World
Biden tries again at student loan cancellation, this time for those with financial hardships
WASHINGTON (AP) — The Biden administration is moving ahead with a new path to student loan cancellation for Americans who face steep medical bills, child care costs and other types of financial hardship that prevent them from repaying their loans.
Announced Friday, the proposed rule is President Joe Biden’s third attempt at student loan cancellation as he faces repeated legal challenges from Republican states. His first plan was rejected by the Supreme Court last year, and his second plan has been temporarily halted by a federal judge in Missouri.
The new rule would have to clear a number of hurdles before it becomes official, and it’s unclear if it could be realized before Biden leaves office in three months. Like Biden’s other loan forgiveness proposals, it could face court challenges from conservatives who say it’s unconstitutional and unfair.
If finalized, the new rule would allow the Education Department to proactively cancel loans for borrowers if the agency determines they have an 80% chance of being in default on their loans within two years. Others could apply for a review to determine if they meet the criteria for cancellation.
It’s meant to help borrowers who are unlikely to ever be able to repay their loans. The Education Department estimates about 8 million Americans would qualify for cancellation.
“For far too long, our broken student loan system has made it too hard for borrowers experiencing heartbreaking and financially devastating hardships to access relief, and it’s not right,” said Education Secretary Miguel Cardona.
Those who could be eligible include people with unexpected medical bills, high child care costs, heavy costs related to caring for relatives with chronic illnesses, and those struggling financially in the wake of natural disasters, the Education Department said.
Under the proposal, the department could use a range of factors to judge whether someone is likely to fall into default on their loans. It includes household income, age, whether they receive public benefits, and their overall debt — not just from student loans.
It also allows consideration of “any other indicators of hardship identified by the Secretary.” A loan is usually considered in default if no payment has been made in about nine months.
With about 1 million borrowers in default every year, Cardona said the new rule would prevent his agency from trying to collect money it’s unlikely to recoup.
“Servicing and collecting on defaulted loans is not free, it costs taxpayer dollars,” Cardona said in a call with reporters. “And there’s a point when the cost of trying to collect on a defaulted loan just is not worth it.”
The proposal will enter a 30-day public comment period before it could become official. The administration said it plans to finalize the rule in 2025. It faces an uncertain future arriving less than two weeks before the Nov. 5 presidential election.
Vice President Kamala Harris, the Democratic nominee, has not detailed her plans for student debt cancellation if she wins the presidency. Republican nominee Donald Trump has called Biden’s cancellation proposals unfair and illegal.
Biden’s latest proposal is the result of a federal rules process that included experts from across higher education. Advocates pushed hard for the hardship provision, saying too many borrowers get trapped with debt they’ll never be able to repay.
The Biden administration said it has authority under the Higher Education Act, which allows the education secretary to waive debt in certain cases. It also noted that other federal agencies routinely waive debts owed to them, considering factors like “good conscience” and equity.
It’s a similar legal argument used to justify Biden’s second attempt at student loan forgiveness, which proposes relief for groups of borrowers including those with large sums of interest and those with older loans. A federal judge in Missouri blocked that plan amid a legal challenge from Republican states.
Biden campaigned for the White House on a promise of new student loan cancellation, but his biggest plans have been halted by Republican opponents. Last year, the Supreme Court rejected a plan to forgive up to $20,000 for millions of Americans after several Republican states sued to block it.
Amid its legal battles, the administration has increasingly shifted attention to its work canceling student loans using existing programs, including one for public service workers. In total, the administration says it has now canceled $175 billion for about 5 million borrowers.
The hardship provision was originally discussed as part of the second-attempt plan that’s now on hold in Missouri, but the Education Department broke it off into its own proposal to spend more time on the details.
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The Associated Press’ education coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.
World
Fake Euronews website targets Hungary election with false claims
A fake Euronews-style article and website claiming that Hungary’s opposition leader Péter Magyar insulted Donald Trump is circulating online as part of a wider campaign researchers have linked to Storm-1516, a Russian disinformation operation.
