Horror is having a moment. In 2026, the genre is especially well-represented: new blood is dominating the box office through films like Backrooms and Obsession, established names like Sam Raimi and Damian McCarthy are at the top of their game, and long-running franchises like 28 Years Later and Resident Evil continue to stay relevant. But the most impressive piece of horror this year might just be found in the world of TV comedy: Widow’s Bay, a series that manages the delicate balance of mixing scares with laughs, while also doubling as a loving tribute to the genre. It’s the kind of combination that often doesn’t work, which is part of what makes the show so remarkable.
Technology
How debit card fraud can happen without using the card
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Every so often, we receive an email that stops us cold. Not because it is dramatic. Not because it is careless. Because it feels impossible.
Sheri M. from Georgia recently wrote to us with this question:
“Yesterday I learned that someone had stolen my debit card information. I was alerted by my bank about 10:00 p.m. last night that someone tried to use my card in Brazil. I am in the Southern United States and have never traveled outside the country. What I have trouble understanding is that this particular debit card has never been used and has never been out of a locked vault. It has been activated, and once activated, I locked it up. No one had access to it, no questions about that. It is just not possible. So how could someone have my card information? I asked this question at my bank, and after speaking to several people, they are at a loss as to what to tell me. I hope you can shed some light on this.”
GHOST-TAPPING SCAM TARGETS TAP-TO-PAY USERS
Debit card numbers can be compromised digitally through system breaches or automated number-guessing attacks. (fizkes/Getty Images)
Sheri, first, we are glad your bank flagged it. That alert tells you fraud monitoring worked. Now let’s address the part that feels unreal. How can someone use a debit card that has never left a locked vault?
If you have asked that same question, you are not alone. This type of debit card fraud happens more often than most people realize. And it almost never involves someone physically touching your card.
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How debit card fraud happens without using the card
When a card is compromised without being used, the issue is typically digital. Here are the most likely explanations.
1) The number was exposed before you received it
Debit cards move through multiple systems before they reach your mailbox. Third-party vendors manufacture, encode and ship them. That means the card number exists in databases long before you open the envelope. If one of those systems is breached, criminals can obtain card numbers in bulk. They never need the physical card. They never need your home. In that case, it has nothing to do with your vault.
2) A BIN attack may be responsible
Every debit card starts with a bank identification number. Criminals use software to generate the remaining digits at high speed. They test thousands of combinations using small transactions or foreign authorizations to see which numbers work. This is known as a BIN attack. They are not stealing your specific card. They are guessing valid numbers mathematically. If your card was activated, even if it was never used, it becomes part of the pool that can be tested. A foreign attempt, like one in Brazil, is often a test authorization. It feels personal. In reality, it is automated.
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A customer completes a transaction at Pike Place Market in Seattle, Washington, on May 28, 2025. Financial security specialists recommend canceling compromised cards and monitoring accounts immediately after a fraud alert. (M. Scott Brauer/Bloomberg via Getty Images)
3) A processor or network weak point
Sometimes the exposure does not originate at the bank itself. The weak link can involve:
- A payment processor
- A card network
- A digital wallet backend
- A servicing vendor
Frontline bank employees often do not have visibility into these system-level issues. Patterns can take time to surface internally. That is why you may not receive a clear explanation right away.
4) Backend systems assign numbers early
Many banks pre-assign card numbers or connect them to digital systems before you ever swipe the card. If that backend data is exposed, the physical card remaining locked away does not matter. That is why debit card fraud without using the card can still occur.
Why did the transaction show up overseas?
You may wonder why the attempt came from Brazil. Foreign authorizations are often used as test transactions. Criminal groups run small or unusual location charges to see which numbers are active. If the charge clears, they escalate. The good news is your bank blocked it.
What you should do right now
If this happens to you, act quickly.
- Cancel the card completely. Do not just lock it. Make sure the number is permanently closed.
- Request a new card number. Confirm it is not a reissue of the same digits.
- Monitor your checking account daily for at least 30 days.
- Freeze your credit with all three credit bureaus.
- Add identity monitoring to detect broader misuse.
That final step is often overlooked.
WHY SCAMMERS OPEN BANK ACCOUNTS IN YOUR NAME
Experts say debit card fraud often occurs without the physical card ever being used or stolen. (Nikos Pekiaridis/NurPhoto via Getty Images)
Why identity monitoring matters
Debit card fraud can be isolated. It can also signal a larger data exposure.
If your card number surfaced through a breach or vendor leak, other personal details may be circulating too. Email addresses, phone numbers and Social Security numbers often appear together in stolen datasets. That is where early detection becomes critical.
Our top Identity Theft Protection recommendation monitors credit activity, financial accounts and dark web marketplaces for signs your identity is being misused. You receive fast alerts so you can respond before small incidents turn into larger problems.
