Louisiana
Daring Rescue: Pickup truck driver rescued from frigid waters in Louisiana
CATAHOULA PARISH, La. (KALB) – During Louisiana’s cold weather event on January 25, four individuals—Catahoula Parish Sheriff’s Deputy Mike Carithers, Jonesville Police Officer Cory Hall, and citizens Stanley Gardner and Jason Cross— performed a daring rescue in the cold waters of Little River near Archie Park at Texaco Towne.
According to the Catahoula Parish Sheriff’s Office, a pickup truck had entered the river, trapping its driver inside. The responders forced their way into the vehicle and successfully removed the trapped occupant, who was then transported to LaSalle General Hospital, where they received treatment for hypothermia.
At this time, it remains unclear how the vehicle entered the river.
Sheriff Toney Edwards extended personal thanks to the Sandy Lake Fire Department and Jonesville Fire Department for their rapid response to the emergency. He has also officially recognized four rescuers.
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Copyright 2026 KALB. All rights reserved.
Louisiana
Louisiana judge admits to misconduct; is suspended without pay for rest of term
CATAHOULA PARISH, La. (KALB) – Judge John Reeves, who serves the 7th Judicial District Court in Catahoula and Concordia parishes, pleaded guilty in a Judiciary Commission investigation to having engaged in misconduct in his actions at the judge’s bench.
The investigation, in conjunction with admissions of guilt by Reeves, found he:
- issued a legally deficient verbal order of visitation in a child custody case
- issued a legally deficient verbal search warrant in a criminal case
- allowed two members of his court staff to seek appointment as reserve deputies of the Catahoula Parish Sheriff’s Office
- failed to timely recuse himself in a criminal case and gave the appearance of bias
- failed to comply with the Code of Criminal Procedure in reducing, revoking, and subsequently reinstating the defendant’s bond in a criminal case.
The Louisiana Supreme Court issued an opinion on June 25 agreeing with the Commission’s findings.
In acceptance of Reeve’s admissions, his four-month suspension will last from August 31, through the end of his term in office on December 31, 2026.
In addition to the suspension, Reeves must pay $6,148 to the Judiciary Commission of Louisiana.
Read the opinion by clicking here.
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Copyright 2026 KALB. All rights reserved.
Louisiana
6 Best Out-of-State 529 Plans for Louisiana Residents (Beyond START Saving) – Big Easy

College tuition keeps sprinting ahead of inflation while paychecks jog behind. If you live in Louisiana, you feel that gap every time you price out LSU or Tulane. The numbers sting, so let’s focus on what you can control—where you park the money that will one day bridge it.
Louisiana’s START Saving Program is a hometown hero, but it isn’t the only game. Several out-of-state 529 plans charge lower fees, offer broader menus, and often leave families with more dollars come freshman year.
Below, we profile six of them and show which one could give your future Tiger—or Green Wave, Warhawk, or Cajun—a running start.
Why look beyond Louisiana’s START Saving Program?
If you own a START account, you already know the elevator pitch: you can deduct up to $2 400 per beneficiary each year (double for joint filers) and trim about 3 percent from that slice of income, worth roughly $72 to $144 in real tax savings. Add the state’s Earnings Enhancement match—2 percent for high-income families up to 14 percent for lower earners—and START feels like a no-brainer.
Those perks are real but only one side of the ledger. START offers just ten pre-built portfolios, so you’re locked into the glide path the program designers deem best for “most families.” The lineup skews conservative, and over 18 years even a 0.25-point fee edge or a slightly bolder stock mix in another plan can snowball into thousands of extra tuition dollars.
Louisiana’s deduction is capped, too. After you exceed the limit, each additional dollar gains no immediate state benefit yet remains tied to START’s narrow menu—and you risk forfeiting past matches if you later roll the account elsewhere.