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The article, which utilises a real byline and appeared on a fake Euronews website that has since been taken down, claims that Magyar delivered a blistering critique of Trump at a campaign rally.
Among other false claims, the article says Magyar called Trump a “senile grandpa” and promised to undo “key agreements” made with the US, should Magyar win parliamentary elections in Hungary scheduled on 12 April.
The article’s contents are fabricated and the website it appeared on have no connection to Euronews.
A video report that repeats the claim using Euronews’ branding is also circulating on social media. The Cube, Euronews’ fact-checking team, found examples of this clip circulating since Monday evening, some with thousands of views.
The videos were posted by accounts with similar captions in quick succession, implying they are part of a coordinated campaign. The accounts that posted the clip were largely anonymised, with X’s location tool showing they are based in the US and Africa.
Researchers at Antibot for Navalny, a collective that tracks Russian bot networks online, told The Cube that the post was part of Storm-1516, a prolific Russian disinformation campaign that spreads claims online that further the interests of the Russian government.
The group are typically active during election campaigns, having spread false claims about Democratic Party candidates in the 2024 US presidential election and during Germany’s February 2025 elections.
In December, Germany’s Foreign Minister summoned the country’s Russian ambassador over allegations of repeated Russian hybrid attempts in Germany including allegations that Storm 1516 actively spread disinformation during the country’s general elections.
At the time, the campaign focused on Chancellor candidate for the Greens, Robert Habeck, and current German Chancellor Friedrich Merz.
Hungary’s upcoming parliamentary elections will see Magyar’s Tisza Party pitted against current Hungarian Prime Minister Viktor Orbán.
Magyar has accused Hungary’s secret service of targeting his party’s campaign systems just weeks before the election date in a hostile election campaign in which polls suggest his party is ahead.
Orbán, meanwhile, has become embroiled in scandal in Brussels after a Washington Post investigation revealed Foreign Minister Péter Szijjártó regularly leaked sensitive information from high-level European Union meetings to Moscow.
Orbán has maintained close ties to the Kremlin despite the resistance of other European leaders and has utilised Hungary’s veto power to block key decisions on European aid to Ukraine.
World
Reuters: Iran toughens negotiating stance amid mediation efforts
In any talks with the U.S., Iran would not only demand an end to the war but concessions that are likely red lines for U.S. President Donald Trump – guarantees against future military action, compensation for wartime losses and formal control of the Strait of Hormuz, the sources said.
Iran would also refuse to negotiate any limitations to its ballistic missile programme, they said, an issue that had been a red line for Tehran during the talks that were taking place when the U.S. and Israel launched their attack last month.
Reuters
World
Who actually runs Iran right now? The key power players as Trump claims talks to ‘top’ official
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“Nobody knows who to talk to,” President Donald Trump said Tuesday at the White House, describing what he portrayed as both chaos and opportunity inside Iran’s leadership. “But we’re actually talking to the right people, and they want to make a deal so badly.”
His remarks come as the U.S. claims it is engaged in talks with a “top” Iranian figure, even as Tehran publicly denies negotiations are taking place.
The question now is not just whether talks are happening, but whether anyone in Tehran has the authority to deliver. With strikes on senior Iranian leadership and growing internal fractures, Iran appears to be operating less like a centralized theocracy and more like a wartime system run by overlapping power centers, with the Islamic Revolutionary Guard Corps (IRGC) at its core.
Here’s who matters now.
TRUMP’S MIDDLE EAST ENVOY REVEALS WHAT LED TO BREAKDOWN IN IRAN TALKS BEFORE OPERATION EPIC FURY
A State Department Rewards for Justice poster offers up to $10 million for information on key leaders tied to Iran’s Islamic Revolutionary Guard Corps (IRGC), including Mojtaba Khamenei, Ali Asghar Hejazi, Yahya Rahim Safavi, Ali Larijani, Eskandar Momeni and Esmail Khatib. (State Department / Rewards for Justice)
The IRGC: The real power behind the state
Across intelligence assessments and recent reporting, one conclusion is consistent: the Islamic Revolutionary Guard Corps has emerged as the dominant force in Iran’s political system.
