Connect with us

Finance

AI-powered decision intelligence is reshaping finance – SiliconANGLE

Published

on

AI-powered decision intelligence is reshaping finance – SiliconANGLE

Artificial intelligence is reshaping financial services, driving automation, smarter decision-making and greater efficiency. As financial institutions seek greater transparency and reasoning in their AI applications, AI-powered decision intelligence is emerging as a critical capability.

According to theCUBE Research’s latest analysis, discussed in “The Next Frontiers of AI” podcast, emerging AI frameworks — most notably, retrieval-augmented generation models, causal knowledge graphs and AI reasoning — are reshaping how financial institutions navigate an increasingly complex, dynamic landscape.

The financial sector has long embraced cutting-edge technologies, leveraging AI to optimize risk management, automate processes and improve customer interactions, according to theCUBE Research’s Scott Hebner. However, as businesses look beyond traditional predictive models, they seek more advanced AI capabilities that provide greater transparency, reasoning and AI-powered decision intelligence.

Hebner, the podcast’s host, was joined by Jayeeta Putatunda, lead data scientist, director – AI center of excellence, at Fitch Group Inc., located on Wall Street. “Financial services have always led from the front in predictive analytics and deterministic models, but we must be cautious in our approach to gen AI,” she said. “Given the industry’s regulatory nature and the high stakes involved, we are adopting AI carefully, ensuring governance and risk control at every stage.”

How AI-powered decision intelligence is transforming finance

AI in financial services is rapidly evolving beyond basic automation and predictive analytics, according to Putatunda. Financial institutions increasingly focus on AI-powered decision intelligence to shape strategy and drive results.

Advertisement

“We need to solve use cases that actually drive the most value to our clients, users and even our internal teams,” Putatunda said. “If we can help with operational efficiency, reduce manual workload or enhance deep research, we will win in a significant way.”

Ensuring transparency and explainability is a key challenge in implementing AI in finance, according to Putatunda. Traditional AI models often function as “black boxes,” making it difficult for financial leaders to trace how decisions are made. As a result, many institutions are turning to AI-powered decision intelligence to improve visibility into the decision-making process.

“One of the biggest areas of concern is explainability,” Putatunda said. “In predictive models, we had processes to trace back decisions, conduct weight analysis and determine which inputs had the most impact. With AI, it becomes harder to establish that level of transparency.”

Building trust and governance in AI-driven finance

Trust remains critical in AI adoption within financial services, especially given the industry’s stringent regulatory requirements. The integration of knowledge graphs and causal AI can help enhance transparency, explainability and governance, according to Putatunda.

“Causal knowledge graphs create a dynamically adaptable data lineage that allows LLMs to ground their outputs in factual, explainable relationships,” she said. “This improves AI transparency and enhances compliance and governance frameworks.”

Advertisement

Additionally, AI models need to ensure they are free from biases and provide consistent, reproducible outputs. Unlike other industries, financial institutions require AI models that adhere to strict auditability and regulatory compliance measures, according to Putatunda.

“Financial firms need models that are not only accurate, but also auditable and traceable,” she said. “We must build a safe, sustainable AI pipeline that integrates human oversight at every stage.”

Looking ahead: The future of AI in financial services

The next wave of AI adoption in finance will focus on creating integrated AI ecosystems that combine multiple intelligent agents. These agents will collaborate on complex problem-solving, according to Putatunda.

“We need to move beyond single-task solutions and create goal-based AI agents that can dynamically retrieve and analyze information from multiple sources,” she said.

As RAG, causal AI and decision intelligence evolve, financial institutions can innovate while ensuring compliance and risk control. As AI technologies develop, they will redefine how financial services operate and set the stage for broader applications across industries.

Advertisement

For a deeper dive into this discussion, part of  “The Next Frontiers of AI” podcast series, check out the full conversation:

Photo: SiliconANGLE

Your vote of support is important to us and it helps us keep the content FREE.

One click below supports our mission to provide free, deep, and relevant content.  

