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Here’s how much money is needed to be considered middle class in Maryland

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Here’s how much money is needed to be considered middle class in Maryland


How much money does it take for a household to be considered middle-class? A new study shows that the bar is pretty high if you live in Maryland. 

GOBankingRates found that Marylanders required the most money – a median household income of $98,461 – to be considered middle class. 

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The personal finance site analyzed data from the 2022 American Community Survey as conducted by the U.S. Census Bureau, then found the middle-class income for every state.

The company followed the Pew Research Center’s definition of middle-class income — “two-thirds to double the U.S. median household income.”

According to the data, the middle-class household income averages across the U.S. ranged between $52,000 and $98,500 in 2024.

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But the study also found that the income levels required to be considered middle-class varied significantly depending on where a person lived.

 Study: Americans must make over $1 million per year to be in the top 1% in these states

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Other states that topped the list included New Jersey, Massachusetts, Hawaii, California, New Hampshire, Washington and Connecticut.

In contrast, it cost $52,985 to be considered a middle-class household in Mississippi. The bottom also included West Virginia, Arkansas, Louisiana, New Mexico and Alabama.

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See the full report here.

Inflation has surged in the past few years, peaking at 9% in June 2022. That means some families who were middle class in 2020 may no longer be in that category. 

 Here’s how much money you need to feel ‘rich’ in 2024

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According to an annual survey from financial investment firm Charles Schwab, Americans think it takes a net worth of $2.5 million on average to be considered wealthy, up slightly from 2023 when it was $2.2 million. 



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Can Democratic lawmakers curb federal immigration efforts in Maryland? They think so – WTOP News

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Can Democratic lawmakers curb federal immigration efforts in Maryland? They think so – WTOP News


Democratic legislators intend to pass laws to target the efforts of federal immigration officers operating in the state of Maryland.

While affordability and the state’s budget are the themes talked about by Democratic legislators, some of the laws they intend to quickly pass will target the efforts of federal immigration officers operating in the state of Maryland.

One bill, Senate Bill 1, which is reserved for legislation that wants to make a symbolic point, would prohibit federal law enforcement officers from wearing masks while conducting normal operations.

“I think all of us can sit back and imagine if you’re sitting in your car and somebody runs up to you, even as a law enforcement agent that quickly shows us a badge and has their face covered, I know I would be terrified,” said Senate President Bill Ferguson. “It’s just not how you build trust in policing.”

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With a super majority in both chambers, a version of the bill is expected to pass over the objections of Republicans like Frederick County State Sen. William Folden.

“I don’t think that as a state, we’re allowed to tell the federal government — we can’t tell them what their policies are going to be,” Folden said. “Let’s be very transparent on this. If we didn’t have… activists going out and doxing these agents and their families and putting their addresses out on social media and endangering them — their well being — as well as their family. You wouldn’t have this problem.”

Folden, who spent decades with Maryland State Police, calls the bill an “irrational response” from Democrats who want to distract voters from issues of affordability, especially as it pertains to energy bills around the state.

Ferguson said under the 10th Amendment to the U.S. Constitution, the state has the power to pass bills like this.

“Anything that is not expressly outlined in the Constitution is the responsibility of the state,” Ferguson said. “How a law enforcement entity operates in the state of Maryland is subject to Maryland state laws and constitution.”

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Folden expressed skepticism about that.

“I don’t know that that’s accurate,” he said. “They’re literally federal law enforcement officers that have a job description, and they’re enforcing the law of the land.

Folden compared the high number of deportations under former President Barack Obama’s administration to ICE’s operations in the U.S. under President Donald Trump.

“We didn’t see this,” he said. “We didn’t see these people out there doxing federal agents.”

Ferguson did admit the issue would likely end up in the courts.

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Another issue likely to be decided in a courtroom is the participation of local enforcement agencies with Immigration and Customs Enforcement’s 287(g) program, which allows local officers to help ICE identify and remove noncitizens arrested for another crime. Efforts to keep local agencies from participating in that program stalled out last year.

Ferguson and House Speaker Joseline Peña-Melnyk say that won’t happen this time.

“Immigrants deserve to live with dignity and respect,” Peña-Melnyk said. “How can we as Americans stand by the disrespect? The abuses? People losing their lives? Racial profiling? Civil rights violation?

“It doesn’t matter whether you’re a Republican, a Democrat,” she added. “What’s right is right, what’s wrong is wrong. You don’t treat any human being that way. My God, that I believe in, loves everyone.”

