Idaho
Idaho kicks off Affordable Care Act open enrollment as premiums are set to rise nationwide
On Wednesday, open enrollment for Affordable Care Act plans began in Idaho, offering a preview to the rest of the country of how much monthly premiums are set to increase in 2026.
Many Idahoans will have to decide whether they’ll be able to afford coverage once the enhanced subsidies that kept premiums lower for many middle-class families expire at the end of the year.
Bob McMichael, 63, and his wife, Leslie, 62, already know they won’t.
Both are retired and make about $42,000 a year. They currently pay $51 a month for their ACA plan. Late last month, they got a notice that their monthly premium would increase to $2,232 next year without the subsidies.
“We’re facing a stratospheric increase in health care and probably don’t have any option to stay on health care as of January 2026,” McMichael said.
After getting the notice, the McMichaels wrote to Sen. Mike Crapo, R-Idaho, urging him to support extending the subsidies.
That decision is at the heart of the government shutdown fight on Capitol Hill, with Democrats saying Republicans must agree to keep in place the enhanced subsidies, first introduced in 2021, before they’ll vote to reopen the government. Without the tax credits, average out-of-pocket premiums are expected to rise by $1,200 a year in Idaho, a 75% increase, according to state health officials.
“A pretty big number of people are going to see their premiums double, if not more,” said Hillarie Matlock, policy director of Idaho Voices for Children, a nonprofit group that advocates for health insurance access.
More than 100,000 people in Idaho got enhanced subsidies this year — about 87% of all state ACA enrollees, according to data from the Centers for Medicare and Medicaid Services.
About 25,000 Idahoans are likely to drop their coverage for next year if the subsidies expire on Dec. 31, said Pat Kelly, executive director of Your Health Idaho, the state’s ACA marketplace.
The state has spent the last year preparing for the loss of subsidies and expected premium hike, Kelly said.
“We’ve spent a lot of this year training agents on what the changes will be and how we will communicate those changes to their consumers,” he said.
Gideon Lukens, a senior fellow and director of research and data analysis on the health policy team at the Center on Budget and Policy Priorities, a nonpartisan research group, said that a 60-year-old couple earning $85,000 a year in Idaho could see about a $1,500 increase in their monthly out-of-pocket premiums.
A family of four earning $130,000 a year could see about a $650 increase in their monthly premiums. “And that’s not an outlier,” he said. “For some people, it’s going to be a lot worse.”
“We’ve heard from a couple of folks that they’re trying to get as much taken care of before the end of the calendar year just because they’re concerned about the inability to address things in a preventative way or even do their appointments next year because of the cost,” Matlock, of Idaho Voices for Children, said.
People on ACA plans who don’t qualify for tax credits won’t be spared either, Lukens said: Premiums are expected to rise about 18% on average for them as insurers raise rates for next year.
“Virtually all marketplace enrollees in Idaho are going to see their premiums increase,” he said.
Mark and Sarah Lathrop, of Coeur d’Alene, Idaho, don’t qualify for enhanced subsidies. The couple, who own Liberty Lake Wine Cellars just across the border in Washington, currently pay $1,116 a month for their ACA plan.
Their 2026 renewal notice shows that premium climbing to $1,351 a month, a 21% increase, while their plan out-of-pocket maximum will jump from $12,000 to $18,400.
Mark Lathrop said they have already cut back on travel, dining out and other expenses as sales have flattened in their wine business and costs have risen, mainly due to tariffs.
Despite the higher premiums, the couple plan to keep their coverage due to a medical condition that requires annual monitoring.
“I don’t think my situation is as bad as some others that are losing tax credits though, but it will be common among small-business owners,” Mark Lathrop said.
Idaho
Idaho state troopers identify Billings man missing in traffic accident
The Idaho State Police say that Robert Giesick, 40, from Billings is the man missing in a crash on State Highway 55 near Cascade, about 80 miles north of Boise.
A pick-up truck driven by Giesick ended up in the Payette River after a head-on crash with another pick-up truck.
Watch Idaho crash story here:
Idaho state troopers identify Billings man missing in traffic accident
“I was able to find some people that saw a male, an adult man, swimming for the shore from the truck,” said Idaho State Trooper Richard Knapp, who attempted to rescue Giesick. “Unfortunately he didn’t make it. He got swept downriver. Witnesses lost sight of him, and that was the last time anybody saw him.”
Knapp says search crews looked extensively for the 40-year-old, but after 24 hours, it became a recovery effort for the Idaho Mountain Search and Rescue Unit.
After that on Monday came the monumental task of removing the pickup truck from the raging water.