Join our community on YouTube

Join the community that includes more than 15,000 #CubeAlumni experts, including Amazon.com CEO Andy Jassy, Dell Technologies founder and CEO Michael Dell, Intel CEO Pat Gelsinger, and many more luminaries and experts.

“TheCUBE is an important partner to the industry. You guys really are a part of our events and we really appreciate you coming and I know people appreciate the content you create as well” – Andy Jassy

THANK YOU

Advertisement

Finance

Asian Financial Forum 2026 Set for January Return With Focus on Finance, Technology, and Regional Growth – FinTech Weekly

Published

on

Asian Financial Forum 2026 Set for January Return With Focus on Finance, Technology, and Regional Growth – FinTech Weekly

The Asian Financial Forum 2026 will take place on January 26–27 in Hong Kong, bringing together global leaders to discuss economic trends, fintech, AI, green technology, and cross-border collaboration, alongside expanded deal-making sessions.

 


 

Discover top fintech news and events!

Subscribe to FinTech Weekly’s newsletter

Advertisement

Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more

 


 

 

Asian Financial Forum Confirms 2026 Dates and Program Direction

The Asian Financial Forum (AFF) will return on January 26 and 27, 2026, bringing together government officials, financial executives, investors, and business leaders from around the world. The event is Asia’s first major financial gathering of the year, positioning it as an early venue for discussions on economic trends and policy priorities.

Advertisement

The forum will once again serve as a meeting point for decision-makers focused on global markets and regional development. AFF has built its reputation as a platform where public and private sector leaders exchange views on finance, trade, and innovation while forming new international business connections.

The 2026 edition will focus on cooperation between policymakers and the business community in response to changing economic conditions and shifting trade patterns. The program will also give attention to sectors linked to digital transformation and sustainability.

 

Participation Expected From Thousands of Global Delegates

Organizers expect more than 3,600 participants from over 60 countries and regions. The speaker lineup is projected to include more than 130 global speakers from government, finance, and industry.

Senior leadership representation remains a key feature of the event. Data from the forum indicates that about 81 percent of attendees come from CEO-level or senior decision-making roles. This includes executives from financial institutions, multinational companies, and technology firms.

Advertisement

The exhibition segment is also set to expand. Organizers report that more than 140 exhibitors, startups, and service providers are expected to take part, reflecting the forum’s role as both a policy discussion platform and a business networking venue.

 

Program Theme Highlights Joint Efforts Across Markets

The theme selected for AFF 2026 centers on cooperation between global business communities and policymakers. Organizers say the goal is to examine how coordinated efforts can support growth across regions and industries during a period of economic adjustment.

Rather than focusing on a single region or sector, the forum plans to address shared challenges that affect international markets. Topics include financial stability, cross-border investment flows, digital infrastructure, and sustainable development.

The agenda is expected to include panel discussions, keynote sessions, and closed-door meetings designed to promote practical exchanges between public officials and private sector leaders.

Advertisement

 

Focus on Technology-Driven Sectors

Technology will again play a central role in the 2026 program. Organizers confirmed that several high-growth sectors will receive dedicated attention, including fintech, artificial intelligence, robotics, green technology, new energy solutions, and web3-related applications.

Financial technology remains a key area of interest as banks, payment providers, and regulators continue to adapt to digital services. Sessions are expected to address topics such as digital payments, regulatory compliance, and cross-border transaction systems.

AI and robotics will also be discussed in the context of productivity and labor markets. Business leaders and policymakers are expected to review how automation tools affect manufacturing, logistics, and service industries.

Green technology and energy transition initiatives will form another core part of the agenda. Discussions are expected to focus on financing models that support low-carbon projects and infrastructure development.

Advertisement

 

Linking Finance With the Real Economy

AFF organizers said the forum will continue to examine the relationship between financial systems and real economic activity. This includes how capital markets, banking services, and investment tools support small businesses, infrastructure projects, and regional trade.

