Finance

Weekly Numerology Horoscope, Oct 27 – Nov 2: Luck, love & finance decoded

Published

6 months ago

October 25, 2025

Weekly Numerology Horoscope, Oct 27 – Nov 2: Luck, love & finance decoded

Number 1: (People born on 1, 10, 19, and 28 of any month)

Ganesha says to stay organized and maintain good communication with colleagues and customers to gain cooperation. Remember, calculated risks can improve your professional life. It is most important to manage your financial situation this week. Evaluate your current financial situation and establish clear goals for the short and long term. Create a reasonable budget that allows you to meet your essential expenses while saving for the future. Consider seeking expert financial advice or exploring investment opportunities to improve your financial portfolio. Be disciplined with your spending habits and remember that small changes can gradually lead to substantial financial growth. In matters of the heart, this week offers an opportunity to strengthen existing relationships and foster new ones.

Number 2: (People born on 2, 11, 20, and 29 of any month)

Ganesha says whether you’re starting a new project or trying to get better at your job, this is the perfect time to set clear goals and make a plan. It may also be a good idea for you to work well with your colleagues and talk to them effectively. Don’t be afraid of new challenges, meet new people in your professional network, and show that you are good at what you do. This week can provide immense potential for career growth and recognition. It’s a good idea to be careful with your money this week. Take a close look at how you’re spending and make some changes if necessary to stay on the right financial track. Look for opportunities to save your money and invest it wisely so you can achieve financial security in the long run.

Number 3: (People born on 3, 12, 21, and 30 of any month)

Ganesha says to keep your focus on personal and professional development, as expanding your skills can lead to long-term success. Have confidence in your abilities, and believe that your efforts will yield positive results. From a financial point of view, there is a need to make careful decisions this week. Assess your current financial situation, establish a budget, and prioritize your needs over wants. It is essential to take a more proactive approach towards your financial goals. Look for opportunities to cut down on unnecessary expenses and save for future endeavors. Keeping an eye on your financial situation will pave the way for stability and security in the long run. In terms of love, this week is going to be full of harmony and growth. If you are in a committed relationship, open communication and mutual understanding will be important.

Number 4: (People born on 4, 13, 22, and 31 of any month)

Ganesha says to stand out from the crowd and utilize career opportunities, it is important to be proactive and show leadership qualities. Working well with others and communicating effectively will help you achieve your goals and create a good work environment. Your financial situation looks stable this week, so it is a good time to make finance-related decisions. This is the right time to think about how you are spending your money. You need to create a budget that is in line with your long-term goals. By being careful with your finances and planning wisely, you can work on improving your financial situation. It can also be a good idea to take advantage of investment opportunities after doing proper research and taking advice from experts to improve your financial future.

Number 5: (People born on 5, 14, and 23 of any month)

Ganesha says it’s also important to think about your finances during the week. Look at what you’re spending and figure out where you can make changes for the better. Consider creating a budget or reviewing one that you can use wisely during the week. This week is a good time for love and strengthening your relationships. Whether you’re single or in a committed relationship, it’s important to focus on your emotional connections with the people you care about. Try to improve your communication and show your affection to those close to you. By embracing the changing nature of life, you will be well on your way to a fulfilling and successful week ahead.

Number 6: (People born on 6, 15, and 24 of any month)

Ganesha says you can also be more productive by organizing your work area, focusing on your tasks, and managing your time better. In terms of finances, it is important to keep a good balance this week. Think about your current financial situation and make clear goals to improve it. Create a budget that matches your goals, such as saving for a large purchase, paying off debt, or investing for the future. Find ways to cut down on unnecessary spending and be more careful with your money. This might include looking for better deals, cooking at home, or reconsidering subscription services. Focus on your relationships and matters of the heart. Love and relationships require your time, care, and open communication.

Number 7 (People born on 7, 16, and 25 of any month)

Ganesha says it is important to plan for various parameters of life in this combined week. This week will bring a variety of experiences that will impact your personal life, business, finance, and love life. Let’s take a closer look at each area and try to take away the main takeaways of the week. In this heavily raced world, it is important to make time for your personal life, which includes nurturing relationships and keeping your secrets. This week, set aside some time to stock up on good times and create lasting memories for your loved ones, be it family or friends. To strengthen your social integration, promote your universal well-being, and provide valuable support, especially during your cooperation time. This week has brought an opportunity for you to take a step forward in your professional journey. Focus on the goals of your venture, find a few, and make a plan, as well as create level steps to reach them. Be on the lookout for opportunities to collaborate with enterprises, starting with new skills training, mentorship, and making the most of growth opportunities within your organization.

