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Texas weather: How to file insurance claims after hail storm

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Texas weather: How to file insurance claims after hail storm


The possibility of hail was a concern for some residents during Monday’s storms. Many Central Texas communities have been hit hard during the past week. 

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If you have hail damage, make sure you document everything, even picking up hailstones and taking pictures of those can be part of your claim. 

“If they’re that ping pong ball size or bigger, then there’s most likely damage. If you’re getting damage on the hood and the roof of your car, then most likely it’s a good idea to also get your roof inspected on your home,” Rich Johnson, director of communications and public affairs at the Insurance Council of Texas said. 

After you call your insurance company, they will send an adjuster out to assess the damage.

If you want a second opinion, call a contractor. Many of them offer free estimates. 

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“It’s just another way to document it. Especially up on your roof, where you don’t want to be going. They have the equipment and the skills to take pictures and document what’s going on up on your roof,” Johnson said. 

The adjuster will write up an estimate for the insurance company. 

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The Texas Department of Insurance says you can make temporary repairs like covering broken windows, but don’t make permanent repairs until an adjuster sees the damage.

Save any receipts and save proof you paid the deductible on the claim. 

“It’s all based on your insurance contract. You’ll have the deductible, which is the cost out of pocket. The cost of repairs will need to exceed your deductible,” Johnson said.

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 There are also some things you can do before the next storm rolls around. 

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“If you have decking or a shed, or the side, the outside of your home, go ahead and document it before anything happens,” Johnson said. “If you have to store a car outside, and you can’t get it inside, if you have moving blankets or any kind of padded material that might be able to attach to your hood, it might save you that headache down the road of having to file a claim.”

How long the entire process takes depends on the company and how many claims are being made. Johnson says the adjuster can usually come out within a week to ten days.  

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For information from the Insurance Council of Texas, click here.

For more from the Texas Department of Insurance, click here.



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Nate Oats blasts Alabama basketball after Texas loss: ‘Losing doesn’t bother them enough’

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Nate Oats blasts Alabama basketball after Texas loss: ‘Losing doesn’t bother them enough’


Alabama basketball had every chance to beat Texas on Saturday. Time and time again, UA pulled it close, only to blow the opportunity to win.

Instead, the Crimson Tide fell 92-88, dropping to 1-2 to begin SEC play, and taking its second straight defeat. Afterward, Nate Oats went off on his team.

“We got guys that don’t care enough to lock in and follow a game plan,” Oats said during his postgame press conference. “Losing doesn’t bother them enough yet. I don’t know how many losses it’s going to take ‘till it bothers them, but it’s bothering me. It bothers the coaching staff, and as soon as it starts bothering the players enough, I’m sure they’ll change.”

On the defensive end, Alabama couldn’t get enough stops when it needed to. Texas’ Jordan Pope led all scorers with 28 points, tying his career high.

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Dailyn Swain and Tramon Mark had 18 each for the Longhorns. UT averaged 1.314 points per possession.

Alabama’s defensive efficiency dropped to 79th in the nation following the loss according to KenPom.

“All of it starts with effort,” Oats said of the defensive issues. “Want to. Competitive edge. Guys who just don’t want to lose, they’re gonna give you everything they got. Guys are apparently too comfortable with losing right now because they’re not giving us everything they got on that end of the floor. SO I think it starts with having guys that just refuse to lose, to start with.

“From there it goes to guys in the moment having some personal pride on stopping their man. Too many blow-bys.Too many isolation plays were just beat one-on-one. Guys not locked in on the help side.”

Another issue for Alabama late in the game was poor free-throw shooting. UA hit 11-of-12 attempts in the first half, but went just 8-for-15 from the line in the second, which became crucial as the referees made their presence known late.

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Oats was asked what went wrong from the charity stripe.