The program aims to highlight ways financial institutions can improve access to funding for companies operating in emerging sectors. Attention will also be given to risk management and regulatory frameworks that influence lending and investment behavior.

Participants are expected to review how financial policy decisions affect employment, supply chains, and long-term economic stability across Asia and beyond.

 

Advertisement

AFF Deal-Making Program Expands Business Matching

Alongside policy discussions, AFF will host its dedicated deal-making segment designed to connect investors with project owners and companies seeking funding.

According to figures released by the forum, the deal-making platform is expected to facilitate more than 720 business meetings. Participation is projected to include more than 280 investors, over 560 projects, and approximately 510 project owners.

Organizers describe the program as a structured matchmaking environment where participants can explore partnerships and investment opportunities. Meetings are typically arranged in advance, allowing investors and businesses to hold targeted discussions over the two-day event.

This component reflects the forum’s dual role as both a discussion venue and a practical business exchange platform.

 

Advertisement

Government and Institutional Participation

AFF traditionally attracts senior government representatives and officials from regulatory bodies. Organizers say this participation allows for direct dialogue between policymakers and private sector leaders.

Government involvement also provides insight into regulatory developments and economic policy priorities. These discussions are particularly relevant for international investors seeking clarity on market access rules and compliance requirements.

Financial institutions and multilateral organizations are also expected to play a visible role in the 2026 event. Their presence supports conversations around regional integration and cross-border financial cooperation.

 

Asia’s Position in Global Finance

The forum takes place at a time when Asia continues to expand its role in global trade and investment. Regional financial centers remain active in areas such as capital markets, asset management, and digital payments.

Advertisement

AFF organizers emphasize the importance of presenting economic trends from an Asian perspective. This approach reflects the region’s growing influence in technology development, manufacturing, and infrastructure investment.

Participants from outside Asia also attend the forum to better understand regional market conditions and identify partnership opportunities.

 

Industry Representation Across Multiple Sectors

Beyond financial services, the forum draws participation from a wide range of industries. Technology firms, energy companies, logistics providers, and manufacturing groups are among those represented.

This broad industry mix allows discussions to cover topics that affect multiple sectors. Examples include supply chain financing, digital transformation strategies, and cross-border trade logistics.

Advertisement

The exhibition area provides companies with an opportunity to present products and services related to financial infrastructure, data analytics, compliance tools, and enterprise software.

 

Preparing for Policy and Market Developments

The timing of AFF early in the calendar year positions it as a venue for setting priorities and reviewing economic forecasts. Business leaders often use the forum to assess market conditions and prepare for upcoming regulatory changes.

Discussions typically address monetary policy trends, interest rate outlooks, and geopolitical factors that influence investment decisions. These sessions provide participants with context for planning corporate strategies and capital allocation.

For policymakers, the forum offers feedback from the private sector on regulatory proposals and market conditions.

Advertisement

 

Digital Infrastructure and Cross-Border Connectivity

Another area of focus for AFF 2026 involves digital infrastructure and international connectivity. Topics include payment systems, data sharing standards, and cybersecurity frameworks.

Cross-border transactions remain a priority for businesses operating across Asia and global markets. Sessions are expected to examine how digital tools can improve transaction speed, transparency, and cost efficiency.

This part of the program reflects growing interest in modernizing financial infrastructure to support international commerce.

 

Advertisement

Role of Startups and Emerging Companies

Startups and emerging companies will also feature in the 2026 forum. Organizers expect a strong presence from technology firms offering new financial and enterprise solutions.

These companies often use AFF as a platform to meet investors, form partnerships, and explore expansion into new markets. Their participation adds a practical business dimension to the event alongside policy discussions.

The presence of service providers and technology vendors further supports knowledge sharing across the financial ecosystem.

 

What to Watch Ahead of the Forum

As the event approaches, attention will turn to the final speaker lineup and detailed program schedule. Market participants will watch for announcements related to policy themes and industry priorities.

Advertisement

Investors and corporate executives are likely to focus on sessions addressing digital finance, sustainability, and regional trade integration. Government representatives are expected to use the platform to communicate policy directions and regulatory updates.

