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CLINE: If You Live in Massachusetts (Or New York or California), Every Day is Tax Day – NH Journal

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CLINE: If You Live in Massachusetts (Or New York or California), Every Day is Tax Day – NH Journal


Since 2021, half of U.S. states have cut personal income taxes. Only three states—Massachusetts, New York, and California—raised them. Guess how those three states are doing now?

All are shedding population and tax revenue.

In Massachusetts, state revenues fell for seven straight months through February. In January, Gov. Maura Healey announced $375 million in budget cuts to begin covering a projected $1 billion revenue shortfall. And don’t forget the historic population decline as residents flee to lower-cost states.

In New York, Gov. Kathy Hochul’s proposed budget fills a $4.3 billion deficit even as it projects deficits of $9.9 billion over the next four years. She proposes a $6 billion, 4.5 percent spending increase, and still projects future deficits. Last year, New York lost 112,000 residents.

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California is even worse off. Facing a stunning $73 billion budget deficit, lawmakers last week voted to trim spending by $17 million, just for a start. California lost 75,000 residents last year after losing about half a million from April 2020 to July 2022.

Yet advocates of an aggressive and lavishly funded welfare state regularly hold up those states as ideals of good governance.

New Hampshire, we’re regularly told, is falling behind more enlightened states like Massachusetts, New York, and California because our taxes and spending are far too low.

The opposite is true, though. New Hampshire’s economy and people are thriving precisely because of our low-tax, low-spending culture that values self-reliance and personal responsibility over government dependency.

For starters, New Hampshire’s tax revenue this fiscal year is up, not down. State revenue through March is up $130 million over the same period during the last fiscal year.

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Business tax revenues are down by $27 million compared to the same period last year. But that’s not because of business tax cuts, as some have suggested. (Business tax revenues have surged throughout the years of state business tax cuts.)

Businesses have to pay taxes quarterly, and those payments are based on what they estimate they’ll owe by the end of the year. If a business winds up overpaying, it used to be able to claim the entire overpayment as a credit toward the next year’s tax bill. Starting in 2023, legislators capped overpayment credits at 500 percent of the year’s tax bill. Anything over that would have to be refunded to the business.

Those overpayment refunds account for 46.4 percent of all business tax refunds so far this fiscal year, or $60.3 million. That’s more than double the $27 million by which business tax revenues have fallen below the previous year.

So it’s likely that the forced refunds are the cause of this year’s drop in business tax revenues. Those revenues are $27 million below the prior year but only $5.6 million below this year’s budget. Legislators clearly anticipated a drop in business tax revenue caused by the forced rebates.

New Hampshire’s revenues are very stable compared to New York’s, Massachusetts’, and California’s. That’s by design. Instead of relying heavily on personal income taxes and consumption taxes, New Hampshire relies on tax collections from business, property, insurance, real estate transactions, and alcohol and tobacco.

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Our tax structure keeps spending relatively constrained and forces state government to operate more efficiently, which is why the state ranks as No. 1 in the nation for taxpayer return on investment (ROI) and has for years, in WalletHub’s annual survey. The site also ranks New Hampshire sixth in overall government services.

For government services, effectiveness, and value—not total spending—are the metrics that ought to matter. Keeping taxes low forces the state to do more with less.

Progressives don’t understand that the better measure of success for a government program is not how much it spends, but how well it spends. New Hampshire spends its money very well, at least relative to other states, because it has to get more out of every taxpayer dollar.

This doesn’t mean that New Hampshire doesn’t spend. Revenues for the current two-year state budget were projected to be $868.7 million, higher than the previous state budget. That fueled record state spending. The 2024-25 budget is 16 percent bigger than the 2023-24 budget. New Hampshire lawmakers definitely know how to spend when they have money sitting around.

The difference between New Hampshire and the profligate states of Massachusetts, New York, and California is that New Hampshire lawmakers lack the revenue-raising tools their counterparts in those big-spending states have. Without an income tax, New Hampshire legislators can’t simply “raise taxes on the rich” whenever they want to spend more money. Without a sales tax, they can’t raise hundreds of millions of additional dollars by nudging the consumption tax rate up a bit (for the children, of course).

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All four states in this discussion are required by their constitutions to have balanced budgets. But only New Hampshire regularly avoids the drama of huge spending binges followed by huge budget cuts because only New Hampshire has a tax system designed to minimize government revenue and maximize economic growth.

In contrast with many other states, New Hampshire’s tax structure is well-suited to promote economic growth. It incorporates many features recommended by the Organization for Economic Cooperation and Development (OECD) for generating economic growth, including low corporate and personal income taxes.

Though progressives say otherwise, tax increases do reduce GDP.

