Finance
More from financial counseling CEO Marvin Wilson on developing business principles
ORLANDO, Fla. – This week on “Black Men Sundays,” host Corie Murray shares part two of his interview with Marvin Wilson, aka Meta Marvin, CEO of the financial education company Funding Credit.
During part one of the conversation, Wilson and Murray got to talking about the importance of maintaining a good credit score if you’re planning to start your own business. Wilson advised starting said business with a bank loan instead of using your own cash at first, and good credit is among the first things you should attain to make the bank play ball.
However, what if you’re living paycheck to paycheck and can’t seem to improve your credit score?
“The first thing that I would tell someone that would say that to me, I would tell them to change their language. That’s the first thing that I would tell him, because whatever you’re saying, you believe that. I know what you’re looking at, but the dynamics of Meta Marvin — ‘meta’ is beyond the physical — I have to see it the way I see it, I have to start saying it how I want it to show up,” Wilson said. “(…) You just got to be able to get into looking at, ‘How can I look at my situation,’ rather it be me getting a little bit more information about how I can change it. Having the will to want to change it and affirming to yourself that it will go and change. Like I said, there’s not nothing that happens overnight, but I just tell people, it has to start from somewhere.”
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Now then, let’s say you’re a business owner with an established gig, yet you’re spending more money than you’re making. What then?
“I say, stay in the game as long as you can, man. Like I said, try not to go out there and use your money. For one, don’t exhaust your money. Don’t, like, quit your job altogether. I mean, I did it, but one thing about my story — when I put my resignation in, they was about to fire me. (…) I was already moving my feet, so I had outgrew my place,” Wilson said.
Whatever happens, you’ve got to make it work best for you, ideally on your terms. If one plan falls through, you’ve got to have another one ready to go, if not already in motion.
“You got to whittle it, little bit by little bit; but for the business, and I’d say this man, I’m different. I know that everybody’s not here to be built to be a business owner but I would definitely challenge people to look at something that you like, man. I’m just pro-entrepreneur, you know what I’m saying?” Wilson said. “A lot of people, just like what Corie doing right now, gotten probably one of the best jobs you could ever have. I mean, look at where he works at, but on the side, he still has the skill set that he could put in a business model and the same thing he do for them people he could be doing for other people.”
Hear the rest of interview and more in Season 4, Episode 27 of “Black Men Sundays.”
Black Men Sundays talks about building generational wealth. Check out every episode in the media player below.
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Finance
Quadient Recognized as a Leader in the 2026 SPARK Matrix for Accounts Receivable Applications
Quadient demonstrates continued innovation in AI-driven invoice-to-cash automation and unified finance operations
Paris
Quadient (Euronext Paris: QDT), a global automation platform powering secure and sustainable business connections, announced today it has been recognized for the fifth consecutive year as a Leader in the 2026 SPARK Matrix™ for Accounts Receivable Applications by technology analyst and advisory firm QKS Group. Quadient strengthened its position in the report year-over-year, with a notable improvement in Technology Excellence, reflecting continued innovation in its AI-driven invoice-to-cash solution.
According to QKS Group, Quadient’s leadership position highlights its evolution into a comprehensive, AI-powered platform that delivers strong predictive accuracy and straight-through processing. The analyst firm also emphasized the capability of Quadient’s solutions to unify accounts receivable (AR) and accounts payable (AP), offering finance leaders greater visibility and insights into their business finances to make faster, better decisions on working capital management.
Earlier this month, Quadient announced the release of its new cash dashboard capability for AR and AP that allows finance teams to bring together traditionally siloed data in a single view. An AI assistant summarizes key metrics and provides analysis that helps finance leaders accelerate cash on hand, improve forecasting, reduce risk and uncover opportunities to optimize working capital.
“Quadient has established a strong position in the 2026 Accounts Receivable Automation market through its focus on intelligent automation, cash flow optimization and integrated financial operations,” said Sanjeevi C R, associate vice president, Enterprise Research at QKS Group. “The platform’s evolution from predictive analytics to AI-driven autonomous collections execution represents a meaningful step forward in reducing manual effort across the invoice-to-cash cycle. What differentiates Quadient is its ability to combine collections management, cash application, and payment processing with a unified accounts receivable and accounts payable ecosystem, providing finance leaders with a more holistic view of working capital performance. By enabling greater automation, enhanced cash flow visibility, and more efficient receivables operations, Quadient continues to deliver measurable value for organizations seeking to modernize their financial processes and improve liquidity management.”
QKS Group highlighted the following key strengths for Quadient AR:
The G7 Leaders’ Summit took place in Évia
Why financing matters for forest restoration
Over the past several years, Armonía and local communities have made significant progress restoring parts of the Tunari protected area. To date they have planted 1.25 million trees, with more than half of these planted in the Tiquipaya municipality. Community wildfire brigades have been strengthened, reservoirs built to secure water, and new systems created for communities to participate in watershed management.
One of the most important actions was strengthening the structure and function of a watershed governance body, known as Organismo de Gestión de Cuencas (OGC). This coordinates restoration activities and helps design sustainable development strategies for the communities living in the park, helping rebuild trust between them, park authorities and conservation organisations. Women leaders have played an important role in shaping this work.
However, a major challenge was highlighted – restoration takes decades, but most conservation funding arrives through short-term projects. Without stable long-term financing, restoration gains are difficult to maintain.
How the financing model would work
The proposed PES mechanism would collect small contributions directed into a transparent trust fund with independent governance. Resources would then be invested in three main areas:
- Forest restoration and protection – Communities would receive incentives for protecting existing forest and payments tied to successful restoration outcomes.
- Community sustainable development – Investments would support livelihood activities that reduce pressure on the forest, such as sustainable agriculture, water management and local enterprises.
- Strengthening park management – Funds would help support ranger capacity, wildfire prevention and long-term monitoring within Tunari National Park.
For communities, the system recognises their role as custodians of the watershed. For urban residents, it offers a practical way to support the ecosystems that provide their water. For public and private partners, it creates a transparent structure for long-term investment in landscape restoration.
Once fully implemented, the mechanism could generate an estimated £3 million per year for watershed protection and restoration.
Designing a Payment for Ecosystem Services mechanism
Over the past two years, Armonía has worked with municipalities, communities and regional institutions to explore how a PES mechanism could work in the Cochabamba region.
The PES concept is straightforward. Communities living in the upper watershed protect and restore forests that provide essential services such as water regulation, erosion control and biodiversity conservation. Downstream users who benefit from these services contribute financially to support that stewardship.
Through the Accelerator process, Armonía undertook studies, assessments and consultations across the Cochabamba metropolitan area’s seven municipalities. Many residents recognised that protecting the forest is directly linked to their water security. Based on these encouraging results, Armonía and their partners are developing a regional trust fund.
Building the institutions behind the mechanism
The financing system is only one piece of the puzzle – strong governance and community participation are also essential. With FIA support, Armonía is now helping communities develop ten-year sustainable development strategies that identify restoration priorities and income opportunities. A multi-stakeholder platform will oversee the initiative and guide decisions, while the park administration is also receiving support to strengthen monitoring, prevent wildfires and improve co-ordination.
A new model for watershed protection
The work underway in Tunari is about more than planting trees. It’s about building a durable system that links ecological restoration, community leadership and long-term financing. Once the mechanism is operational, it could transform how the Tunari watershed is managed. Instead of relying on intermittent projects, the region would have a locally supported financing system that rewards stewardship and protects the Kewiña forests that has supported life in the Andes for centuries.
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