Number 8: (People born on 8, 17, and 26 of any month)

Ganesha says at the beginning of the new week, you need to stock up and prepare. There may be changes in your personal life, business, finance, and love life during the week. So let us revive ourselves and get ready for the journey ahead. This week you may feel a sense of balance and peace in your personal life. You can focus more on yourself and your relationship. Take some time to think about your life and buy more things you like. Pay attention to your mental and physical health and deliver your presentation even if you don’t have everything you need. You work with people to lay the infrastructure and build a strong support system over time, which can bring you great joy. Your performance in professional life is likely to be good this week. If you are working on a project or looking for new opportunities, your hard work will bear fruit. Don’t be afraid of dissenting opinions and different thinking. Working well with documents and communicating effectively will help you reach your goals. This week is a chance to embrace your skills and knowledge, so be prepared for any opportunities that come your way.

Number 9: (People born on 9, 18, and 27 of any month)

Ganesha says this week will be full of stamina for you. Welcome all opportunities to feel balance and joy in your personal life, finances, finances, and balance. Devote your time and effort to each area, this way you can pave the way for an individual and successful week. Start each day with a clear plan and strong willpower. It is very important to focus on personal development to achieve complete success this week. This is a great time to meet new people, read, take online courses, or gain new skills. This week, maintaining achievable goals and keeping track of your progress will help keep you motivated and stable. If you’re willing to leave your comfort zone behind and embrace growth, you’ll learn more about yourself and change for the better during this period. Invest your time and efforts in your profession. Your hard work and sketch will bring you historically positive results. Also, focus on your growth as a person while making important decisions based on your principles.

– Ends

Published By:

Aashish Vashistha

Published On:

Oct 26, 2025

Related Topics:Love luck Weekly Numerology Horoscope

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Finance

Over 60? These 4 financial moves might offer your best ‘return’ on investment

Published

2 hours ago

May 5, 2026

Press Room

Over 60? These 4 financial moves might offer your best ‘return’ on investment

For people hurtling toward retirement, the standard personal finance advice is to continue to fund your retirement accounts as aggressively as you can, including taking advantage of catch-up contributions.

Those additional contributions can add up to a tidy sum in retirement, but after age 60, they have fewer years to compound, and the tax deferral isn’t as valuable. If your retirement numbers are in relatively good shape, however, consider these four spending strategies with a positive psychological payoff.

Strategy 1: Get ahead of big-ticket transactions

As retirement approaches, it’s helpful to forecast big-ticket outlays over the next two to five years, like home repairs or improvements or cars you’ll need to replace. If you’re still working, you can fund them out of cash flows rather than putting additional funds into your retirement accounts.

Pushing those big-ticket outlays into your working years has a psychological benefit. That’s because pulling money from your investment accounts can be fraught, especially in the early years of retirement, when you’re still getting your sea legs. That challenge can be especially acute for people who plan to delay Social Security; they’ll be drawing all of their cash flow needs from their portfolios in those years. Spending from working income is apt to be psychologically more palatable.

As you think through what you might want to spend on, lean into your vision of retirement. Will you pursue your passion for cooking? If so, splurging on new counters might be money well spent. If more road trips are in your future, lining up a safe, reliable set of wheels should be a priority.

Strategy 2: Pay down debt

The calculus on prepaying a mortgage usually boils down to which decision provides the better “return”: debt paydown (and the relief from the interest service that accompanies the debt) or investing in something that offers a similarly safe return.

It often depends on the prevailing interest rate environment. Today, many mortgage holders could reasonably earn more on their safe investments than they’re paying to service their debt. Consider liquidity and spending needs too. If  paying off your mortgage  would require you to crack into your retirement account and trigger a big tax bill, or leave you cash-strapped and less flexible in retirement, you’d want to think twice.

However, mortgage paydown is the ultimate “sleep at night” allocation, especially as retirement approaches, because it helps you skinny down your fixed expenses and adopt a flexible approach to your discretionary spending, which in turn can  boost your lifetime retirement spending. I’ve yet to meet a single person who paid off a mortgage and regretted it.

Strategy 3: Build up liquid reserves in a taxable account

You can put as much into your taxable account as you wish, and you can also pull as much out, without strictures. Being able to spend from taxable accounts with minimal tax implications provides the leeway to pursue other worthwhile strategies in the early years of retirement, such as converting traditional IRA assets to Roth, for example.

But don’t overdo your allocations to safer assets in your taxable account. Cash has a low return relative to other assets regardless of where you hold it. You might not even outearn the inflation rate! I like the idea of retirees holding no more than two years’ worth of liquid reserves—CDs, money market mutual funds, and so on—across both taxable and tax-sheltered accounts.

Strategy 4: Splurge

If you’re in your 60s, it’s a good bet you know loved ones who were struck down in the prime of their lives, before they really had a chance to enjoy their retirements to the fullest. So why not lean into the big, fun experiences that you’ve been “saving” for retirement while you’re still working and healthy?

As Jamie Hopkins notes in my book  How to Retire, the greater good in this case is that you’re continuing to work and earn an income, thereby forestalling portfolio withdrawals. If taking a few amazing trips a year or buying a vacation home now makes continuing to work more palatable and also helps you feel more comfortable with the splurges, then those allocations are well worth considering, even if they mean you have to pull back on your savings.

