Florida
Florida’s Affordable Housing Crisis: The Troubled Path part 1 of 4
Inside Florida’s affordable housing crisis
FOX 13’s Chief Political Investigator Craig Patrick reports on Florida’s ongoing affordable housing problems, and how the state plans to combat the growing crisis in the near future.
TAMPA, Fla. – Brad Butler works long hours as a carpenter and home remodeler. He and his work partner spent three weeks and $6,000 of their own money updating a house in Dade City. But instead of getting paid for their work, they accepted a deal to rent the house at a discounted price of $1,400 per month for a year—because they could not find other options they could afford. After a year when the rent increases, they’ll look for other options.
“I’m a very honest hard-working person, but it just doesn’t seem that the economy has it in it to make hard-working people successful right now,” said Butler. “Prices have skyrocketed three times, I think. And just in this area.”
People who recently moved to the Tampa Bay area may not believe what houses used to cost. For example, in 1998, a three-bedroom waterfront home in St. Peterburg sold for $133,000. That was near the start of the tech boom, which helped ignite the housing crisis.
Two years later, the tech boom crashed. Investors moved what was left of their fortunes into real estate, snatching up houses everywhere—but especially Central Florida. Real estate in our area had flown under the radar until the age of the internet revealed comparatively cheap homes (on or near the water) for the whole world to see.
At the same time, banks lowered their standards—approving high-risk adjustable mortgages to high-risk buyers with lower credit scores— while investors flipped one home after another. Many starter homes got demolished and replaced by larger, more expensive homes—further reducing the supply of homes working class families could afford.
Then, by 2008, those high-risk buyers stopped paying the soaring costs of the high-risk mortgages. Banks failed, the economy tanked and real estate dipped—but in the Tampa Bay area, houses still cost much more than they did ten years before. For example, the same house that sold for $133,000 in 1998, sold for $275k in 2009 at the end of the downturn.
The Great Recession and glut of foreclosures crushed home builders, reducing the supply of new homes as the economy recovered.
“We did have a, a shortage of building for a while, especially in Florida after the market crash. You know, we were ground zero for the market crash. It took a long time for builders to get back online. A lot of builders went bust as well when that happened,” said St. Petersburg City Councilman Richie Floyd.
Builders who kept going started building larger, more expensive homes for larger profits—increasing the shortage of starter homes.
As millennials moved out on their own, they preferred urban living, which drove a movement from the suburbs to the spiraling costs of living in cities like Tampa, St. Pete, Clearwater, and Sarasota.
Meanwhile, the government offered new tax credits for home buyers, and interest rates dropped. Warren Buffett advised his fellow mega investors to snatch up homes—saying he’d buy a couple hundred thousand himself if he could. They followed his lead by purchasing more houses, condos, and apartments across the nation—and Florida in particular. Large investors and corporations replaced small landlords and homeowners, and they charged soaring rents (especially in urban areas).
Then President Trump signed new tax cuts on investment profits- fueling the real estate frenzy.
Then the pandemic hit. Florida stood out for lifting lockdowns and restrictions before other states. That drove a flood of relatively wealthy newcomers eager to buy.
“Post pandemic and during the pandemic, we saw this shift from high tax states to states like Florida, where people can work here and get the benefits of living here and that has only accelerated that challenge,” said Florida Policy Project and former Florida State Senator Jeff Brandes.
A wave of hurricanes, a property insurance crisis, and a trend of millennials migrating south combined to burn working-class people who can’t find an affordable place to live- unless they really scrimp and live a long way from work.
We don’t yet know the long-term impact of the Hurricanes Debby, Helene, and Milton. But studies like this one in Science Direct show hurricanes tend to drive Florida home prices up in the short term.
“750 people are moving to Florida every single day. And there just isn’t enough housing being built to support that,” said Brandes. “And that’s kind of created the supply and demand challenge.”
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Florida
House ethics panel finds Florida congresswoman Cherfilus-McCormick committed 25 violations
WASHINGTON — The House Ethics Committee found Friday that Democratic Rep. Sheila Cherfilus-McCormick of Florida had committed numerous violations of House rules and ethics standards, a ruling that could add weight to Republicans’ push to expel her from Congress.
After meeting for over seven hours Thursday night, an ethics panel composed of four Democrats and four Republicans found that Cherfilus-McCormick had committed 25 ethics violations. The panel said it would recommend a punishment in the coming weeks.
The allegations center around her receipt of millions of dollars from her family’s health care business after the state of Florida made an overpayment of roughly $5 million in disaster relief funds. Cherfilus-McCormick is accused of using that money to fund her 2022 congressional campaign through a network of businesses and family members.
The congresswoman, who is running for a fourth term representing a southeastern Florida district, has denied wrongdoing, and her attorney stridently criticized Thursday’s public hearing — the first open proceeding in nearly 15 years. But the ruling from the Ethics Committee could fuel a potential vote on her expulsion and divide a Democratic Caucus that is trying to make a comeback to power in the November elections.
Cherfilus-McCormick also faces federal charges for allegedly stealing the $5 million in COVID-19 disaster relief funds and using it for purchases like a 3-carat yellow diamond ring. Her brother, former chief of staff and accountant were also charged in the alleged scheme. She pleaded not guilty to those charges, and her attorney indicated Thursday that the trial is expected to start in the coming months.
