Hawaii

Rising premiums, reduced subsidies may push Hawaii residents off ACA plans

Published

4 days ago

December 20, 2025

Rising premiums, reduced subsidies may push Hawaii residents off ACA plans

HONOLULU (HawaiiNewsNow) – Gov. Josh Green predicted Friday that thousands of Hawaii residents may give up their health insurance after Congress did not extend subsidies for Affordable Care Act policies.

Green pledged millions in local taxpayer funds to help them maintain coverage.

Hawaii’s 24,000 Affordable Care Act customers faced uncertainty in December as they had to reenroll without knowing whether extra subsidies would be extended.

Now that the subsidies are ending, customers must find more money or reduce their coverage.

Premium increases force difficult choices

Insurance agent and radio host Martha Khlopin works with about 300 people who depend on ACA premium subsidies.

“People, I think, will be making the decision, taking that risk and just praying they don’t get sick,” Khlopin said. “So I pray that too. Don’t get sick in 2026, because your premiums and co-pays might be a lot.”

As an example, Khlopin cited a 50-year-old man who makes $40,000. He was paying about $170 a month this year for a plan with good coverage. His new plan will cost about $500 a month starting in January.

“It’s a pretty big increase for him,” Khlopin said. “So what he decided to do was just use his savings to cover the premiums because he really needs to keep the very generous platinum plan that he has right now.”

Coverage downgrades expected

Khlopin said others are downgrading their coverage, choosing lower premiums but much higher out-of-pocket costs and deductibles.

“So it’s a lower premium, but you have higher cost because you have to meet a deductible,” Khlopin said, noting that could lead some people to avoid care.

“So if I do need a particular procedure that’s expensive, I might decide not to get that done, which ultimately can cause more problems down the road,” Khlopin said.

Green predicted an even more dire scenario with thousands choosing to go without coverage.

“That’s really bad, because it’s not just the lack of insurance for them. It’s also $150 million of uncompensated care to rural facilities to our community health centers,” Green said.

State tax credit proposal

Green proposed that the state make up the lost subsidies with a state tax credit for about 8,000 ACA customers.

“The analysis we did is that to do the enhanced subsidy that Congress walked away from for now would cost $16.5 million,” Green said.

“That would definitely be a very, very wonderful gift to people to know that there is some relief coming to lower those health insurance premiums,” Khlopin said.

What remains unclear is how quickly that aid could reach policyholders and what will happen to those who decided not to renew when the deadline for open enrollment ended Monday.

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Hawaii

Episode 39 of the ongoing Halemaʻumaʻu eruption is underway at Kīlauea | Maui Now

Published

6 hours ago

December 24, 2025

Press Room

Episode 39 of the ongoing Halemaʻumaʻu eruption is underway at Kīlauea | Maui Now

December 23, 2025, 9:01 PM HST

[V1cam] Kīlauea volcano, Hawaii (west Halemaʻumaʻu crater) VC: USGS

Episode 39 of the ongoing Halemaʻumaʻu eruption began at 8:10 p.m. HST on Dec. 23, according to an update from the Hawaiian Volcano Observatory. Sustained lava fountains approximately 100 feet in height are currently erupting from both north and south vents, with increasing heights.

Past episodes have produced incandescent lava fountains over 1,000 feet high that produce eruptive plumes up to 20,000 feet above ground level. According to the National Weather Service, winds are blowing from the northeast direction, which suggests that volcanic gas emissions and volcanic material may be distributed to the southwest.

[V3cam] Kīlauea volcano, Hawaii (south Halemaʻumaʻu crater) VC: USGS

All eruptive activity is confined to Halemaʻumaʻu crater within Hawaiʻi Volcanoes National Park; commercial airports in Hawai’i County (KOA and ITO) will not be affected by this activity.
Three Kīlauea summit livestream videos that show eruptive lava fountains are available here: https://www.youtube.com/@usgs/streams
KPcam and MKcam provide views of the plume height for aviation purposes

Episode 39 was preceded by overflows of degassed lava that began at approximately 6:41 p.m. from the south vent and continued to increase in intensity until 8:10 p.m., when sustained fountaining began, according to the HVO.

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Most episodes of Halemaʻumaʻu lava fountaining since Dec. 23, 2024, have continued for around a day or less and have been separated by pauses in eruptive activity lasting generally at least several days.

No changes have been detected in the East Rift Zone or Southwest Rift Zone.

Kīlauea Volcano Alert Level/Aviation Color Code remain at WATCH/ORANGE. All current and recent activity is within Hawaiʻi Volcanoes National Park.

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Hawaii

Former teammates will square off as coaches for Hawaii and Cal in the Hawaii Bowl

Published

18 hours ago

December 23, 2025

Press Room

Former teammates will square off as coaches for Hawaii and Cal in the Hawaii Bowl

HONOLULU — A pair of former college teammates will face off when Hawaii takes on California in the Hawaii Bowl on Wednesday.

Hawaii coach Timmy Chang and Cal interim coach Nick Rolovich were quarterbacks at Hawaii and teammates for two seasons in 2000-01.