_______

This article was provided to The Associated Press by Morningstar. For more retirement content, go to https://www.morningstar.com/retirement.

Christine Benz is director of personal finance and retirement planning for Morningstar and co-host of The Long View podcast.

Finance

Homeowners dealt $3,200 hit as interest rates rise to highest level in 16 months

Published

14 hours ago

May 5, 2026

Press Room

Homeowners dealt ,200 hit as interest rates rise to highest level in 16 months

The RBA Board has handed down its latest interest rate decision. (Source: Getty)

The Reserve Bank of Australia has conformed to expectations and decided to lift the official cash rate. It is the third successive interest rate hike this year as the bank tries to suppress expectations of runaway price inflation in the economy and subsequent wage increases.

The RBA opted for a standard 0.25 hike, which takes the official cash rate to 4.35 per cent. After hikes in February and March, it now completely erases all the rate cuts following the hiking cycle in response to Covid-driven inflation.

The official cash rate last sat at 4.35 per cent 16 months ago.

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The hike in March was a close call, with five Board members in favour and four against. This time, it was a very different story.

Only one Board member voted to hold rates steady today, with eight voting for the hike.

“There are early signs that many firms experiencing cost pressures are looking to increase prices of their goods and services. Short-term measures of inflation expectations have also risen,” the RBA Board warned in its accompanying Monetary Policy Statement on Tuesday afternoon.

“Developments in the Middle East are having an impact on inflation. Higher fuel prices are adding to inflation and there are indications that this is likely to have second-round effects on prices for goods and services more broadly. This inflation impulse is in addition to the high inflation recorded around the start of 2026, reflecting capacity pressures in the economy.”

The RBA pointed to huge uncertainty in the Middle East and said a protracted conflict would mean inflation will likely get worse before it gets better.

“A longer or more severe conflict could put further upward pressure on global energy prices; this would push up near-term inflation and could also increase inflation further out as these costs are passed through,” it said, adding this scenario risks price rises getting “built into longer term inflation expectations”.

“Higher prices and prolonged uncertainty may cause growth to be lower in Australia’s major trading partners and also in Australia,” the statement said.

That confluence of factors has some economists worried about us entering into a period of stagflation.

Average mortgage holder paying $3,200 more

Today’s hike will take the average owner-occupier variable home loan rate to 6.26 per cent.

Finance

How Cultural Understanding Drives Grace Yee’s Life, and Career

Published

1 day ago

May 4, 2026

Press Room

How Cultural Understanding Drives Grace Yee’s Life, and Career

Why did you choose to attend Bentley?

I wanted to find a school that allowed me to combine both business and language.

I grew up working in my family’s restaurants in Western Mass., so I have been surrounded by business from an early age. As I got older and started working more intensely in this environment, I developed a real passion for the ins-and-outs of business.

On top of that, my grandparents are Chinese immigrants, so the Chinese culture has always played a big role in my life. Since I studied Mandarin Chinese starting in kindergarten, the ability to continue that at college was non-negotiable. When I toured Bentley, it all clicked and felt as though I’d be able to pursue all my interests to their fullest extent.

What stood out about the Language, Culture and Business major, and Finance minor?

What really drew me to Bentley’s Language, Culture and Business major was that it wasn’t just language studies — it also highlighted global perspectives and how to adapt to a highly globally connected business environment. At the same time, I was interested in the analytical and strategic side of business, which led me to the Finance minor.

Together, I believe they allow me to approach business problems and solutions from both a quantitative and human-centered perspective. My finance background gives me the technical foundation to analyze performance and then make strategic decisions, while Language, Culture and Business has helped me understand the people and environment that those decisions impact.

Are there specific Bentley professors or classes that helped you connect the dots between finance and culture?

Yes, several of the required courses for my Language, Culture and Business major really helped me understand how cultural context influences economic behavior, negotiation styles and decision-making. Pairing these skills with my finance courses allowed me to think more critically about how financial strategies play out in global markets and where cultural nuances can directly impact outcomes.

If I were to choose what course has impacted my choices the most, I would say Chinese for Business I (MLCH 201) and Chinese for Business II (MLCH 208) taught by Fei Yu, assistant professor of Modern Languages. I thoroughly enjoyed taking these courses because they made me realize that language can be applied to so many industries and made my aspirations to work internationally seem possible and within reach. I also gained important skills such as interview skills and resume skills.

At Bentley, there’s a strong culture of encouraging students to explore multiple interests and see how they connect for future careers.

Were there other campus experiences that helped blend your cultural and business interests?

Yes — being involved in organizations such as the Women’s Leadership Program and the Bentley Dance Team helped me work with diverse groups of people and develop strong interpersonal skills. Additionally, studying abroad in Florence, Italy, made me comfortable with change and sparked a new fire to continue learning about cultures other than my own.