Technology
Stream more, pay less by lowering your monthly streaming costs
Gone are the days of boundless free trials and ad-free subscriptions for every tier of subscription memberships.
It seems now that every year our favorite subscription services are threatening to increase membership plan prices or strip away benefits previously provided based on your membership tier. Streamers have claimed to be struggling with costs as well as increasing their subscriber base.
Despite people abandoning costly cable bundles in exchange for cheaper streaming services, now those costlier monthly subscription services are really adding up.
It pays to take a good look at which services you’re subscribed to already, ways you can stop overpaying and a clear look at the different plans and how they measure up against one another. Let’s check to see which services have gone up and which ones are worth sticking with.
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Streaming on a computer (Kurt “CyberGuy” Knutsson)
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Ways to avoid overpaying for streaming services
According to Nielsen, “Americans streamed 21 million years’ worth of content [in 2023]”, which is a 21% increase from 2022. Add up all of your monthly streaming bills, and you are likely spending more than you are aware of.
Ninety-nine percent of U.S. households are subscribed to ONE or more streaming services. On average, Americans are spending around $46 per month on streaming services. Others are paying more and sometimes don’t know it. There is an easy way to get a handle on out-of-control spending on streaming.
Couple looking at their streaming bill (Kurt “CyberGuy” Knutsson)
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Tip 1 – Check for hidden subscription charges
Audit your credit card bill to discover recurring streaming charges. While looking at your bill online, sort by name over a number of months to help the recurring charges stand out. Then check your app store settings for subscriptions you may not be using any longer but are still paying for each month.
How to check iPhone subscriptions
To check recurring app subscriptions on iPhone, start by tapping Settings > tap your name > and tap Subscriptions
How to check Android subscriptions
Settings may vary depending on your Android phone’s manufacturer.
To check recurring app subscriptions on Android, Settings > Google > Manage your Google Account > Payments & Subscriptions > Manage purchases, Manage subscriptions, or Manage reservations
How to check Amazon subscriptions
To check recurring subscriptions on Amazon on your smartphone, click your account settings tab after logging into Amazon > then tap Memberships and Subscriptions to see what recurring services are subscribed to.
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Tip 2 – Change to a cheaper tier
Over the past year, Netflix just started offering advertising-supported subscriptions at a reduced monthly rate of $6.99 (vs. the ad-free standard tier, which starts at $15.49). Disney Plus costs $7.99 a month for ad-supported streaming (vs $13.99 a month for ad-free playback).
Tip 3 – Start and stop subscriptions
Because most streaming services are month-to-month and offer the ability to cancel at any time, there is no reason not to start and stop your subscription.
Tip 4 – Split and share subscriptions
Most streaming services offer the ability to now add users to subscription plans. When done correctly and with the right people, splitting a subscription can save you money.
Amazon Prime – $139 a year or $14.99 a month subscription, which includes Prime Video; can be shared by two adults at separate addresses
Apple TV – offers various tiers:
(1) If you buy an Apple device, Apple TV+ is included free for three months.
(2) A monthly subscription is just $9.99 per month after a free seven-day trial.
(3) Apple TV+ is included in Apple One, which bundles up to five other Apple services into a single monthly subscription. Apple One plans start at $19.95 per month. You can choose a more premium tier, such as ‘Family’ ($25.95/month) or ‘Premier’ ($37.95/month), which allows you to share an account with up to five people.
(4) The Apple Music Student Plan comes with a free subscription to Apple TV+.
While some services let you share with friends and family who reside outside your home address, other streaming companies, including Disney+, Hulu, Paramount+, Netflix, and Max, require those who share the same plan to live under the same roof.
Netflix is starting to check subscriber locations in some Latin American countries that could come to the U.S. in the future to enforce shared accounts at different addresses. Netflix started to enforce fees for subscribers sharing the same account but who do not reside in the same address. Netflix, however, does now have subscription levels where you can add users who can sign in with their own username and password, so the account owner doesn’t have to share the master username and password with others. Share the account, not your information.
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Couple streaming movie on their laptop (Kurt “CyberGuy” Knutsson)
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Tip 5 – Bundle and save
Some streaming services like Disney Plus allow you to bundle multiple platforms to save you money. For instance, if you pay for the Disney Bundle Duo Basic for $9.99/month, you get Disney Plus (with ads) and Hulu (with Ads). Separately, each of those subscription levels would cost $7.99/month. That means a saving of $5.99 a month. So, double check to see if your favorite streaming platforms offer similar bundles for cost savings.