Instead of waiting for a late-night fraud alert, you gain earlier visibility.
See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
Ways to stay safe from invisible debit card fraud
You cannot control global criminal networks. You can reduce your exposure.
- Keep debit cards locked in your banking app when not in use
- Turn on real-time transaction alerts
- Use credit cards for online purchases when possible
- Freeze your credit as a preventative step
- Avoid storing debit card details across multiple retail sites
- Use identity monitoring for broader protection
Layered security gives you more control.
Kurt’s key takeaways
Sheri’s experience feels impossible because she did everything right. The card never left the vault. It was never used. No one had access. Yet the number was still tested from across the world. That is the reality of today’s financial crime. It is automated, remote and system-driven.
If this can happen to a card locked in a vault, what does that say about how secure our financial system really is? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Tim Cook says RAM expenses are ‘unsustainable’ and Apple is going to raise prices
We’re doing our best to mitigate the huge increases that are being passed to us, and we’ve been trying to shield our customers from the increases, but the situation has become unsustainable.
Cook doesn’t say when Apple plans on raising prices or which products will be affected. The company has already stopped selling the Mac Studio with 512GB of RAM in March and later raised the starting price of the Mac Mini to $799 after dropping the cheaper $599 option from its lineup. Analyst Tim Culpan also suggested that Apple could discontinue the base configuration of the MacBook Neo, while keeping the $699 model with 512GB of storage.
As AI companies continue to demand more memory in their sprawling data centers, suppliers are struggling to keep up. The shortage has led to surging RAM and storage costs, as well as price increases across game consoles, laptops, and other devices.
“There’s less supply at a time when consumers want devices and the memory guys are passing along huge price increases,” Cook tells the WSJ. “We definitely need memory pricing and supply to return to reasonable levels for consumer products.”
Apple is getting ready to take the wraps off its latest lineup of iPhones later this year, though it’s unclear how big an impact the memory shortage will have on pricing. The WSJ estimates that the upcoming iPhone 18 Pro could cost $1,299, a jump from the $1,099 iPhone 17 Pro.
Technology
Thief uses Waymo as a getaway car
Empty Waymo vehicles swarm Atlanta neighborhood
Atlanta residents captured alarming video of dozens of Waymo driverless cars continually circling their quiet neighborhood for hours. Tech expert Kurt Knutsson warns this ‘AI takeover’ raises significant safety concerns, especially for children, highlighting a critical lack of human intervention and company accountability from Waymo regarding these autonomous vehicles and potential glitches.
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A getaway car with no driver? That is a new one. Police say that is what happened outside Hot 8 Yoga in San Francisco’s Marina district. Police records reportedly show that a burglar slipped inside the studio, grabbed activewear and got out in under three minutes. Waiting outside was a Waymo robotaxi.
The suspect allegedly loaded the stolen clothing into the trunk, climbed in and rode away as if the whole thing were a normal pickup.
That is what makes this case so wild. A basic burglary suddenly turned into a bigger question about self-driving cars, privacy and police evidence. What happens when a robotaxi becomes part of a crime scene?
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UBER UNVEILS A NEW ROBOTAXI WITH NO DRIVER BEHIND THE WHEEL
Police say a San Francisco burglary suspect used a Waymo robotaxi as a getaway car after stealing activewear from a yoga studio. (Frederic J. Brown/AFP via Getty Images)
How a Waymo robotaxi became the getaway car
The suspect allegedly used the autonomous vehicle the same way someone might use a regular ride-hail car. The Waymo vehicle dropped him off near the yoga studio, waited while the burglary happened and then drove him away. That is the part that makes you stop and say, wait, what?
There was no driver to look back and wonder why someone was loading stolen activewear into the trunk. No one behind the wheel to say, “Something feels off here.” The car simply followed the ride request.
In a statement to CyberGuy, San Francisco Police Department confirmed officers responded on Jan. 9, 2026, to a business on the 3300 block of Fillmore Street regarding a burglary that occurred at about 4:07 a.m. Police said an employee reported that an unknown suspect burglarized the business, stole items and fled in a vehicle.
SFPD described the case as an “open and active investigation” and said, “No arrest has been made at this time.” Anyone with information can call SFPD at 415-575-4444 or text a tip to TIP411 and begin the message with SFPD.
Police believe this may be San Francisco’s first known case of someone using a self-driving car to flee a crime scene. And yes, the stolen haul reportedly included men’s shorts. That bizarre detail gives the whole thing a strange twist. But underneath it all, there is a real question here. What happens when a robotaxi becomes part of the crime?
Why the Waymo getaway car case is hard to solve
At first, this sounds like an easy case to solve. Waymo vehicles have cameras. Riders need accounts. Payment information is usually tied to the trip. So, you might think the police would have a clear trail. That did not happen here.
