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North Texas homeowners urged to review insurance policies as severe weather drives up costs

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North Texas homeowners urged to review insurance policies as severe weather drives up costs


With severe weather frequently impacting North Texas, homeowners often wonder: What does my insurance policy actually cover? Do I have the right coverage? What happens after filing a claim?

Insurance expert Rich Johnson, communications director for the Insurance Council of Texas, advises homeowners to review their policy carefully, starting with the first few pages.

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CBS News Texas


“The main thing to do is look at the first couple of pages of the policy,” Johnson said.

These pages typically outline wind and hail coverage, which may vary depending on location. Some homeowners may have a separate policy through the FAIR Plan or TWFG.

Johnson emphasizes the importance of understanding deductibles, particularly for hail and wind damage, which differ from deductibles for fire or plumbing issues.

“It’s usually between 1% and 5% of the insured value of your home,” he explained.

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If a home is damaged by severe weather, Johnson recommends taking photos and making temporary repairs before filing a claim.

“Get that claim in as soon as possible so you’re on the list for an adjuster to inspect your house,” he said.

When hiring contractors, Johnson advises homeowners to choose local businesses and seek recommendations from friends and neighbors to avoid scams.

“A couple of red flags: if they’re out of state, don’t have a licensing number, or say they’ll waive your deductible—that’s actually illegal in Texas,” he warned.

Scammers should be reported to insurance providers, local police, and the Texas Department of Insurance, which handles fraud cases.

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Johnson also notes that inflation and frequent severe weather are driving up repair costs and insurance premiums, affecting both home and auto insurance.

“We’re seeing weather impact insurance rates more severely and more frequently,” he said.



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Texas Officials Unveil Amended Hemp Rules With Strict ‘Total THC’ Limits But Lower Licensing Fee Than Previously Floated – Marijuana Moment

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Texas Officials Unveil Amended Hemp Rules With Strict ‘Total THC’ Limits But Lower Licensing Fee Than Previously Floated – Marijuana Moment


Texas officials have adopted a series of new rules for the state’s hemp market—with certain revisions that advocates and stakeholders call a “direct victory,” including changes to make participation in the industry more affordable, and other regulations that threaten to severely restrict product availability.

The Department of State Health Services (DSHS) unveiled the amended hemp rules on Friday, about two months after publishing proposed regulations with licensing fees and other changes that led organizations such as the Texas Cannabis Policy Center (TCPC) to sound the alarm.

In response, the department received more than 1,400 comments urging revisions.

“Revised rules have slashed manufacturer fees from $25,000 to $10,000 and retailer fees from $20,000 to $5,000. This is a direct victory for advocacy,” Heather Fazio, director of TCPC, said in an email to supporters on Monday. “However, significant challenges remain.”

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Specifically, the agency decided to maintain language requiring hemp products to be tested for “total THC” content, including THCA, which means most cannabis flower would be considered non-compliant with limitations imposed under state law.

“We estimate this will hand 50 percent of the legal market to illicit operators, making our state less safe,” Fazio said.

TCPC and other groups such as the Texas Hemp Business Council (THBC) have also pointed out that there would be additional requirements imposed on hemp businesses with respect to product testing, labeling and record-keeping.

Separately, under a proposed rule from the Texas Alcoholic Beverage Commission (TABC) there would also be a “less consequential, but important” update to the hemp program, Fazio said, with the agency seeking to prohibit the on-site consumption of hemp at businesses where alcohol isn’t allowed. There would be no “sampling” exceptions in place, either.

(Disclosure: Fazio supports Marijuana Moment’s work with a monthly Patreon pledge.)

TCPC did share a piece of positive news for advocates, noting “steady progress” in expanding the state’s medical cannabis program under a law enacted last year. While adult-use legalization has continued to stall in the conservative legislature, the medical marijuana program is significantly expanding, with nine new licenses already approved and three more expected before April 1.

Meanwhile, last week, Texas voters approved a marijuana legalization question that appeared on the state’s Democratic primary ballot.

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As part of the primary election on Tuesday, each major party was able to place several non-binding propositions on the ballot that allow voters show how they feel on key issues. The Texas Democratic Party used one of its propositions to find out where the electorate stands on legalizing cannabis and whether past convictions should be expunged.

