Connect with us

Technology

Tax season scams 2026: Fake IRS messages stealing identities

Published

on

Tax season scams 2026: Fake IRS messages stealing identities

NEWYou can now listen to Fox News articles!

Tax season no longer begins in April. For scammers, it starts the moment the calendar flips to January. 

While you’re waiting for your W-2 or 1099 to arrive, cybercriminals are already sending out waves of fake IRS messages, “refund problem” alerts and account verification scams. These messages feel alarmingly real, and that’s not an accident.

The truth is, today’s tax scams don’t rely on random guessing. They rely on your personal data, pulled from online data brokers, public records and previous breaches. And once your information is in circulation, you become part of a high-value target list.

Let’s break down what’s really happening – and how you can protect yourself before the first fake message lands in your inbox.

Advertisement

Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

ROBINHOOD TEXT SCAM WARNING: DO NOT CALL THIS NUMBER

Tax scammers are targeting Americans as soon as January with fake IRS emails and refund alerts designed to steal personal data. (Photo illustration by Michael Bocchieri/Getty Images)

The new wave of tax scams

Every year, scammers refine their tactics. And every year, they get better at making their messages look legitimate. Here are the most common scams hitting Americans before tax season even peaks:

1) Fake IRS emails and texts

These messages look official. They use real IRS language, government-style formatting and even fake case numbers. You might see something like:

Advertisement

“Your tax account is under review. Immediate action is required to avoid penalties.”

The email may include:

  • IRS logos and official-looking headers
  • Threatening language about audits or fines
  • A link that appears to go to a government website.

But when you click, you’re taken to a fake IRS portal designed to steal:

  • Your Social Security number
  • Your date of birth
  • Your bank account details
  • Your IRS login credentials.

Once scammers have that, they can file fake returns, redirect your refund or impersonate you for years.

2) ‘Refund Issue’ alerts

This is one of the most effective tax scams because it preys on something people are already waiting for: their money. The message usually says:

“Your tax refund has been delayed due to a verification issue. Please confirm your information.”

It feels believable. You just filed. You are expecting a refund. And the message arrives right when you’re checking your bank account.

Advertisement

The link leads to a perfect copy of:

  • A government site
  • A tax filing service
  • Or a bank login page.

Every keystroke you enter is captured. Scammers now have your identity, your financial access and your tax data – all from one click.

3) Benefit and identity verification scams

These scams impersonate the:

  • IRS
  • Social Security Administration
  • State tax offices.

Often, they use what seem to be legitimate titles like “tax resolution officer” and state that you have unresolved tax activity. They claim your benefits, tax records or identity are “on hold” and must be verified immediately.

Typical messages say: “Your benefits account has been temporarily suspended. Verify your identity to restore access.” Or: “We detected unusual activity on your tax profile. Confirm your information now.”

The goal is simple: panic. When people panic, they don’t slow down. They don’t double-check. They click. And once they do, scammers collect everything they need to fully impersonate the victim.

HOW TO SAFELY VIEW YOUR BANK AND RETIREMENT ACCOUNTS ONLINE

Advertisement

Cybercriminals use data broker profiles and breach records to personalize tax scams and make them appear legitimate. (Andrew Harrer/Bloomberg via Getty Images)

Why these messages feel so real

You may wonder: How do they know my name? My address? My tax service?

They don’t guess. They buy it. Data brokers collect and sell personal profiles that can include your:

  • Full name and address history
  • Phone numbers and email addresses
  • Family members and marital status
  • Estimated income and property records
  • Age, retirement status and employer history.

Scammers use this data to personalize their messages. That’s why the email doesn’t feel random. It feels meant for you. And once your profile is sold or leaked, it can be reused again and again.

The real target isn’t your refund. It’s your identity

Once scammers steal your Social Security number, tax ID or bank details, the damage doesn’t stop with one scam.

They can:

Advertisement
  • File fake tax returns
  • Open credit lines in your name
  • Redirect benefits
  • Sell your identity on criminal marketplaces.

Tax scams are often the entry point to long-term identity theft.

The ‘pre-tax season cleanup’ most people skip

Most people think clearing browser cookies or changing passwords is enough. It’s not. Your information still lives in data broker databases, where scammers shop for victims.

