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North Texas homeowners urged to review insurance policies as severe weather drives up costs

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North Texas homeowners urged to review insurance policies as severe weather drives up costs


With severe weather frequently impacting North Texas, homeowners often wonder: What does my insurance policy actually cover? Do I have the right coverage? What happens after filing a claim?

Insurance expert Rich Johnson, communications director for the Insurance Council of Texas, advises homeowners to review their policy carefully, starting with the first few pages.

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CBS News Texas


“The main thing to do is look at the first couple of pages of the policy,” Johnson said.

These pages typically outline wind and hail coverage, which may vary depending on location. Some homeowners may have a separate policy through the FAIR Plan or TWFG.

Johnson emphasizes the importance of understanding deductibles, particularly for hail and wind damage, which differ from deductibles for fire or plumbing issues.

“It’s usually between 1% and 5% of the insured value of your home,” he explained.

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If a home is damaged by severe weather, Johnson recommends taking photos and making temporary repairs before filing a claim.

“Get that claim in as soon as possible so you’re on the list for an adjuster to inspect your house,” he said.

When hiring contractors, Johnson advises homeowners to choose local businesses and seek recommendations from friends and neighbors to avoid scams.

“A couple of red flags: if they’re out of state, don’t have a licensing number, or say they’ll waive your deductible—that’s actually illegal in Texas,” he warned.

Scammers should be reported to insurance providers, local police, and the Texas Department of Insurance, which handles fraud cases.

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Johnson also notes that inflation and frequent severe weather are driving up repair costs and insurance premiums, affecting both home and auto insurance.

“We’re seeing weather impact insurance rates more severely and more frequently,” he said.



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Texas’ Michael Taaffe Declares for NFL Draft With Emotional Message

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Texas’ Michael Taaffe Declares for NFL Draft With Emotional Message


The Texas Longhorns are officially saying goodbye to one of the faces of their team.

After starting his college career as a walk-on, Texas safety Michael Taaffe has declared for the 2026 NFL Draft as his time on the Forty Acres comes to an end. An Austin native, Taaffe has been integral in bringing the Longhorns back to national relevance over the past few years.

Taaffe, who is already one of multiple Texas players to opt-out of the team’s bowl game against Michigan, posted a long message to social media to thank the university and fans for everything.

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Michael Taaffe Sends Message to Texas Fans

Texas Longhorns defensive back Michael Taaffe celebrates with the golden hat after the Longhorns defeat the Oklahoma Sooners at the Cotton Bowl. | Jerome Miron-Imagn Images
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Taaffe has become a fan favorite during his time in Austin, and made it clear that the Forty Acres will forever be his home.

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“For as long as I can remember l’ve bled burnt orange and white,” Taaffe wrote. “I have given my absolute all to the University of Texas and I am grateful for every part of my journey so far. The highs and lows all played a part in shaping the story y’all have helped me write!”

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“To Longhorn nation, from the moment I stepped on campus y’all have given me the support system any player would die for,” he continued. “I did everything I could to make this University better than I found it and give y’all something to be proud of every Saturday in the fall. My memories are not my memories without yall cheering on the burnt orange every weekend.”

“I’d like to thank the University of Texas and everyone apart of this journey with me. Though it’s tough to say, but all things must come to an end. With that being said, I am officially declaring for the NFL Draft. I’ll forever be a Texas Longhorn. Hook’ em!”

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Michael Taaffe’s Career Stats

Texas Longhorns defensive back Micheal Taaffe answers questions from the media during SEC Media Days at Omni Atlanta Hotel. | Jordan Godfree-Imagn Images

Taaffe played in 53 games while making 36 starts at Texas. In that span, he’s posted 222 total tackles (119 solo), three sacks, one forced fumble, one fumble recovery, 21 pass breakups and seven interceptions.

This season, he missed two games in SEC play after undergoing thumb surgery but still put together an overall productive year, finishing with 70 total tackles (38 solo), one sack, one pass breakup and two interceptions.

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He ended the year with a game-sealing interception in Texas’ 27-17 win over then-No. 3 Texas A&M in the regular-season finale. This marked his second pick against the Aggies in as many seasons.