“When you’re worried about the wrong stuff,” Oats said. “When you’re locked in, you’re locked in. When you’re locked into defense, all you care about is winning the game. And when you’re locked in on the defensive end, then you go to the line and you’re locked in and you’re just focused on winning the game, you’re gonna step up and you’re gonna make your free throws.

“And when you’re worried about a lot of stuff that’s a distraction and you’re worried about stats and some other stuff and you’re not locked in, that’s when you get to the line and you miss. Especially when you’re a good shooter. Guys that should be making free throws at a high level.”

Alabama travels to Mississippi State on Tuesday to try and get back on track, before a Saturday trip to Oklahoma. Oats did offer some hope that his team would improve, drawn from the team that just beaten the Crimson Tide.

Texas coach Sean Miller had called out his team after its previous loss to Tennessee.

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“It bothered Texas,” Oats said. “Texas lost two in a row and started 0-2 (in the SEC). That team looked a lot different than the team that played at Tennessee. So it obviously bothered them enough to change. So hopefully at some point it bothers our guys enough that they’ll invest on the defensive end of the floor.”



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Cal Pulls Young Linebacker From Texas A&M Out of the Portal

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Cal Pulls Young Linebacker From Texas A&M Out of the Portal


Tristan Jernigan, a Texas A&M sophomore linebacker who was a four-star prospect in high school, has signed with Cal out of the transfer portal.

Jernigan comes to Berkeley with three years of eligibility after seeing action in just two games this season. He played against Notre Dame without any stats and had three tackles, including one tackle for loss, against Samford.

He is the second members of the Aggies’ squad to join the Bears, following defensive end Solomon Williams, who signed last Sunday.

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The 6-foot-1, 230-pounder from Tupelo, Miss., also drew interest from Tennessee, Memphis, Louisville, Ole Miss, Arizona State, Baylor and San Diego State.

Jernigan played eight games as a true freshman in 2024, primarily on special teams. He had 11 tackles, including five against McNeese State, and was named the team’s defensive scout team player of the year.

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At Tupelo High School, Jernigan had 177 tackles with 11.5 sacks his final two seasons. Those teams compiled a  two-year record of 22-4 with a Class 6A state semifinal appearance as a junior in 2022.

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He was rated by 247 Sports as the No. 28 linebacker prospect in the class and the No. 9 recruit in the state of Mississippi.

He is not related to former Cal linebacker Myles Jernigan, who was from Grand Prairie, Texas, and spent five years in Berkeley through the 2023 season.

Follow Jeff Faraudo on Twitter, Facebook and Bluesky

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American Airlines to start serving Texas BBQ on select flights

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American Airlines to start serving Texas BBQ on select flights


Starting in February, some American Airlines passengers will have the option of eating authentic Texas barbecue as their in-flight meal.

The airline said they’ll be partnering with Pecan Lodge restaurant to serve Texas barbecue on board.

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American Airlines to serve Texas BBQ

The meals will be available to first-class passengers on flights from DFW International Airport to LaGuardia Airport and John F. Kennedy International Airport.

The meals will be available for preorder starting on Jan. 11 through aa.com or American’s mobile app.

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What they’re saying:

“As we celebrate American’s centennial anniversary in 2026, we’re looking forward to delighting our customers in new ways that honor unique regional tastes, beginning right here in our home state through one of the most beloved barbecue restaurants in Texas,” said Rhonda Crawford, American’s SVP of Customer Experience Design and Strategy. “Our customers deserve nothing but the best, and Pecan Lodge is certainly that.”

Pecan Lodge meals

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February offering: Pecan Lodge barbecue platter

Smoked brisket and smoked sausage, paired with creamy mac and cheese, crisp coleslaw and a side of pickles, onions and barbecue sauce

March offering: Smoked chopped brisket sandwich

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Chopped brisket on a fresh brioche bun, served with roasted green beans, creamy potato salad and a side of pickles, onions and barbecue sauce

The Source: Information in this article comes from American Airlines. 

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