Tip 6 – Purchase the annual subscription
While it sounds counterintuitive, if you know you’ll keep watching a platform for a whole year, it may save you money in the long run to buy the whole year upfront. For instance, Disney Plus allows you to purchase a whole year’s subscription to the Premium tier for $139.99, which breaks down to $11.66/month or a savings of $27.89 (or two months free) compared to the monthly subscription of $13.99.
Tip 7 – Free streaming services
If you choose not to purchase a streaming service, there are a bunch of free TV shows and movies available on a variety of platforms. Tubi from Fox Entertainment, Amazon’s Freevee, PlutoTV, and Roku Channel are free channels to watch with ads. Be sure to check out our picks for the best sites to stream free movies, TV shows, and live news in 2024.
Some ad-free streaming services like Hoopla and Kanopy let you watch for free with an active library card membership.
Couple streaming shows and movies (Kurt “CyberGuy” Knutsson)
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Top streamer subscription cost
In an effort to help you get a bird’s eye view of how much streaming services cost, below is a breakdown of the top streamers and their cost at the time of publishing: The streaming services market is very competitive, with different platforms offering various plans and prices.
- Among the major players, Paramount has the cheapest monthly plan with ads, at $5.99, followed by Hulu at $7.99.
- Netflix, Amazon, AppleTV, and Max all have plans without ads, ranging from $9.99 to $22.99 per month.
- YouTube has three plans, with the individual one costing $13.99 per month.
- The yearly plans are usually cheaper than paying monthly, except for Netflix and Hulu, which do not offer yearly plans.
- The most expensive yearly plan is the Ultimate Ad-Free plan from Max, at $199.99.
- Disney+ has two plans, one with ads and one without. The Disney+ Basic plan costs $7.99 per month, while the Disney+ Premium plan costs $13.99 per month or $139.99 per year.
Kurt’s key takeaways
Though streaming services are adapting to economic challenges by passing along the burden to the consumer by increasing subscription costs or eliminating some benefits at the base subscription level, these services aren’t going anywhere and are a staple of most American lives. Having good awareness, however, of what you are subscribing to and adopting a savvy strategy could still have you coming up on top.
Has the rising cost of streaming services changed your viewing habits? Are you planning on incorporating any of these cost-saving strategies? Let us know by writing us at Cyberguy.com/Contact.
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Copyright 2024 CyberGuy.com. All rights reserved.
Technology
Microsoft is disabling Office 2019 for Mac next month
Microsoft’s Office 2019 apps for Mac will stop working next month, because the company isn’t renewing a certificate that validates Office licenses. Owners of Office 2019 for Mac are being warned they’ll have to purchase Office 2024 or a Microsoft 365 subscription if they want to continue editing documents.
Microsoft previously promised that “all your Office 2019 apps will continue to function,” when it announced end of support in 2023. The company then quietly updated that support note last month to remove the mention of apps continuing to function, replacing it with “Rest assured that all your Office 2019 apps won’t lose any data.”
Starting on July 13th, Office 2019 for Mac and Office 2021 for Mac will both run in “reduced functionality mode,” allowing people to open files but not edit, save, or create new documents. The reduced functionality will impact Word, Excel, PowerPoint, Outlook, and OneNote.
While Microsoft is providing a certificate update for Office 2021 as it’s still supported until October 13th, 2026, the company is leaving Office 2019 for Mac users out in the cold as support for these apps ended a few years ago. “Office 2019 for Mac reached end of support on October 10, 2023, and no longer receives updates,” says Microsoft. “Because Office 2019 cannot be updated to the required version, this issue cannot be resolved by updating or reinstalling Office 2019 for Mac.”
JimmyTech points out that old versions of Microsoft 365 apps on Mac and iOS will also be affected by this certificate issue, but a simple update will fix it for those users.
Microsoft regularly ends support of software and there’s always the risk you could run into issues running older apps or versions of Windows. It’s still surprising to not see Microsoft make an exception here though, particularly because this certificate issue breaks the main functionality of an app you’ve paid a one-time license fee for.
Technology
Android fake call detection warns you about scams
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You know that little moment when your phone rings and the name on the screen makes you drop everything?
Maybe it says your spouse, your daughter, your boss or your best friend. You answer because you trust the name. Then the voice sounds familiar too.
That is exactly what makes the latest phone scams so dangerous.
Android’s fake call detection can warn you when a caller may be pretending to be someone saved in your contacts. (Silas Stein/Picture Alliance)
Scammers no longer have to call from a strange number. They can spoof a trusted contact’s phone number. Then they can use AI voice tools to sound like someone you know. Android is now rolling out a new feature called fake call detection to help warn you when that familiar call may be a fake.