Behnam Ben Taleblu, senior fellow at the Foundation for Defense of Democracies, said the current moment is accelerating a long-standing trend.
“No doubt both the 12-Day war and this current conflict have trimmed the commanding heights of the Islamic Republic’s political and military leadership,” he said. “But it has also expedited the trend lines inherent in Iranian politics, which is the dominance of the security forces and the ascendance of the IRGC.”
“Yes, there is more IRGC control over the state than ever before, but the state is weaker than ever before and more of a national security rump state than ever before,” he said.
“It shouldn’t particularly preoccupy Washington, who is and isn’t offering negotiations,” Ben Taleblu added, “The preeminent preoccupation of Washington has to be working toward a military win at a political win, and that does not come by working with the IRGC, but actually beating them on the battlefield and supporting the forces’s most arrayed against them in Iran, which are the Iranian people.”
Islamic Revolutionary Guard Corps (IRGC) military personnel are walking along Enghelab (Revolution) Avenue as an Iranian Kheibar Surface-to-Surface missile is being unveiled during the Ela Beit Al-Moghaddas (Al-Aqsa Mosque) military rally in Tehran, Iran, on November 24, 2023. The IRGC is unveiling two new missiles during the rally. (Morteza Nikoubazl/NurPhoto via Getty Images)
The command room: Supreme National Security Council
If the Islamic Revolutionary Guard Corps is the power in Iran, the Supreme National Security Council appears to be the mechanism through which that power is exercised.
The Supreme National Security Council is Iran’s top forum for coordinating military and foreign policy, bringing together senior Islamic Revolutionary Guard Corps commanders and government officials under the authority of the supreme leader. It was established after the 1979 revolution and has played a central role in managing major crises, from nuclear negotiations to wartime operations.
Iran appointed Mohammad Bagher Zolghadr, a former Islamic Revolutionary Guard Corps commander, as secretary of the council, reinforcing its central role in coordinating military and political decisions, Reuters reported Tuesday.
A Middle Eastern official source with knowledge of the system described the structure:
“Right now, the power is in the hands of the IRGC,” the source said. “The Supreme National Security Council makes the decisions, of course, with the backing of the majority of IRGC commanders.”
A mourner holds a poster depicting Ayatollah Mojtaba Khamenei, right, the successor to his late father, Ayatollah Ali Khamenei, left, as supreme leader, during the funeral procession for senior Iranian military officials and civilians killed during the campaign in Tehran, Iran, March 11, 2026. (Vahid Salemi/AP Photo)
Mojtabā Khamenei: The supreme leader in name
Formally, Iran’s system centers on Supreme Leader Mojtaba Khamenei. But his actual grip on power remains uncertain.
Khamenei inherited the position’s sweeping authority following his father’s death, but “lacks the automatic authority enjoyed by his father,” the Middle Eastern official said.
Moreover, he has not appeared publicly since taking power and only has issued written statements, raising questions about both his health and his ability to govern, after reportedly being injured in the initial Feb. 28 U.S.-Israeli strikes that killed his father and other senior Iranian leaders.
Brig. Gen. (res.) Yossi Kuperwasser, head of the Jerusalem Institute for Strategy and Security, suggested his role may currently be limited: “For the time being, since Mojtaba has been injured, it seems he’s a hologram and not holding power. However, if Mojtaba recovers, he will be involved in ruling Iran. He is not just a figurehead. But anyhow, for the time being, the control of Iran is in the hands of the revolutionary guards.”
WITH DOGS, DANCE AND UNCOVERED HAIR, IRANIANS DEFY ‘UNHOLY ALLIANCE’ OF SOCIALISTS, RADICALS: ‘HYPOCRITES!’
