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Delaware Provides Middle-Class Americans Plenty of Average-Priced Home Options Right Now

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Delaware Provides Middle-Class Americans Plenty of Average-Priced Home Options Right Now


While most Americans fear that the dream of owning a home is all but over, Delaware offers new hope, especially for middle-class homebuyers.

With its mix of coastal charm, tax advantages, and manageable home prices, the First State is quietly becoming a haven for those seeking to buy without breaking the bank.

And so the American dream lives on!

Delaware’s home prices are well within reach for most

Middle-class Americans in Delaware bring in a median household income of $79,325, or roughly $6,610 per month, according to SmartAsset analysis of 2023 income data from the U.S. Census Bureau.

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With a comfortable mortgage budget of $1,983 per month—based on the widely recommended 30% income threshold—buyers in this bracket can afford a home priced around $396,422.

The good news? Delaware’s median home price is $369,900, according to the latest Realtor.com® data. That puts average-priced homes within reach for many middle-class households, a rare feat in today’s market. The affordability alignment between income and housing costs positions Delaware as one of the few states where the numbers genuinely work for middle-income earners.

What’s more, Delaware’s low property taxes and absence of a sales tax further enhance affordability, stretching household budgets in ways that few other states can.

Coastal Living Without the Premium Price Tag

One of Delaware’s most compelling features is its access to the Atlantic coastline—without the high price premiums typically associated with beach towns.

Places like Lewes, Rehoboth Beach, and Bethany Beach offer picturesque living that’s far more attainable than similar locales in neighboring states. However, the beach life isn’t as attainable for the average working family in the state.

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But if you look to inland towns like Milford and Seaford, you’ll find home prices well within a middle-class budget, offering a mix of new construction and well loved properties. While you may not get sunset views over the oceans, these towns have walkable downtowns, family-friendly amenities, and easy commutes to the ocean for a day away.

Moreover, the growing development in Kent and Sussex counties provides even more opportunities for affordable housing near nature trails, waterways, and recreational spots—all without the big-city price tags.

Retiree Appeal Is Boosting Infrastructure—And Opportunity

Delaware’s growing popularity among retirees has led to an unexpected benefit for middle-class buyers: enhanced infrastructure. As 55+ communities and age-friendly neighborhoods spring up, the surrounding areas are seeing upgrades in everything from healthcare to public transit to retail.

This rising tide of investment helps make smaller communities more livable for families and professionals alike. And with many retirees selling higher-priced homes in other states to downsize in Delaware, the housing turnover has created a steady stream of inventory that helps moderate price pressure.

As other markets overheat or freeze up entirely, Delaware strikes a rare balance—affordable, accessible, and increasingly appealing for middle-class Americans looking to make home ownership a reality.

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Delaware

Done Deal: 695 Delaware Avenue – Buffalo Rising

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Done Deal: 695 Delaware Avenue – Buffalo Rising


Ellicott Development has expanded it local property portfolio. Ellicott’s 4628 Group Inc. purchased 695 Delaware Avenue on Wednesday for $1.025 million. Fred Kaplan Living Trust was the seller. The 8,454 sq.ft., three-story barn-like structure with mansard roofed addition is occupied by media production and marketing firm Crosswater Digital Media. It was the home of WKBW radio for a number of years. The property totals 0.4 acres in size with a large parking lot fronting Delaware Avenue.

The property is bookended by the Westbrook Apartments and Wilcox House apartment buildings, both ten-story structures. It sits across the street from 700 Delaware, the former Computer Task Group Building Ellicott purchased in 2018 and is now occupied by the NYS Department of Environmental Conservation.



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Man, 77, dies after collision with teen driver near Hartly, police say

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Man, 77, dies after collision with teen driver near Hartly, police say


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A 77-year-old man died following a two-car crash near Hartly on the morning of Dec. 10, Delaware State Police said.

The man, from the Dover area, has not been identified by police pending family notification.

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According to police reports, the man was driving a Honda Accord east on Judith Road approaching Hartly Road about 9 a.m., as an 18-year-old woman was driving a Ford Focus south on Hartly Road approaching Judith Road.

Police reported that a preliminary investigation shows the Honda moved from the stop sign into the Ford’s path, causing a collision.

The man was pronounced dead at the scene. The woman, from Hartly, was treated at the scene. Police said she refused to be taken to a hospital.

Send tips or story ideas to Esteban Parra at (302) 324-2299 or eparra@delawareonline.com.

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Delaware County approves 19% property tax hike in 4-1 vote

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Delaware County approves 19% property tax hike in 4-1 vote


MEDIA, Pa. (WPVI) — Delaware County Council voted 4-1 Wednesday night to approve a budget that includes a 19% property tax increase, despite objections from residents.

Property owners with a home assessed at $255,000 will pay about $188 more annually under the new budget, which takes effect next month.

Before the vote, some residents urged council to reconsider.

“I ask council to revisit the proposed budget, forgo voting tonight, avoid solving the entire deficit on the back of the hardworking taxpayers,” said Cynthia Sabitini of Upper Providence Township.

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One councilmember agreed, but most did not.

“Simply put, I feel that the increase is too drastic,” said Councilmember Elaine Paul Schaefer.

“This needs to occur. I don’t like it, but it’s what has to occur,” said Councilmember Kevin Madden.

The hike follows a 23% increase last year and a 5% increase the year before. County officials say tax hikes were minimal for a decade, forcing steep increases now.

The current all-Democratic council argues they’re righting the financial ship after past Republican leaders didn’t do enough.

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“For the first time in more than a decade, this budget puts Delaware County on track to have a truly balanced budget,” said Council Chair Dr. Monica Taylor.

County leaders say the increase addresses a structural deficit, but opponents blame spending on projects such as de-privatizing George Hill Correctional Center and creating a health department.

“How do you justify coming in with a deficit and then saying you’re repairing it after you grew it?” said Michael Straw of Media Borough Republicans.

Officials say future hikes should be minimal if the county makes any request at all, but some remain skeptical.

“I have my doubts that we won’t be seeing increases in the future,” Straw said.

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