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What is Android fake call detection?
Android fake call detection is a new protection built into Phone by Google. It is designed to spot suspected spoofed calls when both people on the call use Phone by Google.
Think of it as your phone quietly asking, “Is this call really coming from that person’s device?” If the answer looks suspicious, your phone can show a warning and advise you to hang up. That small alert could stop a scam before fear, panic or confusion takes over.
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How Android fake call detection works
The feature works automatically in the background. You do not need to answer a quiz, scan a code or press a button during the call. When a trusted contact calls you, their phone sends a silent confirmation signal to your phone. That signal helps prove the call really came from their device.
If a scammer spoofs your contact’s number, that confirmation signal may be missing. Your phone then checks with your contact’s actual device. If the real device says it is not placing a call, your screen can warn you that the call may be fake.
The system uses end-to-end encrypted RCS technology, so the check happens privately. You can also turn the feature off in Phone by Google settings.
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Why fake calls are getting harder to spot
For years, caller ID gave people a sense of control. If the name looked familiar, most of us felt safer picking up. That old habit now works in the scammer’s favor.
Scammers can use internet-based calling tools to spoof numbers. That means your phone may display the name of someone you trust, even though the call comes from somewhere else.
Then comes the AI voice trick. With today’s audio tools, scammers can make a fake voice sound shockingly real. They may pretend to be a family member in trouble, a bank employee warning about fraud or a manager asking for urgent help.
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That combination makes the call feel personal and immediate. It also makes you more likely to act before you think.
Why Android is adding this protection now
Impersonation scams have become a major global problem. INTERPOL’s March 2026 Global Financial Fraud Threat Assessment cited impersonation fraud as one of the leading contributors to more than $400 billion in global losses.
In the U.S., impersonation scams remain one of the top fraud categories reported to the FTC. Losses reached $2.95 billion in 2024.
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Those numbers tell you why this feature deserves attention. Scammers go where the money is. Right now, they know trusted voices and trusted names can open the door.
Which Android phones get fake call detection?
Google says fake call detection is rolling out globally in Phone by Google this month, starting with Pixel devices.
The feature is available on Android 12 and newer devices with Phone by Google, Contacts and Google Messages installed. It also requires RCS capability in Google Messages.
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There is one key limitation. Both you and the person calling you must use Phone by Google for fake call detection to work.
Phone by Google already comes as the default phone app on many Android devices. If your phone uses a different calling app, you can install Phone by Google from the Play Store and set it as your default phone app.
How Android fake call detection protects you
This feature gives you an extra warning at the exact moment you need it most. That timing is important. Scam calls often rely on emotion. The caller may say someone got arrested, a loved one had an accident or a bank account faces an urgent threat.
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When the voice sounds familiar, your guard drops. A warning on your screen can interrupt that emotional rush. It gives you a reason to stop, hang up and verify the story another way.
What Android fake call detection cannot do
This new tool helps, but it cannot protect you from every scam. It may not work if the other person does not use Phone by Google. It also may not cover calls from businesses, unknown numbers or contacts using unsupported devices. So you still need basic scam rules.
If someone asks for money, gift cards, crypto, account codes or remote access to your device, hang up. Then call the person or company back using a number you already trust.
Also, never stay on the line just because the caller tells you to. That is one of the oldest pressure tactics in the scammer playbook.
A spoofed call can look familiar on your screen, even when it is really coming from a scammer. (Kurt CyberGuy Knutsson)
How to protect yourself from AI voice scams
AI voice scams work because they sound personal, urgent and believable, so your best defense is to slow the conversation down before you act.
1) Create a family safe word
Pick a simple word or phrase that only your close family knows. It should be easy to remember but hard for a scammer to guess. Then, if someone calls with an emergency and asks for money, ask for the safe word. If they cannot give it, hang up and verify the story another way.
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2) Pause when the call feels urgent
Scammers want you scared because fear makes people act fast. That is why fake emergency calls often sound intense, emotional and rushed. Take a breath before you do anything. A real loved one, bank or employer will let you verify what is happening.
3) Call back using a trusted number
If a call feels suspicious, hang up. Then call the person back using a number saved in your contacts or one you know is real. Do not use a number, link or instruction the caller gives you. That could send you right back to the scammer.
4) Never send money or codes during the call
Do not send gift cards, crypto, wire transfers or payment app transfers because a caller sounds convincing. Also, never share a one-time passcode, PIN or account login code over the phone. Once scammers get that information, they can move fast.
