California
Concerns over insurance rates spread far beyond fire-prone areas in California
ROSEVILLE — Hotter days are still to come, putting fire fears top of mind for many. However, it’s not just for homeowners who live in wildfire-prone areas but homeowners who call the suburbs home.
It’s not a new headline that insurance companies are pulling back on insuring California homeowners in high-risk fire zones, but what is new is how climate change is impacting homes in areas that aren’t typically considered a risk.
In Roseville, a homeowner was tasked by her insurance company to take photos of her home. What followed in the mail was a letter notifying her that she would be dropped by the company unless thousands of dollars worth of changes were made to the home, which was built within the last decade.
“This came as a surprise because we thought nothing has really changed,” said Nadia Melzer, a homeowner and Placer County realtor.
She’s been on both sides of a growing insurance issue that she once believed wouldn’t land at her front door or, in her case, in her backyard.
According to Melzer’s previous insurer (she’s since changed companies), her home needed updates that included trees being moved further apart in the backyard and closing soffits on the home.
On the other side of her backyard fence is an open field, which she believes is the main reason her former insurance company wanted to drop their home.
“Living here in the suburbs, I didn’t think that was anything I would have to worry about,” Melzer said.
CBS13 took these questions and concerns to Ryan Lundquist, an appraiser and housing analyst. He said that he’s heard stories like this and others locally that start with a letter in the mail about changes and end with a homeowner losing home insurance.
Tall grass, homes over 100 years old, trees close to the home, and a house near open space are all reasons Lundquist said he’s heard cited to homeowners about why their home insurance won’t be renewed.
“I’m starting to hear a lot more stories like this, and it seems like insurance companies are getting a bit nit-picky over issues,” he said.
Another trend Lundquist said he’s seen used by insurers: using drones for home inspection. He explained that a Rocklin client received notice that his home had been inspected by a drone and due to the findings, he would be dropped by his insurer.
“This is not just a California thing, but we’re seeing insurance issues in states like Florida and Texas and places where there’s been a lot of natural disasters,” Lundquist said.
Climate change, experts say, is playing a role in where some insurance companies choose to insure or renew. It’s why, Lundquist said, insurance issues aren’t limited to fire-prone areas but now in suburban neighborhoods, too.
Melzer also said she understands that fire is a concern for insurance companies but that they should support homeowners in times of need.
California
480 ducks find homes after an emergency rescue operation in Riverside County
Only a week after animal services officials in Riverside County discovered 480 ducks living in crowded, outdoor cages, all of the ducks have been adopted, the result of a what authorities are describing as a massive “teamwork and coordination” effort.
The Riverside County Department of Animal Services found the ducks Tuesday after investigating overcrowding conditions at a property in unincorporated Riverside County, according to the agency. The birds were taken to the San Jacinto Valley Animal Campus, where officials urgently called on the public and rescue organizations to help place them beginning Wednesday.
According to a social media update from the San Jacinto Valley Animal Campus, all 480 ducks have been rescued or adopted, marking one of the largest single intake-and-placement efforts for the department in over a decade.
“This large-scale operation required extensive teamwork and coordination across our department,” Riverside County officials said in the social media update.
Animal service officials were not available to explain who had adopted the animals and whether they were adopted as pets or food. But Daniel Markichevich told KABC that he and his fiancée Savannah Burgardt visited the San Jacinto shelter on Wednesday and planned on adopting 20 ducks for their San Jacinto property.
“We have a 3.5-acre farm, so they will just go right into the area and enjoy, and we’ll get out there and look at them, eat their eggs and have a whole full life for them,” said Markichevich, who recently completed construction on a pond in their backyard.
An animal sanctuary in Vacaville, dubbed the Funky Chicken Rescue, took in eight of the ducks, according to a social media post.
Officials said the original owner of the ducks had intended to create a sanctuary for the animals but animal control officers ultimately determined that conditions required intervention, citing improper husbandry and concerns about the number of birds being housed.
Before taking in the ducks, the animal services agency coordinated with the California Department of Food and Agriculture to test a sample of the ducks for zoonotic diseases, according to the county. All results came back negative but early assessments indicated the birds had not received adequate care, according to authorities.
“Overcrowding can contribute to stress and decreased immune function,” Itzel Vizcarra, chief veterinarian for the county animal services agency, said in a statement. “Inadequate nutrition, particularly vitamin A deficiency, can impair the lining of the digestive tract, predisposing birds to inflammation and secondary illness.”
The swift placement effort was supported in part by community donations, including more than 70 bags of waterfowl feed provided by a local business, according to the San Jacinto Valley Animal Campus.
While the ducks now have new homes, officials said the investigation into overcrowding conditions at the original property is ongoing.
California
California couple charged with murder in death of toddler skip court
A Bay Area couple charged in the murder of a 2-year-old girl who reportedly overdosed on fentanyl earlier this year failed to appear in court last week to face the charges.
The tragic incident occurred just after 5 a.m. on Feb. 12, according to the San Francisco County District Attorney’s Office.
Officers with the San Francisco Police Department responded to an apartment in the 3800 block of 18th Street, near Mission Dolores Park, after receiving a 911 call reporting that a child was not breathing.
“Medics arrived at the location and pronounced the two-year-old child deceased,” the DA’s office said in a news release. “Medics observed signs of rigor mortis and lividity, indicating the child had been dead for several hours.”