For households in the 2 percent match tier (roughly six-figure incomes), that guaranteed boost is pleasant, not pivotal. A cheaper, better-performing plan can outrun 2 percent in only a few years and keep widening the gap long after the state match is gone.
Bottom line: START is a solid baseline, especially for families who land the double-digit match. Once that match slips or your contributions blow past the deduction cap, the math favors an out-of-state plan with lower costs, stronger returns, and tools START doesn’t offer.
How we picked the winners
We reviewed dozens of 529 plans with one question in mind: Which option leaves the most money in the account on move-in day with the least hassle along the way?
First, we pulled fee and performance data from each plan’s 2026 disclosure booklet and cross-checked it against independent scorecards from Morningstar and Savingforcollege. Lower costs were non-negotiable. Every extra 0.30 percent in annual expenses can shave thousands of dollars off an 18-year balance. Any plan charging more than 0.30 percent on its cheapest age-based track failed our first cut.
Next, we graded the survivors on five weighted factors that matter to an out-of-state saver:
| Factor | Weight | Why it matters |
| Long-term performance | 35 % | Strong returns compound faster than any state perk. |
| All-in fees | 25 % | Every basis point saved keeps working for you. |
| Flexibility and investment choice | 15 % | More options let you dial risk as life changes. |
| Louisiana tax economics | 15 % | Plans that rely on resident-only perks lost points. |
| Digital experience | 10 % | A smooth app and easy autopay keep contributions steady. |
Each plan started at 100 points. We subtracted for high costs, weak oversight, or a thin fund menu, then added bonuses for polished mobile tools or tax parity that helps non-residents. Only six plans scored 85 or higher, and those are the ones you’ll see next.
1. Illinois Bright Start 529 college savings plan
Bright Start tops many national rankings, and the numbers show why. Its age-based index portfolios cost only 0.10 to 0.15 percent each year, roughly a dime on every hundred dollars you invest. No enrollment or maintenance fees nibble at the balance, so more of each contribution keeps compounding for your child.
Low fees matter because college itself is anything but cheap. A recent breakdown puts the average total cost of attendance at about $31,000 per year for an in-state public university and roughly $65,000 at a private nonprofit. Bright Start’s True Costs of College tool lets you plug in those figures, adjust for inflation, and translate sticker shock into a monthly savings target you can actually hit.
Low cost matters, but performance seals the deal. Bright Start pairs its lean pricing with funds from Vanguard, Dimensional, and other heavyweights. The result is benchmark-like returns that have earned Morningstar’s Gold rating seven years in a row. The program even trims fees as assets grow, proof of active stewardship rather than set-and-forget complacency.
Choice is another edge. Let an enrollment-date portfolio glide from stocks to bonds, or build a custom mix from eleven fund families if you like to tinker. Setup takes minutes online, and the interface feels closer to a modern brokerage app than a state portal. Gifting links and the READYSAVE 529 mobile app make it easy for grandparents to chip in at birthdays instead of buying another toy.
For a Louisiana family, the trade-off is clear. You give up START’s small tax deduction and match, but you also cut expenses by about a third compared with many advisor-sold plans and by a hair compared with START’s cheapest tracks. On a six-figure tuition bill, that fee gap can erase the $144 state tax break in a few years and keep saving you money afterward.
Who benefits most? High-saving households that want every basis point working, parents who prefer a set-and-forget approach, and investors who trust Vanguard and Dimensional yet still enjoy tweaking allocations without opening a full brokerage account. Bright Start delivers all of that without residency hoops or hidden costs, giving your tuition fund a simple way to grow faster.
2. Utah My529
Utah’s My529 is a multitool among college-savings plans. Fees stay razor thin, about 0.10 to 0.11 percent for the popular enrollment-date portfolios, so you start each year only a hair behind the market instead of a full stride back.
Price is only half the draw. My529 lets you design a portfolio to the decimal. Want a 60/30/10 split between U.S. stocks, international stocks, and bonds? Set it once and forget it. Prefer a factor tilt with Dimensional funds? That takes two clicks. No other direct-sold plan offers this level of control without pushing you into a brokerage account.
