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7 Budget-Friendly Towns in South Dakota for Retirees

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7 Budget-Friendly Towns in South Dakota for Retirees


Retirement is only the beginning as a new adventure begins. Choosing where to start that fantastic journey is not to be taken lightly. Do you want sun and fun, winter bliss, mountains or plains, outdoor sport, or even a culturally significant wonderland for the mind and heart? It just so happens there is one place you can find all of this and so much more.

South Dakota awaits and is ready to embrace you. An ocean of grass, the Black Hills, cowboy history, plenty of sights and places to absorb as both resident and visitor and rich, dynamic history are around every corner of this lovely state. The cost of living is very reasonable, rural life is celebrated, and friendly folks cannot wait to meet you with warmth and hospitality.

There is never a lack of ways to fill those retirement hours. Golfing, fishing, hiking, camping, learning, embracing a simpler and slower way of life, and living your best life as you blaze down your final path. Come see what South Dakota can offer you during those retirement years. You won’t be disappointed.

Aberdeen

Storybook Land, Yellow Brick Road, in Aberdeen, South Dakota. Editorial credit: Lost_in_the_Midwest / Shutterstock.com

The Midwest is famous for its conservative values, its modest charm, and its hospitable atmosphere, and Aberdeen embodies all of these beautifully. You can expect a slower, friendly environment when walking the streets of this lovely small town in Brown County, and it is even considered the most affordable and one of the least stressed counties in South Dakota by local vote, with an average home price of $268,500.

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Those who enjoy the outdoors will fall in love with all the fishing and hunting opportunities, as well as parks and recreation. Golfers and anyone who loves to swim can find a renewed sense of joy at Aberdeen Aquatic Center or Lee Park Golf Course. Those on a fixed budget will appreciate the mild, warmer months that will not run up your utility bills. If you are worried about medical needs, Avera St. Lukes will take good care of you.

Winner

Winner, South Dakota. In Wikipedia. https://en.wikipedia.org/wiki/Winner,_South_Dakota By Ammodramus - Own work, CC0, https://commons.wikimedia.org/w/index.php?curid=44356021
Winner, South Dakota. In Wikipedia. By Ammodramus – Own work, CC0, Wikipedia

In southcentral South Dakota, Winner is often overlooked but should not be underestimated. Its roots aren’t as much in historical significance and are firmly seated in agriculture and hunting. Retirees who enjoy bagging pheasant will wear an ear-to-ear smile when they learn that their new hometown has an annual pheasant season in October.

Invite the grandkids and watch them lose their minds when you take them to Winner Swimming Pool or Winner City Park. Perhaps teach them the peace and skill of fishing at the Winner Youth Bass Fishing Pond. Then, just for giggles, have dinner at the Winner Chicken Dinner for some authentic homestyle cooking. Its affordability speaks for itself, with an average home price of $199,000.

Yankton

O'Malley's Irish Pub in historic downtown Yankton. Editorial credit: Nagel Photography / Shutterstock.com
O’Malley’s Irish Pub in historic downtown Yankton. Editorial credit: Nagel Photography / Shutterstock.com

Before the states were separated by borders, Yankton was the capital of the territory that is now South Dakota, North Dakota, Wyoming, and Montana. It is considered one of South Dakota’s prettiest towns, set on the Missouri River, with all the charm and beauty you might expect from a historically significant town. Additionally, the average home price is $299,000, so this charm and beauty is easily within reach! Yankton also offers lots of fun activities for retirees, as well as visiting family.

Golf, fishing, water recreation, and parks abound, and bocce is a big hit. For the kids and grandkids, archery classes, rec centers, and plenty of places to swim and play are scattered around the town, many available for use during most of the year. Just in case, the town also has top-notch medical care just around the corner at Avera Sacred Heart.

Spearfish

The federal fisheries railcar exhibit, Fish Car No. 3. at D.C. Booth Historic National Fish Hatchery in Spearfish, South Dakota. Editorial credit: Bo Shen / Shutterstock.com
The federal fisheries railcar exhibit, Fish Car No. 3. at D.C. Booth Historic National Fish Hatchery in Spearfish, South Dakota. Editorial credit: Bo Shen / Shutterstock.com

Life has been hectic; why not settle down in a place that offers peace, tranquility, and affordability? Welcome to Spearfish, a small town with everything you need to slow down, calm the soul, and enchant the spirit. Though the average home price is slightly more expensive at $681,500, this town more than makes up for it in activities for retirees. Breathe in the clean mountain air, listen to the babbling of Spearfish Creek and False Bottom Creek that flow through the town, and enjoy the relaxed environment you might not have wished for but will never get enough of.