Responding officers noted that Michelle Price, 38, the girl’s mother, was slurring her speech and had “an emotionless demeanor,” according to court documents. Investigators also observed drug paraphernalia in the apartment, including three pipes, lighters and torches, a used Narcan container, white powder ultimately identified as fentanyl, bottles of spoiled milk and stained sheets on the bed.
Price was arrested for child endangerment.
Her boyfriend, Steve Ramirez, 43, allegedly attempted to flee the apartment on a bicycle, leading police on a chase during which an officer was injured. At the time of his arrest, Ramirez was reportedly in possession of a pipe inside a bag on his bike. Two additional pipes with burnt residue were also found nearby, investigators said.
Blood samples taken from Price and Ramirez at the time of their arrests showed high levels of methamphetamine and fentanyl in their systems, according to the DA’s office.
An autopsy performed by the San Francisco Medical Examiner’s Office revealed no obvious signs of physical injury to the toddler. However, toxicology testing showed lethal levels of fentanyl, as well as naloxone, commonly known as Narcan, in the child’s bloodstream.
“The cause of death was determined to be acute fentanyl poisoning,” the release stated.
Price was initially charged with felony child endangerment, possession of fentanyl and possession of drug paraphernalia. Ramirez faced the same charges, along with an additional count of resisting, obstructing and delaying a peace officer.
Over the objections of prosecutors, both Price and Ramirez were allowed to remain out of custody ahead of their arraignments.
On April 15, San Francisco District Attorney Brooke Jenkins announced an amended complaint charging the couple with second-degree murder, marking the first time such charges have been brought in a fatal fentanyl overdose case in the county.
“There wasn’t really anywhere safe for this child to be inside of this home,” Jenkins said during a press conference announcing the charges. “This is a moment in time where people have to realize that we take these situations very seriously and where, I believe, parents who knowingly possess fentanyl, who understand its lethality and the danger it poses, allow their children to be exposed to it, this is something that can come with respect to accountability if a child dies.”
At the April 16 arraignment, where both defendants failed to appear, Price’s attorney told the court she may have experienced transportation issues. An attorney representing Ramirez said he did not know his client’s whereabouts, according to KTLA’s Bay Area sister station KRON.
While both attorneys said the couple was mourning the loss of the child and struggling with addiction, Ramirez’s lawyer accused the district attorney’s office of turning the case into a media circus, claiming the publicity caused his client to panic.
The judge subsequently issued bench warrants for both Price and Ramirez. It remains unclear whether either has since been taken into custody.
California
California regulators kill charity fireworks for America’s 250th, sparking outrage
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As the nation prepares for its 250th Independence Day celebration, a decades-long California Fourth of July fireworks tradition that has raised millions for local children’s programs is going dark this year after the California Coastal Commission rejected a final effort to keep it alive, citing environmental concerns to protect the bay.
“We’ve raised over the past 14 years $2 million for kids programs here in Long Beach,” event organizer John Morris told Fox News Digital, adding the July 3 event is fully funded by the local community.
“This community pays for everything — everything. City fees, and the city doesn’t give us a break. We pay $20,000 to the city for police and fire, which I’m fine with, because there’s 100,000 people enjoying the fireworks,” said Morris, a Long Beach resident and business owner.
Morris, who owns the Boathouse on the Bay restaurant, had planned a scaled-up fireworks display this year to mark America’s 250th Independence Day.
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Long Beach residents have enjoyed the fireworks organized by John Morris for over a decade. (Scott Varley/MediaNews Group/Torrance Daily Breeze via Getty Images)
In January, Coastal Commission staff rejected the proposal, and last week commissioners unanimously upheld that decision despite an appeal backed by local, state and federal officials.
Regulators warned Morris last year that 2025 would likely be the final year for fireworks at the event, as they continue pushing organizers to switch to drone shows they say are more environmentally friendly.
The decision stands in contrast to other approvals by the commission, including a permit granted to SeaWorld allowing up to 40 nights of fireworks.
“They get 40 nights in Mission Bay. All I’m asking for is 20 minutes — it doesn’t make any sense,” Morris said.
Morris, 78, also pushed back on the environmental concerns cited by the commission, pointing to years of testing around the event.
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Due to the lack of fireworks, Morris has decided to cancel the July 3rd celebration.
“We’ve had 10 years of environmental studies,” Morris said. “We test the water before and after the fireworks and send a robotic camera into the bay to check for debris — there’s never been any. It’s been spotless.
“We’ve also had eight years of bird reports to make sure we’re not harming wildlife. We’ve never had an issue. We’ve never been written up one time. So what is it really about?”
Joshua Smith, a spokesman for the California Coastal Commission, told Fox News Digital that permits are determined on a case-by-case basis, citing environmental concerns to “protect the bay.”
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Organizer John Morris said environmental studies are regularly conducted to measure the impact of the fireworks show on the bay. (Allen J. Schaben/Los Angeles Times via Getty Images)
Smith said Morris was approved for a permit to hold a drone show in lieu of fireworks. Morris told Fox News Digital such a show would cost about $200,000 — roughly four times more than traditional fireworks.
Smith confirmed that SeaWorld received a permit allowing 40 nights of fireworks. When pressed on the discrepancy, he reiterated that decisions are made individually and declined to provide further details.
Morris said the loss of the fireworks show will be felt across the community, from local businesses to families who have made the event an annual tradition.
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