That’s why I recommend a data removal service that automates data removal and goes directly to the source. Instead of chasing scams one by one, these services help remove the reason you’re targeted in the first place.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

Advertisement

Practical steps to protect yourself this tax season

Here’s what I recommend before filing:

  • Never click tax links from emails or texts. Go directly to official websites. Strong antivirus software can help block malicious links before they install malware or steal personal information. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
  • Use strong, unique passwords for tax services and email.  A password manager helps create and store strong, unique passwords and alerts you if your email appears in known data breaches. Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.
  • Enable two-factor authentication (2FA) wherever possible.
  • Freeze your credit if you’re not applying for loans. To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.” 
  • Remove your data from brokers before scammers find it, as discussed above.

2026 VALENTINE’S ROMANCE SCAMS AND HOW TO AVOID THEM

Fake “refund issue” messages trick taxpayers into entering Social Security numbers and bank details on fraudulent sites. (Photo illustration by Michael Bocchieri/Getty Images)

Kurt’s key takeaways

Tax scams don’t start in April; they start when your data is sold. The more complete your profile becomes, the easier it is for scammers to impersonate government agencies and steal your identity. By removing your personal data now, you’re not just protecting your refund; you’re protecting your future. This tax season, don’t wait for the alert. Remove the risk.

Have you received a suspicious IRS text or email this tax season, and what made you question whether it was real? Let us know by writing to us at Cyberguy.com.

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Advertisement

Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

Copyright 2026 CyberGuy.com. All rights reserved.

Advertisement

Technology

A rogue AI led to a serious security incident at Meta

Published

on

A rogue AI led to a serious security incident at Meta

For almost two hours last week, Meta employees had unauthorized access to company and user data thanks to an AI agent that gave an employee inaccurate technical advice, as previously reported by The Information. Meta spokesperson Tracy Clayton said in a statement to The Verge that “no user data was mishandled” during the incident.

A Meta engineer was using an internal AI agent, which Clayton described as “similar in nature to OpenClaw within a secure development environment,” to analyze a technical question another employee posted on an internal company forum. But the agent also independently publicly replied to the question after analyzing it, without getting approval first. The reply was only meant to be shown to the employee who requested it, not posted publicly.

An employee then acted on the AI’s advice, which “provided inaccurate information” that led to a “SEV1” level security incident, the second-highest severity rating Meta uses. The incident temporarily allowed employees to access sensitive data they were not authorized to view, but the issue has since been resolved.

According to Clayton, the AI agent involved didn’t take any technical action itself, beyond posting inaccurate technical advice, something a human could have also done. A human, however, might have done further testing and made a more complete judgment call before sharing the information — and it’s not clear whether the employee who originally prompted the answer planned to post it publicly.

“The employee interacting with the system was fully aware that they were communicating with an automated bot. This was indicated by a disclaimer noted in the footer and by the employee’s own reply on that thread,” Clayton commented to The Verge. “The agent took no action aside from providing a response to a question. Had the engineer that acted on that known better, or did other checks, this would have been avoided.”

Advertisement

Last month, an AI agent from open source platform OpenClaw went more directly rogue at Meta when an employee asked it to sort through emails in her inbox, deleting emails without permission. The whole idea behind agents like OpenClaw is that they can take action on their own, but like any other AI model, they don’t always interpret prompts and instructions correctly or give accurate responses, a fact Meta employees have now discovered twice.

Continue Reading

Technology

Phishing scam exploits Apple Mail ‘trusted sender’ label

Published

on

Phishing scam exploits Apple Mail ‘trusted sender’ label

NEWYou can now listen to Fox News articles!

Phishing emails are getting more convincing every day. Scammers copy the look of trusted brands and rely on urgency to get you to click before you think. But sometimes the most misleading part of a scam is not the email itself. It is the signal your own email app gives you.

A CyberGuy reader recently sent us a screenshot of an email that looked suspicious but included something surprising at the top. Apple Mail displayed a banner that said, “This message was sent from a trusted sender.” At first glance, that message feels reassuring. Many people would assume the email must be legitimate. The reader sent the screenshot with the subject line “Another sneaky trick.” In the image, Apple Mail labels the message as coming from a trusted sender even though the email itself shows several signs of a phishing scam.

Here is the catch. That label comes from Apple Mail itself, not from Apple and not from a system verifying the email. In other words, a phishing email can still appear trusted. Understanding how this happens can help you avoid handing your Apple ID or other personal information to scammers.