This doesn’t mean the town is boring or without its list of interesting activities. Far from it. As a matter of fact, many of the offerings are geared toward seniors, including discounts, and who doesn’t love a lower price when on a fixed budget? Connect with history at the High Plaines Western Heritage Center, golf at Elkhorn Ridge, and when the family pays a visit, camping, fishing, and parks will enchant them.

Vermillion

Old Main hall on the campus of the University of South Dakota in Vermillion. Editorial credit: Ken Wolter / Shutterstock.com
Old Main hall on the campus of the University of South Dakota in Vermillion. Editorial credit: Ken Wolter / Shutterstock.com

Not all college towns are loud, with coeds causing no end of mischief. Vermillion is proof that none of these shenanigans are a problem, instead showcasing peace, a relaxed atmosphere, and rural charm with a small-town appeal. The community is always happy to greet newcomers while celebrating its locals, extending a hand in friendship to all in the great Sioux spirit.

For retirees looking for more culture in their twilight years, Vermillion is both proud and eager to share its many festivals, including the South Dakota Shakespeare Festival every June. Take in a theatrical production at Vermillion Community Theater. Interact with residents during one of the downtown sidewalk events. Don’t forget to plan something for visiting family. A good suggestion is the Vermillion Recreation Center. In terms of affordability, the average home price is $319,900, which means seniors can afford a home without breaking the bank.

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Watertown

Watertown, South Dakota United States. Editorial credit: Sabrina Janelle Gordon / Shutterstock.com
Watertown, South Dakota, United States. Editorial credit: Sabrina Janelle Gordon / Shutterstock.com

It might sound funny, but some retirees don’t want to slow down. After a lifetime of pure momentum, the spirit needs the rush of activities to keep the fire of life stoked. Watertown is your answer, regardless of the time of year. Sacrificing dreams and hobbies to provide, support, and survive is a part of being a working adult. Now is the time to play catch-up. In this affordable town, with an average home price of $369,000, this is possible.

Start with some ice fishing in the frigid winter months. Yes, it might seem like a slow activity, but nothing matches the thrill of pulling a lunker out of a frozen lake. Next, go on an art walk and learn about the local culture and creative energy of the town. When the grandkids visit, splash around with them at Break, the Watertown Escape Room, or take a stroll through Bramble Park Zoo.

Mitchell

The Corn Palace in Mitchell South Dakota, USA. Every year a new mural of a different theme is constructed of corn and other grains. Editorial credit: Johnnie Laws / Shutterstock.com
The Corn Palace is in Mitchell, South Dakota, USA. Every year, a new mural with a different theme is constructed of corn and other grains. Editorial credit: Johnnie Laws / Shutterstock.com

Mitchell is a little faster-paced than many other towns in South Dakota, and there is a good reason for it. First, tourism is pretty constant due to the Famous Corn Palace, drawing a half-million guests annually. As a retiree who still wants a town with lively energy and a constant influx of new guests, this alone makes Mitchell your heaven on earth. That is just the tip of the proverbial iceberg. The average home price is $384,000, meaning these perks are within reach for seniors.

Mitchell boasts a reasonable home value, even for a tourist destination. Local medical care is second to none and caters well to seniors. Nature walks and peaceful picnics at Lake Mitchell are a welcome and time-honored way to bask in the sunshine on a warm spring day. Take the youngins fishing or on a hike. Find your inner child again while embracing your senior nirvana.

History, culture, recreation, outdoor sport, and endless possibilities. This is what South Dakota offers every retiree who chooses to make this sprawling, breathtaking state home. Take a breath as you leisurely run your victory lap after a life of conviction and service. With a lower cost of living, a reasonable median home value, plenty of medical care within reach, and room to spread your wings, there really is nothing quite like it.



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SD Lottery Millionaire for Life winning numbers for Feb. 26, 2026

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The South Dakota Lottery offers multiple draw games for those aiming to win big.

Here’s a look at Feb. 26, 2026, results for each game:

Winning Millionaire for Life numbers from Feb. 26 drawing

03-14-22-50-57, Bonus: 04

Check Millionaire for Life payouts and previous drawings here.

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Feeling lucky? Explore the latest lottery news & results

Are you a winner? Here’s how to claim your prize

  • Prizes of $100 or less: Can be claimed at any South Dakota Lottery retailer.
  • Prizes of $101 or more: Must be claimed from the Lottery. By mail, send a claim form and a signed winning ticket to the Lottery at 711 E. Wells Avenue, Pierre, SD 57501.
  • Any jackpot-winning ticket for Dakota Cash or Lotto America, top prize-winning ticket for Lucky for Life, or for the second prizes for Powerball and Mega Millions must be presented in person at a Lottery office. A jackpot-winning Powerball or Mega Millions ticket must be presented in person at the Lottery office in Pierre.