Choice could feel overwhelming, yet Utah’s interface stays friendly. The dashboard shows your custom mix beside a simple slider that illustrates how risk shifts as college approaches, and the READYSAVE 529 mobile app allows one-tap contributions on the way to carpool.
For a Louisiana saver, the trade-off is clear. You give up START’s small deduction but gain expense-ratio savings that compound every year. If your household already maxes retirement contributions and wants each education dollar working at full strength, Utah’s blend of low cost and surgical customization is hard to top.
3. Ohio CollegeAdvantage 529 savings plan
If Bright Start wins on price and My529 wins on customization, Ohio’s CollegeAdvantage takes the prize for versatility. Its core index portfolios cost about 0.14 to 0.20 percent, just a whisper above Illinois yet still well below the national average, and that modest fee buys a toolkit few rivals match.
Start with the basics. Age-based “Ready-Made” tracks glide from an 80/20 stock–bond mix down to a conservative stance as college nears. Set it, forget it, and log in once a year to admire the chart.
Need something safer for a junior who applies next fall? Shift a slice into the FDIC-insured CD ladder or the stable-value option. Want more growth for a newborn? Add a Dimensional U.S. Small-Cap Value fund. CollegeAdvantage lets you tailor risk to each child instead of forcing every dollar down the same path.
Back-office strength matters too. The Ohio Tuition Trust Authority has run 529s since the 1990s and keeps trimming admin costs as assets grow; a recent cut pushed the program fee to roughly 0.12 percent, showing that every penny is negotiated on your behalf.
For Louisiana savers, the math echoes earlier picks. You lose the START deduction but gain tools that dial risk with precision. That range helps families with kids of different ages: park senior-year funds in a CD, let baby-brother’s money ride equities, and still manage everything under one login. If you value flexibility and capital preservation equally, Ohio hits the sweet spot.
4. New York 529 college savings program (direct)
Sometimes the best pitch is simple: it just works. That sums up New York’s direct-sold plan. The state pairs Vanguard index funds with three age-based tracks and 13 static options, then prices the whole package at a flat 0.11 percent—all in, no extras. That is about as cheap as college saving gets without a residency card.
Because the lineup is pure index, performance mirrors the broad market minus that tiny fee. You never need to babysit managers, rebalance mid-semester, or worry that an exotic strategy will drift off course. Pick an enrollment year, set up auto-drafts, and let the glide path carry you to diploma day.
Scale adds another quiet edge. With more than $30 billion under management, New York secures institutional share classes most investors never see. Each fee cut flows straight into higher net returns, and the comptroller’s office tends to trim expenses every few years as assets grow.
What does a Louisiana family give up? Only the START deduction. At this fee level, the math often tilts toward New York after a few contribution cycles. You will not find CDs, ESG funds, or custom sliders here, but you will find a reliable, low-maintenance engine that keeps more of your dollars compounding for tuition instead of topping off fund-company coffers.
If you want minimal effort, maximum efficiency, and Vanguard simplicity, bookmark this plan tonight.
5. Massachusetts U.Fund college investing plan
Picture everything you like about a Fidelity brokerage account: clean interface, quick trades, and strong brand trust. Now drop a college fund inside that same dashboard. That is U.Fund in practice. Fidelity handles the portfolios and customer service, so you sign in with the same credentials you already use for your IRA or taxable account and see the 529 balance right beside them.
Cost stays on brand. The index age-based tracks land around 0.11 percent, matching New York and only pennies above Illinois. Fidelity covers the program fee, so the published expense ratio is the whole bill. Active tracks cost more, but sticking with the lean index lineup keeps every dollar working.
The menu strikes a rare balance. Choose an enrollment-date portfolio and let it glide automatically, or pick from a short list of Fidelity index funds to tilt toward small caps or international stocks. The list is broad enough to personalize yet slim enough to prevent decision fatigue.