5) Turn on scam protections on your phone
Use the built-in protections already available on your device. Pixel and Samsung users can enable Scam Detection in the Phone by Google app to help flag suspicious calls. Also, consider using strong antivirus software that includes AI-powered scam protection to help detect scams in texts, online content and deepfake videos. Keep an eye on call warnings too. If your phone tells you something looks risky, treat that alert seriously. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com
6) Keep your phone apps updated
Update Phone by Google, Google Contacts and Google Messages when updates are available. These tools work best when your apps and phone software stay current. Updates often include security improvements, bug fixes and new scam protections.
Here’s how to check for updates on Android:
- Open the Google Play Store app.
- Tap your profile icon in the top right corner.
- Tap Manage apps & device.
- Under Updates available, tap See details.
- Look for Phone by Google, Google Contacts and Google Messages.
- Tap Update next to each app, or tap Update all.
You can also turn on automatic app updates by opening the Google Play Store app, tapping your profile icon, then going to Settings > Network preferences > Auto-update apps. From there, choose whether to update apps over Wi-Fi, over Wi-Fi or mobile data, with limited mobile data or not at all.
Kurt’s key takeaways
If a call feels urgent or suspicious, pause before you respond and verify it another way. (Tristan Spinski/The Washington Post via Getty Images)
Android’s fake call detection is a smart step in the fight against AI-powered phone scams. It recognizes something many people already know: the name on your caller ID no longer proves the person calling you is real. This feature gives Android users another layer of protection when scammers try to hijack trust. Still, the safest move remains simple. Slow down, verify the call and never let panic make the decision for you.
Should the government do more to stop scammers from using AI voices to impersonate the people you trust? Let us know by writing to us at CyberGuy.com
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Technology
Congress just gave DHS another $70 billion
Congress narrowly voted to fund President Donald Trump’s mass deportation agenda, giving the Department of Homeland Security $70 billion over the next three years.
The house voted 214 to 212 in favor of the reconciliation bill Tuesday, following the Senate’s 52-47 vote last Friday morning. The vote fell largely along party lines. Sen. Lisa Murkowski (R-AK) was the only Senate Republican to vote against it. Rep. Tim Walberg (R-MI), initially voted against the bill — meaning it would have failed — but changed his vote after huddling with House Majority Leader Steve Scalise (R-LA) and Appropriations Chair Tom Cole (R-OK), according to The Hill. No Democrats voted in favor of the funding bill, which was done through a budget reconciliation process to avoid a Democratic filibuster.
In a speech on the House floor ahead of the Tuesday vote, Rep. Mary Gay Scanlon (D-PA) criticized Republicans for using the budget reconciliation process to avoid negotiating with Democrats, and emphasized ICE’s lack of popularity with the American people.
“At its core, this Republican reconciliation budget bill is a statement about priorities, and the priorities represented in this budget bill could not be more out of step with the needs and values of the American people,” Scanlon said.
Scanlon noted that DHS has yet to spend $100 billion of the nearly $200 billion it received under Trump’s One Big Beautiful Bill Act. She added that Trump has not only expanded ICE’s reach by increasingly going after legal immigrants but also weaponized DHS against its critics. The bill, she said, will “supercharge” Trump’s abuses.
After the House markup last Friday, Rep. Rosa DeLauro (D-CT), ranking member of the House Appropriations Committee, noted that the bill not only lacks sufficient reforms but also cuts funding for cybersecurity and TSA, whose workers went weeks without pay during the DHS shutdown.
The funding bill comes at a time of deep unpopularity for ICE. One recent poll found that just 33 percent of voters approve of how the agency is doing its job.
And it comes amid yet another threat from border czar Tom Homan to flood New York City with ICE agents. In an interview with Fox News on Monday, Homan said he would send “more ICE agents than you’ve ever seen” to New York City if the state government passed a bill limiting cooperation with DHS.
“Providing a quarter trillion dollars to an administration promising that the public ‘ain’t seen shit yet’ when it comes to mass deportation is a historic mistake,” Todd Schulte, president of the immigration reform group FWD.us, said in a statement. “Supercharging the funding for these already out of control systems will come with terrible human consequences and continue to be met with increasing opposition from voters.”
Correction, June 9th: A previous version of this story said Rep. Tim Walberg voted against the funding bill. He initially voted against it but then changed his vote to support it.
Update, June 9th: This story has been updated to include comment from FWD.us president Todd Schulte.
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