Ferguson described ICE as a “paramilitary force” that was “offensive to humankind” during his comments Wednesday.

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“Of course, we should enforce the law, but we don’t need to do it in a way that disrespects humanity,” Ferguson said. “So until there is a major shift, until there is a major restructuring of how that organization functions, Maryland should not be partnering and furthering an organization that does not follow Maryland values.”

But Folden touted the system and said scrapping it will only lead to more chaos.

“The process we have in place is very uniform,” Folden said. “It’s justified, as they’re already under arrest for another offense, and it’s not invasive into our communities, as far as boots on the ground going in and being disruptive. It’s only when they have another contact with law enforcement for an arrestable offense.”

He said the elimination of the program in Maryland would likely lead to the sort of efforts and encounters happening in Minnesota.

Folden also isn’t sure the state has the power to tell elected sheriffs, whose jobs exist under the state constitution, when they can and can’t engage with federal agencies. If the bill is passed into law, it’ll be a judge who makes that determination.

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“They’re already lining up. They’ve already got counsel,” said Folden, about some sheriffs’ offices. “They’re lining up because everyone can see the writing on the wall. It’s about virtue signaling. It’s not about anything else except hiding their own mismanagement of funding and taxpayer dollars.”

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© 2026 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.



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High stakes for Gov. Moore as Maryland General Assembly starts legislative session – WTOP News

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High stakes for Gov. Moore as Maryland General Assembly starts legislative session – WTOP News


Gov. Wes Moore is running for reelection this year as Maryland continues to face challenges, such as federal funding cuts, immigration enforcement and a looming $1.4 billion budget deficit.

Gov. Wes Moore is running for reelection this year as Maryland continues to face challenges, such as federal funding cuts, immigration enforcement and a looming $1.4 billion budget deficit.

Wednesday marked the start of the final legislative session of Moore’s first term.

The Maryland General Assembly is expected to focus on a number of key issues during its 90-day session, including the state’s debt, actions by U.S. Immigration and Customs Enforcement, public safety initiatives and education.

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In an interview with WTOP anchors Anne Kramer and Shawn Anderson, Moore said the budget deficit will impact decisions.


Maryland Gov. Wes Moore speaks with WTOP about his last legislative session during his first term as governor


“I’m going to introduce a balanced budget that is actually going to be, the general fund is going to be smaller than the year before, so we are actually going to decrease the size of our spending,” Moore said, noting that it will not include tax or fee increases.

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He noted that manufacturing and private sector investments, from corporations such as Samsung Biologics and AstraZeneca, will support jobs and the state economy.

“We’re going to diversify our economy off of Washington, D.C. We are going to make sure we’re spending smartly and wisely, and not spending on things that are either not effective or not sustainable,” he said.

Moore gave WTOP no clues into which programs may see reduced funding when he rolls out the budget next week, but hinted at some “very real investments in public education” and public safety.

“You will see where my priorities are laid out, and you’ll also be able to see the things that we just believe, either because of efficacy or sustainability, did not make the cut,” he said.

In regards to the contract buyouts for hundreds of state employees last year, Moore said those were necessary to have the “most efficient and effective government possible.”

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Some Republican members of the General Assembly have said they intend to watch what Moore does with one word in mind — affordability. At a news briefing Tuesday, minority leaders in the House and Senate announced a planned proposal to introduce an oversight panel to investigate findings from audits into state agencies where the mishandling of funds may have occurred.

GOP leaders also pointed to rising utility bills and financial concerns they’ve heard from constituents.

“One of the bills that I’m introducing is actually helping to address the rising costs of energy bills,” Moore told WTOP. “So if they want to have a serious conversation about energy prices, then I’m ready to have a serious conversation about including things like solar, wind, nuclear technologies and nuclear energy, because these are things that are going to, not just effectively, efficiently, but also in a very speedy and affordable way, be able to increase the supply that we have on energy.”

He touted the lowered teacher vacancy rate, investments into local law enforcement and the subsequent drop in violent crimes as examples of these “smart investments.”

“Eighteen of the last 21 budgets in the state of Maryland have required cuts in order to balance. And so, we’ve got to get away from this idea that we invest based on formulas and start investing based on results,” Moore said.

