illinois: The Economist

Trump has a -36% net approval rating in Illinois as of April 20, according to data from The Economist.

Donald Trump national approval rating: The Economist

Trump’s national approval rating as of April 20, according to data from The Economist, is as follows:

  • Approve — 38%.
  • Disapprove — 56%.
  • Don’t know — 7%.

Trump, Iran War approval rating: Pew Research Center

A Pew Research study conducted in mid-March found that about six-in-ten Americans (61%) approve of Trump’s handling of the conflict in Iran, with 39% approving.

A report released in early April found that the largest concern for most Americans as a result of the conflict is higher gas prices, with 69% saying they are “extremely” or “very” concerned about the issue.

Other Trump approval rating polls as of April 20

Here is a look at some other polling aggregators to understand how CNN/SSRS’s poll compares to the average Trump approval numbers as of April 20: 

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RealClearPolitics Poll Average: 41.2% approve, 56.6% disapprove.

The New York Times: 40% approve, 56% disapprove.

Silver Bulletin: 39.7% approve, 56.4% disapprove.

Which president has the lowest approval rating ever?

Although Trump has dropped to a historic low in approval rating polls this term so far, he hit a 34% low in the first term and other recent presidents such as Joe Biden hit a 36% low, Barack Obama hit a 40% low, George W. Bush hit a 25% low and Bill Clinton hit a 37% low, according to the Gallup polls, whose recorded lowest rating was Harry Truman with 22%.

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As for the highest presidential approval ratings, George W. Bush holds the highest approval rating ever recorded at 90%, while his father, George H. Bush holds the second highest at 89%.

Trump is the only president that has not reached a 50% or higher approval to date in the Gallup polls’ history.



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