For Louisiana savers the story repeats: you forfeit START’s small deduction, but you gain a seamless view of all your Fidelity assets. If you already check the Fidelity app while waiting for coffee, parking tuition money in U.Fund feels natural, and that ease keeps contributions on autopilot—half the battle in college savings.
6. California ScholarShare 529
ScholarShare feels more like a modern fintech app than a state program, and that polish matters. A clean dashboard, biometric login, and shareable gifting links make contributions almost frictionless—perfect when Grandma asks what the toddler wants for a birthday.
Under the hood, costs stay competitive. Index age-based portfolios run about 0.15 to 0.20 percent, a touch higher than our fee leaders yet still below the national average. California’s large asset base secures institutional share classes, and those savings flow to every account owner, including Louisianans.
ScholarShare offers choice without clutter. Beyond the standard enrollment-date tracks you can select:
- Social Choice portfolio for families who prefer companies with stronger environmental, social, and governance scores.
- Savings portfolio that keeps principal safe in an interest-bearing account, ideal when college is two years away and you will not risk tuition money.
There is no California tax deduction, even for residents, so out-of-staters start on equal footing. Your decision comes down to whether low fees, ESG access, and sleek usability outweigh START’s modest deduction and match. If you value user experience and responsible investing, ScholarShare is a strong closer for our list.
START vs. the six out-of-state contenders
Numbers often tell the story better than any pitch, so here is how Louisiana’s hometown plan stacks up against the six heavy hitters we just covered.
| Plan | All-in fee range | 5-year return (age-based)* | LA state tax benefit? | Stand-out feature |
| START (LA) | 0.04–0.14% | ~6.0% | Yes: up to $144 tax savings plus 2–14% match | State match for lower-income savers |
| Illinois Bright Start | 0.10–0.15% | ~7.1% | No | Ultra-low fees, Gold rating |
| Utah My529 | 0.10–0.11% | ~7.0% | No | Build-your-own portfolio flexibility |
| Ohio CollegeAdvantage | 0.14–0.20% | ~6.9% | No | Vanguard, DFA, and FDIC CDs in one plan |
| New York Direct | 0.11% flat | ~6.9% | No | Simple Vanguard index lineup |
| Massachusetts U.Fund | 0.11% (index) | ~7.0% | No | View inside your Fidelity app |
| California ScholarShare | 0.15–0.20% | ~6.8% | No | ESG option plus principal-protected fund |
*Returns are annualized for the moderate age-based track through Q1 2026. Past performance never guarantees future results.
At a glance you can see why many high-earning Louisiana families look outside the state. START’s match slips to 2% once household income tops six figures, leaving the $144 tax break as the only yearly perk. A fee edge of 0.30% in another plan can wipe out that benefit in just a few years and keep adding savings after that.
Families in the 9–14% match bracket should weigh that free money carefully before moving. Rolling the account later forfeits the match, and Louisiana will not claw back prior deductions, so switching is mostly a one-way move unless outside returns clearly outweigh lost match dollars.
Use the table as a quick gut check. If you need the best blend of price and flexibility, Illinois or Utah stand out. If you want an FDIC sleeve for near-term tuition, Ohio is your pick. Prefer ESG while keeping costs low? California meets that need. Find the row that solves your biggest worry, open the account, and set up automatic drafts; consistency matters more than any spreadsheet tweak.
FAQs Louisiana families ask about 529 plans
Can I open an out-of-state 529 even though I already have a START account?
Yes. You can own multiple 529s for the same child. Federal rules allow one rollover per 12 months, but there is no limit on how many plans you fund at the same time.
Will Louisiana claw back my past tax deductions if I roll START money to another plan?
No. A direct rollover is not treated as a withdrawal, so the state leaves prior deductions intact. You will, however, forfeit any Earnings Enhancement match already credited to the account.
