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Property-Tax Foreclosure Reform Gets Put Off By Illinois Legislators

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Property-Tax Foreclosure Reform Gets Put Off By Illinois Legislators


This story was produced by Injustice Watch, a nonprofit newsroom in Chicago that investigates issues of equity and justice in the Cook County court system. Sign up here to get their weekly newsletter.

In their end-of-session dash to pass a state budget, Illinois lawmakers put off consideration of proposed reforms to property tax sales and foreclosures.

That leaves Illinois the only remaining state where homeowners can face losing not just their homes but also all of the equity in them they’ve accumulated if their homes are foreclosed on for falling far behind on paying their property taxes.

Experts say it also means Illinois is out of step with a 2-year-old Supreme Court ruling that mandated that local governments give homeowners any money that’s left over after their homes are sold to pay off their tax debt and related fees and penalties.

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More than 1,000 owner-occupied homes in Cook County have been taken in tax foreclosures since 2019, mostly in majority-Black communities, an investigation by Injustice Watch and the Investigative Project on Race and Equity published in May by the Chicago Sun-Times found.

Those homes had a fair-market value totaling $108 million, according to county assessments. The homeowners lost them over tax debts that collectively amounted to just a fraction of that — $2.3 million.

All of that equity went into the pockets of private investors, known as tax buyers, who paid the delinquent taxes at a government auction, then took ownership of the properties when homeowners didn’t repay them in time. The taxes owed often were several times less than what investors made selling the homes. 

And hundreds more homeowners in Cook County are in the final stages of tax foreclosure and could end up losing all of their equity under the current system, court records show.

Legal experts and homeowner advocates say the system hits Black homeowners especially hard.

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For decades, efforts to win reforms in Springfield have failed. Supporters have hoped they’d have better luck this year thanks largely to the Supreme Court’s ruling and several lawsuits filed in its wake by former homeowners seeking their lost equity.

The proposals this year — pushed by lawmakers including state Sen. Celina Villanueva, D-Chicago, and state Rep. Will Guzzardi, D-Chicago — would have put homes in tax foreclosure up for sale at a public auction instead of immediately transferring ownership to tax buyers. And then any proceeds exceeding the taxes owed would go back to homeowners.

“I’m frustrated that we weren’t able to resolve this problem this legislative session, but we made a lot of headway,” Guzzardi said.

Legislators did send Gov. JB Pritzker a stopgap measure that would pause interest charges on delinquent taxes starting in September and allow Cook County Treasurer Maria Pappas to postpone the tax sale this year.

More than 12,000 owner-occupied homes with delinquent property taxes had been set to go to auction this year, including nearly 3,000 homes owned by people 65 and older.

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Pappas said her office will push for legislators to pass reform legislation when they return for their fall veto session. 

Pappas wouldn’t would provide details about that legislation. 

Advocates have long called for lawmakers to give homeowners more time to pay their delinquent property taxes, to let them pay in installments and to cut out private investors from the process altogether.

The temporary measures passed last week were to “give the state more time to find consensus,” a spokesperson for state Senate President Don Harmon, D-Oak Park, said. 

Lawyers and lobbyists representing the biggest tax buyers didn’t respond to requests for comment.

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“It boggles the mind that the state legislature would just keep kicking the can down the road, and you have a crisis on your hands,” said Rita Jefferson, an analyst with the Institute on Taxation and Economic Policy, a nonprofit that advocates for more equitable tax policies.

This article first appeared on Injustice Watch and is republished here under a Creative Commons Attribution-NoDerivatives 4.0 International License.





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Illinois

Police pursue suspects wanted in 7-Eleven robbery in Cicero, Illinois

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Police pursue suspects wanted in 7-Eleven robbery in Cicero, Illinois



Police pursued suspects wanted in an armed 7-Eleven robbery in Cicero, Illinois, on Tuesday morning. 

According to police, officers responded to a call for an armed robbery at 35th Street and Austin Boulevard around 3:30 a.m. 

Staff told police several armed and masked individuals came into the store, possibly from two vehicles, and fled with cash. 

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Police identified and pursued one of the vehicles onto 290, but the chase was terminated on 290.

No injuries were reported.



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Many challenges ahead as Illinois unifies early childhood programs, report finds

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Many challenges ahead as Illinois unifies early childhood programs, report finds


Parents of young children in Illinois often find themselves navigating a complex, fragmented system as they try to get quality day care, preschool or services for babies and toddlers with developmental delays.