When are the South Dakota Lottery drawings held?

  • Powerball: 9:59 p.m. CT on Monday, Wednesday, and Saturday.
  • Mega Millions: 10 p.m. CT on Tuesday and Friday.
  • Lucky for Life: 9:38 p.m. CT daily.
  • Lotto America: 9:15 p.m. CT on Monday, Wednesday and Saturday.
  • Dakota Cash: 9 p.m. CT on Wednesday and Saturday.
  • Millionaire for Life: 10:15 p.m. CT daily.

This results page was generated automatically using information from TinBu and a template written and reviewed by a South Dakota editor. You can send feedback using this form.



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SNAP soda ban headed to desk of South Dakota governor, who’s concerned about costs

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SNAP soda ban headed to desk of South Dakota governor, who’s concerned about costs


State Sen. Sydney Davis, R-Burbank, speaks in the South Dakota Senate at the Capitol in Pierre on Feb. 10, 2026. Davis is sponsoring a bill that would ban the use of SNAP benefits for soda purchases. (Photo by Makenzie Huber/South Dakota Searchlight)

By: John Hult

PIERRE, S.D. (South Dakota Searchlight) – The question of whether South Dakota moves to ban the use of government food assistance for sugary drinks is in the hands of Republican Gov. Larry Rhoden, who has signaled his opposition to the bill all through the 2026 legislative session.

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The state Senate voted 27-6 on Wednesday to endorse House Bill 1056, after the House passed it earlier 58-11. Assuming the same levels of support, both margins are wide enough to overcome a Rhoden veto, should he choose to issue one.

The bill directs the Department of Social Services to ask for a federal waiver to allow the state to bar the use of Supplemental Nutrition Assistance Program benefits for the purchase of soft drinks. 

SNAP is a federal program, managed by the state, through which people with low incomes get a monthly allowance for food through a debit-like card that can be used at most stores to buy nearly any consumable grocery item save alcohol and prepared foods. 

Representatives from Rhoden’s office testified against the bill in House and Senate committees, arguing that the administrative costs would be too high. A fiscal note attached to the bill between its passage in the House and its appearance on the Senate’s Wednesday calendar estimated that implementation would cost $310,000 through the first two years. Those costs would come from hiring an extra employee and contracting for software to track sales, file reports and help retailers determine which drinks are banned.

Backers see long-term savings to the state, though. A high percentage of SNAP recipients are also on Medicaid, a taxpayer-funded health insurance program open to disabled and income-eligible people. 

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On Wednesday, Burbank Republican Sen. Sydney Davis noted the connection between excess soda consumption and health problems like obesity, diabetes and tooth decay. Medicaid dental costs alone add up $51 million a year, she said.

Mitchell Republican Sen. Paul Miskimins, a retired dentist, told the body he once counted 32 cavities and seven abscesses in the mouths of 2-year-old twin boys who were covered by Medicaid.

He attributed the tooth decay to sugary beverages.

“I don’t know if that first visit was more traumatic on the boys or on my dental staff and myself,” said Miskimins.

Tamara Grove, R-Lower Brule, was the lone senator to speak in opposition on the Senate floor. She argued that some stores might stop accepting SNAP payments due to the administrative burden of sorting barred products from the rest of their inventories, and pointed out that the bill wouldn’t do a thing to prevent SNAP recipients from loading up on sugary foods like ice cream or snack cakes.

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“It gives this look as if there’s going to be this big, huge change in the way that people buy products, but it’s really not going to be,” Grove said.

Some surrounding states, including Nebraska, have moved to ask for a waiver to ban soda sales through SNAP. Such waivers are now an option, as President Donald Trump’s administration is willing to consider granting them. Former President Joe Biden’s administration was not.

Rep. Taylor Rehfeldt, the South Dakota bill’s prime sponsor, got a letter last week from Trump administration officials expressing support for her proposal. 

In response, Rhoden spokeswoman Josie Harms told South Dakota Searchlight that the governor “has always been supportive of the Trump Administration’s efforts to Make America Healthy Again,” using a reference to the policy agenda branding used by U.S. Health and Human Services Secretary Robert F. Kennedy Jr.

“We have met directly with his Administration on this issue, and at no point has our opposition been directed at President Trump or his efforts to reform SNAP,” Harms said. “Our focus has always been on ensuring the implementation of SNAP reform works effectively for our state.”

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Harms said Wednesday that Rhoden would answer questions about the bill at a Thursday press conference.



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