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Between Baltimore And Annapolis Is A Friendly Maryland Village With Lovely Streets And Suburban Ease – Islands

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Between Baltimore And Annapolis Is A Friendly Maryland Village With Lovely Streets And Suburban Ease – Islands






Maryland may be one of the smallest states in the United States (ranking number 42 out of 50 for land mass size), but its diversity has actually earned it a cool nickname: “America in Miniature”. Home to the largest estuary in America (the stunning Chesapeake Bay), the Old Line State also boasts buzzing metropolises like Baltimore and historic gems like the capital city of Annapolis, as well as a wealth of suburban villages between the two.

One such place is the homey suburb of Ferndale, tucked between the state’s two largest cities and just a few miles inland from Curtis Creek. Only about 10 miles south of Baltimore, this close-knit village is praised for its friendliness and laid-back urban highlights, including shopping malls, lovely residential streets, local museums, and historic nearby landmarks. Thanks to its position, Ferndale is often picked for its suburban ease and for being cheaper and less crowded than Baltimore while still offering plenty of things to do, from sports and parks to historic forts by the bay just a short drive away.

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If you are planning to make your way to Baltimore via air, Ferndale is in the perfect place to spend the night after landing at Baltimore/Washington International Airport (BWI). In fact, it is only about 2 miles from the airport and roughly 11 miles from Baltimore. This friendly suburb is also a great starting point for visiting Annapolis, one of America’s prettiest cities on the East Coast, located about 20 miles south of Ferndale, towards the glittering Eastern Bay.

Walk and shop among Ferndale’s charming streets

Technically a part of Glen Burnie, Ferndale may not have the world-class museums and storied streets of Annapolis or the vacation town vibes of bayside St. Michaels, but that’s because it’s more of a local’s playground than a tourist-filled village. It certainly doesn’t lack things to do and places to explore, with excellent shopping opportunities and residential streets to navigate.

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There is shopping galore available in Arundel Plaza on the eastern edge of Ferndale, connected to Pleasantville Park via the walkable residential streets of Wellham Avenue and West Furnace Branch Road. The northeastern corner of Ferndale is also a great spot to stop for a bite, whether you are after hearty Italian seafood pasta at Romano’s Bar and Grill or a fiery Peruvian dinner of hot, grilled chicken at Sardi’s Pollo A La Brasa. Other local bites worth highlighting include the fresh seafood restaurant Crabtowne, with its special Oyster Fridays, and the highly rated Grill at Quarterfield Station, a no-frills diner serving American fare like burgers and stews.

Ferndale has its share of historic attractions, too. Just a stone’s throw from the airport sits the Benson-Hammond House, a fascinating 19th-century property that also operates a museum. Displaying farming equipment typical of the late 1800s, the house also presents an array of antique Victorian textiles, furniture, and dolls. Open from March to November on alternating Saturdays, entry to the Benson-Hammon House requires a $7 donation for adult non-members (and $3 for minors).

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Enjoy plenty of activities with suburban ease

Unsurprisingly, many pick Ferndale for its excellent connection with both Baltimore and the surrounding Anne Arundel County. In fact, Ferndale is ideal if you want to explore the renowned historic and natural landmarks of the wider county. Highlights of these include the unmissable Fort McHenry National Monument (with its fascinating insight into the story of the national anthem), the natural oasis of Beverly Triton Natural Park, and the sandy beaches and gorgeous swimming and boating opportunities of Fort Smallwood Park.

You don’t even need to leave the suburb’s boundaries to fill your time with entertaining activities. In fact, you don’t even have to leave the airport. The Observation Gallery at the Baltimore/Washington International Thurgood Marshall Airport is a small treat for aviation aficionados. Open to the public without having to go through airport security, the Observation Gallery is a great place to watch landing and departing planes from the Baltimore airport runway, or just learn more about spacecraft aviation through the NASA artifacts and rocket models housed in this tiny exhibition space. Ferndale also has a thriving community that organizes events through the Ferndale Civic Association. Highlights of the calendar include Ferndale Day in May, an Easter Fair and Egg Hunt, and Christmas activities like the annual tree-lighting.

Thanks to their proximity to the airport, Ferndale and Glen Burnie are well supplied with high-standard hotels. The Hampton Inn Baltimore and Garner Hotel Glen Burnie, both 3-star hotels, and the Extended Stay America Suites (2-star) are all located within a square mile of each other, though the 4-star Hilton Baltimore BWI Airport may be worth the price based on comparative reviews. The Maryland Transit Administration runs buses from the hotel (and airport) into and throughout Ferndale, giving you ultimate access to this hidden gem of a town.

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