APPLE APP PASSWORD SCAM EMAIL WARNING

Advertisement

Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

Scammers often copy Apple’s branding and use urgent warnings to push people into clicking malicious links. (Photo Illustration by Thomas Trutschel/Photothek via Getty Images)

Why Apple Mail may label a phishing email as a trusted sender

Apple Mail automatically adds the trusted sender banner in certain situations. It usually appears when the email address looks familiar to your device. For example, Apple Mail may display the banner if:

  • The sender’s address is saved in your Contacts
  • You have replied to that email address before
  • The address appears in previous email conversations

The feature is designed to help you quickly recognize people you communicate with often. It is meant as a convenience signal, not a security verification. That distinction is important.

Warning signs of a fake Apple account email

Phishing emails often copy the look of real Apple notifications. The goal is to create urgency so the victim clicks before thinking. The email in the screenshot contains several classic warning signs.

Generic greeting

The message begins with “Dear user” instead of addressing the recipient by name. Legitimate account emails typically reference your name or Apple ID information.

Advertisement

Slightly incorrect branding

The email references “Cloud+ subscription.” Apple’s real service is called iCloud+. Small branding mistakes often appear in phishing campaigns.

Urgent scare tactics

The message warns that personal data could be permanently removed from cloud storage. Fear and urgency are common tools in phishing scams.

Payment problems tied to account threats

Scammers often claim a subscription payment failed and your account is at risk. The goal is to push victims to click a link and enter login details. Apple does not send emails threatening immediate deletion of iCloud data because of a billing issue.

Why the Apple Mail trusted sender banner can be misleading

Because the banner relies on familiarity, scammers can sometimes exploit it. Cybercriminals often spoof real email addresses so their messages appear to come from someone you know. If that address matches a contact or previous message history, Apple Mail may still mark it as trusted.

REAL APPLE SUPPORT EMAILS USED IN NEW PHISHING SCAM

Advertisement

That can create a false sense of safety. The banner simply reflects your email history. It does not confirm the sender’s identity or verify that the message actually came from Apple or any legitimate company. In some cases, that visual signal can make a phishing email look more believable than it really is.

The “trusted sender” banner in Apple Mail reflects your contact history. It does not verify that the email actually came from Apple or another legitimate company. (Sean Gallup/Getty Images)

Ways to stay safe from Apple phishing emails

Phishing emails continue to evolve, but a few simple habits can greatly reduce your risk.

1) Avoid clicking links in account warning emails

If you receive a notice about your Apple account, open your browser and go directly to Apple’s official website instead of using the email link.

2) Use strong antivirus software

Strong antivirus software can help detect malicious links, suspicious downloads, and phishing pages before they reach your device. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com

Advertisement

3) Use a data removal service

Scammers often gather personal information from data broker websites to make phishing emails look more convincing. Removing your data from these sites reduces the information criminals can use to target you. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

4) Check your Apple account settings directly

You can verify subscriptions by opening Settings on your device, tapping your Apple ID and selecting Subscriptions.

5) Look closely at branding and wording

Misspelled product names, unusual formatting, and generic greetings often reveal a phishing email.

6) Enable two-factor authentication

Two-factor authentication (2FA) adds another layer of protection, even if someone manages to steal your password.

Cybercriminals frequently disguise their emails by mimicking legitimate addresses, making it look like the message was sent by someone you trust. (Wei Leng Tay/Bloomberg via Getty Images)

Advertisement

Kurt’s key takeaways

Email apps often try to help by identifying messages that appear familiar. Unfortunately, scammers understand how those systems work. The trusted sender banner in Apple Mail reflects your contact history. It does not confirm that the message came from Apple or any legitimate company. That means one simple habit still offers the best protection. Pause before clicking any urgent account warning. Because in the world of phishing scams, the messages that look the most convincing are often the most dangerous.

If your email app told you a message was trusted, would you still double-check before clicking? Let us know by writing to us at Cyberguy.com.

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Sign up for my FREE CyberGuy Report 
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

Copyright 2026 CyberGuy.com. All rights reserved.

Advertisement

Continue Reading

Technology

The FBI is buying Americans’ location data

Published

on

The FBI is buying Americans’ location data
Senate Intelligence Committee Hears Testimony From Top Officials On Worldwide Threats

WASHINGTON, DC – MARCH 18: Federal Bureau of Investigation Director Kash Patel testifies during a Senate Intelligence Committee hearing on worldwide threats in the Hart Senate Office Building on March 18, 2026 in Washington, DC. A closed session immediately followed the hearing. (Photo by Kevin Dietsch/Getty Images)
Getty Images

Continue Reading

Trending