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Taaffe and the Longhorns went 6-0 against their three rivals (Texas A&M, Oklahoma, Arkansas) since joining the SEC in 2024.





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Texas falls short in Elite Eight loss to Wisconsin, 3-1

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Texas falls short in Elite Eight loss to Wisconsin, 3-1


Another deep run in the NCAA Tournament is over for the No. 1 seed Texas Longhorns (26-4) after falling to the No. 3 seed Wisconsin Badgers (28-4) in the Elite Eight on Sunday at Gregory Gymnasium in a 3-1 defeat.

Texas was consistently out of system for the entire match and struggled to consistently match Wisconsin in any area of the game even though the Horns held a statistical edge in several categories. The biggest issue was the subpar performance from junior outside hitter Torrey Stafford, who hit .132 with nine kills and four attacking errors — the Longhorns needed more from their star, outshone on her home court by Badgers standout Mimi Colyer notching a match-high 23 kills on a .309 hitting percentage.

The young Texas team struggled to find answers across the board as head coach Jerritt Elliott tried to find sparks from his bench, a failed effort.

In the first set, both teams came out swinging and stayed neck to neck attacking the net at 5-5. True freshman outside hitter Abby Vander Wal aided the Longhorns with four kills during the set, alongside fellow true freshman outside hitter Cari Spears landing three kills in the first set. Texas was able to gain a small lead as Wisconsin continued to capitalize on attacks and force errors to gain a 23-17 lead. Longhorn middle blocker Nya Bunton snagged a two kills for Texas as the match closed out with Wisconsin taking the opening set, 25-22, despite the Longhorns saving five set points.

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In the second set, Wisconsin jumped out to an early 4-2 lead with Colyer snagging early kills. The Longhorns cut the lead to 11-10 by forcing attacking errors, but the Badgers stayed steady, maintaining their lead with outside hitter Grace Egan swinging strong at the net to extending the lead to 18-13. The Longhorns stayed in the match with the leadership of senior outside hitter Whitney Lauenstein tagging four late kills, but the Badges closed the second set, 25-21, having never trailed in it.

All gas in the intense third set with both teams pumping attack after attack with the Longhorns taking a 8-7 lead. While both teams stayed on each others heel’s by countering each other’s attacks until Longhorn setter Rella Binney served back-to-back aces to put Texas up 15-12. The Longhorns stood strong at the net, forcing Badger errors to close the third set, 25-20, to prolong the match, albeit only briefly.

In the fourth set, the Longhorns use the momentum from the third set and go on a 4-0 run with kills from Vander Wal and Spears. The Badgers did not lay down as they were able to for errors and counter attack with the aid of outside hitter Una Vajagic to go on a 12-4 run, putting Wisconsin up, 12-8. The Longhorns managed a 4-0 run while libero Ramsey Gary landed an ace bring the match to 18-15, but the Badgers eventually closed the fourth and final set by forcing seven Longhorn errors to end the match, 25-19.



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Frigid air moves across North Texas Sunday ahead of mid-week warmup

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Frigid air moves across North Texas Sunday ahead of mid-week warmup



Yes, it was just two days ago that DFW enjoyed temperatures in the 70s. However, cold winds arrived overnight to push that December warmth away, and frigid arctic air took its place.

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Coats, gloves and hats are needed if you head out to support your family or friends in the BMW Dallas Marathon on Sunday morning. Temperatures will start right around freezing with wind gusts around 25 mph.

Bitter cold wind chills are expected throughout the day.

It seems every other year that North Texas gets a winter start to the Dallas marathon. The race starts with mostly cloudy skies, but the skies will clear by Sunday afternoon.

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Highs will top out in the low 40s – one of the colder days DFW has had so far this season.

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Lows Sunday night dip down into the 20s for the first time at DFW since last February.

The cold air is not sticking around. North Texas will quickly warm up.

After the coldest morning so far this season on Monday, it will be back in the 70s by mid-week. It will also be near record highs by next weekend.

Long-range models show the warm air is lasting until Christmas. 

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