The deal-making program will also draw interest from companies seeking funding and partnerships.

 

A Platform for Regional and Global Dialogue

AFF 2026 is set to continue its role as a meeting place for public and private sector leaders. The combination of policy discussion, business matching, and technology-focused sessions reflects the forum’s broad scope.

Organizers aim to provide a structured environment for dialogue on economic trends and practical business cooperation. With thousands of participants expected, the event will once again serve as a focal point for financial and business activity at the start of the year.

Advertisement

Further details about the forum are available through the official Asian Financial Forum website: https://www.asianfinancialforum.com/conference/aff/en

 

Continue Reading

Finance

How a stock market crash could help set you up for lifelong financial freedom

Published

on

How a stock market crash could help set you up for lifelong financial freedom

Image source: Getty Images

A stock market crash might seem like an intimidating prospect. But for those who are prepared, it can be an opportunity to make life-changing investments. 

Historically, the best returns come from buying shares when prices are low. So while it’s impossible to know when the next crash is coming, investors should probably be on the lookout. 

Equity returns

There’s no magic formula that can tell you exactly when is the best time to buy shares. But that doesn’t mean investors shouldn’t try to make the most of the information that is available to them.

Advertisement

Data from JP Morgan Chase shows a strong negative correlation between valuations and returns. Put simply, returns have been best when the S&P 500 has traded at lower price-to-earnings (P/E) ratios.

Source: JP Morgan Guide to the Markets Q1 2026

The correlation isn’t perfect – especially over a short timeframe. But it becomes much stronger over a five-year period and this is something investors should pay attention to.

At the start of the year, the S&P 500 was trading at a level corresponding to an average five-year return of around 3%. But if the multiple falls 20%, that historic figure doubles.

What to do?

This might make it look as though the best thing to do is to wait until a better buying opportunity presents itself. But I don’t think that’s a particularly good idea.

The S&P 500 as a whole might be historically expensive, but this isn’t true of stocks around the world. UK shares, for example, are actually trading at unusually low levels at the moment. 

Advertisement

Source: JP Morgan Guide to the Markets – UK Q1 2026

It’s also worth noting that it isn’t even true of every stock within the S&P 500. A lot are actually trading at historically low multiples right now.

The best opportunities might come from taking advantage of low prices. But investors don’t have to sit around and wait for a stock market crash.

Looking for opportunities

One example from my portfolio is Gamma Communications (LSE:GAMA). At a price-to-earnings (P/E) ratio of 13, the stock is trading at a level well below where it’s been in the past.

The reason I own it, though, isn’t just because it’s historically cheap. I think the company is in a really nice position to benefit from the UK’s upcoming shift away from copper phone lines.

There’s a danger the UK might delay switching off its copper network (it’s happened once before) and this wouldn’t be a good thing for Gamma. And that’s the main risk with the stock right now.

Advertisement

Sooner or later, though, businesses are going to have to move to cloud communications – which is the firm’s speciality. So even if it doesn’t come this year, I think the long-term picture looks good. 

Financial freedom

Achieving financial freedom involves two things. The first is being able to put money aside and the second is finding ways to earn a good return on that capital. 

When it comes to the second, the record of history is very clear. The best returns from the stock market come from buying when valuation levels are unusually low.

Given this, a stock market crash can present life-changing opportunities. But I don’t think investors have to wait for something dramatic to happen to find stocks to buy.

Advertisement
Continue Reading

Finance

New Resource: Finance Fundamentals – Richardson ISD

Published

on

New Resource: Finance Fundamentals – Richardson ISD

We’ve launched a new Finance Fundamentals page to help our community better understand how Richardson ISD’s budget works. This resource breaks down where funding comes from, how dollars are spent, and how financial decisions support students and schools.

Whether you’re a parent, staff member, or community member, this page offers a clear, easy-to-understand look at district finances.

Explore the Finance Fundamentals webpage.

Continue Reading

Trending