Finance
TikTok goes dark for US users as law banning platform takes effect
TikTok went dark on Sunday for US users as a new law banning the app took effect at midnight.
Users logging into TikTok were served with a message reading: “Sorry, TikTok isn’t available right now.”
“A law banning TikTok has been enatched in the U.S.,” the message added. “Unfortunately, that means you can’t use TikTok for now.”
The alert also mentioned President-elect Donald Trump by name saying, “We are fortunate that President Trump has indicated that he will work with us on a solution to reinstate TikTok once he takes office.” On its website, TikTok told users they could still login to download their data.
Access to the platform began getting cut off for some users about 90 minutes before the new law took effect. The app was also unavailable via Apple’s App Store. Videos intermittently loaded on TikTok, but the app also showed a blacked-out screen indicating network issues.
Saturday night’s cutoff for US TikTok users followed a report from The Information which said Oracle (ORCL), which manages TikTok’s US servers, was set to begin shutting down servers that host TikTok’s data as early as 9:00 p.m. ET.
In an interview with NBC on Saturday, Trump said he would likely grant TikTok a 90-day extension to work out a deal with the government and keep the app up and running.
The law itself doesn’t outright ban TikTok, but rather it prohibits users from accessing the platform through app stores, like those run by Apple (AAPL) and Google (GOOG, GOOGL), and cloud services unless parent company ByteDance sells itself to an owner that is not controlled by a country the US considers adversarial.
Congress has accused ByteDance of having close ties to the Chinese government and alleges that the Chinese Communist Party could force the company to provide it with information on US users or otherwise spread propaganda on the platform.
But the outcry from users and TikTok’s backers has forced President Joe Biden and Trump to respond. Even if Trump assures Apple and Google that his administration won’t enforce the law, it’s not guaranteed that it will do so in the future. And each time the companies don’t comply with the law they’d have to pay a fine of $5,000 each time a user accesses the social media app.
Trump will have to either convince Congress to overturn the ban or find some other way to work around it if he wants to keep the service up and running, and neither of those is simple.
The biggest winner could be one of TikTok’s long-term critics, Meta (META) CEO Mark Zuckerberg. In particular, Instagram, owned by Meta, could see a sizable uptick in advertiser dollars if TikTok bites the dust.
Finance
Quadient Recognized as a Leader in the 2026 SPARK Matrix for Accounts Receivable Applications
Quadient demonstrates continued innovation in AI-driven invoice-to-cash automation and unified finance operations
Paris
Quadient (Euronext Paris: QDT), a global automation platform powering secure and sustainable business connections, announced today it has been recognized for the fifth consecutive year as a Leader in the 2026 SPARK Matrix™ for Accounts Receivable Applications by technology analyst and advisory firm QKS Group. Quadient strengthened its position in the report year-over-year, with a notable improvement in Technology Excellence, reflecting continued innovation in its AI-driven invoice-to-cash solution.
According to QKS Group, Quadient’s leadership position highlights its evolution into a comprehensive, AI-powered platform that delivers strong predictive accuracy and straight-through processing. The analyst firm also emphasized the capability of Quadient’s solutions to unify accounts receivable (AR) and accounts payable (AP), offering finance leaders greater visibility and insights into their business finances to make faster, better decisions on working capital management.
Earlier this month, Quadient announced the release of its new cash dashboard capability for AR and AP that allows finance teams to bring together traditionally siloed data in a single view. An AI assistant summarizes key metrics and provides analysis that helps finance leaders accelerate cash on hand, improve forecasting, reduce risk and uncover opportunities to optimize working capital.
“Quadient has established a strong position in the 2026 Accounts Receivable Automation market through its focus on intelligent automation, cash flow optimization and integrated financial operations,” said Sanjeevi C R, associate vice president, Enterprise Research at QKS Group. “The platform’s evolution from predictive analytics to AI-driven autonomous collections execution represents a meaningful step forward in reducing manual effort across the invoice-to-cash cycle. What differentiates Quadient is its ability to combine collections management, cash application, and payment processing with a unified accounts receivable and accounts payable ecosystem, providing finance leaders with a more holistic view of working capital performance. By enabling greater automation, enhanced cash flow visibility, and more efficient receivables operations, Quadient continues to deliver measurable value for organizations seeking to modernize their financial processes and improve liquidity management.”
QKS Group highlighted the following key strengths for Quadient AR:
Finance
G7 Recommits to Development, Investment Finance to Drive Shared Prosperity
The G7 Leaders’ Summit took place in Évia
Finance
Protecting Bolivia’s forest watersheds with sustainable finance
Why financing matters for forest restoration
Over the past several years, Armonía and local communities have made significant progress restoring parts of the Tunari protected area. To date they have planted 1.25 million trees, with more than half of these planted in the Tiquipaya municipality. Community wildfire brigades have been strengthened, reservoirs built to secure water, and new systems created for communities to participate in watershed management.
One of the most important actions was strengthening the structure and function of a watershed governance body, known as Organismo de Gestión de Cuencas (OGC). This coordinates restoration activities and helps design sustainable development strategies for the communities living in the park, helping rebuild trust between them, park authorities and conservation organisations. Women leaders have played an important role in shaping this work.
However, a major challenge was highlighted – restoration takes decades, but most conservation funding arrives through short-term projects. Without stable long-term financing, restoration gains are difficult to maintain.
How the financing model would work
The proposed PES mechanism would collect small contributions directed into a transparent trust fund with independent governance. Resources would then be invested in three main areas:
- Forest restoration and protection – Communities would receive incentives for protecting existing forest and payments tied to successful restoration outcomes.
- Community sustainable development – Investments would support livelihood activities that reduce pressure on the forest, such as sustainable agriculture, water management and local enterprises.
- Strengthening park management – Funds would help support ranger capacity, wildfire prevention and long-term monitoring within Tunari National Park.
For communities, the system recognises their role as custodians of the watershed. For urban residents, it offers a practical way to support the ecosystems that provide their water. For public and private partners, it creates a transparent structure for long-term investment in landscape restoration.
Once fully implemented, the mechanism could generate an estimated £3 million per year for watershed protection and restoration.

Designing a Payment for Ecosystem Services mechanism
Over the past two years, Armonía has worked with municipalities, communities and regional institutions to explore how a PES mechanism could work in the Cochabamba region.
The PES concept is straightforward. Communities living in the upper watershed protect and restore forests that provide essential services such as water regulation, erosion control and biodiversity conservation. Downstream users who benefit from these services contribute financially to support that stewardship.
Through the Accelerator process, Armonía undertook studies, assessments and consultations across the Cochabamba metropolitan area’s seven municipalities. Many residents recognised that protecting the forest is directly linked to their water security. Based on these encouraging results, Armonía and their partners are developing a regional trust fund.
Building the institutions behind the mechanism
The financing system is only one piece of the puzzle – strong governance and community participation are also essential. With FIA support, Armonía is now helping communities develop ten-year sustainable development strategies that identify restoration priorities and income opportunities. A multi-stakeholder platform will oversee the initiative and guide decisions, while the park administration is also receiving support to strengthen monitoring, prevent wildfires and improve co-ordination.
A new model for watershed protection
The work underway in Tunari is about more than planting trees. It’s about building a durable system that links ecological restoration, community leadership and long-term financing. Once the mechanism is operational, it could transform how the Tunari watershed is managed. Instead of relying on intermittent projects, the region would have a locally supported financing system that rewards stewardship and protects the Kewiña forests that has supported life in the Andes for centuries.
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