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Florida
Audubon Florida leader has built reputation for working across party lines | The Invading Sea
By Issabella Gutierrez
As a child growing up in rural Florida, Julie Wraithmell once stood at the foot of a tall pine tree and watched a woman climb 50 feet into the air to occupy an abandoned eagle’s nest. The woman, Doris Mager, stayed there for a week to raise money for raptor rehabilitation. For young Julie, the “nest-in” became a blueprint for a life in conservation.
In Florida’s often unpredictable environmental policy landscape, Wraithmell has built a reputation for working across party lines.
Today, as the vice president and executive director of Audubon Florida, the state office of the National Audubon Society, she leads the organization’s statewide science and advocacy efforts from her office in Tallahassee. She spends the legislative session in committee hearings and meetings with lawmakers, agency officials and conservation leaders.
Over two decades, she has evolved from a field biologist and self-described “bird nerd” into an influential environmental leader in Florida, navigating a political landscape that can be as unpredictable as any treetop.
A native Floridian, Wraithmell earned a bachelor’s degree in biology from Duke University and a master’s degree in science from Florida State University.
She began her career in 1997 as a biologist at the Florida Fish and Wildlife Conservation Commission, where she worked for eight years and helped launch the Great Florida Birding Trail, a 2,000-mile network connecting more than 500 wildlife-viewing sites.
Wraithmell now oversees 80 Audubon Florida staff members and 45 chapters statewide. Beyond lobbying, she directs habitat restoration strategies and coordinates policy teams focused on land conservation and water quality.
Renée Wilson, a senior communications coordinator at Audubon Florida, described Wraithmell as a “getter-donner” who remains “cool as a cucumber” even when tension runs high in the Capitol.
“She’s not a micromanager,” Wilson said. “She gives you the direction you need, and she’s there if you need a course correction, but she really empowers the staff to follow their passions.”

Her leadership was tested in 2024 and 2025, when proposals surfaced to add golf courses to state parks and to swap protected land at the Guana River Wildlife Management Area for development. Audubon Florida helped generate tens of thousands of public comments and coordinated bipartisan opposition that led to the withdrawal of both proposals.
Elizabeth Alvi, senior director of policy for Audubon Florida, said Wraithmell’s leadership in these sensitive moments is defined by a refusal to be pulled off course by short-term pressure. She added that Wraithmell is widely respected by lawmakers across the aisle.
“People know that when she speaks, it is grounded in science and aligned with a clear organizational priority, not opportunistic positioning,” Alvi said. “That discipline earns respect in the Capitol because it’s consistent and thoughtful.”
Wraithmell often quotes a mentor who told her that advocacy requires “weaving back and forth across the political aisle like sloppy drunks.”
“You might find yourself fighting a legislator over a road project one year, but you have to be ready to partner with that same person on a land conservation bill the next,” Wraithmell said. Holding onto professional grudges, she said, is a luxury the environment cannot afford.
That pragmatism shapes her push for stable funding for Florida Forever, the state’s land acquisition program that has preserved more than 1 million acres. While funding has fluctuated in recent years, she said unstable funding could impede critical habitat purchases as development pressures increase.

In 2010, Wraithmell led Audubon’s response to the Deepwater Horizon oil spill, advocating for restoration settlement funds to be directed toward coastal bird habitat recovery. Her efforts earned her the Charles H. Callison Award in 2015, the highest honor from the National Audubon Society.
Wraithmell does not shy away from the topic of climate change.
“The ocean is coming for us,” Wraithmell said. “Whether you call it climate change, sea-level rise or flooding, we are seeing the impacts on our shorebirds and our coastal communities right now.”
Under her leadership, Audubon Florida has expanded coastal resilience efforts, including protecting nesting grounds threatened by rising sea levels and promoting nature-based solutions such as wetland restoration and living shorelines. Alvi said many people underestimate how difficult it is to align science, policy timing and organizational reputation simultaneously.
“The most significant win will likely be institutional strength: a conservation movement in Florida that is more strategic, more science-driven and more disciplined in its public engagement,” Alvi said.
When asked to summarize Florida’s environmental story in a single place, Wraithmell pointed to the Everglades. She described it as an ecosystem shaped by historical “screw-ups,” from ditching and draining to the exploitation of birds.
“It’s a site of people coming together and saying, ‘Whoop, we screwed up. Now what are we going to do about it?’” Wraithmell said. “With billions of dollars in investment, we are seeing results.”
Despite the rapid pace of development across Florida, Wraithmell remains optimistic about the future, pointing to volunteers, students, and local advocates who make up the Audubon Florida network.
“Watching kind of the creative magic that they get up to together,” Wraithmell said. “That is what gives me hope for the next decade.”
The little girl watching from the ground is gone. Now, Julie Wraithmell is the one in the treetop, asking young Floridians to climb with her and protect wild Florida.
Issabella M. Gutierrez is a junior majoring in multimedia journalism at Florida Atlantic University. Banner photo: A great egret flies over the Florida Everglades (iStock image).
Sign up for The Invading Sea newsletter by visiting here. To support The Invading Sea, click here to make a donation. If you are interested in submitting an opinion piece to The Invading Sea, email Editor Nathan Crabbe.
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