“It was an intensive a recovery, honestly, our operators were tested, their knowledge was tested,” said Mark Boisvert, Code Red Towing owner. “They said it was a very extreme recovery for them, more than usual.”
Idaho
Boise lawyers give advice on how to comply with new bathroom bill
Idaho business owners have less than a month to decide how to comply with a new state law criminally banning trans people from using restrooms that align with their gender identity.
The law is set to take effect July 1, which would make it a misdemeanor for the first offense and a felony for subsequent offenses within five years.
It’s currently being challenged in federal court by the ACLU of Idaho.
On Tuesday, a panel sponsored by Idaho Employment Lawyers encouraged companies to prepare now as if the law will remain in effect as litigation continues.
Cody Earl, a lawyer for St. Luke’s Health System who spoke on the panel in his personal capacity, said there are several paths businesses can take.
Converting all bathrooms into single-use, gender-neutral facilities is one option, though it could be costly for larger businesses. Earl said companies could take other steps to make the transition more affordable.
“Even if it is a gender-specific restroom, [adding signage] that indicates where the closest gender-neutral restroom is so you could at least show that you’re giving employees an option or a choice,” he said.
Simply adding locks and only allowing one person at a time to a multi-stall bathroom is another choice, though panelists said that could be problematic for businesses with large amounts of customers, like restaurants and bars.
Idaho Employment Lawyers owner Pam Howland said companies also need to consider how this will affect their staff.
“This could definitely create some culture issues,” said Howland. “Do you have the policies you need to ensure your expectations as an employer of respect and civility are being followed? Possibly code of conduct provisions related to that? How about privacy?”
Those policies could include limiting or outright banning recording at the workplace.
Another legal wrinkle to complying with the law, the panel said, is that precedent in both the U.S. Supreme Court and 9th Circuit Court of Appeals prohibit discrimination based on someone’s gender identity.
Gender dysphoria, a mental health designation that causes severe distress to someone when their sex doesn’t align with their gender identity, has been considered a protected condition under the Americans with Disabilities Act in certain cases.
Republican state lawmakers argued earlier this year that Idaho needs to take this first-in-the-nation step to protect women and girls when they use the restroom in private businesses.
A 2025 study out of UCLA hasn’t found any increased risk to safety by allowing transgender people to use restrooms aligning with their gender identity.
A federal court in Boise will hear arguments over whether to approve or reject a preliminary injunction on June 5.
Copyright 2026 Boise State Public Radio
Idaho
Idaho Remains Red, White, and Blue for America 250
Remember that 250 years ago, nobody had ever heard of Idaho, and the name was mostly made up by an entrepreneur who impressed the federal government with an exaggeration about his knowledge of indigenous culture. But a large number of people who live in the state can trace ancestry to the colonial era, and I believe most Americans still have a love of country, even if some polls give an indication they may not quite know how to express it.
I Was at the Heart of the Bicentennial
Looking back 50 years, I was in Washington, D.C. at the beginning of July. Washington also didn’t exist in 1776. My memory is that its reputation as a hot, sticky swamp was well earned. I traveled there with a history club from school. On a rattling old yellow bus. The city was packed, and many of the people on the streets were foreign tourists. It told me that despite the anti-Americanism common on streets elsewhere around the world, we were still fascinating others.
We’re Still One Nation
1976 was a unifying experience and followed a very turbulent previous 15 years. Some people fear the 250th jubilee won’t bring us together. Look, those rent-a-mobs you see on TV and online are actually a small fraction of America. Picnics in the park don’t make news. Riots and tear gas get the attention of newsrooms. There are still far more picnics.
The recent Memorial Day commemorations were reverential. Independence Day 2026 is going to be a party. The media focus will be on President Trump and a festival far away. Meanwhile, across Idaho, grills will be fired up, and we’ll be proud to be Americans.
Here Are Rappers Who Are Still Supporting Donald Trump
-
North Dakota2 minutes ago
And he’s off
-
Ohio9 minutes agoThe purge? Ohio moves to downgrade non-domiciled CDLs
-
Oklahoma12 minutes agoWhat Oklahoma Does Better Than Texas and Why It Matters
-
Oregon17 minutes agoAmid warnings of future cuts, University of Oregon trustees approve next year’s budget
-
Pennsylvania24 minutes agoState Awards Contract To Resurface Major Doylestown Borough Street
-
Rhode Island27 minutes agoShifting Sands in Rhode Island – Rhode Island Monthly
-
South-Carolina32 minutes agoWATCH: Gov. McMaster signs bill protecting SC police animals
-
South Dakota39 minutes agoSouth Dakota primary results leave Legislature seats in limbo