RENO, Nev. — If you get a speeding ticket in Nevada, your auto insurance will increase more than it would in most other states, according to a new study by LendingTree.

The study ranks Nevada third in the country for the biggest percentage change in premiums after getting a speeding ticket, behind California and Michigan in first and second place respectively.

“For sure in California, and I have family in Nevada, but we all pay high insurance for sure,” one driver, Ronalso Mandac, said.

Across the nation, the average annual increase after getting a speeding ticket is $524.74. Meanwhile in Nevada, the average annual increase is significantly more at $873.54. That’s just for a single speeding ticket for going 11 to 15 miles over the limit.

The study also finds that younger drivers face the biggest rate hikes. For 20-year-olds, the average annual premium is $4,092.50, jumping to $5,276.17 after getting a speeding ticket. In contrast, 30-year-olds pay an average annual premium of just $2,105.42, which increases to $2,691.58 after getting a ticket.

“I’ve definitely had experiences where my rates have gone up,” another driver, Daniel, said. “I was in a rear-end accident. It wasn’t my fault, but as you know, unfortunately it goes up. That’s just the name of the game from my understanding.”

Expert tips include using diversion programs, raising your deductible and getting quotes from various providers before accepting a rate.

The study from LendingTree can be viewed here.

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Authorities have located Cheryl Davis, 71, who was reported missing after her vehicle was found overturned and unoccupied on Highway 6 between Tonopah, Nev., and Bishop, Calif., on Friday, Nov. 7 at about 11 a.m.

Davis, who had left her phone in the car, was believed to have been picked up by another vehicle.

A missing person report had been filed through Inyo County, and a Silver Alert was issued. Authorities confirmed that Davis got a ride from someone and is safe.