Former Gov. Mel Thomson’s famous saying that low taxes are the result of low spending is true, generally speaking. But it’s also true that keeping taxes low discourages overspending. New Hampshire does this pretty well.

One question to ask yourself on Tax Day is whether you’d rather live in a state that overtaxes you to build a lavish welfare state and wastes billions of dollars in the process or whether you’d rather live in a state that taxes you less but wastes relatively little and provides high-quality government services in exchange for what it takes.

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That ought to be an easy answer.



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Battenfeld: AG Andrea Campbell’s errors sting Massachusetts voters

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Battenfeld: AG Andrea Campbell’s errors sting Massachusetts voters


No single person in Massachusetts bears more responsibility for denying voters the right to cast a ballot than inept Attorney General Andrea Campbell.

No rent control? Blame Campbell.

No state income tax cut? Blame Campbell.

No audit of the state Legislature? Blame Campbell.

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Again and again Campbell has screwed up or worse, been complicit, leaving Bay State voters without the ability to exercise their right to decide important issues.

No amount of fawning pieces in the Boston Globe or publicity-seeking lawsuits against President Trump can cover up that fact.

She is a disaster. Unfortunately we have to suffer through another four years of her bonehead decision-making because Republicans in Massachusetts are just as inept at fielding viable candidates.

Massachusetts voters had the best chance in two decades this fall to establish rent control with a referendum question capping rent increases at 5%. Polls showed the ballot question with a solid advantage.

But Campbell, a liberal Democrat, allowed language on the question giving exemptions from the rent limits to religious institutions, which in Massachusetts violates the Constitution. The Supreme Judicial Court voted unanimously to kick the referendum question off the ballot.

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This was not a case of political decision-making on Campbell’s part, since Democrats favored the rent control question. It was purely a rookie botch job, and a huge one at that, which will have major ramifications for renters, who will now be denied a much needed break from astronomical increases.

A simple reading of the Constitution should have caused Campbell to flag the question, and get the rent control advocates to strike the religious exemption. She admitted after she “got it wrong” — which is of no help to the renters in this state.

Apparently following the law, as Martin Short’s synchronized swimmer character would say, is not the Attorney General’s strong suit.

A similar error — or possibly an insidious political move — on Campbell’s part also blocked voters from getting a chance at lowering the state income tax from 5% to 4%.

The referendum question clearly had majority support, but was strongly opposed by Democrats like Campbell who argued it would have led to unconscionable cuts in social service programs to make up for the lost tax revenue.

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Campbell okayed fatally flawed language in the ballot question which again caused the SJC to punt it off the ballot. This one may not have been just a simple mistake, but a possible deliberate act by Campbell to poison the question.

Politics again played a role in Campbell’s moves around a 72% voter-approved legislative audit by Auditor Diana DiZoglio. By not enforcing the new law, Campbell is flagrantly keeping DiZoglio from auditing the books of the despised, free-spending Legislature.

Campbell — rather than do her job — will not represent DiZoglio in her efforts to secure the audit, but authorized her to seek outside counsel, which will cost millions.

So on one hand saying she’ll enforce the law, she’s done everything she can to block it.

So what does Campbell do exactly? She has sued the Trump administration 50 times already, on a pace to exceed even Gov. Maura Healey’s lawsuits against Trump back when she was AG.

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And she rarely ventures outside her Dartmouth, Mass. manse. Far from being the people’s lawyer, she stands against the people’s will.



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Off-duty Massachusetts State Trooper seen on video punching another trooper at bar

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Off-duty Massachusetts State Trooper seen on video punching another trooper at bar




Off-duty Massachusetts State Trooper seen on video punching another trooper at bar – CBS Boston

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An off-duty Massachusetts State Trooper was seen on video punching another off-duty trooper at a bar.

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Could ‘Golden Girls’-style homesharing solve the state’s housing woes? – The Boston Globe

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Could ‘Golden Girls’-style homesharing solve the state’s housing woes? – The Boston Globe


Take the 1980s sitcom, “The Golden Girls.” The four older women sharing a home in that series formed close friendships. But homesharing — the practice of renting out a bedroom in one’s home — can also be a practical way to save money and take full advantage of a property.

Advocates seeking to promote homesharing estimate that leasing just 10 percent of the state’s 500,000 unoccupied spare bedrooms would be the equivalent of building $25 billion in new housing. And proponents, including community development financing organization BlueHub Capital, the Environmental League of Massachusetts, and Associated Industries of Massachusetts, are pushing for new laws that aim to turn homesharing from a niche practice into a genuine solution.

And amid burgeoning interest in homesharing, several companies have created platforms to facilitate it, like HomeShare Online, Nesterly, and SpareRoom. Some of these companies provide a website for potential roommates to find each other while others also offer background checks, personalized matching, help crafting legal agreements, and assistance navigating disputes.