Chang made 50 career starts in four years, while Rolovich started 12 games over two seasons.

“I’m grateful to be here with Timmy, so much great history with us,” Rolovich said on Monday.

He pointed out that the 15,000-seat Clarence T.C. Ching Athletics Complex where they’ll play on Christmas Eve sits on what previously served as the Rainbow Warriors’ practice facility, Cooke Field, where Rolovich was first introduced to Chang.

“I think that makes it even more special, that the game’s not only played in Hawaii, but played kind of right there in that spot,” Rolovich said.

Chang, in his fourth year leading Hawaii (8-4), said he and Rolovich were roommates on the road in their playing days.

Hawaii head coach Timmy Chang in the first half during an NCAA football game against Arizona on Saturday, Aug. 30, 2025, in Tucson, Ariz. Credit: AP/Rick Scuteri

“We ended up building a close bond,” he said. “I got to learn so much from this guy here, just watching him go through everything that a college student-athlete goes through, the ups, the downs. There’s so many things that I learned from Rolo. … (We were) just kids at 18 to 20, 21 years old, coming together and now look at us here. It’s special, it really is.”

Bowl-ing season

Hawaii will be making its 15th bowl appearance and its 10th in the Hawaii Bowl. The last postseason appearance for the Rainbow Warriors came in 2019, when they beat BYU in the Hawaii Bowl. They earned a bid to their hometown bowl in 2021, but were forced to withdraw due to COVID issues within the program.

Cal (7-5) will be playing its 27th bowl game. It earned bids to the LA Bowl in each of the past two seasons, but lost to Texas Tech in 2023 and UNLV a year ago. The Golden Bears are seeking their first eight-win season since 2019.

Inside the numbers

Both teams have found success passing the ball this season. Hawaii ranks ninth in the FBS in passing offense at 289.7 yards per game, while Cal’s average of 270.8 yards ranks 21st. Opponents have averaged 197.1 passing yards against the Golden Bears, the 37th best mark in the country, while Hawaii has surrendered an average of 218 yards through the air (62nd in FBS).

Cal ranks last (134th) in rushing offense at a mere 76.5 yards per game. Hawaii’s 104 rushing yards per game ranks 125th nationally.

Southpaw slingers

Both starting quarterbacks are left-handed and hail from neighboring towns on the west side of the island of Oahu. Cal’s Jaron-Keawe Sagapolutele, who has passed for 3,117 yards with 20 total touchdowns, is a true freshman from Ewa Beach, while Hawaii’s Micah Alejado calls Kapolei his hometown. The redshirt freshman has logged 2,832 yards through the air and tallied 22 total TDs.

All-Americans

Cal defensive back Hezekiah Masses and Hawaii placekicker Kansei Matsuzawa each received All-America recognition for their respective senior campaigns. Masses recorded five interceptions, 18 passes defended and 43 tackles en route to an AP second-team selection, while Matsuzawa converted 25 of 26 field goals and all 37 of his extra-point attempts to earn AP first-team honors.

Change at the top

Rolovich was named interim coach after Justin Wilcox was fired on Nov. 23. Just six days after the coaching change, Cal upset then-No. 21 SMU 38-35 with Rolovich at the helm. On Dec. 4, the school announced the hiring of Oregon defensive coordinator Tosh Lupoi as the program’s coach. Rolovich will remain on staff for the Golden Bears as quarterbacks coach and assistant head coach.

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Hawaii Bowl attendees advised to take public transit to avoid traffic, parking

Published

1 day ago

December 23, 2025

Press Room

Hawaii Bowl attendees advised to take public transit to avoid traffic, parking

HONOLULU (HawaiiNewsNow) – Planning to go to the Hawaii Bowl? City leaders are encouraging fans to utilize public transportation.

The Hawaii Bowl will take place Christmas Eve in front of a sold-out crowd at the University of Hawaii at Manoa’s Clarence T.C. Ching Athletics Complex.

Kickoff is set for 3 p.m.

To help attendees get to and from the game, the city Department of Transportation Services (DTS) is ramping up bus services that connect Skyline’s Ahua Lagoon rail station and the UH Manoa campus.

“We want fans focused on the game, not on traffic or parking. TheBus and Skyline offer the safest and easiest way to get to UH Manoa and back home to celebrate the holiday with family,” Mayor Rick Blangiardi said.

Regular TheBus U Line service (Ahua Lagoon Drive Skyline Station–UH Manoa via the H-1 Freeway) will operate throughout the day.

To improve travel for game attendees, DTS will also run additional U Line service every 15 minutes between 12:15 p.m. and 2:45 p.m.

Along with the U Line and Skyline, the A Line (Ahua Lagoon Drive Skyline Station – UH Manoa) will be running regular weekday service between the Ahua Lagoon Drive Station and Sinclair Circle at UH Manoa.

Fans can also reach UH Manoa on Routes 1, 1L, 4, 6, and 13.

DTS encourages riders to plan ahead using the Transit App to map out routes, check arrival times, and stay on top of travel options.

Regular fares will be in effect for Skyline and TheBus. All annual and monthly fares are valid for Skyline and TheBus.

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