Gov. J.B. Pritzker created a state agency to untangle this mess. But a new report shows that won’t be easy given the depths of the problems in the early childhood system and the obstacles to improving it.

Come July, the new Illinois Department of Early Childhood will be fully responsible for the state programs that offer home visiting, early intervention, subsidized day care and preschool. It will also license and provide quality ratings for early learning programs. Prior to the agency’s creation, these programs and services, as well as the grants that pay for them, were handled by three different state agencies.

Teresa Ramos, the secretary of the new agency, said that by unifying all these services under one umbrella, “Illinois will be better positioned to address the complex challenges facing Illinois’ early childhood ecosystem.”

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The report lays out the state of the early childhood system so the new agency can measure progress, said Lily Padula, a policy and research associate at The Civic Federation who authored the report.

Families found it challenging to navigate their early learning options across three state agencies, Padula said. For example, some parents had to fill out duplicate forms. And several different government agencies and organizations — some local, some statewide — monitor quality, making it hard to get an overall picture of where quality programs exist.

She also points to broader issues that the agency will have to contend with. One of the biggest: Quality day care and preschool programs are not equally distributed across the state. According to the report, almost three-quarters of Illinois counties are child care deserts with no licensed providers. In 2023, licensed providers could only serve a third of children 5 and under, the report said.

The lack of providers can be at least partly attributed to this fact: Early child care providers and their staff are not well-paid. That contributes to turnover. Workers typically do not want to spend money and time getting more education for low-paid jobs, and often leave the industry after just a few years.

Padula said the state has increased the amount of money it is putting into early childhood programs by 40% over the past five years, but there’s still a significant gap between how much government funding child care providers get and the true cost of providing quality child care.

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Ramos said states across the country are struggling with many of these same issues around access and workforce shortages. She points out that even as Illinois has increased funding for early childhood programs, the Trump administration is threatening to make child care less affordable. As recently as Friday, a court prevented the federal government from withholding child care subsidies from Illinois and five other states.

Many child care operators run on tight margins and some fear they could go out of business. Pandemic-relief money that helped them offset operational costs is gone, and many rely on the child care subsidies the Trump administration is targeting.

That’s on top of the “complex and overlapping funding streams” that child care providers often have to piece together, according to the report.

The agency also is charged with improving home visiting and early intervention services, which sends therapists and workers to help babies and toddlers with developmental delays.

But there are significant delays in getting children services, particularly in rural areas. White children are far more likely than children of color to have their needs identified and addressed.

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Padula said the creation of the new agency should help officials focus on and tackle the many problems in the early childhood system, but “the challenges are real and progress takes time.”

Getting more young children access to better programs and services is essential, she said. When children don’t have access to early childhood programs, it affects their school trajectory. Currently, less than a third of children show up for kindergarten ready in all areas, according to the state’s assessment — a percentage that has been increasing but still is relatively low.

“These kids… are substantially less likely to meet academic standards in the future, and you can see those disparities between race, income, English Language Learner status, disability and geography across the state,” Padula said. “Being able to increase access to services can help kids become ready for kindergarten and increase future academic success.”



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Snow, ice cover Illinois roads after winter storm. See road conditions map

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Snow, ice cover Illinois roads after winter storm. See road conditions map


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Parts of Illinois were hit with up to 14 inches of snow this weekend as a legendary winter storm moved across the country.

Now, as residents prepare to set out for work and school, many wonder how well the snow plows and salt trucks kept up with road conditions.

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Here’s a look at how Illinois streets are looking Monday now that most of the flurries are behind us.

How much snow did Illinois get this weekend?

Here’s how much accumulation the following cities got in the last 48 hours, according to the National Weather Service:

  • Chicago (O’Hare): 3.5 inches
  • Chicago (Loop): 10.5 inches
  • Peoria: 2.5 inches
  • Springfield: 5 inches
  • Bloomington: 4.5 inches
  • Champaign: 5-6.6 inches
  • Knoxville: 1.5 inches
  • Effingham: 8 inches
  • Claremont: 14 inches

Illinois road conditions map

An interactive road conditions map provided by the Illinois Department of Transportation shows roads throughout Illinois at least partly covered with snow or ice.

Most roads in the southern half are “mostly” covered with ice or snow, while many roads in southeastern Illinois are fully covered.

Drivers traveling south of Livingston and east of Springfield should proceed with caution.

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Find Illinois road conditions near you

You can view the road conditions near you at gettingaroundillinois.com. The site offers separate interactive maps for winter road conditions, construction and travelers.

Chicago weather radar

Central Illinois weather radar



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