How big is the deduction I give up if I skip START?
Louisiana lets you deduct up to $2 400 per beneficiary each year, or $4 800 if you file jointly. At a three percent state tax rate, that saves roughly $72 to $144 per child each year.
Why do experts care about a 0.10 percent fee difference?
Compounding is powerful. Morningstar’s 2025 analysis shows trimming expenses by 0.30 percent can add thousands of dollars to an 18-year balance, easily outpacing Louisiana’s modest deduction after a few years.
Can my child still use the money at LSU or a Louisiana community college if it is in a Utah or Illinois plan?
Absolutely. Any accredited school that participates in federal financial-aid programs can receive funds from any state’s 529. Out-of-state plans pay Louisiana institutions every day.
What happens if my child earns a full scholarship?
You may withdraw up to the scholarship amount without the ten-percent penalty (you will owe income tax on the earnings), change the beneficiary to another family member, or, under SECURE 2.0, roll up to $35 000 into the beneficiary’s Roth IRA once the 529 has been open for 15 years.
Wrapping up and taking action
The six plans above prove one thing: Louisiana parents can hunt for lower fees, broader menus, and smoother apps without losing federal tax perks. START still shines if you qualify for a double-digit state match, but once that match drops to two percent—or your contributions top the $4 800 deduction cap—an out-of-state heavyweight often wins the long game.
Here is your playbook:
- Decide whether START’s deduction and match beat a lifetime of lower fees. A quick spreadsheet or online calculator can answer this in ten minutes.
- Choose the plan whose superpower matches your biggest need: cost (Illinois, New York), customization (Utah), versatility (Ohio), integrated dashboard (Massachusetts), or ESG focus and ease (California).
- Open the account tonight while the research is fresh, set a modest automatic draft, and ignore short-term market noise. Consistency builds balances.
Your child’s first tuition bill may feel distant, but compounding works hardest during the quiet years. Plant the seed now, water it regularly, and you will be ready to celebrate on graduation day.
Louisiana
Moncus Park gets helping hand from 260 youth volunteers across Louisiana
Volunteers from five Louisiana regions completed beautification projects as part of the Church’s annual Youth Conference in Lafayette
Lafayette man makes Louisiana mountaineering history
Dr. Linus Wilson became the first known Louisianan to reach all 50 state high points, summiting Mount McKinley solo.
More than 260 youth and adult volunteers from The Church of Jesus Christ of Latter-day Saints spent Thursday morning giving back to one of Lafayette’s most popular public spaces.
On July 9, the volunteers completed the project at Moncus Park. The volunteers, who were in Lafayette for the Church’s annual Youth Conference at the University of Louisiana at Lafayette, traveled from stakes in Monroe, Alexandria, Baton Rouge, Denham Springs and Slidell to participate in the two-hour service project, according to a news release.
Working across the park, the group helped improve the 100-acre community destination, which serves as a gathering place for recreation, events and outdoor activities throughout the year.
The project also highlighted the role volunteers play in helping maintain public spaces that thousands of Lafayette residents enjoy.
The service project was part of the Church’s annual Youth Conference, which combines faith-centered learning with opportunities for community service.
“As followers of Christ, we believe one of the most meaningful ways to show our love for God is by serving our neighbors,” Karl Winegar, Stake President of The Church of Jesus Christ of Latter-day Saints over the Lafayette and Baton Rouge areas, said. “Strong communities are built when people care for one another, and service gives these young people an opportunity to put their faith into action.”
Winegar added that, as they work alongside the community, a bigger purpose is being taught for the volunteers.
“They are learning that even simple acts of kindness can strengthen relationships, meet needs, and make a lasting difference in the lives of others,” Winegar said.
Aaron Gonsoulin is the General Assignment/Trending Reporter for The Daily Advertiser. Contact him at AGonsoulin@theadvertiser.com.
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