Usually, homesharing involves sharing common areas in addition to having a private bedroom. Sometimes, a guest will exchange domestic tasks for reduced rent. A typical host might be an older adult who lives alone and wants help or extra income. A guest might be a student or single adult seeking inexpensive rent.

But sharing space with strangers can be tricky.

Honey Donegan, 77, who works part-time as a nanny, lives in a 2,500-square-foot home in Quechee, Vermont, and has turned to homesharing for companionship.

Her first guest didn’t work out — she was an older woman who ultimately decided to live with a family member. But then Donegan matched with Kayla Mazza, 31, through the nonprofit HomeShare Vermont. Mazza is a data and systems manager at a social services nonprofit who had trouble finding inexpensive housing near her job. They’ve lived together for two years. “It’s wonderful,” Donegan says. “It’s like having a daughter you’re not angry with.”

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Most evenings, Donegan and Mazza watch “Jeopardy” together. They share a kitchen and occasionally a meal. Donegan loves hearing the younger woman’s perspective on work and politics. “We have separate lives, but we enjoy one another,” Donegan says.

Homeshare Vermont spokesperson Ric Cengeri said the organization conducts background checks, matches people by hand, negotiates contracts, and provides case management. At the moment, the program has matched around 300 people living in homesharing agreements, with the average match lasting 21 months.

One reason the Vermont program may have succeeded is that it is relatively small and has a human touch, with staff working closely with the host and guest to craft contracts and resolve disagreements. It’s also heavily subsidized with money from a state legislative appropriation through the Vermont Department of Disabilities, Aging and Independent Living, federal government matching funds, and foundation grants, so the fees are affordable: A one-time fee of between $60 and $500 when a match is made is applied on a sliding scale, based on income.

The Vermont program, modest as it is, suggests that homesharing could have a future. But the struggles of other pilots point to some of the model‘s limitations.

Although homesharing appeals to some, others worry about living with strangers. An older adult’s health needs can get in the way, if a host expects or needs more help than a guest is prepared to give. Sometimes, there are personality clashes.

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Martha’s Vineyard might seem like a perfect place for homesharing. Cindy Trish, executive director of Healthy Aging Martha’s Vineyard, said the island is filled with older adults with large homes, while younger professionals can’t find housing. And in June 2022, Healthy Aging launched a homesharing pilot program.

The surprising conclusion: It wasn’t viable. Program staff interviewed 13 hosts and 30 guests and identified just four potential matches, who were referred to a mediation agency to negotiate agreements. Only one pair signed a contract.

Trish said hosts often had more home health care needs than guests could meet, and the accommodations frequently didn’t meet guests’ expectations.

Elsewhere, the state of Maine partnered with Nesterly on a two-year pilot program, which ended in early 2026. Erik Jorgensen, senior director of government relations at Maine State Housing Authority, said because the program was statewide and lacked sufficient marketing, it had trouble attracting a critical mass of guests and hosts in any one location. Jorgensen said more than 500 potential hosts and guests created profiles, but only 11 homeshares were actually booked.

Nesterly CEO Noelle Marcus said the organization continued making matches after the pilot ended and has made about three dozen matches altogether. She’s seeking funding from local organizations to continue the program.

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Nesterly also ran a pilot program in Boston in 2017 under Mayor Marty Walsh, which was paused during COVID-19 and not renewed by Mayor Michelle Wu.

There is talk of some legal changes that might make homesharing more attractive — making it easier for landlords to evict lodgers, for instance. Financial incentives — either to incentivize homeowners to rent rooms or to cover administrative costs for homesharing organizations — could help, too.

Portland, Ore. just launched a 12-month pilot program giving grants to homeowners who rent out spare rooms. HomeShare Vermont relies, in part, on $318,000 in state grants to cover its overhead expenses.

But ultimately, it may be a different kind of homesharing that takes hold — one that caters to the instinct for privacy.

Massachusetts has had early success with new laws encouraging construction of accessory dwelling units (ADUs), small living units located on the same property as a single-family home. In 2025, around 1,200 new units were permitted, according to state data. For renters seeking private living units or seniors concerned about sharing common space, renting an ADU could provide privacy for both parties while still letting a guest swap some household tasks for a discount.

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Homesharing, or really any attempt to squeeze more out of our existing properties — allowing for ADUs, rezoning single-family lots to allow two-family homes — will not completely solve Massachusetts’ housing crisis. Ultimately, we need to build more housing.

But done right, homesharing can contribute in a small way. And we could use any contribution we can get.


Shira Schoenberg can be reached at shira.schoenberg@globe.com. Follow her @shiraschoenberg.





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