Ghalibaf: The man at the center of Trump’s claim
Iranian Parliament Speaker Mohammad Bagher Ghalibaf speaks during a public event in Iran in 2024 (Hossein Beris / Middle East Images / Middle East Images via AFP)
Trump’s statement that he is speaking to a “top person” has focused attention on one name in particular: Mohammad Bagher Ghalibaf.
The White House is quietly exploring Ghalibaf as a potential interlocutor and even a possible future leader, Axios reported.
A former Islamic Revolutionary Guard Corps commander and current parliament speaker, Ghalibaf represents a hybrid figure inside the system, bridging military credentials and political authority.
He was one of the key security figures involved in the crackdown on student protests in July 1999 and has run for president four times since 2005.
IRAN WAR, 11 DAYS IN: US CONTROLS SKIES, OIL SURGES AND THE REGION BRACES FOR WHAT’S NEXT
Ghalibaf is expected to meet U.S. special envoys Steve Witkoff and Jared Kushner in the capital of Pakistan as early as the end of this week.
Ben Taleblu said: “Those who see the ascendants of someone like Ghalibaf, who is an IRGC veteran, having extended power outside his traditional civilian rule, have missed the decades of how personality, not profession, has been the driving force, has been a driving force in Iranian politics for the past few decades. I would also say those who worry about the IRGC background of the Supreme National Security Council are all that in Iran today, may have missed the fact that the past few Supreme National Security Council Secretaries, Shamkhani, Larijani, Ahmadian, all also had IRGC backgrounds.”
At the same time, Ghalibaf has publicly denied engaging in talks with the United States, and no direct confirmation of negotiations has been provided by either side.
Araqchi: The diplomat carrying messages
Iran’s Foreign Minister Abbas Araghchi attends a joint press conference with Russian Foreign Minister following their talks in Moscow on April 18, 2025. (Getty Images)
Foreign Minister Abbas Araqchi remains one of the most visible figures internationally.
If talks were to take place, Araqchi likely would be part of the Iranian delegation alongside Ghalibaf, Reuters reported.
But analysts caution that his role is limited. He may act as a channel for communication, but does not set policy independently.
Strategic decisions, particularly on war and negotiations, are still shaped by the Islamic Revolutionary Guard Corps and the broader security establishment.
Iranian President Masoud Pezeshkian, Gholam-Hossein Mohseni-Eje’i, the head of the judiciary and Alireza Arafi, deputy chairman of the Assembly of Experts, attend the meeting of the interim leadership council of Iran in an unknown location, amid the U.S.-Israel conflict with Iran, in Iran, March 1, 2026. (IRIB/WANA (West Asia News Agency)/Handout via Reuters)
The wider power circle: generals, clerics and enforcers
Beyond the headline figures, a broader group of officials who continue to shape Iran’s direction can be identified.
These include Islamic Revolutionary Guard Corps chief Ahmad Vahidi, Quds Force commander Esmail Qaani, naval commander Alireza Tangsiri, Judiciary Chief Gholamhossein Mohseni-Ejei, President Masoud Pezeshkian, and senior clerical and political figures such as Saeed Jalili and Ayatollah Alireza Arafi.
Each represents a different pillar of the system: military power, regional proxy operations, control of strategic waterways, internal repression and religious legitimacy.
Together, they form what analysts describe as a fragmented but resilient governing network.
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A billboard depicting Iran’s supreme leaders since 1979: (L to R) Ayatollahs Ruhollah Khomeini (until 1989), Ali Khamenei (until 2026), and Mojtaba Khamenei (incumbent) is displayed above a highway in Tehran on March 10, 2026. Iran marked the appointment of Ayatollah Mojtaba Khamenei to replace his father as its supreme leader on March 9, 2026. (AFP/Via Getty Images)
Despite internal divisions, Iran’s leadership remains united on one core objective: survival of the regime.
Kuperwasser described the split: “There are the more pragmatic elites, like Araghchi, Rouhani, and Zarif. There are also the hardliners who have usually held the upper hand … But they are united in one issue — that the regime should survive and stay in power.”
Iran’s U.N. mission did not respond to a request for comment in time for publication.
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