Police reportedly obtained a search warrant for Waymo account information and footage from the vehicle. The detective on the case said the account information did not lead police to the suspect. He also said the company no longer had interior footage by the time the warrant was filed months later.
The outside footage had another issue. Faces were blurred for privacy. That created a strange problem. The same privacy protections that help protect innocent bystanders may also make it harder to identify someone suspected of a crime.
Waymo says it balances safety and privacy
When contacted by CyberGuy, Waymo declined to comment on this specific burglary. More broadly, Waymo says it carefully reviews each law enforcement request to make sure it satisfies applicable laws and has a valid legal basis. The company says it closely scrutinizes those requests and may narrow the scope or push back when needed.
Waymo also says it does not use facial recognition or other biometric identification technologies to identify people. That detail is important here because these cars see a lot as they move through a city. Waymo says its cameras and sensors help the vehicle understand its surroundings and drive safely in real time. The company also says that information helps improve the Waymo Driver over time. In other words, Waymo says its technology can recognize that it sees a person, but it does not match that person to an individual identity.
To me, that is where this story gets complicated. If a real crime happens, you want the police to have useful evidence. At the same time, you probably do not want every self-driving car turning into a rolling surveillance camera with no clear limits. That balance between safety, privacy and police access may become a much bigger issue as robotaxis show up in more cities.
Why robotaxis could complicate crime investigations
This case shows how quickly an old-fashioned crime can run into new technology. A burglar once needed a friend, a taxi or a stolen car. Now, someone can call a driverless ride with an app and leave the scene without ever dealing with a human driver.
That creates a problem for the police. If the ride was ordered with stolen information or a burner phone, the account may not point to the person who actually committed the crime. And even with all those cameras, the footage may not show what investigators need.
That is the part that stands out to me. We often assume more cameras mean more answers. But this case shows that assumption can fall apart fast. If key video gets deleted, faces stay blurred or the account information leads nowhere, a high-tech getaway car may still leave police with very old-fashioned detective work.
FACIAL RECOGNITION JAILS INNOCENT GRANDMOTHER, ATTORNEY SAYS
A Waymo robotaxi became part of a San Francisco burglary investigation after police say a suspect loaded stolen clothing into the trunk and rode away. (Smith Collection/Gado/Getty Images)
What this Waymo case means to you
If robotaxis operate where you live or where you travel, this story should get your attention. These cars are no longer test vehicles quietly roaming around a few streets. They are picking people up, dropping them off and now, in this case, showing up in a police investigation.
That is what makes this so important. A self-driving car can become a witness, a source of evidence or even the ride someone uses to leave a crime scene.
At the same time, privacy protections can create a real tradeoff. Blurring faces may protect people walking down the street who have nothing to do with a crime. But it may also limit what police can use later.
And this case proves something else. Cameras alone do not guarantee answers. A vehicle can record plenty of data and still miss the one image, account detail or clue investigators need.
For riders, here is the part to remember. A robotaxi may feel private because no driver sits up front. But it still leaves a digital trail. Before you climb in, assume the trip, the account and some vehicle data may be recorded.
How to protect your privacy in a robotaxi
This case also gives riders something to think about. A robotaxi may feel more private because no driver sits up front. But the vehicle can still collect trip details, account information and sensor data.
Check the robotaxi privacy policy
Review the company’s privacy policy so you understand what it collects, how long it may keep certain data and when it may share information with law enforcement. You do not need to read every line like a lawyer. Look for sections about cameras, audio, trip history, account data and legal requests.
Secure your ride-hail account
Use a strong, unique password for your ride-hail account, and consider using a trusted password manager to create and store it securely. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com. Turn on two-factor authentication (2FA) when available. Also, keep your phone locked with a passcode, Face ID or fingerprint protection. If someone gets into your phone, they may also get into your ride apps.
Be careful what you say during the ride
Avoid sharing sensitive personal details during a robotaxi ride unless you really need to. That includes financial information, passwords, medical details or private family matters. Also, be careful about phone calls on speaker. Even without a human driver, you should treat the space like a connected vehicle.
Protect your payment information
Use a credit card instead of a debit card when possible. Credit cards often offer stronger fraud protections if an account gets compromised. Check your ride receipts and payment alerts. If you see a trip you did not take, report it right away.
Know what to do if something goes wrong
If you feel unsafe during a ride, use the app’s help or emergency option. Take screenshots of your trip details if you can do so safely. If you see a robotaxi near a crime or emergency, remember that useful footage may depend on timing and legal process. Police may need a warrant or another valid request before a company turns over data. That gap between what the car saw and what investigators can later use can make a big difference.