For what it’s worth, a statewide poll released last month found that Texas voters don’t like how state leaders and lawmakers have handled marijuana and THC policy issues. In the survey, a plurality of voters (40 percent) said they disapprove of how their elected officials have approached the issue, according to the survey. Just 29 percent said they approve of how cannabis issues have been handled, while 31 percent said they didn’t have an opinion one way or another.

A separate poll released last year found that a plurality of Texas voters want the state’s marijuana laws to be made “less strict.” And among the legislative items lawmakers considered during recent special sessions, voters say a proposal to address hemp regulations was among the least important.


Marijuana Moment is tracking hundreds of cannabis, psychedelics and drug policy bills in state legislatures and Congress this year. Patreon supporters pledging at least $25/month get access to our interactive maps, charts and hearing calendar so they don’t miss any developments.

Learn more about our marijuana bill tracker and become a supporter on Patreon to get access.

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For its part, the state Department of Public Safety in October adopted additional rules to increase the number of licensed dispensaries, establishing security requirements for “satellite” locations and authorizing the revocation of licenses for certain violations.

DSHS also recently finalized rules allowing doctors to recommend new qualifying conditions for cannabis patients and creating standards for allowable low-THC inhalation devices.

Meanwhile, bipartisan Texas lawmakers say the stage is set to advance legislation next session establishing regulations for hemp THC products, with growing understanding among their colleagues that prohibition fails to effectively address concerns about the cannabis market.

Marijuana Moment is made possible with support from readers. If you rely on our cannabis advocacy journalism to stay informed, please consider a monthly Patreon pledge.

Become a patron at Patreon!





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Grand Prix Arlington set to bring top speeds to North Texas’ entertainment district

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Grand Prix Arlington set to bring top speeds to North Texas’ entertainment district



In just a few days, the Java House Grand Prix of Arlington will take place. Bill Miller, President and General Manager of the event, says this race has been in the works for two years.

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“We started, you know, conceptually, how do you design a racetrack on what are city streets and around the property,” said Miller.

Miller says they are on schedule, adding that it takes crews almost a month to set everything up.

“The track is 2.73 miles, 14 turns. You’re going to have top speeds on Randol Mill right behind us here, where the cars are going to be going 180mph,” said Miller.

Drivers will race through the Arlington Entertainment District, going past Globe Life Field and AT&T Stadium. 

“We’ve now come to Randol Mill, and we’re in the area of the track that we call the horseshoe. This is going to be one of the more technical spots of the track. Drivers will be just hugging around this turn and going probably 90 to 100, 100 plus miles an hour,” said Miller.

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Miller says they’ve carefully planned every little detail with the hopes of giving an expected crowd of about 80,000 people the best experience.

“You will feel the cars and that speed as they transition through this year’s area. It’s going to be pretty awesome,” said Miller.

 Tickets are still available. CBS News Texas will be live at the race events this Friday.



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Texas vs South Carolina basketball: Live updates, how to watch 2026 SEC championship game

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Texas vs South Carolina basketball: Live updates, how to watch 2026 SEC championship game


GREENVILLE, S.C. — On Sunday afternoon, Texas women’s basketball and South Carolina will reunite in the SEC Tournament’s championship game.

South Carolina is looking to win its 10th SEC Tournament championship since 2015. Having been the Big 12’s best in 2022 and 2024, Texas is playing for its third conference tournament title under head coach Vic Schaefer.

Stay tuned for live updates.

Texas vs. South Carolina: Live updates, highlights

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The Longhorns scored 20 of this game’s first 25 points and will take a 1-point lead into the second quarter. Leading the Longhorns was sophomore forward Justice Carlton, who outscored the Gamecocks by herself. While scoring 13 points on 6-of-7 shooting, Carlton also recorded three rebounds and three assists.

Carlton’s quick start came less than 24 hours after she played just four minutes in the second half of an 85-68 win over Ole Miss.

South Carolina shot just 4-for-13 from the field over this afternoon’s first 10 minutes. Over its first 14 games against ranked teams this season, South Carolina had outscored its opponents by an average of 4.2 points in the first quarter.

Fueled by Justice Carlton, Texas has jumped out to a 14-0 lead in South Carolina. Carlton already has scored six points, and the sophomore forward assisted teammate Breya Cunningham on the game’s first basket and set up another UT score by drawing an offensive foul. Carlton has also recorded a steal.

Texas has made its first seven shots this afternoon. South Carolina has called an early timeout after a start that included five turnovers and just one field-goal attempt.

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Where: Bon Secours Wellness Arena in Greenville, S.C.



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