HOW SURVEILLANCE TECH LED POLICE TO ACCUSE THE WRONG PERSON
Police reportedly obtained a warrant for Waymo account information and vehicle video, but investigators said the records did not identify a suspect. (AP Photo/Terry Chea, File)
Watch the CyberGuy Live replay: Lock Down Your Phone in 30 Minutes
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Kurt’s key takeaways
A burglar using a Waymo as a getaway car sounds almost ridiculous, but the privacy questions are very real. These vehicles can capture a lot of what happens around them. Still, that does not mean police will always get clear evidence or a quick answer. This case also shows why timing matters. If footage is deleted, blurred or tied to a stolen account, a high-tech vehicle may not solve the crime as easily as you might expect. To me, this is where cities need to catch up. Robotaxis are already on the road. Now we need clearer rules for how long footage is kept, when police can access it and how innocent people’s privacy is protected.
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Would you feel safer knowing robotaxis keep more footage for police, or more concerned about what that could mean for your privacy? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
In a big year for horror, Widow’s Bay still stands apart
Widow’s Bay just wrapped up its first season — a second has already been confirmed — and it tells a story that at first sounds incredibly derivative. It takes place on an isolated island in New England, which has a sordid history due to what the locals believe is a curse. In the first episode, a terrifying fog rolls into town, suggesting that a powerful evil is waking up again. Cue the Stephen King comparisons.
But it’s not long before Widow’s Bay’s distinct brand of horror / comedy makes itself clear. The show is largely centered on the island’s hapless mayor, Tom (Matthew Rhys), who has a misguided desire to turn Widow’s Bay into a tourist destination that can rival Martha’s Vineyard and Cape Cod. This, of course, runs counter to the whole curse thing. And the incoming fog is just the first sign that things are not going to go well for him and his plan, though Tom ignores the signs at every opportunity.
Image: Apple
What makes the show work is that, at its core, it’s just a really scary and tense story. From the very first episode, when Tom is stressing out about a visiting travel writer from The New York Times, there’s a steadily rising sense of dread: a tour through the island’s history that’s full of stories of death and, uh, cannibalism; a calendar about wolves that for some reason also has car crash photos; a ferry captain who says simply “bad things happen here.” The show makes you feel as uneasy as the island’s residents.
That sensation only grows over the course of the season, as each episode explores a different horror genre while building on the cursed lore of the island. The second episode takes place in a clearly haunted hotel, complete with a killer clown; later there’s a demonic party planning book that leads to a terrifying and unsettling beach gathering. Tom’s assistant Patricia (Kate O’Flynn) gets hunted by a Jason Voorhees–style slasher villain, and there’s even a darkly inventive take on a drug trip sequence, complete with jarring time skips.
It’s because it’s such a well-crafted horror story that the comedy in Widow’s Bay hits so hard. It’s not the easiest genre mix to pull off, as creator and showrunner Katie Dippold — who knows a thing about how funny horror can be — told me ahead of the show’s premiere in April. “It can be a great combo, but it can also be a bad combo,” she explained, noting that projects that successfully blend the two genres are “few and far between.” As if to prove her point, the new Scary Movie released this month was entirely toothless.
But unlike more overt attempts at infusing horror with comedy, most of the gags in Widow’s Bay are comparatively subtle — and scary in their own way. When Tom is looking through a collection of board games at the local inn, he finds one simply called Teeth; inside, there’s nothing but a pair of pliers. When Patricia finally kills the “boogeyman” who has been stalking her, she keeps her shotgun trained on his corpse at all times — from the ambulance to cremation — just in case. Even the episode titles can be hilarious. The finale, where just about everything goes wrong, is called “We hope you enjoyed your time!”

Image: Apple
This means that the jokes not only fit into the eerie nature of the world, they actually heighten it. And that was the goal all along. “I never wanted to have a moment where something scary happens and the characters don’t react truthfully,” Dippold told me. “If you’re truthful, then eventually you’ll find the comedy. That was the very hard rule.”
This all comes to a head as the show wrapped up its first season. Leading into the finale, Tom was put in an impossible situation, forced to choose whether to kill his adorably inept secretary Ruth (K Callan) in order to end the curse for good, or doom the island by not acting. In the last episode, with the town’s residents and tourists stuck in a shelter due to a destructive storm, Tom finds himself in Ruth’s house, and it’s genuinely painful watching him try to decide the right path. But amidst all of this tension, there are still funny bits, like Ruth casually noting that an old boyfriend “got bit by an animal and became that animal,” or a cheerful instructional video on ritual sacrifice. And this being Widow’s Bay, things are a bit more complex than they appear, leaving Tom with an even more difficult task in front of him.
You don’t just have to take my word for it. Guillermo del Toro recently called the series “hands down one of the most mesmerizing acts of narrative prestidigitation in horror.” That’s some high praise. But so is the fact that Widow’s Bay has managed to claim its own distinct lane in such a crowded moment. The finale title turned out to be incredibly accurate: I did, in fact, enjoy my time.
The first season of Widow’s Bay is streaming now on Apple TV.
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